3544 Ruby Ave, Saint James City, FL 33956
Property image
Property image
FOR SALE
3D VIEW

$1,199,000

Original price: $1,224,000
  • 4 Beds
  • 3 Baths

3544 Ruby Ave, Saint James City, FL 33956

Est. Mortgage $7,868/mo*
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Home Highlights

Single-Family Home
Built in 1993
Garage

Local Information

  • Map ViewExplore the area around 3544 Ruby Ave.
  • Schools1 Preschool School1 Elementary School2 Middle Schools5 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Covered dockBoat liftPrivate resort-style oasisHeated salt system poolCorian countertopsFillet station
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
Last check for updates: 1 day ago
Listing courtesy of Lisa Marcet, (954) 662-6119
Charles Rutenberg Realty FTL
Originating MLS: A-Miami Association of REALTORS
Source: MIAMI, MLS#A12111574
Also Listed on Stellar MLS.

Home Details for 3544 Ruby Ave

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, WasherDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Wood
Levels, Entrance, & Accessibility
Stories: 2Floors: Ceramic Tile, Wood
View
Has a ViewView: Canal, Water

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Deck, Patio, Screened PorchFencing: FencedVegetation: Fruit TreesExterior: LightingHas a Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageParking Spaces: 3Parking: Additional Spaces Available,Covered,Golf Cart Parking,Garage Door Opener,Converted Garage
Pool
Pool: HeatedPool
Frontage
WaterfrontWaterfront: Ocean Access, Canal, No Fixed Bridges, Point Lot, WF/Pool/Ocean AccessRoad Surface Type: Paved RoadOn Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Frontage Length: 188Not Allowed to Raise Horses
Surface & Elevation
Elevation Units: Feet

Days on Market

Days on Market: 22

Property Information

Year Built
Year Built: 1993
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: House, DetachedArchitecture: House,Detached
Building
Building Name: Bayview AcresConstruction Materials: Concrete Block Construction
Property Information
Parcel Number: 1001991

Price & Status

Price
List Price: $1,199,000
Status Change & Dates
Possession Timing: Funding

Active Status

MLS Status: Active

Location

Direction & Address
City: Saint James CityCommunity: Bayview Acres

Agent Information

Listing Agent
Listing ID: A12111574

HOA

Association for this Listing: A-Miami Association of REALTORSNo HOA

Offer

Listing Terms: All Cash, Conventional, FHA

Miscellaneous

Mls Number: A12111574Water ViewWater View: Canal, Water

Additional Information

Source Internet Entire Listing Display

Price and Tax history

DateEventPrice
Nov 9, 2026
Source: MIAMI #A12111574
PriceChange
$1,199,000
Price decreased by 2%
Oct 22, 2026
Source: Stellar MLS #L4965050
PriceChange
$1,224,000
Price decreased by 2%
Sep 14, 2026
Source: Stellar MLS #L4965050
Listed For Sale
$1,249,000
Sep 1, 2026
Source: Florida Gulf Coast MLS #2025018250
ListingRemoved
$1,289,000
Jun 10, 2026
Source: Florida Gulf Coast MLS #2025018250
PriceChange
$1,289,000
Price decreased by 1%

What Locals Say about Saint James City

At least 14 Trulia users voted on each feature.
  • 100 % Say parking is easy

  • 89 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 81 % Say car is needed

  • 79 % Say it's quiet

  • 77 % Say they plan to stay for at least 5 years

  • 76 % Say people would walk alone at night

  • 73 % Say it's walkable to restaurants

  • 70 % Say neighbors are friendly

  • 67 % Say there's wildlife

  • 63 % Say there are community events

  • 60 % Say there's holiday spirit

  • 29 % Say kids play outside

  • 22 % Say streets are well-lit

  • 21 % Say it's walkable to grocery stores

  • 19 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "The vibe here on the island is peace, relaxation and fun. everybody seems to have a boat and everyone seems to love fishing. Lots of great restaurants to eat at and able to go to by boat. Most people here are adults and they are very few children except for some grandchildren."
  • Eugeneb
    "All kinds of events and special festivals too many to list here. Parades, dinners, flea markets, fishing tournaments."
  • K R.
    "We have an American Legion, VFW and a Moose and Elks. There is always things to do and good meals to eat."
  • Eugeneb
    "Block parties and many other events, fishing tournaments, fund new raisers and festivals. Parades celebrations of all the holidays. Flea markets and secondhand stores."
  • Eugeneb
    "Everyone is friendly it’s like living in Mayberry. Very safe no crime. It’s just the most wonderful place to live."
  • Jessica G.
    "Everyone walks their dogs here at least once a day. There are a lot of old dogs, so puppies need to be careful. Dogs must be on a leash in this area and there’s no real dog park nearby. There are snakes and gators in and near wooded areas, so be aware!"
  • Theislandretreat
    "If you are really looking for somewhere to get away from it all, Pine Island is the place. There are ZERO traffic lights, it's quiet, and there are no high rises or major commercial outfits on the island. This island was thankfully left alone in the ramping up of virtually every other developed coastline. You hear and see the bald eagles, seahawks, pelicans, dolphin and manatee, something again which is rare in other communities. Tropical nurseries populate the island, the fishing is out of this world and the rest you get from the hustle and bustle is unmatched. Though remote, you have everything close by that is a necessity or recreationally wanted: your island grocery store, hardware store, liquor store, a few banks, a gas station, art galleries, more than 12 restaurants and bars dot the island, 4 marinas, 2 day spas, more than a few bait/tackle shops, kayak/bicycle/boat rentals, and the island is also home to the most preserves in the Southwest area which affords great hiking and exploring."
  • Chris A.
    "Pine Island is one of the true "old Florida" spots left. We are a srtong comunity that supports each other you will not fined the chain stores,resturants,or big box stores out here only your neighbors and NATURE."
  • Carl J.
    "If it's nature and peace you are after, check out St james City, Florida. Located on a tropical island called Pine Island on the southern end. The last undeveloped island in florida."

Market trends in Saint James City

Last updated October 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
85
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$1.14M
Since last month
Decreased$57K (-4.7%)
Since last year
Increased$111K (+10.8%)
Since last sale
Increased$187K (+19.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +103% in the last 10 years
MonthEstimated value
2026
November 2026$1.14M
October 2026$1.19M
September 2026$1.19M
August 2026$1.2M
July 2026$1.2M
June 2026$1.2M
May 2026$1.21M
April 2026$1.3M
March 2026$1.3M
February 2026$1.3M
January 2026$1.3M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Single-Family Home
$760,000
09/09/26
3
2.5
1,429
0.17
Single-Family Home
$1,100,000
03/24/26
3
3
2,184
0.20
Single-Family Home
$1,050,000
03/17/26
3
3
2,146
0.17
Single-Family Home
$720,000
10/06/26
4
2
1,292
0.09
Single-Family Home
$569,000
12/18/25
3
2
1,503
0.30
Single-Family Home
$700,000
03/31/26
3
3
2,102
0.16
Single-Family Home
$637,500
07/24/26
2
2.5
1,850
0.05
Single-Family Home
$441,000
02/08/26
3
2
1,263

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

LGBTQ Local Legal Protections

Lisa Marcet, Charles Rutenberg Realty FTL
Agent Phone: (954) 662-6119
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 3544 Ruby Ave

  • What is the estimated monthly payment for 3544 Ruby Ave?
    Based on a $1,199,000 list price with 20% down at today's rates, the estimated monthly payment for 3544 Ruby Ave in Saint James City, FL is approximately $8,180 (about $6,706 principal & interest, $1,399 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Saint James City?
    Residents describe Saint James City, FL as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Saint James City, FL.
  • What are the closest schools to 3544 Ruby Ave?
    The closest schools to 3544 Ruby Ave in Saint James City, FL are Cape Coral High School (rated 5/10), Gulf Middle School (rated 6/10), Ida S. Baker High School (rated 4/10).
  • What is 3544 Ruby Ave estimated to be worth?
    Trulia's estimated value for 3544 Ruby Ave in Saint James City, FL is $1,137,200.
  • Does 3544 Ruby Ave have air conditioning?
    Yes, 3544 Ruby Ave in Saint James City, FL has air conditioning.
  • Does 3544 Ruby Ave have a pool?
    Yes, 3544 Ruby Ave in Saint James City, FL has a pool.
3544 Ruby Ave, Saint James City, FL 33956 is a 4 bedroom, 3 bathroom single-family home built in 1993. This property is currently available for sale and was listed by MIAMI on Oct 23, 2026. The MLS # for this home is MLS# A12111574.