$1,249,000
4 Beds
3 Baths
2,950 sqft (on 0.28 acres)
3544 RUBY AVENUE, Saint James City, FL 33956
Est. Mortgage $8,173/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 89% nearby.
Home Highlights
Single-Family Home
Built in 1993
0.28 acre lot
$423/sqft
2 Car Garage
Local Information
- Map ViewExplore the area around 3544 RUBY AVENUE.
- Schools1 Preschool School1 Elementary School2 Middle Schools5 High Schools
- Shop & Eat
-- mins to
About this House
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry. Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home. This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
Last check for updates: about 8 hours ago
Listing Provided by: Lisa Marcet, (954) 662-6119
CHARLES RUTENBERG REALTY FTL, (954) 396-3001
Originating MLS: Lakeland
Source: Stellar MLS, MLS#L4965050
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511
We estimate this home will sell faster than 89% nearby.
Home Details for 3544 RUBY AVENUE
|
|---|
Interior Details Number of Rooms: 4Types of Rooms: Primary Bedroom, Bathroom 1, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 2950 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Water ConnectedAppliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: In KitchenMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa Spa: HeatedNo Fireplace |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Door: Outdoor GrillFlooring: Ceramic Tile, Engineered Hardwood |
Levels, Entrance, & Accessibility Stories: 2Number of Stories: 2Levels: TwoFloors: Ceramic Tile, Engineered Hardwood |
View Has a ViewView: Water, Canal |
Security Security: Security System |
|
|---|
Exterior Home Features Roof: MetalPatio / Porch: Covered, Enclosed, Patio, ScreenedVegetation: Fruit TreesOther Structures: Boat HouseExterior: Balcony, Fire Pit, Lighting, Outdoor Grill, Sprinkler MeteredFoundation: Concrete Perimeter, Pillar/Post/PierHas a Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Door Opener,Golf Cart Parking |
Pool Pool: In GroundPool |
Frontage WaterfrontWaterfront: Canal - Saltwater, Saltwater Canal Access, Gulf/Ocean Access, Lift - Covered, SeawallRoad Surface Type: AsphaltOn Waterfront |
Water & Sewer Sewer: Septic Tank |
|
|---|
Cumulative Days on Market: 234Days on Market: 7 |
|
|---|
Year Built Year Built: 1993 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Coastal,Mid-Century Modern |
Building Construction Materials: OtherNot a New ConstructionNo Additional Parcels |
Property Information Parcel Number: 024622110000B.0090 |
|
|---|
Price List Price: $1,249,000Price Per Sqft: $423 |
|
|---|
MLS Status: Active |
|
|---|
|
|---|
Direction & Address City: ST JAMES CITYCommunity: BAYVIEW ACRES |
School Information Elementary School: Pine Island ElementaryJr High / Middle School: Gulf Middle SchoolHigh School: Ida S. Baker High School |
|
|---|
Listing Agent Listing ID: L4965050 |
|
|---|
Building Area Building Area: 3288 Square Feet |
|
|---|
Not Senior Community |
|
|---|
Association for this Listing: LakelandNo HOAHOA Fee: No HOA Fee |
|
|---|
Lot Area: 0.28 acres |
|
|---|
Special Conditions: None |
|
|---|
Listing Terms: Cash, Conventional |
|
|---|
Business Information Ownership: Fee Simple |
|
|---|
Mls Number: L4965050Water ViewWater View: Water, CanalShowing Advance Notice: 24Showing Considerations: See RemarksShowing Requirements: 24 Hour Notice, Appointment Only, Combination Lock Box, ShowingTimeUniversal Property Id: US-12071-N-0246221100000090-R-N |
Around this home
What Locals Say about Saint James City
At least 14 Trulia users voted on each feature.
100 % Say parking is easy
89 % Say it's dog friendly
84 % Say yards are well-kept
81 % Say car is needed
79 % Say it's quiet
77 % Say they plan to stay for at least 5 years
76 % Say people would walk alone at night
73 % Say it's walkable to restaurants
70 % Say neighbors are friendly
67 % Say there's wildlife
63 % Say there are community events
60 % Say there's holiday spirit
29 % Say kids play outside
22 % Say streets are well-lit
21 % Say it's walkable to grocery stores
19 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
Market trends in Saint James City
Last updated August 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
88
10MoM
Home Value
Trulia Estimate
$1.17MSince last month
Decreased$31K (-2.6%)Since last year
Increased$157K (+15.6%)Since last sale
Increased$215K (+22.6%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +132% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $1.17M |
| August 2026 | $1.2M |
| July 2026 | $1.2M |
| June 2026 | $1.2M |
| May 2026 | $1.21M |
| April 2026 | $1.3M |
| March 2026 | $1.3M |
| February 2026 | $1.3M |
| January 2026 | $1.3M |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.16 | Single-Family Home | $1,100,000 | 03/24/26 | 3 | 3 | 2,184 | |
0.20 | Single-Family Home | $1,050,000 | 03/17/26 | 3 | 3 | 2,146 | |
0.30 | Single-Family Home | $700,000 | 03/31/26 | 3 | 3 | 2,102 | |
0.10 | Single-Family Home | $569,000 | 12/18/25 | 3 | 2 | 1,503 | |
0.34 | Single-Family Home | $990,000 | 10/02/25 | 4 | 2 | 1,758 | |
0.27 | Single-Family Home | $465,000 | 03/02/26 | 3 | 3 | 2,077 | |
0.47 | Single-Family Home | $840,000 | 09/26/25 | 3 | 2.5 | 2,200 | |
0.04 | Single-Family Home | $760,000 | 09/09/26 | 3 | 2.5 | 1,429 | |
0.26 | Single-Family Home | $752,500 | 05/20/26 | 3 | 2 | 1,767 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.05 | $441,000 | 3 | 2 | 1,263 | Recently Sold | |
0.04 | $760,000 | 3 | 2.5 | 1,429 | Recently Sold | |
0.07 | $715,000 | 2 | 2 | 1,220 | For Sale | |
0.08 | $340,100 | 1 | 2 | 840 | Off Market | |
0.04 | - | - | - | - | Off Market | |
0.04 | - | - | - | - | Off Market | |
0.05 | $425,300 | 2 | 1 | 1,117 | Off Market | |
0.10 | $279,000 | 2 | 1 | 1,007 | Recently Sold | |
0.09 | $619,200 | 2 | 2 | 1,300 | Off Market | |
0.05 | $369,900 | 1 | 1 | 1,332 | For Sale | |
0.10 | $569,000 | 3 | 2 | 1,503 | Recently Sold |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 14, 2026 Source: Stellar MLS #L4965050 | Listed For Sale | $1,249,000 |
Sep 1, 2026 Source: Florida Gulf Coast MLS #2025018250 | ListingRemoved | $1,289,000 |
Jun 10, 2026 Source: Florida Gulf Coast MLS #2025018250 | PriceChange | $1,289,000 Price decreased by 1% |
Apr 30, 2026 Source: Florida Gulf Coast MLS #2025018250 | PriceChange | $1,299,000 Price decreased by 4% |
Nov 5, 2025 Source: Florida Gulf Coast MLS #2025018250 | Listed For Sale | $1,350,000 |
Aug 9, 2024 Source: Florida Gulf Coast MLS #224024723 | Sold | $950,000 |
Jul 14, 2024 Source: SWFLMLS #224024723 | Pending | $1,000,000 |
Jul 10, 2024 Source: SWFLMLS #224024723 | PriceChange | $1,000,000 Price decreased by 17% |
May 15, 2024 Source: SWFLMLS #224024723 | PriceChange | $1,200,000 Price decreased by 8% |
Mar 14, 2024 Source: SWFLMLS #224024723 | Listed For Sale | $1,300,000 |
Nov 24, 2021 Source: Florida Gulf Coast MLS #221056370 | Sold | $1,400,000 |
Oct 27, 2021 Source: Florida Gulf Coast MLS #221056370 | Pending | $1,400,000 |
Sep 29, 2021 Source: Florida Gulf Coast MLS #221056370 | PriceChange | $1,400,000 Price decreased by 5% |
Sep 10, 2021 Source: Florida Gulf Coast MLS #221056370 | PriceChange | $1,470,000 Price decreased by 2% |
Aug 2, 2021 Source: Florida Gulf Coast MLS #221056370 | Listed For Sale | $1,495,000 |
Jun 19, 2018 Source: N/A | Sold | $515,000 |
May 29, 2018 Source: Agent Provided | Pending | $545,000 |
Mar 22, 2018 Source: Agent Provided | PriceChange | $545,000 Price decreased by 1% |
Feb 16, 2018 Source: Agent Provided | PriceChange | $550,000 Price decreased by 2% |
Jan 19, 2018 Source: N/A | Listed For Sale | $560,000 |
Jul 20, 2004 Source: N/A | Sold | $630,000 |
May 5, 2000 Source: N/A | Sold | $250,000 |
Feb 24, 1998 Source: N/A | Sold | $200,000 |
Feb 21, 1995 Source: N/A | Sold | $179,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $15,418 | $1,025,500 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Lisa Marcet, CHARLES RUTENBERG REALTY FTL, (954) 396-3001
Agent Phone: (954) 662-6119
Similar Homes You May Like
Premiere Plus Realty Company
0.48 ACRESJohn R. Wood Properties
0.27 ACRESMary Ann Cowart, Royal Shell Real Estate, Inc.
0.36 ACRESRE/MAX Nautical Realty
1.06 ACRESJohn R. Wood Properties
0.29 ACRESRoyal Shell Real Estate, Inc.
0.31 ACRESExperience Real Estate Group
0.33 ACRESRoyal Shell Real Estate, Inc.
0.25 ACRESBerkshire Hathaway Florida
0.75 ACRESMary Bondurant, Kingfisher Real Estate Inc.
0.5 ACRESPhaidra A McDermott, Kingfisher Real Estate Inc.
0.27 ACRESKelly Huguenin, Pfeifer Realty Group LLC
OPEN THU, 12:30-3:30PM0.26 ACRESThe Keyes Company
0.67 ACRESRob F Pailes, SBL Realty Group, LLC
0.44 ACRESRE/MAX Nautical Realty
0.31 ACRESMary Bondurant, Kingfisher Real Estate Inc.
0.27 ACRESJohn R. Wood Properties
0.31 ACRESRealmark Realty Group II LLC
0.29 ACRESSusan E McCallion, McCallion and McCallion
0.31 ACRESRoyal Shell Real Estate, Inc.
See more homes for sale inSaint James City
New Listings near 3544 RUBY AVENUE
0.28 ACRESC Paul Primeaux, McCallion and McCallion
0.29 ACRESJeff Burns, Premier Sotheby's Int'l Realty
0.35 ACRESSusan E McCallion, McCallion and McCallion
0.43 ACRESChip C Wolfe, RE/MAX REALTY GROUP
0.57 ACRESChris Kirchner, Keller Williams Realty Fort Myers and the Islands
0.32 ACRESCentury 21 Selling Paradise- 0.29 ACRESSusan E McCallion, McCallion and McCallion
0.33 ACRESCarolyn Tongyai, John R. Wood Properties- 0.27 ACRESKelly Huguenin, Pfeifer Realty Group LLC
0.31 ACRESStephanie D Hoeh, Premier Sotheby's Int'l Realty- See more homes for sale inSaint James City
Frequently asked questions about 3544 RUBY AVENUE
- What is the estimated monthly payment for 3544 RUBY AVENUE?Based on a $1,249,000 list price with 20% down at today's rates, the estimated monthly payment for 3544 RUBY AVENUE in Saint James City, FL is approximately $8,323 (about $6,791 principal & interest, $1,457 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Saint James City?Residents describe Saint James City, FL as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Saint James City, FL.
- What are the closest schools to 3544 RUBY AVENUE?The closest schools to 3544 RUBY AVENUE in Saint James City, FL are Cape Coral High School (rated 5/10), Gulf Middle School (rated 7/10), Ida S. Baker High School (rated 3/10).
- What is 3544 RUBY AVENUE estimated to be worth?Trulia's estimated value for 3544 RUBY AVENUE in Saint James City, FL is $1,165,000.
- Does 3544 RUBY AVENUE have air conditioning?Yes, 3544 RUBY AVENUE in Saint James City, FL has air conditioning.
- Does 3544 RUBY AVENUE have a pool?Yes, 3544 RUBY AVENUE in Saint James City, FL has a pool.
3544 RUBY AVENUE, Saint James City, FL 33956 is a 4 bedroom, 3 bathroom, 2,950 sqft single-family home built in 1993. This property is currently available for sale and was listed by Stellar MLS on Sep 14, 2026. The MLS # for this home is MLS# L4965050.