3544 Ruby Ave, Saint James City, FL 33956
FOR SALE
3D VIEW
0.28 ACRES

3544 Ruby Ave
Saint James City, FL 33956

  • 4 Beds
  • 3 Baths
  • 2,950 sqft (on 0.28 acres)

$1,299,000

Original price: $1,350,000
Est. Mortgage $7,889/mo*

$1,299,000

Original price: $1,350,000
Est. Mortgage $7,889/mo*
4 Beds
3 Baths
2,950 sqft
(on 0.28 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Tropical Waterfront Paradise with Endless Charm! Welcome to your own slice of paradise! Nestled on a peaceful cul-de-sac corner lot with 189 feet of stunning waterfront, this exceptional 4-bedroom, 3-bath home perfectly blends luxury, comfort, privacy, and Florida fun. Located on beautiful INTERSECTING CANALS, every day feels like a vacation. Step outside to your private resort-style oasis—take a dip in the heated pool, relax by the firepit, get comfortable with a book on the hammock, or wiggle your toes in your very own playful sandy beach area. Boating enthusiasts will love the covered dock with lift, ideal for easy Gulf access and sunset cruises. TWO MINUTES OUT TO OPEN WATER! Inside, discover a bright and inviting open floor plan designed for relaxing and entertaining. The gourmet kitchen is a chef’s dream, featuring stainless steel appliances, custom cabinetry, Corian countertops, a wine refrigerator and plenty of space for gatherings with family and friends. The main suite offers a peaceful retreat with scenic water views, while the versatile downstairs “in-law” suite which includes a full kitchen and laundry room, providing private accommodations for guests or extended family. Surrounded by lush tropical trees and vibrant landscaping, this home truly embodies the Florida lifestyle—a perfect balance of relaxation, recreation, and natural beauty. Whether you’re lounging by the pool, hosting sunset dinners, or setting out on a morning paddle, every moment here feels like a getaway. Come experience the joy of waterfront living—where every sunrise sparkles on the canal and every sunset invites you to stay just a little longer. Consider adding this home to your income producing portfolio by placing this Coastal Escape on the vacation rental market. This home is in high demand all year!

Home Highlights

Parking
3 Car Garage
Outdoor
Porch, Patio, Pool
View
Canal
HOA
None
Price/Sqft
$440
Listed
180+ days ago

Home Details for 3544 Ruby Ave

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2950 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet AvailableAppliances: Dryer, Electric Cooktop, Ice Maker, Refrigerator, RefrigeratorWithIce Maker, WasherDryerLaundry: InsideRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: Above GroundHas a Spa
Windows, Doors, Floors & Walls
Window: Other, Impact GlassFlooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Tile
View
Has a ViewView: Canal
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Balcony, Open, Patio, Porch, ScreenedOther Structures: ApartmentExterior: Fence, Fruit Trees, Security/High Impact Doors, Outdoor Grill, Patio, Shutters Electric, Shutters ManualFoundation: Pillar/Post/PierHas a Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Carport Spaces: 2Number of Covered Spaces: 5Has a CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 5Parking: Attached,Circular Driveway,Underground,Garage,Golf Cart Garage,Guest,Attached Carport
Pool
Pool: Electric Heat, Heated, In Ground, Salt WaterPool
Frontage
WaterfrontWaterfront: Canal Access, Intersecting Canal, SeawallOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 176Days on Market: 180+

Property Information

Year Built
Year Built: 1993
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Two Story,Stilt
Building
Construction Materials: Other, Concrete, Wood Frame
Property Information
Condition: ResaleParcel Number: 024622110000B.0090

Price & Status

Price
List Price: $1,299,000Price Per Sqft: $440
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: St James CityCommunity: BAYVIEW ACRES

Agent Information

Listing Agent
Listing ID: 2025018250

Building

Building Area
Building Area: 3288 Square Feet

Community

Community Features: Boat FacilitiesNot Senior CommunityUnits in Building: 1

HOA

HOA Fee Includes: NoneAssociation for this Listing: Florida Gulf CoastNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.28 acres

Offer

Listing Terms: All Financing Considered, Cash, FHA, VA Loan

Business

Business Information
Ownership: Single Family

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 2025018250Living Area Range Units: Square FeetWater ViewWater View: CanalAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-024622110000B0090-R-N

Additional Information

HOA Amenities: NoneSource Internet Entire Listing Display
Last check for updates: about 6 hours ago
Listing courtesy of Char Seuffert, (239) 671-6318
Re/Max Sunshine
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2025018250
Also Listed on Florida Gulf Coast MLS.

Price History for 3544 Ruby Ave

DatePriceEventSource
04/30/2026$1,299,000PriceChange
Florida Gulf Coast MLS #2025018250
11/05/2025$1,350,000Listed For SaleFlorida Gulf Coast MLS #2025018250
08/09/2024$950,000Sold
Florida Gulf Coast MLS #224024723
07/14/2024$1,000,000PendingSWFLMLS #224024723
07/10/2024$1,000,000PriceChange
SWFLMLS #224024723
05/15/2024$1,200,000PriceChange
SWFLMLS #224024723
03/14/2024$1,300,000Listed For SaleSWFLMLS #224024723
11/30/2021$1,200,000Sold
N/A
10/27/2021$1,400,000PendingFlorida Gulf Coast MLS #221056370
09/29/2021$1,400,000PriceChange
Florida Gulf Coast MLS #221056370
09/10/2021$1,470,000PriceChange
Florida Gulf Coast MLS #221056370
08/02/2021$1,495,000Listed For SaleFlorida Gulf Coast MLS #221056370
06/19/2018$515,000Sold
N/A
05/29/2018$545,000PendingAgent Provided
03/22/2018$545,000PriceChange
Agent Provided
02/16/2018$550,000PriceChange
Agent Provided
01/19/2018$560,000Listed For SaleN/A
07/20/2004$630,000Sold
N/A
05/05/2000$250,000Sold
N/A
02/24/1998$200,000Sold
N/A
02/21/1995$179,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax$15,418
Assessment$1,025,500
Home facts updated by county records

Comparable Sales for 3544 Ruby Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.19
Single-Family Home
$1,000,000
06/12/25
4
3
3,211
0.11
Single-Family Home
$659,000
07/25/25
3
2.5
2,485
0.16
Single-Family Home
$1,100,000
03/24/26
3
3
2,184
0.20
Single-Family Home
$875,000
08/06/25
3
3
1,921
0.20
Single-Family Home
$1,050,000
03/17/26
3
3
2,146
0.26
Single-Family Home
$775,000
09/02/25
5
3
2,325
0.30
Single-Family Home
$700,000
03/31/26
3
3
2,102
0.30
Single-Family Home
$962,000
08/29/25
3
2
1,702
0.10
Single-Family Home
$569,000
12/18/25
3
2
1,503

Assigned Schools

These are the assigned schools for 3544 Ruby Ave.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint James City

At least 14 Trulia users voted on each feature.
  • 100 % Say parking is easy

  • 89 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 81 % Say car is needed

  • 79 % Say it's quiet

  • 77 % Say they plan to stay for at least 5 years

  • 76 % Say people would walk alone at night

  • 73 % Say it's walkable to restaurants

  • 70 % Say neighbors are friendly

  • 67 % Say there's wildlife

  • 63 % Say there are community events

  • 60 % Say there's holiday spirit

  • 29 % Say kids play outside

  • 22 % Say streets are well-lit

  • 21 % Say it's walkable to grocery stores

  • 19 % Say there are sidewalks

Learn more about our methodology.
  • Trulia User
    "The vibe here on the island is peace, relaxation and fun. everybody seems to have a boat and everyone seems to love fishing. Lots of great restaurants to eat at and able to go to by boat. Most people here are adults and they are very few children except for some grandchildren."
  • Eugeneb
    "All kinds of events and special festivals too many to list here. Parades, dinners, flea markets, fishing tournaments."
  • K R.
    "We have an American Legion, VFW and a Moose and Elks. There is always things to do and good meals to eat."
  • Eugeneb
    "Block parties and many other events, fishing tournaments, fund new raisers and festivals. Parades celebrations of all the holidays. Flea markets and secondhand stores."
  • Eugeneb
    "Everyone is friendly it’s like living in Mayberry. Very safe no crime. It’s just the most wonderful place to live."
  • Jessica G.
    "Everyone walks their dogs here at least once a day. There are a lot of old dogs, so puppies need to be careful. Dogs must be on a leash in this area and there’s no real dog park nearby. There are snakes and gators in and near wooded areas, so be aware!"
  • Theislandretreat
    "If you are really looking for somewhere to get away from it all, Pine Island is the place. There are ZERO traffic lights, it's quiet, and there are no high rises or major commercial outfits on the island. This island was thankfully left alone in the ramping up of virtually every other developed coastline. You hear and see the bald eagles, seahawks, pelicans, dolphin and manatee, something again which is rare in other communities. Tropical nurseries populate the island, the fishing is out of this world and the rest you get from the hustle and bustle is unmatched. Though remote, you have everything close by that is a necessity or recreationally wanted: your island grocery store, hardware store, liquor store, a few banks, a gas station, art galleries, more than 12 restaurants and bars dot the island, 4 marinas, 2 day spas, more than a few bait/tackle shops, kayak/bicycle/boat rentals, and the island is also home to the most preserves in the Southwest area which affords great hiking and exploring."
  • Chris A.
    "Pine Island is one of the true "old Florida" spots left. We are a srtong comunity that supports each other you will not fined the chain stores,resturants,or big box stores out here only your neighbors and NATURE."
  • Carl J.
    "If it's nature and peace you are after, check out St james City, Florida. Located on a tropical island called Pine Island on the southern end. The last undeveloped island in florida."

LGBTQ Local Legal Protections

Char Seuffert, Re/Max Sunshine
Agent Phone: (239) 671-6318
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
3544 Ruby Ave, Saint James City, FL 33956 is a 4 bedroom, 3 bathroom, 2,950 sqft single-family home built in 1993. This property is currently available for sale and was listed by Florida Gulf Coast MLS on Nov 5, 2025. The MLS # for this home is MLS# 2025018250.