$1,199,000
Original price: $1,224,000
- 4 Beds
- 3 Baths
3544 Ruby Ave, Saint James City, FL 33956
Est. Mortgage $7,868/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1993
Garage
Local Information
-- mins to
About this House
What's unique:Covered dockBoat liftPrivate resort-style oasisHeated salt system poolCorian countertopsFillet station
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
Last check for updates: about 7 hours ago
Listing courtesy of Lisa Marcet, (954) 662-6119
Charles Rutenberg Realty FTL
Originating MLS: A-Miami Association of REALTORS
Source: MIAMI, MLS#A12111574

Also Listed on Stellar MLS.
Home Details for 3544 Ruby Ave
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Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Appliances & Utilities Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, WasherDishwasherDisposalDryerMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Ceiling Fan(s),Central Air,ElectricHas HeatingHeating Fuel: Central |
Windows, Doors, Floors & Walls Flooring: Ceramic Tile, Wood |
Levels, Entrance, & Accessibility Stories: 2Floors: Ceramic Tile, Wood |
View Has a ViewView: Canal, Water |
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Exterior Home Features Roof: MetalPatio / Porch: Deck, Patio, Screened PorchFencing: FencedVegetation: Fruit TreesExterior: LightingHas a Private Pool |
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageParking Spaces: 3Parking: Additional Spaces Available,Covered,Golf Cart Parking,Garage Door Opener,Converted Garage |
Pool Pool: HeatedPool |
Frontage WaterfrontWaterfront: Ocean Access, Canal, No Fixed Bridges, Point Lot, WF/Pool/Ocean AccessRoad Surface Type: Paved RoadOn Waterfront |
Water & Sewer Sewer: Septic Tank |
Farm & Range Frontage Length: 188Not Allowed to Raise Horses |
Surface & Elevation Elevation Units: Feet |
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Days on Market: 22 |
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Year Built Year Built: 1993 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: House, DetachedArchitecture: House,Detached |
Building Building Name: Bayview AcresConstruction Materials: Concrete Block Construction |
Property Information Parcel Number: 1001991 |
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Price List Price: $1,199,000 |
Status Change & Dates Possession Timing: Funding |
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MLS Status: Active |
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Direction & Address City: Saint James CityCommunity: Bayview Acres |
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Listing Agent Listing ID: A12111574 |
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Association for this Listing: A-Miami Association of REALTORSNo HOA |
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Listing Terms: All Cash, Conventional, FHA |
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Mls Number: A12111574Water ViewWater View: Canal, Water |
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Source Internet Entire Listing Display |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Nov 9, 2026 Source: MIAMI #A12111574 | PriceChange | $1,199,000 Price decreased by 2% |
Oct 22, 2026 Source: Stellar MLS #L4965050 | PriceChange | $1,224,000 Price decreased by 2% |
Sep 14, 2026 Source: Stellar MLS #L4965050 | Listed For Sale | $1,249,000 |
Sep 1, 2026 Source: Florida Gulf Coast MLS #2025018250 | ListingRemoved | $1,289,000 |
Jun 10, 2026 Source: Florida Gulf Coast MLS #2025018250 | PriceChange | $1,289,000 Price decreased by 1% |
Apr 30, 2026 Source: Florida Gulf Coast MLS #2025018250 | PriceChange | $1,299,000 Price decreased by 4% |
Nov 5, 2025 Source: Florida Gulf Coast MLS #2025018250 | Listed For Sale | $1,350,000 |
Aug 9, 2024 Source: Florida Gulf Coast MLS #224024723 | Sold | $950,000 |
Jul 14, 2024 Source: SWFLMLS #224024723 | Pending | $1,000,000 |
Jul 10, 2024 Source: SWFLMLS #224024723 | PriceChange | $1,000,000 Price decreased by 17% |
May 15, 2024 Source: SWFLMLS #224024723 | PriceChange | $1,200,000 Price decreased by 8% |
Mar 14, 2024 Source: SWFLMLS #224024723 | Listed For Sale | $1,300,000 |
Nov 24, 2021 Source: Florida Gulf Coast MLS #221056370 | Sold | $1,400,000 |
Oct 27, 2021 Source: Florida Gulf Coast MLS #221056370 | Pending | $1,400,000 |
Sep 29, 2021 Source: Florida Gulf Coast MLS #221056370 | PriceChange | $1,400,000 Price decreased by 5% |
Sep 10, 2021 Source: Florida Gulf Coast MLS #221056370 | PriceChange | $1,470,000 Price decreased by 2% |
Aug 2, 2021 Source: Florida Gulf Coast MLS #221056370 | Listed For Sale | $1,495,000 |
Jun 19, 2018 Source: N/A | Sold | $515,000 |
May 29, 2018 Source: Agent Provided | Pending | $545,000 |
Mar 22, 2018 Source: Agent Provided | PriceChange | $545,000 Price decreased by 1% |
Feb 16, 2018 Source: Agent Provided | PriceChange | $550,000 Price decreased by 2% |
Jan 19, 2018 Source: N/A | Listed For Sale | $560,000 |
Jul 20, 2004 Source: N/A | Sold | $630,000 |
May 5, 2000 Source: N/A | Sold | $250,000 |
Feb 24, 1998 Source: N/A | Sold | $200,000 |
Feb 21, 1995 Source: N/A | Sold | $179,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $15,418 | $1,025,500 |
Home facts updated by county records
Around this home
What Locals Say about Saint James City
At least 14 Trulia users voted on each feature.
100 % Say parking is easy
89 % Say it's dog friendly
84 % Say yards are well-kept
81 % Say car is needed
79 % Say it's quiet
77 % Say they plan to stay for at least 5 years
76 % Say people would walk alone at night
73 % Say it's walkable to restaurants
70 % Say neighbors are friendly
67 % Say there's wildlife
63 % Say there are community events
60 % Say there's holiday spirit
29 % Say kids play outside
22 % Say streets are well-lit
21 % Say it's walkable to grocery stores
19 % Say there are sidewalks
Sourced by Trulia users. Learn more about our methodology.
Market trends in Saint James City
Last updated October 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
—
Available listings
85
Sourced by Trulia Market Trends
Home Value
Trulia Estimate
$1.14MSince last month
Decreased$57K (-4.7%)Since last year
Increased$111K (+10.8%)Since last sale
Increased$187K (+19.7%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +103% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| November 2026 | $1.14M |
| October 2026 | $1.19M |
| September 2026 | $1.19M |
| August 2026 | $1.2M |
| July 2026 | $1.2M |
| June 2026 | $1.2M |
| May 2026 | $1.21M |
| April 2026 | $1.3M |
| March 2026 | $1.3M |
| February 2026 | $1.3M |
| January 2026 | $1.3M |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.04 | Single-Family Home | $760,000 | 09/09/26 | 3 | 2.5 | 1,429 | |
0.17 | Single-Family Home | $1,100,000 | 03/24/26 | 3 | 3 | 2,184 | |
0.20 | Single-Family Home | $1,050,000 | 03/17/26 | 3 | 3 | 2,146 | |
0.17 | Single-Family Home | $720,000 | 10/06/26 | 4 | 2 | 1,292 | |
0.09 | Single-Family Home | $569,000 | 12/18/25 | 3 | 2 | 1,503 | |
0.30 | Single-Family Home | $700,000 | 03/31/26 | 3 | 3 | 2,102 | |
0.16 | Single-Family Home | $637,500 | 07/24/26 | 2 | 2.5 | 1,850 | |
0.05 | Single-Family Home | $441,000 | 02/08/26 | 3 | 2 | 1,263 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.02 | $764,000 | 3 | 2 | 1,813 | Off Market | |
0.02 | $609,700 | 3 | 2 | 1,478 | Off Market | |
0.03 | - | - | - | - | Off Market | |
0.03 | $842,000 | 3 | 3 | 2,242 | Off Market | |
0.04 | - | - | - | - | Off Market | |
0.04 | - | - | - | - | Off Market | |
0.04 | $380,100 | 3 | 2 | 2,240 | Off Market | |
0.04 | $445,500 | 2 | 2 | 1,312 | Off Market | |
0.04 | $760,000 | 3 | 2.5 | 1,429 | Recently Sold | |
0.04 | $508,900 | 2 | 2 | 2,028 | Off Market | |
0.04 | - | - | - | - | Off Market | |
0.04 | $321,600 | 3 | 2.5 | 1,346 | Off Market | |
0.05 | $428,400 | 2 | 1 | 1,117 | Off Market | |
0.05 | $659,400 | 3 | 2 | 1,909 | Off Market | |
0.05 | $441,000 | 3 | 2 | 1,263 | Recently Sold | |
0.05 | $861,200 | 4 | 4 | 2,383 | Off Market | |
0.05 | - | 3 | - | 1,618 | Off Market | |
0.05 | $341,200 | 1 | 1 | 764 | Off Market | |
0.05 | - | 1 | 1 | 621 | Off Market | |
0.06 | - | 3 | 1.5 | 1,464 | Off Market |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Lisa Marcet, Charles Rutenberg Realty FTL
Agent Phone: (954) 662-6119

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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Frequently asked questions about 3544 Ruby Ave
- What is the estimated monthly payment for 3544 Ruby Ave?Based on a $1,199,000 list price with 20% down at today's rates, the estimated monthly payment for 3544 Ruby Ave in Saint James City, FL is approximately $8,178 (about $6,704 principal & interest, $1,399 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Saint James City?Residents describe Saint James City, FL as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Saint James City, FL.
- What are the closest schools to 3544 Ruby Ave?The closest schools to 3544 Ruby Ave in Saint James City, FL are Cape Coral High School (rated 5/10), Gulf Middle School (rated 6/10), Ida S. Baker High School (rated 4/10).
- What is 3544 Ruby Ave estimated to be worth?Trulia's estimated value for 3544 Ruby Ave in Saint James City, FL is $1,137,200.
- Does 3544 Ruby Ave have air conditioning?Yes, 3544 Ruby Ave in Saint James City, FL has air conditioning.
- Does 3544 Ruby Ave have a pool?Yes, 3544 Ruby Ave in Saint James City, FL has a pool.
3544 Ruby Ave, Saint James City, FL 33956 is a 4 bedroom, 3 bathroom single-family home built in 1993. This property is currently available for sale and was listed by MIAMI on Oct 23, 2026. The MLS # for this home is MLS# A12111574.

