3540 Locust Ln, Cincinnati, OH 45238
OFF MARKET

3540 Locust Ln
Cincinnati, OH 45238

  • 4 Beds
  • 1 Bath
  • 1,332 sqft

$185,500

Trulia Estimate
as of May 27, 2026
Est. Refi. Payment $1,015/mo*
Refinance Your Home

$185,500

Trulia Estimate
as of May 27, 2026
Est. Refi. Payment $1,015/mo*
Refinance Your Home
4 Beds
1 Bath
1,332 sqft

Local Information

Map showing home location
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-- mins to
Commute Destination

Description

In your response be sure to answer; Do you meet the qualifications listed below AND when will you have total required to move.

Beautiful brick 4 bedroom home in Oakhills School district!
Layout;
2 big bedrooms with lots of closet space on 2nd floor, 2 bedrooms, nice size living room, bathroom and formal dining room on first floor. Nice size kitchen! 2 car GARAGE! Beautiful corner lot with plenty of yard space for kids. "Excellent Rated" Oak Hills Schools. Great area! Newer furnace and C/A. New roof. Newer windows throughout. 2 car tandem garage. Basement is not finished but you could make a play room there.

It is a lease option to buy where you will be given up to 3 years to qualify for a mortgage to purchase. Because it's a newer brick home with new windows and has a brand new furnace and central airconditioner you should notice lower heating and air conditioning costs!

55 second video with details on the lease option to buy. Copy to your browser and hit enter.
https
www.youtube.com/watch?v=-EIatr0cGDE

If you want to just rent without doing a lease option to buy the monthly payment is $1095/month with equal deposit. RENTAL LEASE IS 2 Years. If you have a pet then additional pet deposit below would also apply. For a 1 year lease it's $1,195/month

Sorry but we do not accept Section 8.

Please feel free to drive by the home so you can appreciate how nice the neighborhood really is! If you've looked into repairing your credit but need a little time before you can buy or have thought of starting this process then a lease option is perfect for you.

Directions. See map below to 3540 Locust Lane

To qualify you will need;

1. Income of $900 per week / $1,800 every two weeks or more from verifiable full time employment (we'll want to see paystubs or bank statements)

2. Good rental references

3. $2500 for lease option fee + first months payment of $1095 to move in ($3,595 to receive keys). We'll hold the home for a short time if you have $1000 to put down while you come up with the balance.
The lease option fee will go toward your closing costs or come off the price of the home when you purchase.
OR if just renting $1095 first month rent plus $1500 deposit = $2595 for keys.

4. There is a $35 application fee and you'll need photo ID and paystubs.

5. No pets or a desire to pay $450 upfront and extra $45/month to have a pet.

Tenant responsible for all utils and garbage pick up
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
No Info
Listed
No Info

Home Details for 3540 Locust Ln

Interior Features

Interior Details
BasementAtticNumber of Rooms: 7Types of Rooms: Dining Room
Heating & Cooling
Heating: BaseboardHeating Fuel: Baseboard
Levels, Entrance, & Accessibility
Stories: 1

Property Information

Year Built
Year Built: 1951
Property Type / Style
Property Type: Single Family HomeArchitecture: Conventional

Exterior Features

Exterior Home Features
Exterior: BrickLawn
Parking & Garage
GarageParking Space: 1Parking: Garage Attached, Off Street

Community

Units in Building: 1

Lot Information

Lot Area: 5924 sqft

Price History for 3540 Locust Ln

DatePriceEventSource
03/24/2021ListingRemovedN/A
04/22/2018$1,095ListingRemovedN/A
03/11/2018$1,095Listed For RentN/A
04/09/2013$55,000Sold
N/A
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Property Tax and Assessment

Year2024
Tax$2,250
Assessment$119,740
Home facts updated by county records

Comparable Sales for 3540 Locust Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2843 Allview Cir, Cincinnati, OH
0.12
Single-Family Home
$82,000
12/08/25
4
1
884
3659 Allview Cir, Cincinnati, OH
0.13
Single-Family Home
$131,000
12/30/25
4
1.5
1,308
3624 Muddy Creek Rd, Cincinnati, OH
0.21
Single-Family Home
$146,000
06/18/25
4
1
1,208
3073 Crestmoor Ln, Cincinnati, OH
0.16
Single-Family Home
$181,000
03/06/26
4
1
800
3068 Carroll Ave, Cincinnati, OH
0.34
Single-Family Home
$225,000
08/18/25
4
1
1,366
3056 Brookview Dr, Cincinnati, OH
0.07
Single-Family Home
$209,900
12/11/25
4
1.5
1,172
3205 Stanhope Ave, Cincinnati, OH
0.43
Single-Family Home
$72,000
02/24/26
2
1
1,077
3041 Crestmoor Ln, Cincinnati, OH
0.15
Single-Family Home
$225,000
05/15/26
4
2
1,605
3604 Muddy Creek Rd, Cincinnati, OH
0.21
Single-Family Home
$160,000
02/11/26
3
1.5
1,289
3248 Vittmer Ave, Cincinnati, OH
0.49
Single-Family Home
$115,000
02/12/26
3
1
1,295

Nearby homes

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Assigned Schools

These are the assigned schools for 3540 Locust Ln.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Cincinnati

At least 3367 Trulia users voted on each feature.

  • 89 % Say there are sidewalks

  • 86 % Say it's dog friendly

  • 76 % Say car is needed

  • 72 % Say parking is easy

  • 70 % Say yards are well-kept

  • 65 % Say there's holiday spirit

  • 64 % Say kids play outside

  • 62 % Say it's walkable to restaurants

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 52 % Say there's wildlife

  • 51 % Say people would walk alone at night

  • 47 % Say it's quiet

  • 47 % Say it's walkable to grocery stores

  • 46 % Say they plan to stay for at least 5 years

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Oakley Resident
    "Oakley is by far the top community in Cincinnati. It’s a great mix of friendly professional’s, young families, singles as well as empty nesters. Everyone looks out for each other and people that move here from out of state have told me that they felt welcomed and at home within a very short period of time. Most end up staying for a lifetime! The homeowners take great care of their property with beautiful landscaping. The Wasson Way Trail is perfect for walking with dogs and friends, pushing a stroller, and bicycling. There are so many great local restaurants and bars that are dog friendly. The location is the best with hospitals, UC, Xavier University, OTR and downtown just minutes away, with quick and easy access to I-71. Everything you need can be found right within beautiful and walkable Oakley! "
    1
    Flag
  • Ursa McNeil
    "OTR is a very unique and diverse neighborhood where a variety of different people live from different backgrounds. "
    0
    Flag
  • Ethan Couch
    "Strong community, neighborhood watch, HOA, clean streets and private drive ……………………………………………………………….."
    0
    Flag
  • Fountain.monica1967
    "It was a nice beautiful area to ride through and to look at and look around a place where I will live until other people to join the neighborhood"
    0
    Flag
  • Don
    "I see a few dogs in the neighborhood. People walk them or play with them. More cats in general, however. "
    0
    Flag
  • Fountain.monica1967
    "When everybody gets along, keep the yard up freely watch out for each other more clean up your dog poop when they poop in somebody’s yard"
    0
    Flag
  • Hilary Helsinger
    "Things like party in the park at Washington Park. We also have a blink which is a huge light and art festival. Cincinnati actually has a lot of really cool things to do."
    0
    Flag
  • Megan Hill
    "We usually have a neighborhood block party and we all like to get together on the Fourth of July and Mew Years Eve also. "
    0
    Flag
  • Elizabeth Boland
    "Dog walkers use this neighborhood all the time and clean up after themselves. Generally, the traffic is slow. Occasionally we have passed through traffic that goes a little faster than they should."
    0
    Flag
  • Tim
    "Halloween decorations, Christmas decorations, Thanksgiving, decorations, neighborhood watch, carnival for the kids. "
    0
    Flag
  • Michael Hayworth
    "Some areas are less safe, particularly after dark. Most are perfectly safe. Great community for kids, they’ll have an exciting happy childhood with plenty of friends and things to do unlike in suburbs."
    0
    Flag
  • Vcharles
    "There are to many stray dogs and cats and not enough responsible owners I have pitbulls roaming the neighborhood I had a couple of scary pitbull encounters "
    0
    Flag
  • Cayleybaker.2011
    "Cincinnati has a ton of charm. There is always something going on. If you start going to things you like you naturally start to find your own niche. There’s something for everyone here. "
    0
    Flag
  • Jasmine Craddock
    "I live in this neighborhood for years and love it and me and my kids feel safe and secure and it’s clean "
    0
    Flag
  • Monique Nuby
    "Back to school events free food drives jazz in the park are all great events my community has hosted "
    0
    Flag
  • Trulia User
    "Loved living here for 3 years and it’s a great place for walking to everything downtown in otr and close to finely marked."
    1
    Flag
  • Kitkat665
    "Check crime reports in the neighborhood. Some neighborhoods in Cincy have really strong community centers and churches with solid family networks."
    0
    Flag
  • Sarahv91
    "Over all love Delhi. Great school district ! Kids love the neighborhood with alot of families. Many swim clubs , many community activities and a great park for all ages"
    0
    Flag
  • Charlene Lancaster
    "They never pick up after they dogs. They walk their dog off the leash. They never clean over the property "
    0
    Flag
  • Trulia User
    "The seasonal festivals the schools the stores that are close by on many bus lines easy to downtown "
    0
    Flag
  • Elizabeth Boland
    "Good schools, safe streets great parks. Lots of historical sites and things to do. This is a wonderful city to raise kids in"
    0
    Flag
  • Juliew5150
    "Great walking neighborhood, friendly neighbors who value their property and take care of their homes, great school district, affordable and clean. "
    0
    Flag
  • Mitch
    "like that there are lots of dog, also dislike that there are lots of dogs especially big ones so the little ones get scared"
    0
    Flag
  • Ndayishimiye Gerald
    "It’s a community that is well represented in the eyes of the people who live here. It’s a good place to start if you’re looking to get a good start"
    0
    Flag
  • Wakita Brown
    "Lots of CATS and they breed a lot! I seen two litters of cats just driving by the other day. I don’t know what they’re doing to help with animal control but it’s not working. "
    0
    Flag
  • Trulia User
    "Nearby parks, playgrounds, outdoor areas, concert venues, And really good schools, and stores and grocery stores. "
    0
    Flag
  • Stephanie Boncutter
    "Oktoberfest and goettafest are two of the main festivals that take place in the nky area every summer"
    0
    Flag
  • Cakeko Bando
    "Born and raised all my family here Love the city feel the people are diverse and unique from anywhere else. A lot of talent and passionate community with slot of potential for growth."
    0
    Flag
  • Don
    "Quick and easy. I only have a 5-7 minute commute. It’s the best part of living here. And I do not even have to get on an interstate. "
    0
    Flag
  • Elizabeth Boland
    "I live for minutes from my office so my commute is insignificant. My family members have a longer commute…15 min"
    0
    Flag
  • JM Million
    "The Walnut Hills & Eden Park areas are easily accessible, via multiple routes, to Columbia Pkwy, I71, I75, Clifton, Downtown Cincinnati, and NE suburbs. "
    1
    Flag
  • Elizabeth Boland
    "4 minutes to work, 1 stoplight six stop signs unless it’s game night, no issues driving or walking. Easy transportation choices "
    0
    Flag
  • Timothy Anderson
    "Generally safe, pretty, and convenient. But VERY close to what could be considered dangerous areas. "
    0
    Flag
  • Julie Cole
    "Clifton is a great are for dog owners! There are several pet friendly options for rent and the streets are very walkable with plenty of green space nearby. "
    0
    Flag
  • Maggie PL
    "West clermont is a great schoolhouse district. I highly recommend the district. The police department UT, is ok. "
    0
    Flag
  • David Levine
    "Nice friendly neighborhood with lots of kids and older folks. Very pleasant and well maintained homes"
    0
    Flag
  • Sarah mckinney
    "Haven’t seen very many people walking their dogs they most likely have backyards and allow their dogs to use the backyard"
    0
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  • Thejbub
    "There are quite a few druggies walking the streets. I can’t tell you how many times I have seen a drug deal go down right outside our home. It makes me furious. "
    4
    Flag
  • Rudie Wright
    "Public library is a nice place for families to go, summer brings chaos, but Delhi is close and they have a nice park. Parks in rapid run have summer events incline district you can see the fire works"
    1
    Flag
  • Trulia User
    "Great neighbors! Amenities are all in walking distance. The park is beautiful and the farmers market is wonderful!"
    1
    Flag

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Apartments for Rent

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Homes for sale near 3540 Locust Ln

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Off Market Homes Near 3540 Locust Ln

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Homes for rent near 3540 Locust Ln

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3540 Locust Ln, Cincinnati, OH 45238 is a 4 bedroom, 1 bathroom, 1,332 sqft single-family home built in 1951. This property is not currently available for sale. 3540 Locust Ln was last sold on Apr 9, 2013 for $55,000. The current Trulia Estimate for 3540 Locust Ln is $185,500.