3528 S River Ter, Edgewater, MD 21037
Property image
Property image
OFF MARKET

$1,476,900

Trulia Estimate
  • 3 Beds
  • 2.5 Baths
  • 2,115 sqft (on 0.29 acres)

3528 S River Ter, Edgewater, MD 21037

Refinance Your Home
Currently Off Market - Sold Apr 22, 2025 for $1,450,000

Home Value

Trulia Estimate
$1.48M
Since last month
Decreased$9K (-0.6%)
Since last year
Increased$39K (+2.7%)
Since last sale
Increased$29K (+2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +125% in the last 10 years
MonthEstimated value
2026
August 2026$1.48M
August 2026$1.48M
July 2026$1.49M
June 2026$1.48M
May 2026$1.47M
April 2026$1.46M
March 2026$1.47M
February 2026$1.45M
January 2026$1.43M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3531 S River Ter, Edgewater, MD
0.03
Single-Family Home
$691,000
03/04/26
3
2
1,931
3476 S River Ter, Edgewater, MD
0.20
Single-Family Home
$1,225,000
06/23/26
3
2.5
2,356
448 Maple Leaf Dr, Edgewater, MD
0.15
Single-Family Home
$739,900
05/29/26
3
2.5
2,576
3519 Cedar Dr, Edgewater, MD
0.10
Single-Family Home
$710,000
09/26/25
4
2.5
2,400
3542 Loch Haven Dr, Edgewater, MD
0.31
Single-Family Home
$599,000
06/18/26
3
2
2,080
3580 S River Ter, Edgewater, MD
0.23
Single-Family Home
$768,000
05/04/26
2
2
1,920
427 Magnolia Dr, Edgewater, MD
0.21
Single-Family Home
$602,000
09/25/25
3
2.5
1,893
3530 Cedar Dr, Edgewater, MD
0.07
Single-Family Home
$1,100,000
05/08/26
4
3.5
2,740
3513 Oak Dr, Edgewater, MD
0.17
Single-Family Home
$510,000
02/27/26
3
2.5
1,646
3592 Loch Haven Dr, Edgewater, MD
0.36
Single-Family Home
$675,000
11/19/25
4
2.5
2,103

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3531 S River Ter, Edgewater, MD 21037
0.03
$691,000
3
2
1,931
Recently Sold
3541 S River Ter, Edgewater, MD 21037
0.07
$1,110,300
4
3.5
3,050
Off Market
3517 S River Ter, Edgewater, MD 21037
0.07
$609,700
3
3
1,939
Off Market
403 McAfee Ln, Edgewater, MD 21037
0.06
$1,052,700
6
3.5
3,025
Off Market
3530 Cedar Dr, Edgewater, MD 21037
0.07
$1,100,000
4
3.5
2,740
Recently Sold
436 Poplar Leaf Dr, Edgewater, MD 21037
0.09
$733,800
4
2.5
2,414
Off Market
3519 Cedar Dr, Edgewater, MD 21037
0.10
$717,500
4
2.5
2,400
Off Market
3563 S River Ter, Edgewater, MD 21037
0.13
$580,900
4
3
1,620
Off Market
444 Poplar Leaf Dr, Edgewater, MD 21037
0.12
$902,100
4
3
4,154
Off Market
425 Walnut Dr, Edgewater, MD 21037
0.14
$865,000
4
3.5
2,776
For Sale
3516 Oak Dr, Edgewater, MD 21037
0.13
$436,100
3
1
1,088
Off Market

Local Information

  • Map ViewExplore the area around 3528 S River Ter.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1959
0.29 acre lot
2,115 sqft
$698/sqft
2 Open Spaces

About this House

Don't miss this rare opportunity to own a charming waterfront retreat in the sought-after Loch Haven community! Boasting breathtaking views of the South River, this home is a true gem, complete with a brand-new pier featuring a 12,000 lb. remote-controlled boat lift. Enjoy full riparian rights, a unique benefit grandfathered in from the property's original sale in the 1950s. From the moment you step inside, you'll be captivated by expansive water views. The spacious family room is a showstopper, featuring wide-plank flooring, vaulted beamed ceilings, and a cozy fireplace, all framed by walls of glass that bring the outside in. The kitchen includes a new stove and refrigerator, along with ample cabinet space and granite countertops. Just off the kitchen, the patio offers the perfect space for outdoor entertaining while soaking in the serene waterfront setting. The adjacent dining room is equally impressive with vaulted ceilings, wood beams, abundant natural light from the windows that surround the space, and hardwood floors. The main-level primary suite is a peaceful retreat with a luxurious newly renovated bathroom, a walk-in closet, and a large window designed to maximize the view. Two additional bedrooms and another full bath complete this level. The fully finished walk-out lower level has been professionally waterproofed and offers a spacious recreation room, plus a utility room with workshop space.The exterior of the home is in the process of being updated with brand-new siding—photos of the planned enhancements are included in the listing photos. Located in the amenity-rich Loch Haven community, residents enjoy access to a private marina, boat ramp, sandy beach, tennis, pickleball, and basketball courts, as well as the scenic Farm Park. Conveniently located near Annapolis, Baltimore, and Washington D.C., this home is perfect for year-round living or an exceptional weekend escape. Schedule your private showing today and make this waterfront dream home yours!
3528 S River Ter, Edgewater, MD 21037 is a 3 bedroom, 3 bathroom, 2,115 sqft single-family home built in 1959. It last sold for $1,450,000 on Apr 22, 2025 (3% below the $1,500,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $1,476,900, with a rent estimate of $3,464/month.
Last check for updates: about 7 hours ago
Listed by Colleen Smith, (443) 995-2409
EXP Realty, LLC
Bought with: Jennifer Gregorski, (240) 888-0903, Washington Fine Properties
Source: Bright MLS, MLS#MDAA2108438

Home Details for 3528 S River Ter

Interior Features

Interior Details
Basement: Connecting Stairway,Full,Heated,Improved,Interior Entry,Exterior Entry,Partially Finished,Side Entrance,Space For Rooms,Sump Pump,Windows,Water Proofing System,WorkshopNumber of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Dining Room, Family Room, Full Bath, Half Bath, Kitchen, Recreation Room, Utility Room
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 3
Dimensions and Layout
Living Area: 2115 Square Feet
Appliances & Utilities
Appliances: Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water HeaterDishwasherDryerLaundry: Dryer In Unit,Has Laundry,Hookup,Lower Level,Main Level,Washer In UnitMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Heat Pump,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
Number of Fireplaces: 1Fireplace: BrickHas a FireplaceNo Spa
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: PatioOther Structures: Above Grade, Below GradeFoundation: BlockNo Private Pool
Parking & Garage
Open Parking Spaces: 2No CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway
Pool
Pool: None
Frontage
WaterfrontWaterfront: Private Dock Site, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Beach Access, Swimming Allowed, RiverOn Waterfront
Water & Sewer
Sewer: Public SewerWater Body: South River
Farm & Range
Frontage Length: Water Frontage Ft: 50
Finished Area
Finished Area (above surface): 1515 Square FeetFinished Area (below surface): 600 Square Feet

Property Information

Year Built
Year Built: 1959
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Coastal
Building
Construction Materials: FrameNot a New Construction
Property Information
Condition: Very GoodParcel Number: 020148002356200

Price & Status

Price
List Price: $1,500,000
Status Change & Dates
Off Market Date: Tue Apr 22 2025Possession Timing: Negotiable

Active Status

MLS Status: CLOSED

Location

Direction & Address
City: EDGEWATERCommunity: Loch Haven
School Information
Elementary School: CentralElementary School District: Anne Arundel County Public SchoolsJr High / Middle School: CentralJr High / Middle School District: Anne Arundel County Public SchoolsHigh School: South RiverHigh School District: Anne Arundel County Public Schools

Building

Building Area
Building Area: 2515 Square Feet

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 0.29 acres

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: MDAA2108438Above Grade Unfinished Area: 1515

Price and Tax history

DateEventPrice
Apr 22, 2025
Source: Bright MLS #MDAA2108438
Sold
$1,450,000
Mar 17, 2025
Source: Bright MLS #MDAA2108438
Contingent
$1,500,000
Mar 12, 2025
Source: Bright MLS #MDAA2108438
Listed For Sale
$1,500,000
Aug 7, 2019
Source: N/A
Sold
$755,000
Jun 20, 2019
Source: Agent Provided
Pending
$799,000

Market trends in Edgewater

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$580K
$8.5KMoM
Sale-to-List Price
100.0%
Price per sq ft
$308
$10MoM
Available listings
86
11MoM

Around this home

What Locals Say about Edgewater

At least 117 Trulia users voted on each feature.

  • 96 % Say it's dog friendly

  • 94 % Say parking is easy

  • 94 % Say car is needed

  • 91 % Say yards are well-kept

  • 86 % Say there's holiday spirit

  • 83 % Say people would walk alone at night

  • 77 % Say kids play outside

  • 76 % Say it's quiet

  • 75 % Say there's wildlife

  • 66 % Say neighbors are friendly

  • 64 % Say they plan to stay for at least 5 years

  • 52 % Say it's walkable to restaurants

  • 48 % Say there are community events

  • 41 % Say streets are well-lit

  • 33 % Say there are sidewalks

  • 31 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Laura Cilano
    "Great neighborhood for families of all kinds and ages. People may have different backgrounds but we all look out for each other and each others kids. The access to nature and the mostly quiet nights full of stars are priceless. It is one lane and lane off the peninsula - prepare for the road to be blocked for hours at least a couple times a year due to trees or power lines being down - other than that occasional inconvenience - it’s a lovely place to live. Also - folks really seem to like their fireworks ALL YEAR ROUND!!!!"
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  • Laura Cilano
    "Amazing place to raise a family. Diversity was lacking but that is changing bit by bit. Great restaurants, boutiques, and other unique places opening all the time these days."
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  • Laura Cilano
    "Great schools, very safe, fun, amazing access to nature - living here is a great place to raise a family."
    0
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  • Trulia User
    "I just moved into this neighborhood a year ago. We love the close-knit community and friendly neighbors. "
    2
    Flag
  • Trulia User
    "Nothing to say here because I’m not a dog owner so I don’t know nor care what they say or think. About the dogs or their owners. They seem to walk alone. "
    0
    Flag
  • Trulia User
    "great area, neighborhood is friendly, lots of kids, safe, great supportive community, beach town. close to main area and shopping needs for anything. schools nearby and easy to get to for kids and parents. close knit home town feel that every family can and should be able to enjoy. community has a Facebook page to keep families and residence up to date on safety, events, anything that might be going on in the neighborhood"
    0
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  • Trulia User
    "Easy access to Annapolis, Baltimore and Washington, DC. Traffic is heavy coming into Edgewater as it has become more popular. "
    3
    Flag
  • Trulia User
    "many people have dogs and walk them, very friendly and respectful about cleaning up after their dogs "
    0
    Flag
  • Lindsey K.
    "Breakfast with Santa, meet the Easter Bunny, community clean up days. Very active group on the Next Door app."
    1
    Flag
  • Mlluby381
    "People walk their dogs in these neighborhoods. We know all of the dogs that live on our route. Everyone is extremely friendly and watch out for each other’s pets."
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    Flag
  • Chlo P.
    "It can be traffic heavy at certain times but generally pretty pleasant and quick. I genuinely love living this close to a public area with all the beautiful scenery of the water nearby!"
    1
    Flag
  • Mlluby381
    "Great community for families! Good area to commute to DC. Bus routes nearby and New Carrollton Metro easily accessible."
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  • Catherineholly
    "I’ve lived in this neighborhood for over 10 years. Overall folks are friendly, there are lots of younger families moving in which is good. Some of the older families may keep to themselves, but for the most part people get along it seems "
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  • Nellie A.
    "Hit or miss mix of older unkempt homes, flipped houses, and first time home buyers/young families eager to get as close to Annapolis as possible with great schools and a pretty easy DC/Ft Meade commute. Has worked out great for us- we love it here and have made great new “adult” friends!"
    1
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  • oldtimer
    "there is a Christmas Fire truck delivery, a fishing and crabbing contest. and pet contest. there are always Breakfast specials such as boy scouts, local crab feasts etc. "
    0
    Flag
  • Mary Z.
    "Edgewater is a lot like Annapolis, without the high prices. Most of our neighborhoods are on the water, we have lots of good restaurant choices and there are a ton of dog people."
    1
    Flag
  • Mary Z.
    "4th of July at the beach. Huge fireworks, better than Annapolis. Lots of people participate in Halloween festivities. "
    0
    Flag
  • Scott Logan
    "hiking, fishing, chilling with the kids is all apart of Beverly beach. huge park with miles of beach."
    0
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  • Gil
    "Have been here for almost 10 years, great place to raise a family. Most areas not overpriced, and plenty of water oriented communities."
    0
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  • William P
    "South River Landing is a super safe environment for children. There is a recently refurbished tot lot, a community pool, two tennis courts and a basketball goal, all arranged along private roads in a serene park-like setting. It is an oasis of quiet, calm & security. "
    0
    Flag
  • Bpiatt
    "We have great beaches where neighbors got her and children play. Everyone has a boat and loves being on the water. "
    0
    Flag
  • Erica G. H.
    "People are great, lots of kids and families outside playing, riding bikes, wooded area for hiking and beautiful setting!"
    0
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  • Edgewaterian
    "I commute to AAMC and it is by auto. it takes 25 mins about 6 miles. traffic is bad in am and around 800 to 830. off traffic hours it takes 15 min. "
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  • 30yrEdgewaterian
    "great water access community to have a family grow up. Good schools, plenty to do crabbing fishing, athletics, and small enough to have a clubhouse. Nice beaches and piers. "
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  • Dianne
    "Im retired now so I don’t worry so much about the traffic. But the traffic in this area is very bad!"
    1
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  • Mary Z.
    "We're right off of Mayo Road, close but not too close to Route 2. It's so easy to get to 97 & 50. Just drive to the top of the street, take a right onto Mayo, a right on 2 (aka Solomon's Island Road), cross the South River Bridge and you're there. Close to everything. The best of a nice quiet neighborhood and proximity to Annapolis, Baltimore and DC. ☮️"
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  • Dianne P.
    "I have lived here now for 10+ years! Its a great quite family oriented community! Close to the water makes it a peaceful serenity place!"
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  • Anna R.
    "Several off-leash dog parks minutes away, side streets good for dog walking, tons of local parks that allow leashed pets. Although most main roads do not have sidewalks, so walk neighborhoods with care."
    1
    Flag
  • Anna R.
    "Dog owners walking safely on side streets, large yards, dog park nearby, dog beach nearby, many local veterinarians"
    0
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  • Mary Z.
    "4th of July at Beach 3 is epic! We walk down with chairs and a cooler and hang out all evening with our community. There are great little playgrounds spread throughout the beaches. Also piers and boat slips. A great variety of homes makes for interesting walks. The schools are excellent and Edgewater Elementary is to be completely renovated in 2018-19."
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  • rob s.
    "Great neighborhood with friendly families. The people make this neighborhood great. It’s a perfect place to raise kids!"
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  • James L.
    "I grew up in saunders point, Edgewater area. went to south River highschool. it is a good friendly area."
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  • Ctowen
    "Summer and fall BarBQ, community beach clean up, Christmas holiday party, community beach and great neighbors "
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  • Mary Z.
    "We're just south of the beautiful city of Annapolis. That's the Capital of Maryland. Our community is on the water. There are actually 5 lovely beach areas. This is an up and coming neighborhood of single family homes. It's laid back."
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  • Dianne P.
    "There are a lot of people that walk the dogs regularly in this development. Maybe one of them I walk my dogs twice a day once in the morning with the evening! "
    0
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LGBTQ Local Legal Protections

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information

Frequently asked questions about 3528 S River Ter

  • What is 3528 S River Ter estimated to be worth?
    Trulia's estimated value for 3528 S River Ter in Edgewater, MD is $1,476,900.
  • What is the price history for 3528 S River Ter?
    3528 S River Ter in Edgewater, MD last sold for $1,450,000 in April 2025.
  • Is Edgewater a buyer's or seller's market?
    Edgewater is currently a balanced market, based on recent for-sale activity.
  • What's the median sale price in Edgewater?
    The median sale price in Edgewater is $580K. That is down $8.5K from the prior month.
  • Does 3528 S River Ter have air conditioning?
    Yes, 3528 S River Ter in Edgewater, MD has air conditioning.
  • Does 3528 S River Ter have laundry facilities?
    Yes, 3528 S River Ter in Edgewater, MD has in-unit laundry.

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