3521 Ruby Ln, Saint Charles, MO 63303
Property image
Property image
OFF MARKET
Listed by Shayne Sowers, EXP Realty, LLC, (314) 497-4435 . Bought with Keller Williams Realty St. Louis

$395,400

Trulia Estimate
  • 4 Beds
  • 2.5 Baths
  • 2,034 sqft

3521 Ruby Ln, Saint Charles, MO 63303

Est. Refi. Payment $2,594/mo*
Refinance Your Home

Home Value

Trulia Estimate
$395K
Since last month
Decreased$2K (-0.4%)
Since last year
Increased$10K (+2.6%)
Since last sale
Increased$10K (+2.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +70% in the last 10 years
MonthEstimated value
2026
September 2026$395K
August 2026$397K
July 2026$393K
June 2026$399K
May 2026$398K
April 2026$394K
March 2026$398K
February 2026$391K
January 2026$396K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.22
Single-Family Home
-
07/15/26
4
2.5
1,858
0.13
Single-Family Home
-
01/02/26
3
2
1,854
0.24
Single-Family Home
-
05/20/26
4
3
2,558
0.20
Single-Family Home
-
11/03/25
4
3
2,980
0.25
Single-Family Home
-
06/05/26
4
3
2,672
0.15
Single-Family Home
-
10/30/25
4
3.5
2,829
0.12
Single-Family Home
-
12/30/25
3
2.5
2,840
0.25
Single-Family Home
-
09/22/26
4
3
2,677
0.18
Single-Family Home
-
06/15/26
3
2.5
3,160
0.25
Single-Family Home
-
05/22/26
4
3
3,036

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.06
$473,200
3
3.5
3,005
Off Market
0.05
$414,500
4
3
2,483
Off Market
0.09
$399,200
3
3
2,552
Off Market
0.12
$402,900
4
3.5
2,820
Off Market
0.12
$374,400
4
3
2,320
Off Market
0.14
$356,900
3
2
1,558
Off Market
0.13
-
3
2
1,854
Recently Sold
0.17
$360,100
3
2
1,538
Off Market
0.18
-
3
2.5
3,160
Recently Sold
0.12
-
3
2.5
2,840
Recently Sold
0.12
$451,500
4
2.5
2,982
Off Market

Local Information

  • Map ViewExplore the area around 3521 Ruby Ln.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1995
2,034 sqft
$194/sqft
2 Car Garage
HOA $8/mo

About this House

What's unique:Wood-burning fireplacePrivate backyardTall fencingNewer hvacGranite countertopsNew gfcis
Beautiful brick home on a quiet street. New carpet (2024). Gourmet kitchen with granite countertops, custom walnut cabinetry, center island, new stainless appliances (2024), pendant lighting, tile backsplash, new faucet (2024), and pantry. Large family room with bay window, wood-burning fireplace, and built-in bookcases. Updated bathrooms with solid-surface countertops. Luxury master suite with walk-in closet, dual vanity, and soaking tub. Main floor laundry room with new included washer & dryer (2024). Plantation shutters. Large attached side-entry garage. Private backyard with large patio, pergola, firepit, and tall fencing. Newer roof. Newer HVAC. Updated light fixtures. New GFCIs. Quick access to 94, 364, 70, 270, and 64.
3521 Ruby Ln, Saint Charles, MO 63303 is a 4 bedroom, 3 bathroom, 2,034 sqft single-family home built in 1995. It was last sold on Mar 13, 2025. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $395,400, with a rent estimate of $2,657/month.

Home Details for 3521 Ruby Ln

Interior Features

Interior Details
Basement: FullNumber of Rooms: 9
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2034 Square Feet
Appliances & Utilities
Appliances: Gas Water Heater
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood Burning, Living RoomHas a Fireplace
Levels, Entrance, & Accessibility
Levels: Two

Exterior Features

Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage
Frontage
Road Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2034 Square Feet

Days on Market

Cumulative Days on Market: 21

Property Information

Year Built
Year Built: 1995
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional,Other
Building
Construction Materials: Stone Veneer, Brick Veneer
Property Information
Parcel Number: 300157384000236.0000000

Price & Status

Price
List Price: $400,000
Status Change & Dates
Off Market Date: Thu Mar 13 2025Possession Timing: Close Plus 30 Days

Active Status

MLS Status: Closed

Location

Direction & Address
City: St CharlesCommunity: College Station
School Information
Elementary School: Becky-David Elem.Jr High / Middle School: Barnwell MiddleHigh School: Francis Howell North HighHigh School District: Francis Howell R-III

Building

Building Area
Building Area: 2034 Square Feet

HOA

Association for this Listing: St. Louis Association of REALTORSHOA Fee: $100/Annually

Lot Information

Lot Area: 8712 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Financing, Subject to InspectionListing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25008070Above Grade Unfinished Area: 2034Showing Requirements: Appointment Only, Showing Service, Combination Lock Box

Price and Tax history

DateEventPrice
Mar 13, 2025
Source: MARIS #25008070
Sold
--
Feb 24, 2025
Source: MARIS #25008070
Pending
$400,000
Feb 14, 2025
Source: MARIS #25008070
Listed For Sale
$400,000
Feb 7, 2025
Source: MARIS #25001533
ListingRemoved
$409,900
Jan 28, 2025
Source: MARIS #25001533
Listed For Sale
$409,900

Market trends in Saint Charles

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$356K
$21.67K
MoM
Sale-to-List Price
101.0%
0.5%
MoM
Price per sq ft
$183
$3
MoM
Available listings
300
13
MoM

What Locals Say about Saint Charles

At least 379 Trulia users voted on each feature.
  • 90 % Say it's dog friendly

  • 88 % Say car is needed

  • 79 % Say parking is easy

  • 75 % Say there's holiday spirit

  • 73 % Say there are sidewalks

  • 73 % Say yards are well-kept

  • 71 % Say people would walk alone at night

  • 71 % Say kids play outside

  • 67 % Say streets are well-lit

  • 62 % Say it's quiet

  • 55 % Say they plan to stay for at least 5 years

  • 52 % Say neighbors are friendly

  • 48 % Say it's walkable to restaurants

  • 47 % Say there's wildlife

  • 46 % Say it's walkable to grocery stores

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Schools are good and children can play outdoors and be safe. "
  • Trulia User
    "Few sidewalks "
  • Trulia User
    "We have taco Tuesday and ice cream day they do a lot in this neighborhood they sometimes have where we can come and get snack bags or they do a haunted house for Halloween real quiet and nice "
  • Colleen Dietmeyer
    "A very family friendly area with a lot of sidewalks for great walks with your dogs. Grocery store and restaurants all in walking distance. "
  • Colleen Dietmeyer
    "Lots of dogs around and everyone is out walking them all of the time. Iโ€™m disappointed there is no dog park tho. "
  • C9jy2pzc47
    "I would say the downtown area is very well maintained, with events and festivals happening every other week."
  • Terri Hoover
    "This area is a great family area. Iโ€™ve been here for almost 3 yrs and have heard of no issues in the neighborhood.the people are friendly and help each other."
  • topguyno1
    "I lived here for three years and its great place secured friendly and great schools. Close to shopping and very convenient "
  • Terri Hoover
    "This is a great family neighborhood with friendly neighbors who take care of each other. They are respectful of your privacy but are there to help if you need it"
  • Terri Hoover
    "People walk their dogs. People who have dogs keep them in gated yards and they do not wander the neighborhood."
  • AySha
    "Love to walk the dog around but itโ€™s grass everywhere and others could bring there dog over to your side of the grass "
  • Cody Lester
    "Friendly community with many activities for kids, teens, and adults. Thereโ€™s something for everybody "
  • Bigmacattack 1
    "Commute is touch and go. morning Traffic on the highways are bad. evening Traffic on the highways are bad. side roads are touch and go"
  • Juliegold787
    "I moved here out of necessity almost 6 yrs ago and I think it's one of the most friendly, eclectic and progressive neighborhoods....even though it's historical. Quaint and has seasonal appeal. "
  • Charity W.
    "it's a nice suburban area. most ppl r friendly and for the most part it's relatively safe and worry free."
  • Boyer_k
    "The area is growing, it is a great location, great restaurants and family oriented. The Historic District is special."
  • Ymitchell27
    "Itโ€™s quite and family oriented. Is walkable and a lot of dog owners in the area. A lot of shops and restaurants nearby."
  • Kelsey P.
    "Great family area. Great schools. Great sports teams and a lot of other supportive parents around. Lots of childcare options. "
  • Hugo C.
    "Diekamp estate is one of the best neighborhoods in Saint Charles. Children are safe to play in the streets. "
  • Raad Q.
    "I live close to major highways so commute is very easy and fast, very accessible. We love the city we wouldnt wanna stay anywhere else. "
  • Juliegold787
    "I work from home however everything I need or want is in walking distance. I do own a car however this community is very convenient "
  • Wilkins M.
    "The neighborhood is clean well maintenance quiet low crime well lit at night active during the day. A lot of privacy beautiful trees beautiful yards. No public transportation"
  • Marknvickit
    "Theirs a park down the street and a dog park about 3 mile away, great for families and pet friendly !"
  • Ymitchell27
    "Plenty of grocery store, shopping centers and movie theater in the area. Great school district and walkable neighborhood."
  • Betsy
    "Historical Main Street is unique. Small shops businesses and restaurants offer a variety of fun. Parks and schools are great for kids."
  • Kirstie Y.
    "Everyone walks their dogs and itโ€™s clean and friendly. There are some sidewalks that just stop randomly. "
  • Rachel M.
    "Ppl are very friendly and not afraid of your dog. I have a larger breed. I see a lot of Ppl with large breeds they are very welco.e and there is a dog park very close by "
  • Ally C.
    "Everyone here has a dog, maybe multiple! The dog park is nice, and friendly and the apartment complexes are mostly pet friendly. We have a dog who loves to walk around the neighborhood and we always pass others with dogs. Not everyone picks up poop but there is a ton of doggie stations for bags! Personally we were inspired to get a dog because so many people had one here already and we wanted to join in on the fun! Main Street is pet friendly too and the Katy trail is a great path for dogs. "
  • Brenda V.
    "Close to highways. Safe. Quiet. Close to schools. Part of St Charles city. Sideways for safe walking. "
  • Kngfsh1979
    "Unique houses, grid street network, walkable to school, church, entertainment, restaurants. Proximity to festivals, events. "
  • Tanisha P.
    "St. Charles has always been my favorite place to live! you can walk safely for miles. The Katy trail and Main street are worth paying a little more to live within walking distance, but I will say the cost of living has started to really increase in the past 5 years in this area."
  • Lisa L. F.
    "No dogs running around loose. Almost everyone picks up after their dogs. Lots of places for boarding and/or grooming "
  • Grnii72
    "Near most highways.Can get downtown in 30 minutes in normal traffic. Very centrally located. Close to 3 major malls. "
  • Dorenda S.
    "People arenโ€™t the friendliest but it is in a good location and clean. Iโ€™ve lived in better subdivisions and looking to get back to one of them"
  • Osaindon2015
    "County police events, school football games and shopping and close by entertainment like movies and go karts "
  • Jean S.
    "We live near old town St Charles . They have a lot of events. It is really not a neighborhood like most because of all the streets are arteries for Main Street."
  • Stuff, W. S.
    "congested due to construction to fix the previous construction plan, which was a total fail in my opinion. could be worse though."
  • Donna
    "The parks and libraries are great. It's very safe and a great area to raise a family. There are lots of great churches to attend as well. "
  • Jkzwyers
    "gun and knife show, casinos, park's and recreation, creeks, rivers, and boating. festivals, carnivals, and parties."

LGBTQ Local Legal Protections

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Frequently asked questions about 3521 Ruby Ln

  • What is 3521 Ruby Ln estimated to be worth?
    Trulia's estimated value for 3521 Ruby Ln in Saint Charles, MO is $395,400.
  • What is the price history for 3521 Ruby Ln?
    3521 Ruby Ln in Saint Charles, MO last sold in March 2025.
  • Is Saint Charles a buyer's or seller's market?
    Saint Charles is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Saint Charles?
    The median sale price in Saint Charles is $356K. That is up $21.67K from the prior month.
  • Does 3521 Ruby Ln have air conditioning?
    Yes, 3521 Ruby Ln in Saint Charles, MO has air conditioning.
  • How big is the lot at 3521 Ruby Ln?
    The lot at 3521 Ruby Ln in Saint Charles, MO is about 0.20 acres (8,712 sq ft).

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