3521 Bay Ct, Saint Cloud, FL 34769
OFF MARKET

3521 Bay Ct
Saint Cloud, FL 34769

  • 2 Beds
  • 2.5 Baths
  • 1,359 sqft

$233,600

Trulia Estimate
as of Jul 5, 2026
Est. Refi. Payment $1,534/mo*
Refinance Your Home

$233,600

Trulia Estimate
as of Jul 5, 2026
Est. Refi. Payment $1,534/mo*
Refinance Your Home
2 Beds
2.5 Baths
1,359 sqft

Local Information

  • Map ViewExplore the area around 3521 Bay Ct.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Beautiful remolded 2 Bedroom 2.5 Baths townhome in quiet community with community pool. This beautiful home has been fully upgraded. The kitchen made from IKEA with soft close doors, pantry and stainless appliances, (no refrigerator). Beautiful quartz countertops, under cabinet lighting and also recessed lighting. Recessed lighting in living area with beautiful Luxury vinyl plank flooring with 5 1/4 inch base boards and new doors throughout the home. Half bath downstairs with new toilet and vanity. Stairs have been completely replaced with real oak treads and brushed nickel spindles and oak banister. Back porch is glassed in with large closet and tile flooring going out to a nice paved patio area. Upstairs also has luxury vinyl plank and 5 1/4 inch baseboards and new doors. Master bath has frameless shower doors and upgraded shower and recessed lighting with double sink and plenty of under storage. Second bedroom also has its own bathroom with a frameless glass shower door, new sink, faucet and upgraded vanity. AC was replaced in 2016 and hot water heater in 2023. Roof was replaced in 2014 by the HOA and is covered in your monthly dues. Front courtyard is been paved for your comfort and enjoyment. This property has been priced accordingly with all of its upgrades and is move in ready.
3521 Bay Ct, Saint Cloud, FL 34769 is a 2 bedroom, 3 bathroom, 1,359 sqft townhouse built in 1985. It last sold for $257,000 on Sep 11, 2024 (1% below the $259,000 asking price). It is currently off market. The Trulia Estimate is $233,600, with a rent estimate of $1,791/month.

Home Highlights

Parking
No Info
Outdoor
No Info
View
No Info
HOA
$312/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 3521 Bay Ct

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Primary Bedroom, Bedroom 2, Dinette, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1359 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Water ConnectedAppliances: Dishwasher, Disposal, Electric Water Heater, Microwave, RangeDishwasherDisposalLaundry: Electric Dryer Hookup,Laundry Room,Upper Level,Washer HookupMicrowave
Heating & Cooling
Heating: Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Skylight(s)Door: Sliding DoorsFlooring: Luxury Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Luxury Vinyl
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: CourtyardFoundation: SlabNo Private Pool
Parking & Garage
No CarportNo Garage
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 10

Property Information

Year Built
Year Built: 1985
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse
Building
Construction Materials: StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 092630061200010060

Price & Status

Price
List Price: $259,000
Status Change & Dates
Off Market Date: Sun Aug 11 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: SAINT CLOUDCommunity: PINE LAKE VILLAS UNIT 2

Building

Building Area
Building Area: 1584 Square Feet

Community

Community Features: Clubhouse, PoolNot Senior Community

HOA

HOA Fee Includes: Community Pool, Insurance, Maintenance Structure, Pest Control, TrashHOA Name: Keystone ManagementHOA Phone: 407-801-0191Association for this Listing: OsceolaHas an HOAHOA Fee: $312/Monthly

Lot Information

Lot Area: 915 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: S5109470Showing Considerations: See RemarksShowing Requirements: Appointment Only, Lockbox - Electronic - CBS Code Required, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-092630061200010060-R-N

Additional Information

ClubhousePool
Last check for updates: about 13 hours ago
Listed by Christine Lanno, (407) 892-1920
ST. CLOUD REAL ESTATE, (407) 892-1920
Bought with: Kristy Cook, (850) 529-8081, EXP REALTY LLC, (888) 883-8509
Originating MLS: Osceola
Source: Stellar MLS, MLS#S5109470
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3521 Bay Ct

DatePriceEventSource
09/11/2024$257,000Sold
Stellar MLS #S5109470
08/11/2024$259,000PendingStellar MLS #S5109470
08/01/2024$259,000Listed For SaleStellar MLS #S5109470
08/21/2017$100,000Sold
N/A
09/02/2016$90,000Sold
N/A
01/10/2008$145,900ListingRemovedAgent Provided
12/08/2007$145,900PriceChange
Agent Provided
12/01/2007$159,900Listed For SaleAgent Provided
05/18/2005$131,200Sold
N/A
06/30/1998$65,000Sold
N/A

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$398K
$1.67KMoM
Sale-to-List Price
98.5%
0.3%MoM
Price per sq ft
$203
$1MoM
Available listings
1004
35MoM
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Property Tax and Assessment

Year2025
Tax$3,561
Assessment$198,700
Home facts updated by county records

Comparable Sales for 3521 Bay Ct

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3704 Bay Ct, Saint Cloud, FL
0.09
Townhouse
$210,000
08/22/25
2
2
1,084
1148 Monroe Ave, Saint Cloud, FL
0.14
Townhouse
$275,100
09/08/25
3
2
1,302
4151 Jefferson Dr, Saint Cloud, FL
0.15
Townhouse
$270,000
11/26/25
3
2
1,298
4207 Hamilton Ct, Saint Cloud, FL
0.19
Townhouse
$260,000
02/19/26
3
2
1,371
1107 Monroe Ave, Saint Cloud, FL
0.21
Townhouse
$210,000
09/19/25
2
2
954
3570 Home Town Ln, Saint Cloud, FL
0.60
Townhouse
$250,000
10/20/25
2
2
1,186
2725 Shelby Ruth Pl, Saint Cloud, FL
0.68
Townhouse
$277,000
12/16/25
2
2
1,249
2717 Shelby Ruth Pl, Saint Cloud, FL
0.69
Townhouse
$279,900
06/04/26
2
2
1,249
1817 Christina Lee Ln, Saint Cloud, FL
0.77
Townhouse
$275,000
08/11/25
2
2
1,249
3401 Home Town Ln, Saint Cloud, FL
0.60
Townhouse
$261,340
02/02/26
3
2
1,527

Nearby homes

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Assigned Schools

These are the assigned schools for 3521 Bay Ct.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
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  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
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Apartments for Rent

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Explore by feature - Pet Friendly

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Homes for sale near 3521 Bay Ct

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Off Market Homes Near 3521 Bay Ct

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