351 E  Bay Dr, White Stone, VA 22578
Property image
Property image
FOR SALE
0.29 ACRES

351 E Bay Dr
White Stone, VA 22578

  • 2 Beds
  • 1 Bath
  • 988 sqft (on 0.29 acres)

$299,000

Original price: $325,000
Est. Mortgage $1,681/mo*

$299,000

Original price: $325,000
Est. Mortgage $1,681/mo*
2 Beds
1 Bath
988 sqft
(on 0.29 acres)

Local Information

  • Map ViewExplore the area around 351 E Bay Dr.
  • Schools1 Elementary School2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Affordable Waterfront Cottage on Dymer Creek!! Enjoy relaxed coastal living in this Dymer Creek cottage just off the Chesapeake Bay. The property offers a private pier with 2–3' MLW (buyer to verify) in a protected cove, perfect for boating, fishing, or kayaking, yet moments from open waters. Inside, you’ll find an open living room with a wood-burning fireplace, dining area off the kitchen, two bedrooms, a bonus guest area, and one bath, plus a spacious porch overlooking the waterfront for dining or unwinding by the creek. Recent updates include newer windows (4–5 years) and a roof under 10 years old. Located in a small waterfront community with minimal restrictions, owners benefit from a community very nice NEW BOAT RAMP, playground, clubhouse, and road maintenance for just $125 per year. Golf Cart Community! Appliances convey. Conveniently close to White Stone, Irvington, and Kilmarnock, this property offers an affordable opportunity to enjoy the waterfront lifestyle on beautiful Dymer Creek. *See Featured Sheet**

Home Highlights

Parking
No Info
Outdoor
Yes
A/C
Heating & Cooling
HOA
$13/Monthly
Price/Sqft
$303
Listed
180+ days ago

Home Details for 351 E Bay Dr

Interior Features

Interior Details
Number of Rooms: 5Types of Rooms: Master Bedroom, Bedroom 2, Additional Room, Dining Room, Full Bath, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 988 Square Feet
Appliances & Utilities
Appliances: Dryer, Electric Cooking, Electric Water Heater, Refrigerator, Stove, WasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Electric,Heat PumpHas CoolingAir Conditioning: Heat PumpHas HeatingHeating Fuel: Electric
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Window: ScreensFlooring: Laminate, Linoleum, Vinyl
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Laminate, Linoleum, Vinyl
View
Has a ViewView: Water

Exterior Features

Exterior Home Features
Roof: CompositionPatio / Porch: ScreenedExterior: DockFoundation: Slab
Parking & Garage
No Garage
Pool
Pool: None
Frontage
WaterfrontWaterfront: Creek, Dock Access, Mooring, WaterfrontOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: DYMER CREEK
Surface & Elevation
Topography: Level
Finished Area
Finished Area (above surface): 988 Square Feet

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 1974
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Block, ConcreteNot a New ConstructionNot Attached Property
Property Information
Condition: ResaleParcel Number: 29B 111 25

Price & Status

Price
List Price: $299,000Price Per Sqft: $303
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: White StoneCommunity: Dymer Shores Estates
School Information
Elementary School: LancasterJr High / Middle School: LancasterHigh School: Lancaster

Agent Information

Listing Agent
Listing ID: 2530050

Community

Community Features: Boat Facilities, Common Grounds/Area, Clubhouse, Playground
Other
Playground

HOA

HOA Fee Includes: Road MaintenanceAssociation for this Listing: Central Virginia Regional MLSHas an HOAHOA Fee: $150/Annually

Lot Information

Lot Area: 0.29 acres

Business

Business Information
Ownership: Individuals

Miscellaneous

Mls Number: 2530050Living Area Range Units: Square FeetAttic: Access OnlyWater ViewWater View: WaterAbove Grade Unfinished Area: 988Above Grade Unfinished Area Units: Square FeetBack On Market Date: Tue Mar 17 2026Below Grade Unfinished Area Units: Square FeetUniversal Property Id: US-51103-N-29B 111 25-R-N

Additional Information

Boat FacilitiesCommon Grounds/AreaClubhousePlaygroundDays On Market Replication: 127
Last check for updates: about 7 hours ago
Listing courtesy of David Dew, (804) 436-3106
Isabell K. Horsley R. E., Ltd.
Kathleen Dew, (804) 436-6256
Isabell K. Horsley R. E., Ltd.
Originating MLS: Central Virginia Regional MLS

Market trends in White Stone

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
26
2
MoM

Price History for 351 E Bay Dr

DatePriceEventSource
04/24/2026$299,000PriceChange
Northern Neck AOR #120342
03/17/2026$325,000PendingToActiveNorthern Neck AOR #119611
01/25/2026$325,000PendingNorthern Neck AOR #119611
10/30/2025$325,000Listed For SaleNorthern Neck AOR #119611

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Property Tax and Assessment

Year2024
Tax$885
Assessment$160,900
Home facts updated by county records

Comparable Sales for 351 E Bay Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.79
Single-Family Home
$1,100,000
04/30/26
3
2.5
2,228
1.02
Single-Family Home
$800,000
08/28/25
3
2.5
2,300
1.38
Single-Family Home
$310,000
01/05/26
3
2
1,520
1.13
Single-Family Home
$439,000
07/11/25
2
1.5
1,512
0.79
Single-Family Home
$1,325,000
07/23/25
4
3.5
3,700
0.92
Single-Family Home
$845,000
11/07/25
4
3
2,840
1.31
Single-Family Home
$335,000
11/03/25
3
2
1,431
0.95
Single-Family Home
$1,050,000
10/15/25
4
3.5
2,573
1.86
Single-Family Home
$365,050
08/29/25
3
2
1,559

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What Locals Say about White Stone

At least 4 Trulia users voted on each feature.
  • 100 % Say it's quiet

  • 100 % Say there's wildlife

  • 90 % Say there's holiday spirit

  • 89 % Say car is needed

  • 88 % Say yards are well-kept

  • 83 % Say parking is easy

  • 75 % Say it's dog friendly

  • 69 % Say neighbors are friendly

  • 63 % Say there are community events

  • 63 % Say they plan to stay for at least 5 years

  • 60 % Say streets are well-lit

  • 40 % Say people would walk alone at night

  • 33 % Say it's walkable to restaurants

  • 25 % Say kids play outside

Sourced by Trulia users. Learn more about our methodology.
  • Dana G.
    "Rural living and right on the Bay. NO traffic! Abundance of wildlife. Local hospital, other retirement options, lots of good restaurants, golf courses, marinas, good people from all over. Retirement mecca."
  • David E. D.
    "THIS IS A BEAUTIFUL SMALL WATERFRONT COMMUNITY WITH QUICK ACCESS TO TOWNS OF KILMARNOCK, WHITE STONE & IRVINGTON. PLUS THE CHESAPEAKE BAY!"

LGBTQ Local Legal Protections

David Dew, Isabell K. Horsley R. E., Ltd.
Agent Phone: (804) 436-3106
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
351 E Bay Dr, White Stone, VA 22578 is a 2 bedroom, 1 bathroom, 988 sqft single-family home built in 1974. This property is currently available for sale and was listed by CVRMLS on Oct 30, 2025. The MLS # for this home is MLS# 2530050.