3504 Cayugas Loop, Saint Cloud, FL 34772
SOLD
OCT 31, 2025

3504 Cayugas Loop
Saint Cloud, FL 34772

  • 4 Beds
  • 2 Baths
  • 2,317 sqft

$412,000

Last Sold: Oct 31, 2025
2% below list $420K
$178/sqft
Est. Refi. Payment $2,601/mo*
Refinance Your Home

$412,000

Last Sold: Oct 31, 2025
2% below list $420K
$178/sqft
Est. Refi. Payment $2,601/mo*
Refinance Your Home
4 Beds
2 Baths
2,317 sqft

Homes for sale near 3504 Cayugas Loop

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Apartments for Rent

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Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to this stunning 4-bedroom, 2-bathroom home with a 3-car garage, nestled on a serene conservation lot in St. Cloud’s sought-after Mallard Pond community. Featuring a paver driveway, upgraded finishes, and an open split floor plan, this home is designed for modern comfort and style. Inside, you'll find spacious formal living and dining areas, a large family room ideal for gatherings, and a gourmet kitchen with upgraded cabinetry, premium countertops, and a generous island—perfect for the home chef. Stylish tile flooring flows throughout, with plush carpet in the bedrooms for added comfort. The luxurious primary suite offers a spa-like retreat with a garden tub, walk-in shower, private water closet with bidet, and a massive walk-in closet. The split layout provides privacy, with secondary bedrooms and a double-sink bathroom with a separate shower and water closet. Enjoy the outdoors in the expansive screened-in lanai overlooking lush gardens and peaceful conservation views. With ample storage and meticulous upkeep, this move-in-ready home truly has it all. Conveniently located near Publix, Walmart Marketplace, the upcoming Aldi, top-rated schools, hospitals, dining, and with easy Turnpike access. Low HOA and a beautifully maintained community this home is a must-see! Call today for your private tour!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from October 31, 2025

Home Highlights

Parking
3 Car Garage
Outdoor
Yes
View
No Info
HOA
$66/Monthly
Price/Sqft
$178/sqft
Listed
180+ days ago

Home Details for 3504 Cayugas Loop

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2317 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: Sliding DoorsFlooring: Carpet, Ceramic Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Ceramic Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, ScreenedExterior: Irrigation System, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Other Parking: Garage Dimensions: 29x22No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Door Opener,Oversized
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 192

Property Information

Year Built
Year Built: 2015
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, Concrete, StuccoNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 272630018000015240

Price & Status

Price
List Price: $420,000Price Per Sqft: $178/sqft
Status Change & Dates
Off Market Date: Wed Oct 01 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: ST CLOUDCommunity: MALLARD POND PH 4B
School Information
Elementary School: St Cloud ElemJr High / Middle School: St. Cloud Middle (6-8)High School: Harmony High

Building

Building Area
Building Area: 3115 Square Feet

Community

Not Senior Community

HOA

HOA Name: Vista Community Association Mgmt / Carl ThompsonHOA Phone: 407-682-3443Association for this Listing: Orlando RegionalHas an HOAHOA Fee: $66/Monthly

Lot Information

Lot Area: 8712 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6320478Showing Advance Notice: 24Showing Considerations: See RemarksShowing Requirements: 24 Hour Notice, Appointment Only, See Remarks, ShowingTimeUniversal Property Id: US-12097-N-272630018000015240-R-N
Last check for updates: about 21 hours ago
Listed by Phil Mariani, (407) 257-3609
EXP REALTY LLC, (888) 883-8509
Yuliya Mariani, (407) 257-3610
EXP REALTY LLC, (888) 883-8509
Bought with: Kristy Hall, (954) 552-5040, IAD FLORIDA LLC, (407) 720-0020
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6320478
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Price History for 3504 Cayugas Loop

DatePriceEventSource
10/31/2025$412,000Sold
Stellar MLS #O6320478
10/01/2025$420,000PendingStellar MLS #O6320478
09/09/2025$420,000PriceChange
Stellar MLS #O6320478
07/08/2025$455,000PriceChange
Stellar MLS #O6320478
06/21/2025$480,000Listed For SaleStellar MLS #O6320478
05/15/2025$480,000ListingRemovedStellar MLS #O6281086
02/15/2025$480,000Listed For SaleStellar MLS #O6281086
02/24/2015$270,108Sold
N/A
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Property Tax and Assessment

Year2024
Tax$3,163
Assessment$393,900
Home facts updated by county records

Comparable Sales for 3504 Cayugas Loop

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3550 Saxony Ln, Saint Cloud, FL
0.18
Single-Family Home
$395,000
03/02/26
4
2
1,820
3613 Cape Ct, Saint Cloud, FL
0.23
Single-Family Home
$370,000
12/30/25
4
2
1,820
3619 Holden Dr, Saint Cloud, FL
0.34
Single-Family Home
$425,000
03/27/26
4
2
2,256
3452 Goldeneye Ln, Saint Cloud, FL
0.30
Single-Family Home
$386,000
05/15/25
4
2
2,737
3325 Pekin St, Saint Cloud, FL
0.19
Single-Family Home
$405,000
12/22/25
4
2.5
2,885
3617 Holden Dr, Saint Cloud, FL
0.33
Single-Family Home
$465,000
03/23/26
4
3
2,386
3406 Brant St, Saint Cloud, FL
0.39
Single-Family Home
$400,000
03/26/26
4
2
1,972
3641 Bristol Cove Ln, Saint Cloud, FL
0.28
Single-Family Home
$490,000
07/21/25
4
3
2,625
3310 Pekin St, Saint Cloud, FL
0.27
Single-Family Home
$349,900
09/29/25
3
2
1,601

Assigned Schools

These are the assigned schools for 3504 Cayugas Loop.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
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  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
    Flag
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
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  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
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  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
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  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
    Flag
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
    Flag
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
    Flag
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
    Flag
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
    Flag
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
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  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
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  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
    Flag
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

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Homes for rent near 3504 Cayugas Loop

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Off Market Homes Near 3504 Cayugas Loop

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3504 Cayugas Loop, Saint Cloud, FL 34772 is a 4 bedroom, 2 bathroom, 2,317 sqft single-family home built in 2015. This property is not currently available for sale. 3504 Cayugas Loop was last sold on Oct 31, 2025 for $412,000 (2% lower than the asking price of $420,000). The current Trulia Estimate for 3504 Cayugas Loop is $402,300.