3446 Pine Tree Dr, Saint James City, FL 33956
Property image
Property image
FOR SALE
3D VIEW
0.34 ACRES

3446 Pine Tree Dr
Saint James City, FL 33956

  • 3 Beds
  • 2 Baths
  • 1,781 sqft (on 0.34 acres)

$870,000

Original price: $875,000
Est. Mortgage $5,498/mo*

$870,000

Original price: $875,000
Est. Mortgage $5,498/mo*
3 Beds
2 Baths
1,781 sqft
(on 0.34 acres)

Local Information

  • Map ViewExplore the area around 3446 Pine Tree Dr.
  • Schools1 Preschool School1 Elementary School2 Middle Schools5 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Description

Effortless luxury meets true Gulf access—without a single bridge in sight. Located on the PERFECTLY named Manatee Canal, where dolphins and manatees play, this professionally remodeled 3 bedroom waterfront residence on Pinetree Drive delivers DIRECT, deep-water access to the Gulf, complete with a covered boat lift and private kayak launch - a boaters dream! Super curb appeal on this oversized lot with extended driveway and additional parking across the street! Meticulously cared for and it shows both in and out of the home. Inside, the home showcases refined coastal elegance with neutral flooring throughout, a stunning chef’s kitchen featuring shaker-style cabinetry, a large open island, Jennair appliances and quartz countertops - its a beauty! Cornerstone did the remodel and it is spectacular! Filled with abundant natural lighting, luxury upgrades and thoughtfully designed to create a seamless blend of comfort and sophistication, this home flows and is the perfect size with spacious rooms and neutral colors! The outdoors is a DREAM - an EXTRAORDINARY maintenance-free entertainment oasis awaits—multi patios fully pavered and purpose-built for hosting, with multiple patios, a resort-style pool and stand alone spa, and a fully equipped outdoor kitchen - perfect to hang out with friends and enjoy the amazing paradise that surrounds you. A large fenced side yard, oversized lot, and additional parking across the street add rare convenience. Set in one of St. James City’s most desirable waterfront communities, this exceptional property offers the ultimate Pine Island lifestyle—plus the rare advantage of an ASSUMABLE 2.75% loan. There are so many additional special features such as a community boat ramp, a 17 mile biking/walking path, boating or walking to multiple restaurants and marinas - you are so close to days of adventures exploring the waters and the incredible islands that surround you. St. James offers a vibrant lifestyle where you can live your best life! If you are looking for more than just an ordinary home you have found it! ASSUMABLE FLOOD INSURANCE OF $1,529 a year!

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Patio, Deck, Pool
View
Canal
HOA
None
Price/Sqft
$488
Listed
180+ days ago

Home Details for 3446 Pine Tree Dr

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1781 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet AvailableAppliances: Dryer, Dishwasher, Electric Cooktop, Disposal, Microwave, Range, Self Cleaning Oven, WasherDishwasherDisposalDryerLaundry: In GarageMicrowaveWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: Gunite, Solar HeatHas a SpaJetted Bath Tub
Windows, Doors, Floors & Walls
Window: Single Hung, ShuttersFlooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Floors: Tile
View
Has a ViewView: Canal
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, Open, Patio, PorchExterior: Deck, Outdoor Grill, Outdoor Kitchen, Patio, StorageHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage,Garage Door Opener
Pool
Pool: Concrete, Heated, In Ground, Solar HeatPool
Frontage
WaterfrontWaterfront: Canal Access, Intersecting Canal, SeawallOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 323Days on Market: 180+

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch,One Story
Building
Construction Materials: Block, Concrete, Stucco
Property Information
Condition: ResaleParcel Number: 234522050000C.0270

Price & Status

Price
List Price: $870,000Price Per Sqft: $488
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: St James CityCommunity: MANATEE BAY UNRECORDED SUBDIVISION

Agent Information

Listing Agent
Listing ID: 2026000121

Building

Building Area
Building Area: 2258 Square Feet

Community

Community Features: Boat Facilities, Non-Gated, NoneNot Senior CommunityUnits in Building: 1

HOA

HOA Fee Includes: NoneHOA Fee (second): 150HOA Fee Frequency (second): AnnuallyAssociation for this Listing: Florida Gulf CoastNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.34 acres

Offer

Listing Terms: All Financing Considered, Assumable, Cash, VA Loan

Energy

Energy Efficiency Features: Solar Panel(s)

Business

Business Information
Ownership: Single Family

Miscellaneous

Mls Number: 2026000121Living Area Range Units: Square FeetWater ViewWater View: CanalAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-234522050000C0270-R-N

Additional Information

HOA Amenities: Boat RampSource Internet Entire Listing Display
Last check for updates: about 5 hours ago
Listing courtesy of Char Seuffert, (239) 671-6318
Re/Max Sunshine
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2026000121
Also Listed on Florida Gulf Coast MLS.

Market trends in Saint James City

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
114
13
MoM

Price History for 3446 Pine Tree Dr

DatePriceEventSource
05/27/2026$870,000PriceChange
Florida Gulf Coast MLS #2026000121
01/07/2026$875,000Listed For SaleFlorida Gulf Coast MLS #2026000121
01/01/2026$1,000,000ListingRemovedFlorida Gulf Coast MLS #225061173
07/05/2025$1,000,000Listed For SaleSWFLMLS #225061173
03/24/2021ListingRemovedN/A
11/13/2020$495,000Sold
N/A
09/23/2020$495,000PendingN/A
08/20/2020$495,000Listed For SaleN/A
03/25/2020$499,500ListingRemovedAgent Provided
03/04/2020$499,500PriceChange
Agent Provided
11/20/2019$514,900PriceChange
Agent Provided
10/02/2019$524,900Listed For SaleAgent Provided
07/01/2019$529,000ListingRemovedAgent Provided
04/09/2019$529,000PriceChange
Agent Provided
01/04/2019$559,000Listed For SaleAgent Provided
04/13/2017$555,555ListingRemovedAgent Provided
05/09/2016$555,555Listed For SaleAgent Provided
03/20/2016$529,000ListingRemovedN/A
01/14/2016$529,000PriceChange
N/A
09/10/2015$495,000Listed For SaleN/A
01/26/1994$52,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax$381
Assessment$632,520
Home facts updated by county records

Comparable Sales for 3446 Pine Tree Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.04
Single-Family Home
$594,500
03/20/26
3
2
1,522
0.06
Single-Family Home
$520,000
09/19/25
3
2
1,532
0.12
Single-Family Home
$625,000
07/09/25
3
2
1,535
0.08
Single-Family Home
$335,000
03/30/26
3
2
1,769
0.10
Single-Family Home
$670,000
03/03/26
3
2
1,782
0.15
Single-Family Home
$550,000
11/20/25
2
2
1,360
0.20
Single-Family Home
$960,000
09/12/25
3
2
1,865
0.30
Single-Family Home
$225,000
03/25/26
3
2
1,665
0.44
Single-Family Home
$438,000
12/22/25
4
2
1,830
0.37
Single-Family Home
$259,500
06/30/26
3
2
1,441

Nearby homes

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Assigned Schools

These are the assigned schools for 3446 Pine Tree Dr.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint James City

At least 14 Trulia users voted on each feature.
  • 100 % Say parking is easy

  • 89 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 81 % Say car is needed

  • 79 % Say it's quiet

  • 77 % Say they plan to stay for at least 5 years

  • 76 % Say people would walk alone at night

  • 73 % Say it's walkable to restaurants

  • 70 % Say neighbors are friendly

  • 67 % Say there's wildlife

  • 63 % Say there are community events

  • 60 % Say there's holiday spirit

  • 29 % Say kids play outside

  • 22 % Say streets are well-lit

  • 21 % Say it's walkable to grocery stores

  • 19 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "The vibe here on the island is peace, relaxation and fun. everybody seems to have a boat and everyone seems to love fishing. Lots of great restaurants to eat at and able to go to by boat. Most people here are adults and they are very few children except for some grandchildren."
  • Eugeneb
    "All kinds of events and special festivals too many to list here. Parades, dinners, flea markets, fishing tournaments."
  • K R.
    "We have an American Legion, VFW and a Moose and Elks. There is always things to do and good meals to eat."
  • Eugeneb
    "Block parties and many other events, fishing tournaments, fund new raisers and festivals. Parades celebrations of all the holidays. Flea markets and secondhand stores."
  • Eugeneb
    "Everyone is friendly it’s like living in Mayberry. Very safe no crime. It’s just the most wonderful place to live."
  • Jessica G.
    "Everyone walks their dogs here at least once a day. There are a lot of old dogs, so puppies need to be careful. Dogs must be on a leash in this area and there’s no real dog park nearby. There are snakes and gators in and near wooded areas, so be aware!"
  • Theislandretreat
    "If you are really looking for somewhere to get away from it all, Pine Island is the place. There are ZERO traffic lights, it's quiet, and there are no high rises or major commercial outfits on the island. This island was thankfully left alone in the ramping up of virtually every other developed coastline. You hear and see the bald eagles, seahawks, pelicans, dolphin and manatee, something again which is rare in other communities. Tropical nurseries populate the island, the fishing is out of this world and the rest you get from the hustle and bustle is unmatched. Though remote, you have everything close by that is a necessity or recreationally wanted: your island grocery store, hardware store, liquor store, a few banks, a gas station, art galleries, more than 12 restaurants and bars dot the island, 4 marinas, 2 day spas, more than a few bait/tackle shops, kayak/bicycle/boat rentals, and the island is also home to the most preserves in the Southwest area which affords great hiking and exploring."
  • Chris A.
    "Pine Island is one of the true "old Florida" spots left. We are a srtong comunity that supports each other you will not fined the chain stores,resturants,or big box stores out here only your neighbors and NATURE."
  • Carl J.
    "If it's nature and peace you are after, check out St james City, Florida. Located on a tropical island called Pine Island on the southern end. The last undeveloped island in florida."

LGBTQ Local Legal Protections

Char Seuffert, Re/Max Sunshine
Agent Phone: (239) 671-6318
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
3446 Pine Tree Dr, Saint James City, FL 33956 is a 3 bedroom, 2 bathroom, 1,781 sqft single-family home built in 1997. This property is currently available for sale and was listed by Florida Gulf Coast MLS on Jan 7, 2026. The MLS # for this home is MLS# 2026000121.