3446 Pine Tree Dr, Saint James City, FL 33956
Property image
Property image
FOR SALE
3D VIEW
0.34 ACRES

$865,000

Original price: $870,000
  • 3 Beds
  • 2 Baths
  • 1,781 sqft (on 0.34 acres)

3446 Pine Tree Dr, Saint James City, FL 33956

Est. Mortgage $5,613/mo*
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Home Highlights

Single-Family Home
Built in 1997
0.34 acre lot
$486/sqft
2 Car Garage

Local Information

  • Map ViewExplore the area around 3446 Pine Tree Dr.
  • Schools1 Preschool School1 Elementary School2 Middle Schools5 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

Effortless luxury meets true Gulf access—without a single bridge in sight. Located on the PERFECTLY named Manatee Canal, where dolphins and manatees play, this professionally remodeled 3 bedroom waterfront residence on Pinetree Drive delivers DIRECT, deep-water access to the Gulf, complete with a covered boat lift and private kayak launch - a boaters dream! Super curb appeal on this oversized lot with extended driveway and additional parking across the street! Meticulously cared for and it shows both in and out of the home. Inside, the home showcases refined coastal elegance with neutral flooring throughout, a stunning chef’s kitchen featuring shaker-style cabinetry, a large open island, Jennair appliances and quartz countertops - its a beauty! Cornerstone did the remodel and it is spectacular! Filled with abundant natural lighting, luxury upgrades and thoughtfully designed to create a seamless blend of comfort and sophistication, this home flows and is the perfect size with spacious rooms and neutral colors! The outdoors is a DREAM - an EXTRAORDINARY maintenance-free entertainment oasis awaits—multi patios fully pavered and purpose-built for hosting, with multiple patios, a resort-style pool and stand alone spa, and a fully equipped outdoor kitchen - perfect to hang out with friends and enjoy the amazing paradise that surrounds you. A large fenced side yard, oversized lot, and additional parking across the street add rare convenience. Set in one of St. James City’s most desirable waterfront communities, this exceptional property offers the ultimate Pine Island lifestyle—plus the rare advantage of an ASSUMABLE 2.75% loan. There are so many additional special features such as a community boat ramp, a 17 mile biking/walking path, boating or walking to multiple restaurants and marinas - you are so close to days of adventures exploring the waters and the incredible islands that surround you. St. James offers a vibrant lifestyle where you can live your best life! If you are looking for more than just an ordinary home you have found it! ASSUMABLE FLOOD INSURANCE OF $1,529 a year!
Last check for updates: 30 minutes ago
Listing courtesy of Char Seuffert, (239) 671-6318
Re/Max Sunshine
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2026000121
Also Listed on Florida Gulf Coast MLS.

Home Details for 3446 Pine Tree Dr

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1781 Square Feet
Appliances & Utilities
Utilities: Cable Available, High Speed Internet AvailableAppliances: Dryer, Dishwasher, Electric Cooktop, Disposal, Microwave, Range, Self Cleaning Oven, WasherDishwasherDisposalDryerLaundry: In GarageMicrowaveWasher
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: Gunite, Solar HeatHas a SpaJetted Bath Tub
Windows, Doors, Floors & Walls
Window: Single Hung, ShuttersFlooring: Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Floors: Tile
View
Has a ViewView: Canal
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, Open, Patio, PorchExterior: Deck, Outdoor Grill, Outdoor Kitchen, Patio, StorageHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Garage,Garage Door Opener
Pool
Pool: Concrete, Heated, In Ground, Solar HeatPool
Frontage
WaterfrontWaterfront: Canal Access, Intersecting Canal, SeawallOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 366Days on Market: 180+

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch,One Story
Building
Construction Materials: Block, Concrete, Stucco
Property Information
Condition: ResaleParcel Number: 234522050000C.0270

Price & Status

Price
List Price: $865,000Price Per Sqft: $486
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: St James CityCommunity: MANATEE BAY UNRECORDED SUBDIVISION

Agent Information

Listing Agent
Listing ID: 2026000121

Building

Building Area
Building Area: 2258 Square Feet

Community

Community Features: Boat Facilities, Non-Gated, NoneNot Senior CommunityUnits in Building: 1

HOA

HOA Fee Includes: NoneHOA Fee (second): 150HOA Fee Frequency (second): AnnuallyAssociation for this Listing: Florida Gulf CoastNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.34 acres

Offer

Listing Terms: All Financing Considered, Assumable, Cash, VA Loan

Energy

Energy Efficiency Features: Solar Panel(s)

Business

Business Information
Ownership: Single Family

Miscellaneous

Mls Number: 2026000121Living Area Range Units: Square FeetWater ViewWater View: CanalAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-234522050000C0270-R-N

Additional Information

HOA Amenities: Boat RampSource Internet Entire Listing Display

Around this home

What Locals Say about Saint James City

At least 14 Trulia users voted on each feature.

  • 100 % Say parking is easy

  • 89 % Say it's dog friendly

  • 84 % Say yards are well-kept

  • 81 % Say car is needed

  • 79 % Say it's quiet

  • 77 % Say they plan to stay for at least 5 years

  • 76 % Say people would walk alone at night

  • 73 % Say it's walkable to restaurants

  • 70 % Say neighbors are friendly

  • 67 % Say there's wildlife

  • 63 % Say there are community events

  • 60 % Say there's holiday spirit

  • 29 % Say kids play outside

  • 22 % Say streets are well-lit

  • 21 % Say it's walkable to grocery stores

  • 19 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "The vibe here on the island is peace, relaxation and fun. everybody seems to have a boat and everyone seems to love fishing. Lots of great restaurants to eat at and able to go to by boat. Most people here are adults and they are very few children except for some grandchildren."
    8
    Flag
  • Eugeneb
    "All kinds of events and special festivals too many to list here. Parades, dinners, flea markets, fishing tournaments."
    1
    Flag
  • K R.
    "We have an American Legion, VFW and a Moose and Elks. There is always things to do and good meals to eat."
    0
    Flag
  • Eugeneb
    "Block parties and many other events, fishing tournaments, fund new raisers and festivals. Parades celebrations of all the holidays. Flea markets and secondhand stores."
    1
    Flag
  • Eugeneb
    "Everyone is friendly it’s like living in Mayberry. Very safe no crime. It’s just the most wonderful place to live."
    1
    Flag
  • Jessica G.
    "Everyone walks their dogs here at least once a day. There are a lot of old dogs, so puppies need to be careful. Dogs must be on a leash in this area and there’s no real dog park nearby. There are snakes and gators in and near wooded areas, so be aware!"
    4
    Flag
  • Theislandretreat
    "If you are really looking for somewhere to get away from it all, Pine Island is the place. There are ZERO traffic lights, it's quiet, and there are no high rises or major commercial outfits on the island. This island was thankfully left alone in the ramping up of virtually every other developed coastline. You hear and see the bald eagles, seahawks, pelicans, dolphin and manatee, something again which is rare in other communities. Tropical nurseries populate the island, the fishing is out of this world and the rest you get from the hustle and bustle is unmatched. Though remote, you have everything close by that is a necessity or recreationally wanted: your island grocery store, hardware store, liquor store, a few banks, a gas station, art galleries, more than 12 restaurants and bars dot the island, 4 marinas, 2 day spas, more than a few bait/tackle shops, kayak/bicycle/boat rentals, and the island is also home to the most preserves in the Southwest area which affords great hiking and exploring."
    0
    Flag
  • Chris A.
    "Pine Island is one of the true "old Florida" spots left. We are a srtong comunity that supports each other you will not fined the chain stores,resturants,or big box stores out here only your neighbors and NATURE."
    0
    Flag
  • Carl J.
    "If it's nature and peace you are after, check out St james City, Florida. Located on a tropical island called Pine Island on the southern end. The last undeveloped island in florida."
    0
    Flag

Market trends in Saint James City

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
98
6MoM

Home Value

Trulia Estimate
$820K
Since last month
Increased$5K (+0.6%)
Since last year
Decreased$137K (-14.3%)
Since last sale
Increased$325K (+65.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +55% in the last 10 years
MonthEstimated value
2026
September 2026$820K
August 2026$811K
July 2026$814K
June 2026$816K
May 2026$818K
April 2026$845K
March 2026$845K
February 2026$848K
January 2026$845K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3461 Manatee Dr, Saint James City, FL
0.04
Single-Family Home
$594,500
03/20/26
3
2
1,522
3471 Manatee Dr, Saint James City, FL
0.06
Single-Family Home
$520,000
09/19/25
3
2
1,532
3462 Manatee Dr, Saint James City, FL
0.08
Single-Family Home
$335,000
03/30/26
3
2
1,769
3527 Manatee Dr, Saint James City, FL
0.10
Single-Family Home
$670,000
03/03/26
3
2
1,782
3307 Manatee Dr, Saint James City, FL
0.15
Single-Family Home
$550,000
11/20/25
2
2
1,360
3247 Manatee Dr, Saint James City, FL
0.20
Single-Family Home
$960,000
09/12/25
3
2
1,865
3601 Gasparilla St, Saint James City, FL
0.30
Single-Family Home
$225,000
03/25/26
3
2
1,665
3678 Tangelo Dr, Saint James City, FL
0.44
Single-Family Home
$438,000
12/22/25
4
2
1,830
3680 Gasparilla St, Saint James City, FL
0.37
Single-Family Home
$259,500
06/30/26
3
2
1,441
3519 Papaya St, Saint James City, FL
0.65
Single-Family Home
$350,000
02/26/26
3
2
1,469

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3526 Snow Bird Ln, Saint James City, FL 33956
0.08
$20,000
-
-
-
Recently Sold
3461 Manatee Dr, Saint James City, FL 33956
0.04
$594,500
3
2
1,522
Recently Sold
3471 Manatee Dr, Saint James City, FL 33956
0.06
$512,100
3
2
1,532
Off Market
3483 Manatee DR, Saint James City, FL 33956
0.07
$736,300
3
2.5
1,775
Off Market
3558 Pine Tree Dr, Saint James City, FL 33956
0.11
$474,200
3
2
1,484
Off Market
3563 Snow Bird Ln, Saint James City, FL 33956
0.12
$22,000
-
-
-
Recently Sold
3527 Manatee Dr, Saint James City, FL 33956
0.10
$670,000
3
2
1,782
Recently Sold
3472 Manatee Dr, Saint James City, FL 33956
0.08
$449,000
3
2
1,514
For Sale
3462 Manatee Dr, Saint James City, FL 33956
0.08
$335,000
3
2
1,769
Recently Sold
3582 Snow Bird Ln, Saint James City, FL 33956
0.13
-
-
-
-
Off Market
3526 Manatee Dr, Saint James City, FL 33956
0.11
$326,300
3
2
1,498
Off Market

Price and Tax history

DateEventPrice
Jul 10, 2026
Source: Florida Gulf Coast MLS #2026000121
PriceChange
$865,000
Price decreased by 1%
May 27, 2026
Source: Florida Gulf Coast MLS #2026000121
PriceChange
$870,000
Price decreased by 1%
Jan 7, 2026
Source: Florida Gulf Coast MLS #2026000121
Listed For Sale
$875,000
Jan 1, 2026
Source: Florida Gulf Coast MLS #225061173
ListingRemoved
$1,000,000
Jul 5, 2025
Source: SWFLMLS #225061173
Listed For Sale
$1,000,000

LGBTQ Local Legal Protections

Char Seuffert, Re/Max Sunshine
Agent Phone: (239) 671-6318
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 3446 Pine Tree Dr

  • What is the estimated monthly payment for 3446 Pine Tree Dr?
    Based on a $865,000 list price with 20% down at today's rates, the estimated monthly payment for 3446 Pine Tree Dr in Saint James City, FL is approximately $5,626 (about $4,542 principal & interest, $1,009 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Saint James City?
    Residents describe Saint James City, FL as easy to park in, dog-friendly, and well-kept. Most residents say you need a car. See homes for sale in Saint James City, FL.
  • What are the closest schools to 3446 Pine Tree Dr?
    The closest schools to 3446 Pine Tree Dr in Saint James City, FL are Cape Coral High School (rated 5/10), Gulf Middle School (rated 7/10), Ida S. Baker High School (rated 3/10).
  • What is 3446 Pine Tree Dr estimated to be worth?
    Trulia's estimated value for 3446 Pine Tree Dr in Saint James City, FL is $819,500.
  • Does 3446 Pine Tree Dr have air conditioning?
    Yes, 3446 Pine Tree Dr in Saint James City, FL has air conditioning.
  • Does 3446 Pine Tree Dr have a pool?
    Yes, 3446 Pine Tree Dr in Saint James City, FL has a pool.
3446 Pine Tree Dr, Saint James City, FL 33956 is a 3 bedroom, 2 bathroom, 1,781 sqft single-family home built in 1997. This property is currently available for sale and was listed by Florida Gulf Coast MLS on Jan 7, 2026. The MLS # for this home is MLS# 2026000121.