331 Independence Ave, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Kelsey Mitchell, Keller Williams Pinnacle, (618) 226-6447 . Bought with RE/MAX Results Realty

331 Independence Ave
Waterloo, IL 62298

  • 5 Beds
  • 3 Baths
  • 3,610 sqft (on 0.32 acres)

$462,300

Trulia Estimate
as of Aug 11, 2026
Est. Refi. Payment $3,090/mo*
Refinance Your Home

$462,300

Trulia Estimate
as of Aug 11, 2026
Est. Refi. Payment $3,090/mo*
Refinance Your Home
5 Beds
3 Baths
3,610 sqft
(on 0.32 acres)

Local Information

  • Map ViewExplore the area around 331 Independence Ave.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2008
Lot Size
0.32 acres
Living Area
3,610 sqft
Price/Sqft
$128
Parking
3 Car Garage
HOA
$17/Monthly

About this House

Welcome to this fantastic ranch-style home offering 5 bedrooms and 3 bathrooms, nestled in an established neighborhood on a well-maintained lot with attractive landscaping. Step inside to a warm and inviting layout, featuring a cozy dual-sided gas fireplace and a lovely picture window in the formal dining area. The main floor has a split-bedroom floor plan, including the primary suite with a private bathroom, and two additional guest bedrooms and a guest bathroom. You'll also enjoy the convenience of a main floor laundry room. The basement is partially finished providing even more living space, including a large family room, two additional bedrooms, a full bathroom, and an unfinished storage area. Step outside to enjoy the fully fenced backyard, complete with a brand-new deck (2024) ideal for relaxing and viewing beautiful sunsets. The spacious 3 car garage offers ample space for parking and storage.
Notable Updates: Kitchen remodel – 2018, Guest bathroom – 2016, Primary bathroom – 2018, Back deck – 2024, Furnace – 2021, Roof – 2019, Generator – 2020. Additional perks include access to the HOA clubhouse and lake, making this a truly special place to call home. With numerous updates throughout, this move-in ready property is a must-see! Schedule your showing today!
331 Independence Ave, Waterloo, IL 62298 is a 5 bedroom, 3 bathroom, 3,610 sqft single-family home built in 2008. It last sold for $440,000 on Jul 25, 2025 (5% below the $465,000 asking price). It is currently off market. The Trulia Estimate is $462,300, with a rent estimate of $3,063/month.

Home Details for 331 Independence Ave

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Sump PumpNumber of Rooms: 13
Beds & Baths
Number of Bedrooms: 5Main Level Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 3610 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Microwave, Free-Standing Electric Range, WasherDishwasherDryerLaundry: Main LevelMicrowaveWasher
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Family RoomHas a Fireplace
Levels, Entrance, & Accessibility
Levels: One

Exterior Features

Exterior Home Features
Fencing: Back Yard
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Attached
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1898 Square FeetFinished Area (below surface): 1712

Days on Market

Cumulative Days on Market: 54

Property Information

Year Built
Year Built: 2008
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Building: BasementConstruction Materials: Brick Veneer, Vinyl SidingNot a New ConstructionDoes Not Include Home Warranty
Property Information
Parcel Number: 0726201114000

Price & Status

Price
List Price: $465,000
Status Change & Dates
Off Market Date: Fri Jul 25 2025

Location

Direction & Address
City: WaterlooCommunity: Westview Acres Ph 07
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 3610 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: ClubhouseHOA Name: Westfalen Lake HOAAssociation for this Listing: Southwestern Illinois Board of REALTORSHas an HOAHOA Fee: $200/Annually

Lot Information

Lot Area: 0.32 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan

Miscellaneous

BasementMls Number: 25033548Above Grade Unfinished Area: 1898Showing Requirements: Appointment Only

Additional Information

HOA Amenities: Boat Dock,Clubhouse,Lake
Last check for updates: 1 day ago
Listed by Kelsey Mitchell, (618) 615-1285
Keller Williams Pinnacle
Bought with: Geri Little, (314) 276-8868, RE/MAX Results Realty
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#25033548

Price History for 331 Independence Ave

DatePriceEventSource
07/25/2025$440,000Sold
MARIS #25033548
06/20/2025$465,000ContingentMARIS #25033548
06/13/2025$465,000PriceChange
MARIS #25033548
06/01/2025$475,000Listed For SaleMARIS #25033548
07/28/2016$248,500Sold
MARIS #16053652
03/09/2016$250,000PendingAgent Provided
10/22/2015$250,000Listed For SaleAgent Provided
07/28/2010$230,000Sold
N/A
10/29/2009$230,000Sold
N/A
11/14/2008$227,000Sold
N/A
05/25/2007$54,500Sold
N/A

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
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Property Tax and Assessment

Year2024
Tax$7,250
Assessment$364,980
Home facts updated by county records

Comparable Sales for 331 Independence Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
432 Mockingbird Ln, Waterloo, IL
0.11
Single-Family Home
$379,900
04/17/26
4
3
2,763
425 Mockingbird Ln, Waterloo, IL
0.14
Single-Family Home
$399,000
03/04/26
4
3
2,536
1018 Creekside Dr, Waterloo, IL
0.41
Single-Family Home
$444,000
07/09/26
4
3
3,271
1041 W Fallen Lake Dr, Waterloo, IL
0.11
Single-Family Home
$315,000
06/22/26
4
2
2,148
1008 W Fallen Lake Dr, Waterloo, IL
0.27
Single-Family Home
$572,000
05/26/26
5
4.5
4,003
1016 Oak Creek Ln, Waterloo, IL
0.46
Single-Family Home
$437,000
11/06/25
5
3.5
4,200
417 Mockingbird Ln, Waterloo, IL
0.18
Single-Family Home
$336,000
01/22/26
2
2.5
2,857
1042 Illinois Ave, Waterloo, IL
0.39
Single-Family Home
$390,000
07/23/26
3
3
3,257
1042 Creekside Dr, Waterloo, IL
0.34
Single-Family Home
$392,500
12/12/25
4
3
2,046
1043 Creekside Dr, Waterloo, IL
0.31
Single-Family Home
$355,000
09/24/25
3
2.5
2,424

Nearby homes

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Assigned Schools

These are the assigned schools for 331 Independence Ave.
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The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
    3
    Flag
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
    1
    Flag
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
    1
    Flag
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
    0
    Flag
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
    0
    Flag
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
    0
    Flag
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
    0
    Flag
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
    1
    Flag
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
    0
    Flag
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
    0
    Flag
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."
    0
    Flag

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Apartments for Rent

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Explore by feature - Air Conditioning

8 rentals with air conditioning in Waterloo, IL

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Homes for sale near 331 Independence Ave

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Off Market Homes Near 331 Independence Ave

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Frequently asked questions about 331 Independence Ave

  • What is 331 Independence Ave estimated to be worth?
    Trulia's estimated value for 331 Independence Ave in Waterloo, IL is $462,300.
  • What is the price history for 331 Independence Ave?
    331 Independence Ave in Waterloo, IL last sold for $440,000 in July 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $301K. That is down $30K from the prior month.
  • Does 331 Independence Ave have air conditioning?
    Yes, 331 Independence Ave in Waterloo, IL has air conditioning.
  • Does 331 Independence Ave have laundry facilities?
    Yes, 331 Independence Ave in Waterloo, IL has in-unit laundry.
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