331 E  4th St, Waterloo, IL 62298
Property image
Property image
OFF MARKET
Listed by Monica Schmidt, eXp Realty, (618) 567-9203 . Bought with eXp Realty

$498,900

Trulia Estimate
  • 5 Beds
  • 2 Baths
  • 3,290 sqft (on 3.88 acres)

331 E 4th St, Waterloo, IL 62298

Est. Refi. Payment $3,459/mo*
Refinance Your Home
Currently Off Market - Sold Sep 19, 2025 for $490,000

Home Value

Trulia Estimate
$499K
Since last month
Increased$9K (+1.7%)
Since last year
Increased$8K (+1.7%)
Since last sale
Increased$9K (+1.8%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +138% in the last 10 years
MonthEstimated value
2026
September 2026$499K
August 2026$490K
July 2026$495K
June 2026$489K
May 2026$488K
April 2026$494K
March 2026$495K
February 2026$493K
January 2026$492K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.08
Single-Family Home
$355,000
09/11/26
3
2
2,220
0.05
Single-Family Home
$385,000
10/23/25
3
2
1,864
0.29
Single-Family Home
$425,000
07/01/26
5
3.5
3,117
0.30
Single-Family Home
$320,000
01/20/26
4
3
3,426
0.43
Single-Family Home
$400,000
02/13/26
6
3.5
3,360
0.42
Single-Family Home
$265,000
10/10/25
4
2
3,100
0.34
Single-Family Home
$340,000
05/08/26
3
3
3,281
0.12
Single-Family Home
$275,000
02/26/26
2
2
1,650
0.22
Single-Family Home
$267,500
01/15/26
3
2
1,664
0.56
Single-Family Home
$240,000
09/04/26
4
2
3,004

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.05
$391,200
3
2
1,864
Off Market
0.04
$654,600
3
3.5
3,727
Off Market
0.08
$355,000
3
2
2,220
Recently Sold
0.11
$280,600
2
2
1,486
Off Market
0.09
$43,500
-
-
-
Recently Sold
0.12
$275,000
2
2
1,650
Recently Sold
0.14
$277,900
2
2
1,450
Off Market
0.14
$273,000
3
2
1,906
Off Market
0.19
$571,400
5
3.5
3,482
Off Market
0.16
$258,100
3
1.5
1,260
Off Market
0.21
$286,200
3
2
1,300
Off Market

Local Information

  • Map ViewExplore the area around 331 E 4th St.
  • Schools1 Preschool School3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1840
3.88 acre lot
3,290 sqft
$152/sqft

About this House

What's unique:Wood-burning fireplaceSoaring ceilingsMature treesAbundant natural lightOriginal wood floorsCoffee bar nook
Historic 5-Bedroom Home on 3.88 Acres with Barn & Fountain Courtyard! Experience the perfect blend of historic charm and modern comfort with this beautifully updated 5-bedroom, 2-bath home set on 3.88 acres in the heart of town. A stunning 3-story barn, mature trees, and a fountain courtyard walkway create a private, country-like setting—yet you’re just steps from local schools and city conveniences. Inside, this beautiful space welcomes you with soaring ceilings, original wood floors, and abundant natural light. The grand foyer and staircase make a dramatic first impression. The family room with wood-burning fireplace opens to the formal dining room, perfect for hosting. A light-filled office/den/bedroom with built-in bookshelves adds versatile space. The kitchen features stainless steel appliances, a breakfast bar, and a coffee bar nook connecting to the main-floor laundry. A full bath completes the main level. Upstairs, you’ll find four oversized bedrooms and a full bath. Outdoor living is unmatched with a covered front porch, covered back porch, balcony, and back patio, all surrounded by lush green space. This home is truly one-of-a-kind—an acreage retreat with historic character, a barn, and a fountain courtyard, right in town!
331 E 4th St, Waterloo, IL 62298 is a 5 bedroom, 2 bathroom, 3,290 sqft single-family home built in 1840. It last sold for $490,000 on Sep 19, 2025 (5% below the $515,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $498,900, with a rent estimate of $2,587/month.

Home Details for 331 E 4th St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: UnfinishedNumber of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom, Bedroom 2, Bedroom 3, Bathroom, Dining Room, Kitchen, Living Room, Office
Beds & Baths
Number of Bedrooms: 5Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 3290 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Electric Cooktop, Disposal, Oven, Refrigerator, Gas Water HeaterDisposalLaundry: Main LevelRefrigerator
Heating & Cooling
Heating: RadiantHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Radiant
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Living RoomHas a Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Levels: TwoFloors: Hardwood

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Front Porch, PatioOther Structures: Barn(s)Exterior: Balcony
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Gravel
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 3290 Square Feet

Days on Market

Cumulative Days on Market: 47

Property Information

Year Built
Year Built: 1840
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Historic
Building
Building: BasementConstruction Materials: BrickDoes Not Include Home Warranty
Property Information
Parcel Number: 0830117009000

Price & Status

Price
List Price: $515,000
Status Change & Dates
Off Market Date: Fri Sep 19 2025

Location

Direction & Address
City: WaterlooCommunity: Not In A Subdivision
School Information
Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5

Building

Building Area
Building Area: 3290 Square Feet

HOA

Association for this Listing: Southwestern Illinois Board of REALTORSNo HOA

Lot Information

Lot Area: 3.88 Acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

BasementMls Number: 25050610Above Grade Unfinished Area: 3290Showing Requirements: Appointment Only

Price and Tax history

DateEventPrice
Sep 19, 2025
Source: MARIS #25050610
Sold
$490,000
Aug 5, 2025
Source: MARIS #25050610
Contingent
$515,000
Aug 3, 2025
Source: MARIS #25050610
Listed For Sale
$515,000
Jul 29, 2016
Source: MARIS #16023534
Sold
$239,000
Jun 14, 2016
Source: Agent Provided
Pending
$250,000

Market trends in Waterloo

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
41
4
MoM

What Locals Say about Waterloo

At least 62 Trulia users voted on each feature.
  • 94 % Say it's dog friendly

  • 92 % Say parking is easy

  • 92 % Say yards are well-kept

  • 90 % Say people would walk alone at night

  • 85 % Say there's holiday spirit

  • 82 % Say car is needed

  • 82 % Say kids play outside

  • 79 % Say streets are well-lit

  • 77 % Say it's quiet

  • 63 % Say neighbors are friendly

  • 62 % Say there are sidewalks

  • 59 % Say they plan to stay for at least 5 years

  • 49 % Say it's walkable to restaurants

  • 45 % Say there's wildlife

  • 42 % Say there are community events

  • 36 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Juanita T.
    "It is a nice quiet neighborhood. People like to take walks and go to the parks and lakes. The dog parks are awesome for our four-legged friends."
  • Samantha L. .
    "Long but definitely better then the city traffic. I would always prefer the commute any day except during the winter "
  • Shelly_graves
    "Plenty of space in homes and yards, and a great place to walk. Parks nearby. Open fields. Quiet. Low traffic. "
  • Stacy S.
    "Safe for children great schools but limited after school activities unless you do Sports. Community school very big in agriculture education "
  • Claytonbour
    "Top quality schools, super low crime rate. Great area to raise a family. Can’t ask for a better place in Illinois or STL metropolitan area. "
  • Jennifer C. G.
    "We have parades and gatherings in the town square for holidays. The town lights up the street poles with Christmas Light Ornaments in December, it’s beautiful."
  • Jennifer C. G.
    "I have lived here for over 10 years the people are friendly, it has a wonderful sense of community and is a great place to bring up a family."
  • Suzanne S. R.
    "They would like that there are sidewalks all over the neighborhood . The streets are wide and people look out for each other "
  • Suzanne S. R.
    "There is true sense of community in Waterloo. Many people will come back here to raise their families. Lots of parks and events for the whole family. The downtown area is revitalizing it’s self . So much to do . Great place to live "
  • Christina F
    "Plenty of space, dogs can poop anywhere and you don’t have to pick it up outside of city limits. Roads and sidewalks are well maintained there is a great dog park near town and lots of people enjoy the community events"
  • edkane6431
    "It is a very quite and private close to a lovey park with lakes."

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Frequently asked questions about 331 E 4th St

  • What is 331 E 4th St estimated to be worth?
    Trulia's estimated value for 331 E 4th St in Waterloo, IL is $498,900.
  • What is the price history for 331 E 4th St?
    331 E 4th St in Waterloo, IL last sold for $490,000 in September 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Waterloo?
    Residents describe Waterloo, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See recently sold homes in Waterloo, IL.
  • Does 331 E 4th St have air conditioning?
    Yes, 331 E 4th St in Waterloo, IL has air conditioning.
  • Does 331 E 4th St have laundry facilities?
    Yes, 331 E 4th St in Waterloo, IL has laundry facilities.

Explore by feature - Air Conditioning

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