3228 Gainer Rd, Chipley, FL 32428
FOR SALE
1 ACRE

3228 Gainer Rd
Chipley, FL 32428

  • 3 Beds
  • 1.5 Baths
  • 1,368 sqft (on 1 acre)

$170,000

Est. Mortgage $1,114/mo*
Get Pre-Qualified

$170,000

Est. Mortgage $1,114/mo*
Get Pre-Qualified
3 Beds
1.5 Baths
1,368 sqft
(on 1 acre)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With thoughtful interior modernizing, this property has all the ingredients to become a true forever home. Ideally located just outside the Chipley city limits, this property offers the peace of country-style living while remaining close to everyday conveniences. Enjoy easy access to Chipley, a straightforward drive to Panama City, and convenient proximity to Bonifay, making this a great option for those seeking space without sacrificing connectivity. Whether you’re looking to renovate, personalize, or invest in long-term potential, this home delivers opportunity, flexibility, and a setting that invites vision and growth.

Home Highlights

Parking
Garage
Outdoor
No Info
View
No Info
HOA
None
Price/Sqft
$124
Listed
88 days ago

Home Details for 3228 Gainer Rd

Interior Features

Interior Details
Number of Rooms: 2Types of Rooms: Dining Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1368 Square Feet
Appliances & Utilities
Appliances: Electric Water Heater
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Gas & Electric
Electric: Copper Wiring
Windows, Doors, Floors & Walls
Flooring: Carpet
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet

Exterior Features

Exterior Home Features
Roof: ShingleFoundation: Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageParking Spaces: 2Parking: 2 Car Garage
Pool
Pool: None
Frontage
Responsible for Road Maintenance: County Maintained Road
Water & Sewer
Sewer: Septic Tank
Farm & Range
Not Allowed to Raise Horses

Days on Market

Cumulative Days on Market: 74Days on Market: 88

Property Information

Year Built
Year Built: 1975
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: BrickNot a New ConstructionNot Attached Property
Property Information
Condition: ResaleParcel Number: 000000000006920003

Price & Status

Price
List Price: $170,000Price Per Sqft: $124

Active Status

MLS Status: Active

Location

Direction & Address
City: ChipleyCommunity: None
School Information
Elementary School: Local School In CountyJr High / Middle School: LOCAL SCHOOL IN COUNTYHigh School: Local School In County

Agent Information

Listing Agent
Listing ID: 677003

Building

Building Area
Building Area: 1368 Square Feet

HOA

No HOA

Lot Information

Lot Area: 1 Acres

Documents

Disclaimer: Property is being sold As-Is, with the right to inspect.

Listing Info

Special Conditions: Standard

Miscellaneous

Mls Number: 677003
Last check for updates: about 7 hours ago
Listing courtesy of Elaijuah Staten, (850) 658-4947
KELLER WILLIAMS REALTY GULF COAST
Source: PAR, MLS#677003
Also Listed on PAR.

Price History for 3228 Gainer Rd

DatePriceEventSource
02/09/2026$170,000Listed For SalePAR #677003
10/01/1995$23,882Sold
N/A

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 3228 Gainer Rd

Skip to last item
Skip to first item

Property Tax and Assessment

Year2025
Tax
Assessment$111,478
Home facts updated by county records

Comparable Sales for 3228 Gainer Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1465 Old Mill Rd, Chipley, FL
1.36
Single-Family Home
$209,999
10/27/25
3
1
1,248
1772 Kenzie Ln, Chipley, FL
1.68
Single-Family Home
$244,990
06/26/25
3
2
1,416
1717 Madison Ln, Chipley, FL
1.71
Single-Family Home
$249,990
09/29/25
3
2
1,416
1767 Kenzie Ln, Chipley, FL
1.68
Single-Family Home
$260,990
12/30/25
3
2
1,416
1733 Madison Ln, Chipley, FL
1.79
Single-Family Home
$249,990
07/11/25
3
2
1,416
1764 Kenzie Ln, Chipley, FL
1.67
Single-Family Home
$265,000
09/26/25
4
2
1,684
1725 Madison Ln, Chipley, FL
1.74
Single-Family Home
$264,990
07/03/25
4
2
1,684
1747 Madison Ln, Chipley, FL
1.81
Single-Family Home
$270,990
05/16/25
4
2
1,684
1788 Madison Ln, Chipley, FL
1.91
Single-Family Home
$272,990
06/27/25
4
2
1,684

Assigned Schools

These are the assigned schools for 3228 Gainer Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chipley

At least 24 Trulia users voted on each feature.

  • 92 % Say yards are well-kept

  • 87 % Say car is needed

  • 86 % Say parking is easy

  • 86 % Say there's holiday spirit

  • 83 % Say it's quiet

  • 64 % Say people would walk alone at night

  • 62 % Say it's dog friendly

  • 54 % Say kids play outside

  • 53 % Say there's wildlife

  • 52 % Say there are sidewalks

  • 51 % Say neighbors are friendly

  • 50 % Say they plan to stay for at least 5 years

  • 42 % Say it's walkable to grocery stores

  • 34 % Say streets are well-lit

  • 31 % Say it's walkable to restaurants

  • 29 % Say there are community events

Learn more about our methodology.
  • Mandi W.
    "golf course, ponds, lakes, dirt roads, Halloween tons of tricker treating. keep main grass area cut. looks very homie"
    0
    Flag
  • Carol
    "I have lived in this neighborhood for three years. Our neighbors seem to be very nice. There is government housing down the road and a lot of people walk up and down the sidewalks. All seem to be nice. "
    1
    Flag
  • Tonya G. H.
    "if you like a country feel but still belong to a community this is the place. Woods and ponds to explore but also have neighbors and community functions. "
    0
    Flag
  • Kayla H.
    "Home town feeling wether it is your home town or not. Your neighbor is my neighbor. If you ever need a helping hand just reach out they are everywhere here."
    0
    Flag
  • Dafuss39
    "I live at the end of the road on the lake with traffic no trick-or-treaters and no visitors very safe neighborhood"
    1
    Flag
  • Troyrackley
    "This area is a great place to walk your dog. Courteous neighbors, friendly passers-by, and a lovely area overall. I would highly recommend living here. "
    0
    Flag
  • Wanda S.
    "It's okay, it's a long way to town, but you get used to it. We have a general store, a volunteer fire department, a library, and a Baptist Mission. We are also surrounded by nearby churches in neighboring areas. We have a fresh spring lake nearby, great for camping and cookouts if you have an ATV. Dependable transportation is a MUST. Military Retirees especially welcome. I'm a vet, and would LOVE some friendly, Christ Loving Peers. Must Love Animals (4 legged types.) i'm at 537. Come on by."
    0
    Flag
  • Peaden
    "Great hunting, fishing, swimming, golfing. Very quiet area. Low crime. 35 miles to beaches. "
    0
    Flag

LGBTQ Local Legal Protections

Elaijuah Staten, KELLER WILLIAMS REALTY GULF COAST
Agent Phone: (850) 658-4947
Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
3228 Gainer Rd, Chipley, FL 32428 is a 3 bedroom, 2 bathroom, 1,368 sqft single-family home built in 1975. This property is currently available for sale and was listed by PAR on Feb 9, 2026. The MLS # for this home is MLS# 677003.