320 State St, Saint Charles, IL 60174
Property image
Property image
OFF MARKET

320 State St
Saint Charles, IL 60174

Downtown St. Charles
  • 3 Beds
  • 2 Baths
  • 1,831 sqft

$527,800

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $3,684/mo*
Refinance Your Home

$527,800

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $3,684/mo*
Refinance Your Home
3 Beds
2 Baths
1,831 sqft

Local Information

  • Map ViewExplore the area around 320 State St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

In town meticulously maintained home with wrap around front porch. Spacious back deck with pergola overlooks perennial garden and brick paved walkways. There is a 2nd floor porch to have your coffee in the mornings. New fire pit in back yard. Completely updated electrical and plumbing. Exterior of home recently painted. New central air conditioning. Updated bathrooms. Original (recently re-finished) hardwood flooring and stained glass on first floor. Kitchen updated with new flooring, counter tops and stainless appliances. Upstairs has master and 2nd bedroom with a tandem (3rd bedroom). 4th bedroom on main floor. Near shopping, restaurants, bike trails and parks.
320 State St, Saint Charles, IL 60174 is a 3 bedroom, 2 bathroom, 1,831 sqft single-family home in Downtown St. Charles, built in 1893. It last sold for $299,000 on Mar 30, 2016. It is currently off market. The Trulia Estimate is $527,800, with a rent estimate of $2,501/month.

Home Highlights

Parking
No Info
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
Less than a day ago

Home Details for 320 State St

Interior Features

Heating & Cooling
Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Interior Details
Types of Rooms: Dining RoomCeiling Fan
Appliances & Utilities
DishwasherDryerMicrowaveRefrigeratorWasher
Fireplace & Spa
Fireplace
Levels, Entrance, & Accessibility
Floors: Hardwood, Laminate

Exterior Features

Exterior Home Features
Roof: AsphaltDeckExterior: BrickPatioPorch

Property Information

Year Built
Year Built: 1893
Property Type / Style
Property Type: Single Family Home

Community

Units in Building: 1

Lot Information

Lot Area: 1089 sqft

Price History for 320 State St

DatePriceEventSource
03/30/2016$299,000Sold
MRED as distributed by MLS GRID #09133987
02/21/2016$310,000PendingAgent Provided
01/05/2016$310,000PriceChange
Agent Provided
11/16/2015$320,000PriceChange
Agent Provided
10/20/2015$329,000Listed For SaleAgent Provided
12/23/2010$315,900ListingRemovedAgent Provided
10/23/2010$315,900PriceChange
Agent Provided
06/18/2010$339,900Listed For SaleAgent Provided
11/29/1995$135,000Sold
N/A

Market trends in Saint Charles

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$422K
$12.5KMoM
Sale-to-List Price
100.9%
0.6%MoM
Price per sq ft
$229
$3MoM
Available listings
111
2MoM
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Property Tax and Assessment

Year2024
Tax$8,043
Assessment$373,041
Home facts updated by county records

Comparable Sales for 320 State St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
206 N 5th St, Saint Charles, IL
0.05
Single-Family Home
$424,900
08/07/25
2
2
1,545
113 S 4th St, St Charles, IL
0.25
Single-Family Home
$425,000
10/30/25
3
1.5
1,410
121 S 4th St, Saint Charles, IL
0.26
Single-Family Home
$270,000
06/26/26
3
2
1,092
221 N 6th St, St Charles, IL
0.15
Single-Family Home
$420,000
10/16/25
3
2.5
1,752
627 S 2nd St, Saint Charles, IL
0.35
Single-Family Home
$325,000
08/08/25
3
2
2,331
615 Cedar St, Saint Charles, IL
0.20
Single-Family Home
$445,000
10/01/25
3
3
1,700
606 Cedar St, Saint Charles, IL
0.16
Single-Family Home
$590,000
09/15/25
3
2
2,600
217 N 6th St, St Charles, IL
0.16
Single-Family Home
$370,000
12/15/25
3
1
1,215
272 Sedgewick Cir, Saint Charles, IL
0.27
Single-Family Home
$344,000
11/26/25
3
1
1,209
704 Cedar Ave, Saint Charles, IL
0.57
Single-Family Home
$385,000
08/20/25
3
2
1,664

Nearby homes

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Assigned Schools

These are the assigned schools for 320 State St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Downtown St. Charles
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Downtown St. Charles

At least 19 Trulia users voted on each feature.

  • 95 % Say yards are well-kept

  • 92 % Say parking is easy

  • 88 % Say it's walkable to restaurants

  • 88 % Say there are sidewalks

  • 88 % Say people would walk alone at night

  • 84 % Say it's dog friendly

  • 83 % Say it's walkable to grocery stores

  • 78 % Say car is needed

  • 75 % Say there's holiday spirit

  • 72 % Say streets are well-lit

  • 72 % Say there's wildlife

  • 68 % Say it's quiet

  • 65 % Say they plan to stay for at least 5 years

  • 62 % Say neighbors are friendly

  • 57 % Say kids play outside

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Menaka L.
    "A reputable neighborhood for raising a family, quiet, well managed. Very clean. A lot of well kept parks."
    1
    Flag
  • Aenchilada
    "Easy to get to work since I work in downtown Geneva. The train in Geneva is an hour or so ride into Chicago "
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Explore by feature - Pet Friendly

17 pet-friendly rentals in Saint Charles, IL

Explore by feature - Garage

15 rentals with a garage in Saint Charles, IL

Explore by feature - Air Conditioning

29 rentals with air conditioning in Saint Charles, IL

Explore by feature - Pool

6 rentals with a pool in Saint Charles, IL

Explore by feature - Washer/dryer

25 rentals with a washer/dryer in Saint Charles, IL

Explore by feature - Outdoor Space

Homes for sale near 320 State St

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Off Market Homes Near 320 State St

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