320 Main Street, Middleburgh, NY 12122
FOR SALE

320 Main Street
Middleburgh, NY 12122

  • 5 Beds
  • 6 Baths
  • 4,646 sqft

$550,000

Est. Mortgage $3,745/mo*

$550,000

Est. Mortgage $3,745/mo*
5 Beds
6 Baths
4,646 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart.

The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one.

On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof.

Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy.

Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal.

With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.

Home Highlights

Parking
No Info
Outdoor
No Info
HOA
None
Price/Sqft
$118
Listed
75 days ago
Last check for updates: about 14 hours ago
Listing by: Anatole House LLC, (845) 943-4177
Arlena Armstrong-Petock, (412) 760-0176
Source: HVCRMLS, MLS#20260971
Also Listed on HVCRMLS.

Home Details for 320 Main Street

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 6
Dimensions and Layout
Living Area: 4646 Square Feet
Appliances & Utilities
Appliances: Washer/Dryer, Refrigerator, Range, DishwasherDishwasherRefrigerator

Exterior Features

Finished Area
Finished Area (above surface): 4646 Square Feet

Days on Market

Days on Market: 75

Property Information

Year Built
Year Built: 1927
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Multi FamilyStructure Type: RowhouseArchitecture: Rowhouse
Building
Not a New Construction
Property Information
Parcel Number: 4

Price & Status

Price
List Price: $550,000Price Per Sqft: $118

Location

Direction & Address
City: Middleburgh
School Information
High School District: Middleburgh

Agent Information

Listing Agent
Listing ID: 20260971

Building

Building Area
Building Area: 4646 Square Feet

Lot Information

Lot Area: 2613.6 sqft

Miscellaneous

Mls Number: 20260971Above Grade Unfinished Area: 4646

Price History for 320 Main Street

DatePriceEventSource
03/16/2026$550,000Listed For SaleHVCRMLS #20260971
12/28/2025$649,000ListingRemovedHVCRMLS #20252686
10/07/2025$649,000PriceChange
HVCRMLS #20252686
07/02/2025$690,000Listed For SaleHVCRMLS #20252686
03/05/2024ListingRemovedHVCRMLS #20240086
01/11/2024$690,000Listed For SaleHVCRMLS #20240086
12/02/2021$140,000Sold
Global MLS #202024040
01/20/2021ListingRemovedGlobal MLS
10/05/2020$179,900PendingAgent Provided
07/30/2020$179,900Listed For SaleAgent Provided
01/30/2017$140,000Sold
Global MLS #201612636
01/03/2007$195,000Sold
N/A
12/30/2003$172,750Sold
N/A

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Property Tax and Assessment

Year2024
Tax
Assessment$567,959
Home facts updated by county records

Comparable Sales for 320 Main Street

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.09
Multi-Family Home
$236,000
02/13/26
5
3.5
3,173
4.69
Multi-Family Home
$200,000
10/24/25
3
2
1,740

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 320 Main Street.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Middleburgh

At least 5 Trulia users voted on each feature.
  • 100 % Say people would walk alone at night

  • 100 % Say it's dog friendly

  • 100 % Say they plan to stay for at least 5 years

  • 90 % Say there's holiday spirit

  • 82 % Say car is needed

  • 80 % Say yards are well-kept

  • 78 % Say parking is easy

  • 73 % Say streets are well-lit

  • 71 % Say there are sidewalks

  • 69 % Say neighbors are friendly

  • 63 % Say there's wildlife

  • 63 % Say kids play outside

  • 63 % Say there are community events

  • 57 % Say it's walkable to grocery stores

  • 57 % Say it's quiet

  • 50 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Mmm12122
    "small town, friendly neighborhood. grocery store and gas station, auto repair garage. if you need anything, there is always someone who lends a hand. "
  • Kiah m.
    "Great place to raise a family! Awesome sense of community and it is always evolving. Very friendly place to live"
  • donnaamberman
    "The village of Middleburgh is thriving with new artisan eateries, a local beer brewery, small businesses opening. "
  • Anita Y.
    "The Middleburgh and Schoharie areas are close knit communities, and a great place to bring up your family but also offers wonderful properties which one can relax. Most of the homes are in a peaceful setting with variety to wild life. About 20 minutes to Cobleskill, 40 Minutes to Albany and Guilderland for shopping. "

LGBTQ Local Legal Protections

Arlena Armstrong-Petock, Anatole House LLC, (845) 943-4177
Agent Phone: (412) 760-0176
IDX information © 2026 by the Hudson Valley Catskill Region MLS. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
320 Main Street, Middleburgh, NY 12122 is a 5 bedroom, 6 bathroom, 4,646 sqft multi-family built in 1927. This property is currently available for sale and was listed by HVCRMLS on Mar 16, 2026. The MLS # for this home is MLS# 20260971.