32 Cardinal Ln, Key Largo, FL 33037
Property image
Property image
SOLD
FEB 20, 2026

32 Cardinal Ln
Key Largo, FL 33037

  • 4 Beds
  • 4 Baths
  • 3,457 sqft (on 0.58 acres)

$8,500,000

Last Sold: Feb 20, 2026
11% below list $9.5M
$2,459/sqft
Est. Refi. Payment $56,762/mo*
Refinance Your Home

$8,500,000

Last Sold: Feb 20, 2026
11% below list $9.5M
$2,459/sqft
Est. Refi. Payment $56,762/mo*
Refinance Your Home
4 Beds
4 Baths
3,457 sqft
(on 0.58 acres)

Local Information

  • Map ViewExplore the area around 32 Cardinal Ln.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1990
Lot Size
0.58 acres
Living Area
3,457 sqft
Price/Sqft
$2,459/sqft
HOA
None

About this House

Located in the desirable neighborhood of Sunrise Cay within the private gated community of Ocean Reef Club in Key Largo, Florida, this beautiful 4-bedroom, 4-bath canal-front home offers the perfect blend of tropical living and modern comfort. Situated on 100 feet of canal frontage, this elevated residence features spacious, light-filled interiors with vaulted ceilings, open living and dining areas, and large glass doors that frame stunning water and garden views. The modern kitchen and living spaces flow seamlessly to a screened-in pool terrace surrounded by lush landscaping and swaying palms. Enjoy direct water access with private dockage and a 16,000 lb. boat lift, ideal for boating and water enthusiasts. The home's exterior showcases elegant architectural details, a grand curved staircase entry, and abundant outdoor living areas. Experience the best of the Ocean Reef lifestyle — privacy, comfort, and resort-style amenities — all just minutes from open water access.
32 Cardinal Ln, Key Largo, FL 33037 is a 4 bedroom, 4 bathroom, 3,457 sqft single-family home built in 1990. It last sold for $8,500,000 on Feb 20, 2026 (11% below the $9,500,000 asking price). It is currently off market. The Trulia Estimate is $8,571,400, with a rent estimate of $7,867/month.

Home Details for 32 Cardinal Ln

Interior Features

Interior Details
Number of Rooms: 12
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 4
Dimensions and Layout
Living Area: 3457 Square Feet
Appliances & Utilities
Appliances: Washer, Dryer, Dishwasher, Refrigerator, MicrowaveDishwasherDryerLaundry: Laundry ClosetMicrowaveRefrigeratorWasher
Fireplace & Spa
Has a Fireplace
Windows, Doors, Floors & Walls
Window: Accordian Shutters, Impact Glass
Levels, Entrance, & Accessibility
Stories: 2
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Exterior: Dock, GardenGarden
Frontage
WaterfrontOn Waterfront

Property Information

Year Built
Year Built: 1990Year Renovated: 2015
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Building Name: 32 Cardinal Lane - Ocean ReefNot a New Construction
Property Information
Condition: As IsParcel Number: 00569443003200

Price & Status

Price
List Price: $9,500,000Price Per Sqft: $2,459/sqft

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Key LargoCommunity: Not Condo or Condo Outside MLS Area

Building

Building Area
Building Area: 3457 Square Feet

Lot Information

Lot Area: 0.58 acres

Listing Info

Special Conditions: Traditional

Rental Terms, Policies & Fees

Furnished

Miscellaneous

Mls Number: 2915
Last check for updates: about 2 hours ago
Listed by Barbara Sibley
Ocean Reef Club Sotheby's International Realty
Bought with: Barbara Sibley, Ocean Reef Club Sotheby's International Realty
Source: CLS at Ocean Reef, MLS#2915

Price History for 32 Cardinal Ln

DatePriceEventSource
02/20/2026$8,500,000Sold
CLS at Ocean Reef #2915
02/02/2026$9,500,000PendingCLS at Ocean Reef #2915
11/07/2025$9,500,000ContingentCLS at Ocean Reef #2915
10/28/2025$9,500,000Listed For SaleCLS at Ocean Reef #2915
02/24/2000$2,800,000Sold
N/A

Market trends in Key Largo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$1.44M
$332KMoM
Sale-to-List Price
95.4%
0.1%MoM
Price per sq ft
$853
$131MoM
Available listings
254
23MoM
Skip to last item
  • Results are loading
Skip to first item

Property Tax and Assessment

Year2025
Tax$17,030
Assessment$7,650,208
Home facts updated by county records

Comparable Sales for 32 Cardinal Ln

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
43 Cardinal Ln, Key Largo, FL
0.10
Single-Family Home
$12,400,000
07/24/26
4
5
4,210
44 Cardinal Ln, Key Largo, FL
0.11
Single-Family Home
$13,500,000
07/24/26
5
5.5
4,054
6 Sunrise Cay Dr, Key Largo, FL
0.22
Single-Family Home
$24,250,000
04/14/26
6
7
8,288
101 Anchor Dr, Ocean Reef, FL
1.59
Single-Family Home
$10,250,000
01/30/26
4
4.5
3,920
22 Country Club Rd, Key Largo, FL
1.51
Single-Family Home
$9,300,000
12/01/25
4
5.5
3,600
19 Country Club Rd, Key Largo, FL
1.53
Single-Family Home
$5,055,000
03/02/26
3
4
2,990
8 Sunset Cay Rd, Key Largo, FL
1.61
Single-Family Home
$14,750,000
01/09/26
4
5
4,723
5 Diana Rd, Key Largo, FL
1.65
Single-Family Home
$7,500,000
05/22/26
4
4.5
3,433

Nearby homes

Get a sense of prices in the area by checking nearby homes.
Skip to last item
Skip to first item

Assigned Schools

These are the assigned schools for 32 Cardinal Ln.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Key Largo

At least 96 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 84 % Say parking is easy

  • 79 % Say car is needed

  • 78 % Say yards are well-kept

  • 74 % Say people would walk alone at night

  • 72 % Say there's holiday spirit

  • 66 % Say it's quiet

  • 66 % Say they plan to stay for at least 5 years

  • 63 % Say it's walkable to restaurants

  • 55 % Say neighbors are friendly

  • 55 % Say kids play outside

  • 52 % Say there's wildlife

  • 47 % Say there are community events

  • 46 % Say it's walkable to grocery stores

  • 31 % Say streets are well-lit

  • 23 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Cn68dgn6hz
    "They have Dogs ism assuming they happy with the neighborhood as they are very much friendly is a very nice neighborhood "
    0
    Flag
  • Shaun Matthews
    "I drive everywhere I need to go. Golf carts are permissible in most neighborhoods. Everything is within a 5 min car ride. "
    0
    Flag
  • Dr.mahoney
    "We take care of each other in times of need hurricanes a good example. Animals are safe and people are friendly "
    0
    Flag
  • DC
    "Imagine living in a neighborhood where everyone knows each other and looks out for one another—where you can spend lazy afternoons lounging in beautiful parks or embark on thrilling marine adventures. Your kids will have a blast playing in sports leagues and attending top-notch schools. And the best part? The whole vibe is super chill and welcoming. That's the kind of community you'll find here!"
    0
    Flag
  • Carol Painter
    "Silver Shores is a beautiful 55 and older park! All yards are beautiful with grass, flowers, and trees! All the owners love it here!"
    0
    Flag
  • Deborah Clarke
    "Great neighbors, wonderful parks, beautiful sunsets, great church, great schools to choose from. The bond of our community. Every year our street throws an annual Keys Christmas Party. There is a sense of peace and connection knowing that you are safe and valued in your neighborhood. Everyone is so friendly, which makes it so inviting."
    0
    Flag
  • Karen M.
    "its a tourist spot area and very close to everything that you may need its a small city but very nice place"
    0
    Flag
  • Davius C.
    "It’s pretty dog friendly around here. I always see people walking their dogs. I have three of my own. The neighbors wave and say hi to my dogs while they are walking their dogs"
    0
    Flag
  • Diamonddegree
    "Private and secluded neighborhood at the beginning of the Florida keys. Great diving and snorkeling options "
    1
    Flag
  • Stuart G.
    "my commute is 20 miles but with traffic it takes anywhere from 35 minutes to 2 hours. just depends on the traffic "
    1
    Flag
  • Danlsteadman
    "Dogs are welcome at local restaurants with outside seating. Water bowls are available at these restaurants. "
    0
    Flag
  • Lmgkeys
    "Safe area. Surrounded by the water. Good schools. Great fishing and boating. Kayak and canoeing. Small island nearby."
    0
    Flag
  • Virgil R.
    "There are lots of kids here and watchful parents. So it’s safe for them to play outside and ride their bikes on the back streets. The fathers are outside and monitoring the speed people drive. "
    0
    Flag
  • Ruthrich41
    "We have allowed activities here so we get acquainted with a lot of people in our area and you get to know them and you make friends here we have 240 homes in our compound and a lot of good neighbours are very good friends are here"
    1
    Flag
  • Virgil R.
    "It’s next to the ocean and boat launches and public pools And Public parks where you can walk your dog play tennis do a fitness circuit and volleyball and it’s raining in downtown so it’s easy to leave there and get something to eat"
    1
    Flag
  • mdasca
    "This area is unique because it is close to Miami yet feels like worlds away. This community had neighbors that all have a passion for boating. There is no place in the world like the Florida keys!"
    0
    Flag
  • sherieann2008
    "This is one of the friendliest communities I have ever lived in. The neighbors all know each other and watch out for everyone. We are close to all of the entertainment and dining we want but have the quiet and privacy of a small community - the best of both worlds"
    0
    Flag
  • Lian A.
    "GATED COMMUNITY WITH DEEP WATER DOCKAGE - FAMILY FRIENDLY"
    0
    Flag
  • Kathy D.
    "Key Largo is known for its commuting ease from the Miami Dade area. It has a great Aquatic center, lots of dining options and, as with the rest of the Keys, is known for its water sports which include fishing, diving, kayaking, snorkeling, jet skies etc. The Keys are considered the Caribbean of the US. All the beauty and nice people, no passport."
    0
    Flag
  • Alicia O. L.
    "I have lived here for 7 years and absolutely love it!!!! A.L."
    1
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

Skip to last item
  • Results are loading
Skip to first item

Explore by feature - Pet Friendly

54 pet-friendly rentals in Key Largo, FL

Explore by feature - Garage

14 rentals with a garage in Key Largo, FL

Explore by feature - Air Conditioning

59 rentals with air conditioning in Key Largo, FL

Explore by feature - Pool

41 rentals with a pool in Key Largo, FL

Explore by feature - Washer/dryer

46 rentals with a washer/dryer in Key Largo, FL

Explore by feature - Outdoor Space

10 rentals with an outdoor space in Key Largo, FL

Homes for sale near 32 Cardinal Ln

Skip to last item
Skip to first item

Off Market Homes Near 32 Cardinal Ln

Skip to last item
Skip to first item
Copyright Central Listing Service at Ocean Reef, Inc. All rights reserved. Information is deemed reliable but not guaranteed.