3181 Summit Ridge Ter, Chico, CA 95928
OFF MARKET
Listed by Paul Champlin, Century 21 Select Real Estate, Inc., (530) 345-6618 . Bought with NextHome North Valley Realty

3181 Summit Ridge Ter
Chico, CA 95928

  • 4 Beds
  • 3.5 Baths
  • 3,632 sqft (on 0.66 acres)

$1,368,800

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $8,219/mo*
Refinance Your Home

$1,368,800

Trulia Estimate
as of Jul 8, 2026
Est. Refi. Payment $8,219/mo*
Refinance Your Home
4 Beds
3.5 Baths
3,632 sqft
(on 0.66 acres)

Local Information

  • Map ViewExplore the area around 3181 Summit Ridge Ter.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Are you ready to be impressed? This stunning custom estate in Canyon Oaks features 4 bed / 3.5 bath and over 3600 sq ft of living space, with all the upgrades and amenities one would expect, including a spacious family room, soaring ceilings, cozy Three-sided gas fireplace in the master bedroom, spectacular canyon and city views, formal dining and living room all surrounding a backyard designed for entertaining. Gorgeous travertine flooring greets you as you enter and flows throughout the home. The kitchen is tucked away with tremendous natural light and is open to the large family room and expansive back patio. Oversized rooms, custom cabinetry and built-in features are only a few of the lovely details one will enjoy. The master suite is not only private and functional, but it also boasts a spacious bathroom truly fit for a king and queen. The Oversized 3 car garage with RV space and extra parking is ideal for the entire family. Don’t forget about the beautiful in-ground gunite pool with waterfall for those hot summer days! Did I mention it has owned SOLAR!! Come see just how wonderful life is living in Canyon Oaks, you will love to call this place home!
3181 Summit Ridge Ter, Chico, CA 95928 is a 4 bedroom, 4 bathroom, 3,632 sqft single-family home built in 2004. It last sold for $1,275,500 on Nov 13, 2023 (6% below the $1,350,000 asking price). It is currently off market. The Trulia Estimate is $1,368,800, with a rent estimate of $4,788/month.

Home Highlights

Parking
3 Car Garage
Outdoor
Porch, Patio, Deck, Pool
A/C
Heating & Cooling
HOA
$115/Monthly
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 3181 Summit Ridge Ter

Interior Features

Interior Details
Number of Rooms: 12Types of Rooms: Bedroom, Bathroom, Entry Foyer, Family Room, Foyer, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 4
Dimensions and Layout
Living Area: 3632 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water ConnectedAppliances: Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Refrigerator, Water To Refrigerator, Water HeaterDishwasherDisposalLaundry: Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: Central,Forced Air,Fireplace(s),Natural Gas,SolarHas CoolingAir Conditioning: Central Air,Whole House Fan,ZonedHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Gas, Living Room, Primary Bedroom, See ThroughSpa: Above GroundHas a FireplaceHas a Spa
Gas & Electric
Electric: Photovoltaics Seller Owned
Windows, Doors, Floors & Walls
Window: Blinds, Double Pane Windows, ScreensFlooring: Carpet, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneEntry Location: frontFloors: Carpet, Tile
View
Has a ViewView: City Lights, Canyon, Hills, Neighborhood, Panoramic, Pool, Rocks, Valley, Trees/Woods
Security
Security: Carbon Monoxide Detector(s), Security Gate, Gated Community, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Spanish Tile TilePatio / Porch: Concrete, Covered, Deck, Front Porch, Open, PatioFencing: Good Condition, Wrought IronOther Structures: Shed(s), StorageExterior: Lighting, Rain GuttersFoundation: RaisedHas a Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageHas an Attached GarageParking Spaces: 3Parking: Circular Driveway,Concrete,Direct Access,Driveway,Garage,Garage Door Opener,Off Street,Private,RV Potential,RV Access/Parking,Garage Faces Side
Pool
Pool: Gunite, In Ground, Private, WaterfallPool
Frontage
Road Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 101

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Contemporary,Mediterranean,Spanish
Building
Construction Materials: Drywall, StuccoNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 018120032000

Price & Status

Price
List Price: $1,350,000
Status Change & Dates
Off Market Date: Thu Sep 28 2023

Active Status

MLS Status: Closed

Location

Direction & Address
City: Chico
School Information
High School: Pleasant ValleyHigh School District: Chico Unified

Community

Community Features: Curbs, Foothills, Gutter(s), GatedNot Senior Community

HOA

HOA Name: canyon oaks poaHOA Phone: 530-894-0404Association for this Listing: California Regional MLSHas an HOAHOA Fee: $115/Monthly

Lot Information

Lot Area: 0.66 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash to New Loan

Miscellaneous

Mls Number: SN23108503Living Area Range Units: Square FeetAttribution Contact: 530-828-2902Common Interest: NoneUniversal Property Id: US-06007-N-018120032000-R-N

Additional Information

HOA Amenities: Bocce Court,Call for Rules,Controlled Access,Management,Security
Last check for updates: about 8 hours ago
Listed by Paul Champlin DRE #01436522, (530) 828-2902
Century 21 Select Real Estate, Inc.
Bought with: Jacob Darr DRE #01946759, NextHome North Valley Realty
Originating MLS: California Regional MLS
Source: CRMLS, MLS#SN23108503

Price History for 3181 Summit Ridge Ter

DatePriceEventSource
11/13/2023$1,275,500Sold
CRMLS #SN23108503
10/17/2023$1,350,000PendingCRMLS #SN23108503
09/29/2023$1,350,000ContingentCRMLS #SN23108503
09/04/2023$1,350,000PriceChange
CRMLS #SN23108503
06/19/2023$1,400,000Listed For SaleCRMLS #SN23108503
01/08/2021$1,185,000Sold
CRMLS #SN20199119
11/15/2020$1,275,000PendingAgent Provided
09/25/2020$1,275,000Listed For SaleAgent Provided
08/08/2019$1,112,000ListingRemovedAgent Provided
05/26/2019$1,112,000Listed For SaleAgent Provided
03/29/2005$830,000Sold
N/A

Market trends in Chico

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$452K
$8KMoM
Sale-to-List Price
100.0%
0.4%MoM
Price per sq ft
$299
$7MoM
Available listings
271
6MoM
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Property Tax and Assessment

Year2025
Tax$14,990
Assessment$1,301,010
Home facts updated by county records

Comparable Sales for 3181 Summit Ridge Ter

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3452 Shadowtree Ln, Chico, CA
0.41
Single-Family Home
$1,249,500
12/15/25
5
3.5
3,693
3288 Shadybrook Ln, Chico, CA
0.42
Single-Family Home
$1,365,000
08/28/25
4
3
4,511
3252 Canyon Oaks Ter, Chico, CA
0.42
Single-Family Home
$1,495,000
06/18/26
4
4.5
7,073
3188 Wood Creek Dr, Chico, CA
0.39
Single-Family Home
$773,500
06/12/26
4
3
2,572
7 Pinnacle Heights Ct, Chico, CA
0.48
Single-Family Home
$2,410,000
08/26/25
3
4
3,317
3191 Via Casita Pl, Chico, CA
0.61
Single-Family Home
$722,500
06/01/26
3
3
2,542
3567 Shadowtree Ln, Chico, CA
0.86
Single-Family Home
$695,000
10/07/25
4
3
2,796
880 Whispering Winds Ln, Chico, CA
0.91
Single-Family Home
$1,800,000
04/27/26
3
3.5
4,174
3185 Via Casita Pl, Chico, CA
0.63
Single-Family Home
$646,500
08/26/25
3
3.5
2,134
10 Hidden Brooke Way, Chico, CA
0.38
Single-Family Home
$420,000
06/09/26
3
3
1,842

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Assigned Schools

These are the assigned schools for 3181 Summit Ridge Ter.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Chico

At least 481 Trulia users voted on each feature.

  • 88 % Say it's dog friendly

  • 82 % Say car is needed

  • 79 % Say there are sidewalks

  • 78 % Say parking is easy

  • 74 % Say there's holiday spirit

  • 73 % Say yards are well-kept

  • 62 % Say kids play outside

  • 58 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 55 % Say neighbors are friendly

  • 53 % Say streets are well-lit

  • 52 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 42 % Say they plan to stay for at least 5 years

  • 41 % Say there's wildlife

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Dezaray Salinas
    "15 minute drive at most to anywhere in Chico. Drivers are more laidback. However, traffic is at its highest around noon to 6. So you can expect 10 minutes extra in commute."
    0
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  • Larm1
    "My sister has lived here since college. She is now 60. I’ve spent a fair bit of time in chico. It has grown by leaps and bounds - but maintained that small town feel"
    0
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  • Larm1
    "People say hi and know each other’s name. The schools are good - from preschool to university. The businesses like to hire locals. "
    1
    Flag
  • Angie.slover
    "Chico is located in a wonderfully central area. There is affordable housing and lots of community events. Still has the old-school small town feel. "
    0
    Flag
  • Mike H
    "This area is great there is numerous a I I ties and waterways to be Abel to enjoy. The homeless use it for a bathroom and the city does little to curb the activity. This area used to be great but it hampered by crime and homelessness."
    0
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  • Trulia User
    "It’s very peaceful a lot of the time! Sometimes there will be fireworks around holidays and weirdos speeding, but other than that, it’s nice"
    5
    Flag
  • Trulia User
    "Area is very pet friendly. Lots of people walking their dogs but not too much foot traffic. Night walks not suggested because of low visibility and some high vehicle traffic by main roads"
    3
    Flag
  • Trulia User
    "farmers market, riding bikes, concerts in the park. music is played in the middle of town during the summee"
    0
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  • Trulia User
    "The people are amazing the community makes living there great. it feels like home. you don't have to lock your doors"
    0
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  • Trulia User
    "Lots of people walk their dogs, very few pick up after them and most couldn’t care less about leash laws. It is quite unfortunate considering Chico is home to so many parks."
    0
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  • Pennymac0
    "great mix of young families, retirees and large percentage of medical professionals. Neighbors tend to look out for each other."
    0
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  • Frankiekyahsilas
    "Small town with big city feel. This city reminds me of my hometown. Most people are friendly. The food is amazing. "
    0
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  • Joann.bettencourt
    "Block parties, pot lucks, tight knit community. Cul de sac where kids can run and play while parents socialize."
    1
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  • Bcso2340
    "Chico is a safe and friendly town with many things to do. great schools and lots of outdoor space for kids to grow and be entertained"
    0
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  • Bcso2340
    "great town great place to live and raise a family I love it this is a college town with a small town feel"
    0
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  • Nathan T.
    "Close enough to walk to CSU campus, downtown, Safeway, and coffee shop. Relatively quiet. “One Mile” is our backyard!"
    0
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  • Morgan L.
    "10 minute drive anywhere in town - 30 minutes to all neighboring towns, can pretty much ride bike or walk anywhere but homeless make doing that more and more dangerous "
    0
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  • Bree R.
    "The area is very quiet, the people are respectful, you don’t find too many disturbances, nor are there hardly any criminal activity around."
    0
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  • Cynthia M. P.
    "chico used to be great its kinda fallen apart though, but you can find locations that are really nice and you don't need to worry but there's also locations that are terrible and you don't want to live there "
    0
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  • Cynthia M. P. .
    "its a great neighborhood. lately its been dangerous but that is throughout all of chico so no biggie. "
    0
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  • Amy M.
    "We have witnessed some shady activity due to the nearby social services office building bringing a lot of poverty stricken people into the neighborhood and we have seen drug deals while driving around the neighborhood too. "
    0
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  • Priscilla A.
    "Love this area. It’s nice and quiet. I feel safe to let my kids run around outside. Very nice that the freeway is just none the street. "
    0
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  • Yes M.
    "Cars drive quickly through the neighborhood. So kids need to watch out. The neighborhood feels like the 50’s in how close ours neighbors our. There is a sense of community that it very hard to find. You could leave your front door unlocked and most likely no one would try to get in. It feels safe"
    0
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  • Paloma M.
    "Very safe, I lived here and didn’t lock my door ever ! (Probably not something I should do but I did!) family friendly and college frequently. It’s very quiet and getting to see all the puppies here is so fun! "
    0
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  • Jennifer M.
    "Biweekly famers markets being the community together. Also around Christmas time, there is a beautiful gathering with performances in the downtown plaza."
    0
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  • Priscilla A.
    "Homey neighborhood, lots of kids at play, park right down the street and a school as well 👌🏼 safe community"
    0
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  • Tina A.
    "We have neighborhood parks and very friendly neighbors. No special events. But I feel safe and I have a grandson that I can bring to my house and we walk and play around my neighborhood and feel safe and everyone is friendly and kind. "
    0
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  • Cjo_88
    "Almost all of my neighbors own dogs and often see them walking past my house or while walking my own dog. "
    0
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  • Adriana M.
    "Farmers markets! Locally owned restaurants! Local craft fairs! Bars! Events at the Women’s.Club! Bidwell Park!!"
    0
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  • Leighcardinal
    "Easy! Living in Chico and getting around is super great. I can leave my house 10min before I have to be to work. "
    0
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  • Kheithecker
    "This is a diverse neighborhood. The homes are old (1920s, 30s, 40s) and most owners have taken very good care of them. There are families and all ages of children but every home is not occupied by families with children."
    0
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  • Tommyross20
    "-Farmers market -Local restaurants and taco trucks are some of the best food you’ll eat. -Being close to chico state campus adds being able to have a gym close by. "
    0
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  • Cindijohansonrdh1
    "University events. Great restaurants, beautiful nationally known protected park. Fishing, water sports, 2 lakes nearby. Community businesses, Christmas events. "
    0
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  • Doug S.
    "i commute by bicycle. City has a boke path that takes you anywhere. The city has friendly a friendly public transportation system."
    0
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  • Mjstapleton
    "Gated, golf course, hiking trails, oak and pine trees, creeks, friendly neighbors. Gorgeous custom homes with beautiful landscaping and community parks."
    0
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  • Naudiavelasquez49
    "Walking your dog in a nice area there’s a lot of parks and trails to take in chico and there’s a dog park just for the doggies "
    0
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  • Logan D.
    "well there are a few stray cats on my street so that may be an issue but the park is only a 2 min walk away so that's a huge plus. "
    0
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  • Kelley J.
    "This is the first house I’ve lived in in Chico and its an adorable neighborhood ... close to great food and downtown "
    0
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  • Marcusonc
    "block parties, holiday get-togethers, outdoor films. close knit neighborhood. Many kids, clean and safe. "
    0
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  • Toshia M.
    "A bit too long. I drive about 40 minutes from chico to Orland. If I lived in chico city limits, the drive shouldn’t be more than 15 minutes. "
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Explore by feature - Pet Friendly

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Homes for sale near 3181 Summit Ridge Ter

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Off Market Homes Near 3181 Summit Ridge Ter

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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-02-09 09:51:42 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information