Listed by Margolin and von Trapp Team, Coldwell Banker Hickok and Boardman, (802) 846-9588
$879,000
3 Beds
2.5 Baths
2,210 sqft (on 5.37 acres)
3160 Mt. Philo Road, Charlotte, VT 05445
Est. Mortgage $5,793/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1887
5.37 acre lot
$398/sqft
Garage
Local Information
- Map ViewExplore the area around 3160 Mt. Philo Road.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
What's unique:Wood-burning fireplaceMaple floorsCovered front porchLandscaped stone patioCentral foyerBuilt-in bookcases
Every small Vermont town has its iconic vintage homes-the ones that catch your eye every time you pass. This 1893 Queen Anne Victorian is one of Charlotte's finest, set on over 5 acres and lovingly cared for by the same owners for more than 40 years. A covered front porch welcomes you into the central foyer and expansive living room, where a large bay window frames Green Mountain views. Built-in bookcases, a wood-burning fireplace, and a window seat add to the room's original character and create a comfortable gathering space. At the back of the home, the eat-in kitchen features maple floors, custom cabinetry, slate countertops, and a sunny breakfast alcove that opens to the landscaped stone patio. Just off the kitchen, a mudroom with wainscoting, slate floors, and storage cubbies leads to a small back porch. An open dining room with cherry floors and an antique built-in butler's pantry completes the first floor. Upstairs, the primary suite includes a dressing area, walk-in closet, and private full bath. Two additional bedrooms are bright and spacious, with charming nooks and crannies throughout. They share a 3/4 bath and second-floor laundry with heated tile floors. The home underwent a thoughtful renovation in 1984 that added the kitchen, two baths, mudroom, and second-floor laundry, along with new plumbing and wiring throughout-no knob-and-tube wiring or cast iron. Beyond the home, the enchanting c.1860 English barn offers potential for a home business, studio, or auxiliary dwelling unit. The barn has been structurally reinforced and re-sited on a new poured concrete foundation. In 2015, the owners also installed a new state-of-the-art septic system engineered to support the existing 3-bedroom home and a future 1-bedroom ADU. These thoughtful improvements have added comfort and convenience while preserving the character and integrity that make this Charlotte home so memorable. After more than four decades as a beloved home, it is ready for its next chapter.
Home Details for 3160 Mt. Philo Road
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MLS Status: Pending |
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Interior Details Basement: Bulkhead,Full,Storage Space,Unfinished,Basement Stairs,Interior EntryNumber of Rooms: 7 |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 2210 Square Feet |
Appliances & Utilities Utilities: Phone, Cable at SiteAppliances: Dishwasher, Gas Range, Refrigerator, Washer, Solar Hot Water, Exhaust Fan, Vented Exhaust FanDishwasherLaundry: 2nd Floor LaundryRefrigeratorWasher |
Heating & Cooling Heating: Propane,Natural Gas,Multi Fuel,Blowers,Electric,Forced Air,Heat Pump,Hot AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Propane |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Wood Burning, 1 FireplaceHas a Fireplace |
Gas & Electric Electric: Circuit Breakers |
Windows, Doors, Floors & Walls Flooring: Carpet, Ceramic Tile, Hardwood, Slate/Stone, Softwood, Tile, Wood |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoAccessibility: 1st Floor 1/2 BathroomFloors: Carpet, Ceramic Tile, Hardwood, Slate Stone, Softwood, Tile, Wood |
View Has a ViewView: Mountain(s) |
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Exterior Home Features Roof: Metal Standing SeamPatio / Porch: Patio, Covered PorchOther Structures: Barn(s)Exterior: GardenFoundation: Fieldstone, Concrete Slab, StoneGarden |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas Open ParkingParking Spaces: 2Parking: Crushed Stone,Storage Above,Driveway,On Site,Barn,Detached |
Frontage Road Frontage: PublicResponsible for Road Maintenance: Public Maintained Road |
Water & Sewer Sewer: Concrete, On-Site Septic Exists, Private Sewer, Pumping Station, Replacement Field-OnSite, Septic Design Available, Septic Tank |
Farm & Range Frontage Length: Road frontage: 276 |
Finished Area Finished Area (above surface): 2210 Square Feet |
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Days on Market: 90 |
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Year Built Year Built: 1887 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: FarmhouseArchitecture: Historic Vintage,Victorian |
Building Construction Materials: Wood Frame, Clapboard Exterior, Wood Exterior, Wood SidingNot a New Construction |
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Price List Price: $879,000Price Per Sqft: $398 |
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Direction & Address City: Charlotte |
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Listing Agent Listing ID: 5096408 |
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Building Area Building Area: 2986 Square Feet |
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Lot Area: 5.37 Acres |
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Energy Efficiency Features: HVAC, Insulation, Water Heater |
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BasementMls Number: 5096408Attribution Contact: Phone: 802-846-9588Above Grade Unfinished Area: 2210Above Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area: 776Below Grade Unfinished Area Source: Public RecordsBelow Grade Unfinished Area Units: Square Feet |
Around this home
What Locals Say about Charlotte
At least 9 Trulia users voted on each feature.
100 % Say there's holiday spirit
100 % Say car is needed
100 % Say yards are well-kept
92 % Say parking is easy
92 % Say there's wildlife
86 % Say neighbors are friendly
75 % Say there are community events
75 % Say people would walk alone at night
73 % Say they plan to stay for at least 5 years
70 % Say it's quiet
69 % Say it's dog friendly
67 % Say kids play outside
25 % Say it's walkable to restaurants
10 % Say streets are well-lit
Sourced by Trulia users. Learn more about our methodology.
Market trends in Charlotte
Last updated August 2026
Avg. sale price
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Sale-to-List Price
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Price per sq ft
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Available listings
17
6MoM
Home Value
Trulia Estimate
$840KSince last month
Decreased$6K (-0.7%)Since last year
Increased$126K (+17.6%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +81% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $840K |
| August 2026 | $846K |
| July 2026 | $912K |
| June 2026 | $949K |
| May 2026 | $769K |
| April 2026 | $737K |
| March 2026 | $731K |
| February 2026 | $713K |
| January 2026 | $709K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.96 | Single-Family Home | $684,000 | 07/29/26 | 4 | 2.5 | 2,496 | |
0.38 | Single-Family Home | $2,102,000 | 04/10/26 | 4 | 4.5 | 5,759 | |
1.43 | Single-Family Home | $945,000 | 08/03/26 | 3 | 3 | 2,798 | |
1.21 | Single-Family Home | $1,500,000 | 04/30/26 | 3 | 3 | 2,488 | |
1.42 | Single-Family Home | $1,100,000 | 07/17/26 | 3 | 2.5 | 2,135 | |
1.65 | Single-Family Home | $1,555,000 | 08/06/26 | 4 | 2.5 | 2,545 | |
1.40 | Single-Family Home | $500,000 | 10/09/25 | 2 | 1 | 1,550 | |
1.70 | Single-Family Home | $525,000 | 07/31/26 | 3 | 2 | 2,024 | |
1.41 | Single-Family Home | $405,000 | 10/31/25 | 3 | 1 | 1,311 | |
1.45 | Single-Family Home | $505,500 | 11/14/25 | 2 | 1.5 | 1,371 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.20 | $693,400 | 4 | 1.5 | 2,184 | Off Market | |
0.25 | $605,300 | 4 | 2.5 | 1,768 | Off Market | |
0.27 | - | - | - | - | Off Market | |
0.38 | $2,102,000 | 4 | 4.5 | 5,759 | Recently Sold | |
0.44 | $1,715,400 | 3 | 4 | 3,165 | Off Market | |
0.52 | - | - | - | - | Off Market | |
0.55 | $290,000 | - | - | - | For Sale | |
0.61 | $1,227,300 | 10 | 6 | 6,614 | Off Market | |
0.66 | $706,500 | 4 | 1 | 3,106 | Off Market | |
0.72 | $1,225,300 | 4 | 2 | 3,696 | Off Market | |
0.80 | $224,900 | - | - | - | For Sale | |
0.83 | $1,013,400 | 4 | 3.5 | 3,948 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 2, 2026 Source: PrimeMLS #5096408 | Pending | $879,000 |
Aug 27, 2026 Source: PrimeMLS #5096408 | PriceChange | $879,000 Price decreased by 7% |
Jun 24, 2026 Source: PrimeMLS #5096408 | Listed For Sale | $949,000 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2024 | Unavailable | $695,700 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Margolin and von Trapp Team, Coldwell Banker Hickok and Boardman, Phone: 802-846-9588
Copyright 2026 PrimeMLS, Inc. All rights reserved.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2026-09-22 12:18:19 PDT.
This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.
This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.
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Frequently asked questions about 3160 Mt. Philo Road
- What is the estimated monthly payment for 3160 Mt. Philo Road?Based on a $879,000 list price with 20% down at today's rates, the estimated monthly payment for 3160 Mt. Philo Road in Charlotte, VT is approximately $5,860 (about $4,774 principal & interest, $1,011 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Charlotte?Residents describe Charlotte, VT as well-kept, easy to park in, and neighborly. Most residents say you need a car. See homes for sale in Charlotte, VT.
- What are the closest schools to 3160 Mt. Philo Road?The closest schools to 3160 Mt. Philo Road in Charlotte, VT are Champlain Valley Uhsd #15 (High, rated 10/10), Charlotte Central School (Pre-K/Elementary/Middle, rated 10/10).
- What is 3160 Mt. Philo Road estimated to be worth?Trulia's estimated value for 3160 Mt. Philo Road in Charlotte, VT is $840,200.
- Does 3160 Mt. Philo Road have air conditioning?Yes, 3160 Mt. Philo Road in Charlotte, VT has air conditioning.
- Does 3160 Mt. Philo Road have laundry facilities?Yes, 3160 Mt. Philo Road in Charlotte, VT has laundry facilities.
3160 Mt. Philo Road, Charlotte, VT 05445 is a 3 bedroom, 3 bathroom, 2,210 sqft single-family home built in 1887. This property is currently available for sale and was listed by PrimeMLS on Jun 24, 2026. The MLS # for this home is MLS# 5096408.