316 Insider Loop
Elgin, TX 78621
5 Beds
2.5 Baths
2,103 sqft
5 Beds
2.5 Baths
2,103 sqft
Local Information
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Description
LOOKING FOR INVESTORS: THERE IS A CURRENT 2 YEAR LEASE ON THE PROPERTY. 48 HOUR NOTICE FOR SHOWINGS. CONTACT AGENT FIRST Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
Home Highlights
Parking
2 Car Garage
Outdoor
Yes
A/C
Heating & Cooling
HOA
$17/Monthly
Price/Sqft
$150
Listed
131 days ago
Home Details for 316 Insider Loop
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MLS Status: Active |
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Beds & Baths Number of Bedrooms: 5Main Level Bedrooms: 1Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 2103 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Phone Available, Sewer ConnectedAppliances: Dishwasher, Disposal, Electric Range, MicrowaveDishwasherDisposalMicrowave |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s), Central AirHas HeatingHeating Fuel: Central |
Gas & Electric Has Electric on Property |
Windows, Doors, Floors & Walls Window: Double Pane WindowsFlooring: Carpet, Laminate, Tile |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoAccessibility: NoneFloors: Carpet, Laminate, Tile |
View No ViewView: None |
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Exterior Home Features Roof: CompositionPatio / Porch: CoveredFencing: Back Yard, WoodOther Structures: NoneExterior: Private YardFoundation: SlabNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front |
Pool Pool: None |
Frontage Waterfront: NoneNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Farm & Range Not Allowed to Raise Horses |
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Days on Market: 131 |
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Year Built Year Built: 2020 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Not a New Construction |
Property Information Condition: ResaleParcel Number: 8716627 |
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Price List Price: $315,000Price Per Sqft: $150 |
Status Change & Dates Possession Timing: Funding |
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Direction & Address City: ElginCommunity: Saratoga Farms |
School Information Elementary School: ElginElementary School District: Elgin ISDJr High / Middle School: ElginJr High / Middle School District: Elgin ISDHigh School: ElginHigh School District: Elgin ISD |
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Listing Agent Listing ID: 5742262 |
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Community Features: None |
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HOA Fee Includes: Common Area MaintenanceHOA Name: Saratoga FarmsHas an HOAHOA Fee: $50/Quarterly |
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Lot Area: 6316.2 sqft |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Mls Number: 5742262Attribution Contact: (214) 814-8100 |
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None |
Last check for updates: about 19 hours ago
Listing courtesy of Brandie Scales, (214) 814-8100
Compass RE Texas, LLC., (214) 814-8100
Source: Unlock MLS, MLS#5742262
Also Listed on Unlock MLS.
Price History for 316 Insider Loop
| Date | Price | Event | Source |
|---|---|---|---|
| 04/07/2026 | $315,000 | PendingToActive | Unlock MLS #5742262 |
| 04/02/2026 | $315,000 | Contingent | Unlock MLS #5742262 |
| 02/05/2026 | $1,900 | ListingRemoved | Unlock MLS #6372743 |
| 12/26/2025 | $1,900 | Listed For Rent | Unlock MLS #6372743 |
| 12/17/2025 | $302,000 | ListingRemoved | Unlock MLS #9120774 |
| 12/16/2025 | $2,000 | PriceChange | Unlock MLS #1064814 |
| 12/05/2025 | $302,000 | Listed For Sale | Unlock MLS #9120774 |
| 12/01/2025 | $305,000 | ListingRemoved | Unlock MLS #8075399 |
| 11/19/2025 | $305,000 | PriceChange | Unlock MLS #8075399 |
| 11/06/2025 | $2,100 | Listed For Rent | Unlock MLS #1064814 |
| 10/16/2025 | $314,000 | PriceChange | Unlock MLS #8075399 |
| 09/17/2025 | $315,000 | PriceChange | Unlock MLS #8075399 |
| 08/14/2025 | $325,000 | Listed For Sale | Unlock MLS #8075399 |
| 01/23/2023 | ListingRemoved | Zillow Rentals | |
| 01/07/2023 | $2,100 | PriceChange | Zillow Rentals |
| 11/20/2022 | $2,250 | Listed For Rent | Zillow Rental Manager |
| 09/10/2022 | ListingRemoved | Zillow Rental Manager | |
| 09/01/2022 | $2,100 | PriceChange | Zillow Rental Manager |
| 08/24/2022 | $2,230 | PriceChange | Zillow Rental Manager |
| 08/22/2022 | $2,300 | Listed For Rent | Zillow Rental Manager |
| 08/20/2022 | ListingRemoved | Unlock MLS #5614802 | |
| 07/07/2022 | $437,999 | PriceChange | Unlock MLS #5614802 |
| 07/02/2022 | $446,999 | Listed For Sale | Unlock MLS #5614802 |
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Property Tax and Assessment
| Year | 2025 |
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| Tax | |
| Assessment | $340,574 |
Home facts updated by county records
Comparable Sales for 316 Insider Loop
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
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0.34 | Single-Family Home | - | 05/15/25 | 3 | 2.5 | 2,472 | |
0.81 | Single-Family Home | - | 07/17/25 | 4 | 2 | 2,000 | |
0.98 | Single-Family Home | - | 07/01/25 | 4 | 2 | 1,654 | |
0.94 | Single-Family Home | - | 06/17/25 | 4 | 2.5 | 2,609 |
Assigned Schools
These are the assigned schools for 316 Insider Loop.
- Elgin High School
- 9-12
- Public
- 1672 Students
2/10GreatSchools RatingParent Rating AverageI have been very impressed with the leadership and curriculum at Elgin High School. They have partnered with ACC Elgin and students are now graduating with enough college credits to be juniors in college! They work hard to stay up to date on all of the latest technology and academics. I have met several parents who were very pleased with the education their kids received at Elgin High School. As far as college and career readiness, Elgin High School is top notch!Other Review6y ago - Elgin Middle School
- 7-8
- Public
- 780 Students
3/10GreatSchools RatingParent Rating AverageI recently moved to the area, and I am not pleased with the school district as a whole. I have 2 children that are enrolled in school, and I am questioning how they passed to go to the next grade. I find myself teaching them more than they learn in school. There are no parent teacher conferences and you will not know your child's progress unless you ask. Even asking, they would tell you "Your child is doing great", but I see otherwise. The middle school is ran like a prison because the kids only focus on dating and fighting. There were too many fights that occurred in one year and no respect for each other or the teachers. The schools are overcrowded and outdated. This was not a good experience at all. I hate having to pay taxes to go towards such a waste. Lastly the worst thing is there is no good communication with the district transportation department. I had to take and pick up my kids every day because after I enrolled them and filled out the form so my children would be assigned a bus and they never responded or sent anything. If you ask, no one knows anything either. They have a summer bridge program where the students are required to attend for 3 weeks and said they would be providing transportation during the summer and once again, they did not follow through nor respond to emails. So, I am having to figure out a schedule for my job that will allow me to pick them up.Other Review2y ago - Elgin Elementary School
- PK-4
- Public
- 847 Students
1/10GreatSchools RatingParent Rating AverageHorrible. The faculty, staff, and families deserve a better leader. Hopefully the school will get one soon.Other Review6y ago - Elgin Int
- 5-6
- Public
- 706 Students
2/10GreatSchools RatingParent Rating Average
No reviews available for this school. 
Check out schools near 316 Insider Loop.
What Locals Say about Elgin
At least 53 Trulia users voted on each feature.
91 % Say yards are well-kept
89 % Say parking is easy
82 % Say car is needed
79 % Say kids play outside
76 % Say it's dog friendly
75 % Say there's holiday spirit
60 % Say it's quiet
56 % Say people would walk alone at night
53 % Say there are sidewalks
48 % Say neighbors are friendly
45 % Say they plan to stay for at least 5 years
42 % Say there's wildlife
38 % Say streets are well-lit
30 % Say there are community events
29 % Say it's walkable to grocery stores
28 % Say it's walkable to restaurants
Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Brandie Scales, Compass RE Texas, LLC., (214) 814-8100
Agent Phone: (214) 814-8100
Based on information from Unlock MLS (alternatively, from ACTRIS) for the period through 2026-05-06 01:54:41 PDT. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided “AS IS” and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market.
Information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website. Click here for more information
Information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website. Click here for more information
316 Insider Loop, Elgin, TX 78621 is a 5 bedroom, 3 bathroom, 2,103 sqft single-family home built in 2020. This property is currently available for sale and was listed by Unlock MLS on Dec 26, 2025. The MLS # for this home is MLS# 5742262.