3102 GARDEN COURT, Saint Cloud, FL 34769
Property image
Property image
FOR SALE
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$329,000

Original price: $335,000
  • 3 Beds
  • 2 Baths
  • 1,260 sqft

3102 GARDEN COURT, Saint Cloud, FL 34769

Est. Mortgage $2,148/mo*
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Home Highlights

Parking
2 Car Garage
HOA
None
Price/Sqft
$261
Listed
91 days ago
Climate Control
Central & Central Air

Local Information

  • Map ViewExplore the area around 3102 GARDEN COURT.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of mind and flexibility to truly make it your own. The interior delivers OPEN CONCEPT living with tile throughout the main living areas and a SPLIT- BEDROOM PLAN. The kitchen shines with granite countertops, STAINLESS STEEL APPLIANCES, a breakfast bar with pendant lighting, under cabinet lighting and an over sink window for great natural light! The spacious PRIMARY SUITE includes a WALK-IN CLOSET and en-suite bath, while bedrooms two and three share a full bath on the other side of the home. Situated on a premium CORNER LOT enjoy adorable CURB APPEAL, an EXTENDED COVERED LANAI and FULLY FENCED backyard providing privacy and the perfect space for relaxing or entertaining. Call today to schedule a tour and fall in love with your new HOME SWEET HOME!
Last check for updates: about 10 hours ago
Listing Provided by: Calvin Bolden, (407) 437-5224
LPT REALTY, LLC, (877) 366-2213
Rondra Bolden, (407) 334-1557
LPT REALTY, LLC, (877) 366-2213
Originating MLS: Orlando Regional
Source: Stellar MLS, MLS#O6411880
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 3102 GARDEN COURT

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Primary Bedroom, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1260 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Water ConnectedAppliances: Dishwasher, Dryer, Range, Refrigerator, WasherDishwasherDryerLaundry: In GarageRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Door: French DoorsFlooring: Laminate, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Laminate, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Rain Gutters, SidewalkFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions: 20x24No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Frontage
Road Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 88Days on Market: 91

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 032630002700010160

Price & Status

Price
List Price: $329,000Price Per Sqft: $261

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: ST CLOUDCommunity: THE GARDENS
School Information
Elementary School: Lakeview Elem (K 5)Jr High / Middle School: St. Cloud Middle (6-8)High School: St. Cloud High School

Agent Information

Listing Agent
Listing ID: O6411880

Building

Building Area
Building Area: 1758 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Orlando RegionalNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 8059 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: O6411880Back On Market Date: Thu Aug 27 2026Showing Requirements: ShowingTimeUniversal Property Id: US-12097-N-032630002700010160-R-N

Around this home

What Locals Say about Saint Cloud

At least 469 Trulia users voted on each feature.

  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 49 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bg8rr2w5tg
    "It’s conveniently close to grocery stores, hospital, pharmacies, turnpike, while being far away enough from the crowd."
    0
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  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
    0
    Flag
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
    0
    Flag
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
    0
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  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
    0
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  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
    0
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  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
    0
    Flag
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
    0
    Flag
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
    0
    Flag
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
    0
    Flag
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
    0
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  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
    9
    Flag
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
    5
    Flag
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
    2
    Flag
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
    2
    Flag
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
    0
    Flag
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
    1
    Flag
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
    0
    Flag
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
    2
    Flag
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
    1
    Flag
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
    0
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  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
    0
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  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
    1
    Flag
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
    0
    Flag
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
    0
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  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
    0
    Flag
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
    0
    Flag
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
    0
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  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
    0
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  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
    0
    Flag
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
    0
    Flag
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
    0
    Flag
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
    0
    Flag
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
    0
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  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
    0
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  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
    0
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  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
    0
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  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
    0
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  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
    0
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  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."
    0
    Flag

Market trends in Saint Cloud

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$390K
$3.33KMoM
Sale-to-List Price
98.7%
Price per sq ft
$201
$2MoM
Available listings
1002
34MoM

Home Value

Trulia Estimate
$327K
Since last month
Increased$1K (+0.3%)
Since last year
Decreased$12K (-3.4%)
Since last sale
Increased$27K (+8.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +113% in the last 10 years
MonthEstimated value
2026
August 2026$327K
July 2026$326K
June 2026$336K
May 2026$340K
March 2026$339K
February 2026$339K
January 2026$336K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3108 GARDEN COURT, Saint Cloud, FL
0.04
Single-Family Home
$340,000
08/28/26
3
2
1,320
412 ROBINSON AVENUE, Saint Cloud, FL
0.07
Single-Family Home
$305,000
09/18/25
3
2
1,186
3107 5TH STREET, Saint Cloud, FL
0.04
Single-Family Home
$295,000
07/31/26
2
2
1,512
619 MONTANA AVENUE, Saint Cloud, FL
0.26
Single-Family Home
$284,900
09/12/25
3
2
1,335
2919 SUMMER WINDS CIRCLE, Saint Cloud, FL
0.22
Single-Family Home
$320,000
10/29/25
3
2
1,389
2936 SUMMER WINDS CIRCLE, Saint Cloud, FL
0.27
Single-Family Home
$322,000
04/17/26
3
2
1,277
2959 SUMMER WINDS CIRCLE, Saint Cloud, FL
0.28
Single-Family Home
$325,000
10/31/25
3
2
1,157
206 MONTANA AVENUE, Saint Cloud, FL
0.35
Single-Family Home
$305,000
04/02/26
3
2
1,036
907 ROBINSON AVE, Saint Cloud, FL
0.28
Single-Family Home
$314,000
12/30/25
3
2
1,011

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3108 GARDEN COURT, Saint Cloud, FL 34769
0.04
$340,000
3
2
1,320
Recently Sold
3106 GARDEN COURT, Saint Cloud, FL 34769
0.03
$325,900
3
2
1,419
Off Market
446 ROBINSON AVENUE, Saint Cloud, FL 34769
0.06
$341,700
3
2
1,421
Off Market
412 ROBINSON AVENUE, Saint Cloud, FL 34769
0.07
$291,900
3
2
1,186
Off Market
3107 5TH STREET, Saint Cloud, FL 34769
0.04
$295,000
2
2
1,512
Recently Sold
2991 5TH ST, Saint Cloud, FL 34769
0.05
$333,600
3
2
1,535
Off Market
3122 GARDEN COURT, Saint Cloud, FL 34769
0.10
$343,500
3
2
1,184
Off Market
3132 GARDEN COURT, Saint Cloud, FL 34769
0.08
$370,000
4
3
1,763
Recently Sold
2967 5TH STREET, Saint Cloud, FL 34769
0.08
-
4
4
1,914
Off Market
613 ROBINSON AVENUE, Saint Cloud, FL 34769
0.12
$166,200
2
1.5
728
Off Market
2921 6TH STREET, Saint Cloud, FL 34769
0.14
$114,200
2
2
1,130
Off Market

Price and Tax history

DateEventPrice
Jul 24, 2026
Source: Stellar MLS #O6411880
PriceChange
$329,000
Price decreased by 2%
Jul 1, 2026
Source: Stellar MLS #O6411880
PriceChange
$335,000
Price decreased by 1%
May 29, 2026
Source: Stellar MLS #O6411880
Listed For Sale
$340,000
May 20, 2026
Source: N/A
ListingRemoved
May 20, 2026
Source: N/A
PriceChange
$355,000
Price decreased by 7%

LGBTQ Local Legal Protections

Calvin Bolden, LPT REALTY, LLC, (877) 366-2213
Agent Phone: (407) 437-5224

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Frequently asked questions about 3102 GARDEN COURT

  • What is the estimated monthly payment for 3102 GARDEN COURT?
    Based on a $329,000 list price with 20% down at today's rates, the estimated monthly payment for 3102 GARDEN COURT in Saint Cloud, FL is approximately $2,195 (about $1,711 principal & interest, $409 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 3102 GARDEN COURT compare to homes in Saint Cloud?
    3102 GARDEN COURT in Saint Cloud, FL is listed at $329,000, about 16% below the $390K median sale price in Saint Cloud.
  • What do residents say about Saint Cloud?
    Residents describe Saint Cloud, FL as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Saint Cloud, FL.
  • What are the closest schools to 3102 GARDEN COURT?
    The closest schools to 3102 GARDEN COURT in Saint Cloud, FL are Lakeview Elementary School (Pre-K, rated 4/10), St. Cloud High School (Pre-K, rated 4/10), St. Cloud Middle School (rated 7/10).
  • Does 3102 GARDEN COURT have air conditioning?
    Yes, 3102 GARDEN COURT in Saint Cloud, FL has air conditioning.
  • Does 3102 GARDEN COURT have laundry facilities?
    Yes, 3102 GARDEN COURT in Saint Cloud, FL has in-unit laundry.
3102 GARDEN COURT, Saint Cloud, FL 34769 is a 3 bedroom, 2 bathroom, 1,260 sqft single-family home built in 1989. This property is currently available for sale and was listed by Stellar MLS on May 29, 2026. The MLS # for this home is MLS# O6411880.