$229,900
3 Beds
2 Baths
1,533 sqft (on 0.43 acres)
3 Walnut St S, Waterloo, NY 13165
Est. Mortgage $1,698/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 1920
0.43 acre lot
$150/sqft
Local Information
- Map ViewExplore the area around 3 Walnut St S.
- Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Well-Loved Home with Seneca-Cayuga Canal Views!
Lovingly cared for by the same owner for nearly 30 years, this spacious home sits on nearly a half-acre lot with views of the Seneca-Cayuga Canal. Offering approximately 1,753 sq. ft., the home is larger than noted in the tax records and provides plenty of comfortable living space inside and out.
The huge living room offers room for multiple seating areas and plenty of flexibility. The kitchen features breakfast-bar seating and stainless steel appliances, followed by a formal dining area perfect for traditional meals and entertaining. A good-sized three-season room leads to a large deck overlooking the backyard.
The first floor offers a bedroom, full bath and convenient first-floor laundry. An additional bonus room has served as a den and hobby room and could also work as a possible fourth bedroom. Sliding glass doors provide additional access to the deck.
Upstairs you’ll find two more generously sized bedrooms and a second full bath.
Enjoy the convenience of being within walking distance to downtown, shopping, banking and the nearby walking trail. The Seneca-Cayuga Canal is just a hop, skip and a jump away—drop in your kayak and enjoy a day on the water!
Well maintained, spacious and ready for its next owner. There’s nothing to do but pack your bags and move in!
Lovingly cared for by the same owner for nearly 30 years, this spacious home sits on nearly a half-acre lot with views of the Seneca-Cayuga Canal. Offering approximately 1,753 sq. ft., the home is larger than noted in the tax records and provides plenty of comfortable living space inside and out.
The huge living room offers room for multiple seating areas and plenty of flexibility. The kitchen features breakfast-bar seating and stainless steel appliances, followed by a formal dining area perfect for traditional meals and entertaining. A good-sized three-season room leads to a large deck overlooking the backyard.
The first floor offers a bedroom, full bath and convenient first-floor laundry. An additional bonus room has served as a den and hobby room and could also work as a possible fourth bedroom. Sliding glass doors provide additional access to the deck.
Upstairs you’ll find two more generously sized bedrooms and a second full bath.
Enjoy the convenience of being within walking distance to downtown, shopping, banking and the nearby walking trail. The Seneca-Cayuga Canal is just a hop, skip and a jump away—drop in your kayak and enjoy a day on the water!
Well maintained, spacious and ready for its next owner. There’s nothing to do but pack your bags and move in!
Last check for updates: about 14 hours ago
Listing by: Howard Hanna, (315) 781-7653
Belinda A. Fratto, (315) 521-7413
Originating MLS: Rochester
Source: NYSAMLSs, MLS#R1702401
Also Listed on NYSAMLSs.
Home Details for 3 Walnut St S
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MLS Status: Active |
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Interior Details Basement: Full,Sump PumpNumber of Rooms: 7 |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 1Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 1 |
Dimensions and Layout Living Area: 1533 Square Feet |
Appliances & Utilities Utilities: Cable Available, Electricity Connected, High Speed Internet Available, Sewer Connected, Water ConnectedAppliances: Dishwasher, Gas Oven, Gas Range, Gas Water Heater, RefrigeratorDishwasherLaundry: Main LevelRefrigerator |
Heating & Cooling Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas |
Fireplace & Spa No Fireplace |
Gas & Electric Electric: Circuit Breakers |
Windows, Doors, Floors & Walls Window: Thermal WindowsFlooring: Carpet, Tile, Varies, Vinyl |
Levels, Entrance, & Accessibility Number of Stories: 1Floors: Carpet, Tile, Varies, Vinyl |
View Has a ViewView: Water |
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Exterior Home Features Patio / Porch: DeckExterior: Deck, Enclosed Porch, Gravel Driveway, PorchFoundation: Poured, Stone |
Parking & Garage No GarageParking: No Garage |
Frontage Waterfront: Canal AccessRoad Frontage: City StreetNot on Waterfront |
Water & Sewer Sewer: Connected |
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Days on Market: 24 |
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Year Built Year Built: 1920 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Two Story |
Building Construction Materials: Aluminum Siding, Copper Plumbing |
Property Information Condition: ResaleParcel Number: 45380100900000010620000000 |
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Price List Price: $229,900Price Per Sqft: $150 |
Status Change & Dates Possession Timing: Closing |
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Direction & Address City: Waterloo |
School Information Elementary School District: WaterlooJr High / Middle School District: WaterlooHigh School District: Waterloo |
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Listing Agent Listing ID: R1702401 |
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Building Area Building Area: 1533 Square Feet |
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Not Senior Community |
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Association for this Listing: Rochester |
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Lot Area: 0.43 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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BasementMls Number: R1702401Living Area Range Units: Square FeetWater ViewWater View: WaterAttribution Contact: 315-521-7413Universal Property Id: US-36099-N-45380100900000010620000000-R-N |
Around this home
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.
What Locals Say about Waterloo
At least 34 Trulia users voted on each feature.
95 % Say yards are well-kept
91 % Say car is needed
89 % Say it's dog friendly
80 % Say parking is easy
74 % Say people would walk alone at night
68 % Say there's holiday spirit
66 % Say it's walkable to restaurants
66 % Say they plan to stay for at least 5 years
60 % Say neighbors are friendly
60 % Say there are sidewalks
57 % Say it's quiet
57 % Say streets are well-lit
56 % Say there's wildlife
53 % Say kids play outside
36 % Say there are community events
26 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Waterloo
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
15
6MoM
Home Value
Trulia Estimate
$223KSince last month
Increased$36K (+19%)Since last year
Increased$34K (+17.8%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +152% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| August 2026 | $223K |
| August 2026 | $223K |
| July 2026 | $188K |
| June 2026 | $187K |
| May 2026 | $192K |
| April 2026 | $173K |
| March 2026 | $176K |
| February 2026 | $168K |
| January 2026 | $170K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.32 | Single-Family Home | $300,000 | 11/24/25 | 4 | 2 | 2,687 | |
0.44 | Single-Family Home | $161,500 | 05/07/26 | 4 | 2 | 1,386 | |
0.57 | Single-Family Home | $175,000 | 02/25/26 | 4 | 2 | 1,512 | |
0.26 | Single-Family Home | $148,000 | 04/10/26 | 4 | 2 | 2,031 | |
0.48 | Single-Family Home | $280,000 | 09/12/25 | 4 | 3 | 1,656 | |
0.33 | Single-Family Home | $107,000 | 12/29/25 | 3 | 1 | 1,495 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $252,600 | 3 | 1.5 | 1,296 | Off Market | |
0.04 | $339,400 | 3 | 1.5 | 1,200 | Off Market | |
0.03 | $25,000 | - | - | 1,019 | Recently Sold | |
0.09 | $293,500 | 3 | 2 | 1,920 | Off Market | |
0.10 | $238,100 | 3 | 1.5 | 1,272 | Off Market | |
0.13 | $149,900 | 3 | 1 | 1,608 | For Sale | |
0.15 | $270,200 | 3 | 1.5 | 1,983 | Off Market | |
0.22 | $263,400 | 4 | 2.5 | 2,572 | Off Market | |
0.18 | $300,000 | 5 | 4 | 3,352 | Recently Sold | |
0.21 | $120,000 | 4 | 2.5 | 2,204 | Recently Sold | |
0.21 | $128,900 | 5 | 2 | 2,000 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Aug 11, 2026 Source: NYSAMLSs #R1702401 | Listed For Sale | $229,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | Unavailable | $151,100 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Belinda A. Fratto, Howard Hanna, (315) 781-7653
Agent Phone: (315) 521-7413
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program
of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with
the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-04 00:51:36 PDT.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties
are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
© 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
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Frequently asked questions about 3 Walnut St S
- What is the estimated monthly payment for 3 Walnut St S?Based on a $229,900 list price with 20% down at today's rates, the estimated monthly payment for 3 Walnut St S in Waterloo, NY is approximately $1,705 (about $1,191 principal & interest, $439 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What do residents say about Waterloo?Residents describe Waterloo, NY as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See homes for sale in Waterloo, NY.
- What are the closest schools to 3 Walnut St S?The closest schools to 3 Walnut St S in Waterloo, NY are La Fayette School (Elementary, rated 7/10), Skoi Yase School (Pre-K/Elementary), Waterloo High School (rated 4/10).
- What is 3 Walnut St S estimated to be worth?Trulia's estimated value for 3 Walnut St S in Waterloo, NY is $223,400.
- Does 3 Walnut St S have laundry facilities?Yes, 3 Walnut St S in Waterloo, NY has laundry facilities.
- How big is the lot at 3 Walnut St S?The lot at 3 Walnut St S in Waterloo, NY is about 0.43 acres (18,731 sq ft).
3 Walnut St S, Waterloo, NY 13165 is a 3 bedroom, 2 bathroom, 1,533 sqft single-family home built in 1920. This property is currently available for sale and was listed by NYSAMLSs on Aug 11, 2026. The MLS # for this home is MLS# R1702401.