3 Cross St, Gardner, MA 01440
Property image
Property image
SOLD
MAR 13, 2026

$340,600

Trulia Estimate
  • 2 Beds
  • 1 Bath
  • 853 sqft

3 Cross St, Gardner, MA 01440

Est. Refi. Payment $2,237/mo*
Refinance Your Home
Currently Off Market - Sold Mar 13, 2026 for $285,000 (6% above list price)

Home Value

Trulia Estimate
$341K
Since last month
Increased$4K (+1.1%)
Since last year
Increased$35K (+11.6%)
Since last sale
Increased$52K (+18.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +132% in the last 10 years
MonthEstimated value
2026
September 2026$337K
August 2026$333K
July 2026$290K
June 2026$287K
May 2026$287K
April 2026$286K
March 2026$280K
February 2026$276K
January 2026$276K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
20 Becky Ave, Gardner, MA
0.46
Single-Family Home
$330,000
09/25/25
2
1
1,096
46 Bickford Hill Rd, Gardner, MA
0.19
Single-Family Home
$395,000
02/12/26
3
1.5
1,035
28 Lennon St, Gardner, MA
0.55
Single-Family Home
$299,999
03/11/26
2
1
1,070
8 Grace Ct, Gardner, MA
0.30
Single-Family Home
$350,000
07/09/26
3
2
1,164
93 Cross St, Gardner, MA
0.23
Single-Family Home
$347,000
12/30/25
3
1.5
1,487
27 Cedar St, Gardner, MA
0.21
Single-Family Home
$374,900
08/28/26
3
1.5
1,800
135 Temple St, Gardner, MA
0.41
Single-Family Home
$370,000
03/27/26
3
1
1,228
86 Rich St, Gardner, MA
0.36
Single-Family Home
$281,000
08/07/26
3
1
1,270

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
99 Edgell St, Gardner, MA 01440
0.04
$389,000
4
1.5
2,430
Off Market
52 Westford St, Gardner, MA 01440
0.10
$457,700
4
2
2,273
Off Market
109 Lawrence St, Gardner, MA 01440
0.09
$616,100
5
3.5
3,049
Off Market
73 Cherry St, Gardner, MA 01440
0.11
$660,000
7
2
3,500
Recently Sold
36 Comee St, Gardner, MA 01440
0.11
$547,100
4
2.5
2,015
Off Market
93 Elm St, Gardner, MA 01440
0.13
$662,900
6
3.5
5,073
Off Market
20 Comee St, Gardner, MA 01440
0.14
$638,100
4
3.5
3,910
Off Market
25 Westford St, Gardner, MA 01440
0.14
$565,700
5
3
3,230
Off Market
4 Comee St, Gardner, MA 01440
0.16
$561,200
5
3.5
3,210
Off Market
48 Parker Hill Rd, Gardner, MA 01440
0.16
$546,900
3
2
1,732
Off Market
15 Reservoir St, Gardner, MA 01440
0.17
$791,700
5
3.5
3,986
Off Market

Local Information

  • Map ViewExplore the area around 3 Cross St.
  • Schools1 Preschool School2 Elementary Schools2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1952
853 sqft
$334/sqft
1 Car Garage

About this House

Looking for a house where you can move right in and build equity over time? 3 Cross Street is a sweet two bedroom single level bungalow style home in a neighborhood of classic and updated larger homes, conveniently located between Elm Street and Lawrence Street. The dining/living room and bedrooms have recently refinished hardwood flooring and fresh paint throughout. Built-in accents hint at the handiwork of the furniture craftsmen in Gardner’s history as the Chair City. You’ll see the easy potential for the entry mudroom area to be finished as additional square footage. Front porch and a single car garage. Open houses this weekend, both Saturday and Sunday 10am to noon.
3 Cross St, Gardner, MA 01440 is a 2 bedroom, 1 bathroom, 853 sqft single-family home built in 1952. It last sold for $285,000 on Mar 13, 2026 (6% above the $269,900 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $340,600, with a rent estimate of $1,994/month.
Last check for updates: about 11 hours ago
Listed by Jennifer Shenk, (978) 870-9260
Keller Williams Realty North Central, (978) 840-9000
Bought with: Renata Pinto, (508) 740-7455, eXp Realty, (888) 854-7493
Source: MLS PIN, MLS#73459634

Home Details for 3 Cross St

Interior Features

Interior Details
Basement: FullNumber of Rooms: 4Types of Rooms: Master Bedroom, Bedroom 2, Bathroom 1, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 853 Square Feet
Appliances & Utilities
Utilities: for Electric OvenAppliances: Range, RefrigeratorRefrigerator
Heating & Cooling
Heating: OilNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Oil
Fireplace & Spa
Number of Fireplaces: 1Has a FireplaceNo Spa
Gas & Electric
Electric: Fuses
Windows, Doors, Floors & Walls
Flooring: Vinyl / VCT, Hardwood
Levels, Entrance, & Accessibility
Floors: Vinyl VCT, Hardwood

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: PorchExterior: PorchFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Open Parking Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 3Parking: Attached,Off Street,Paved
Frontage
Waterfront: Lake/Pond, 1 to 2 Mile To Beach, Beach Ownership(Public)Road Frontage: PublicResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Farm & Range
Frontage Length: 60.00
Finished Area
Finished Area (above surface): 853

Property Information

Year Built
Year Built: 1952
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Bungalow
Building
Construction Materials: FrameNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: M:R27 B:24 L:3, 3538387

Price & Status

Price
List Price: $269,900Price Per Sqft: $334/sqft
Status Change & Dates
Off Market Date: Mon Dec 22 2025

Active Status

MLS Status: Sold

Media

Location

Direction & Address
City: Gardner

Building

Building Area
Building Area: 853 Square Feet

Community

Community Features: Public Transportation, Shopping, Pool, Park, Golf, Medical Facility, Bike Path, Conservation Area, Highway AccessNot Senior Community

HOA

No HOA

Lot Information

Lot Area: 8338 sqft

Offer

Contingencies: Pending P&S

Miscellaneous

BasementMls Number: 73459634Above Grade Unfinished Area: 853

Additional Information

Public TransportationShoppingPoolParkGolfMedical FacilityBike PathConservation AreaHighway Access

Price and Tax history

DateEventPrice
Mar 13, 2026
Source: MLS PIN #73459634
Sold
$285,000
Dec 9, 2025
Source: MLS PIN #73459634
Contingent
$269,900
Dec 4, 2025
Source: MLS PIN #73459634
Listed For Sale
$269,900

Market trends in Gardner

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
52
5MoM

Around this home

What Locals Say about Gardner

At least 150 Trulia users voted on each feature.

  • 82 % Say parking is easy

  • 80 % Say car is needed

  • 78 % Say it's dog friendly

  • 78 % Say there are sidewalks

  • 74 % Say there's holiday spirit

  • 70 % Say yards are well-kept

  • 67 % Say people would walk alone at night

  • 61 % Say it's walkable to restaurants

  • 61 % Say kids play outside

  • 58 % Say it's walkable to grocery stores

  • 54 % Say there's wildlife

  • 51 % Say streets are well-lit

  • 48 % Say it's quiet

  • 46 % Say neighbors are friendly

  • 41 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Haley Cwalina
    "Easy access to highway and plenty of stores around don’t have to commute far to get necessities . The roads are not bad either "
    0
    Flag
  • Karen Reynoso
    "I don’t have dogs but I see people walking on the street because there is not side walk spaces available "
    0
    Flag
  • Savivsauga
    "Great Neighborhood and really great town to live in. Also have good plazas and restaurants around. You can go hiking and visits different parks"
    0
    Flag
  • Tanyahiner
    "Easy access to downtown Gardner and to route 2. A commute to Worcester or Boston would be feasible at this location ."
    4
    Flag
  • Bjmaher
    "Close to all major schools , including college and hospital . neighborhood friendly, dog walking is frequent . Well kept front yards, "
    1
    Flag
  • Aquino L.
    "It is very dog oriented of a town. People are generally cordial and most dogs are well trained with ample walking paths and trails."
    5
    Flag
  • Carl C.
    "Movie night in the summer up the street at the park. Different bands in the summer time on Friday nights."
    3
    Flag
  • Colleen M.
    "Gardner is an awesome town to live in. You don't have to travel to go to the stores!! There is plenty of grocery stores in town. The people are nice!!! "
    3
    Flag
  • Mlpowers13
    "Our neighborhood is fairly quiet though you can sometimes hear the gun range at the rod and gun club if you are outside. People are friendly but most often keep to themselves. It's close to shopping and amenities but feels removed from town."
    1
    Flag
  • Send2tc
    "There are a lot of things to do in Gardner. We have a lot of community events, movie theater, bowling. We have a beautiful library. There are many parks and a city pool. We have a state park at Dunn pond where you can go swimming and have a BBQ."
    1
    Flag
  • Mlpowers13
    "I've lived in Gardner since 2003 and find it to be a nice area overall with lots of recreational areas both within the town itself and in the surrounding towns. Like most communities, some parts of town have aged a little better than others but it is generally a pleasant mid-sized town."
    2
    Flag
  • Barbiedoll93066
    "I have s car but there is a Mart bus (city bus) that stops here and has several destinations. It is reliable and not expensive for someone who doesn’t mind going when the schedule fits your needs. "
    0
    Flag
  • Send2tc
    "There’s a lot to do in Gardner. We have a State Park with swimming. Picnic tables with grills. Walking trails and playground."
    0
    Flag
  • Mlpowers13
    "They have regular "festivals" sidewalk sales and show movies in the park in summertime. There is a good extended day program for schoolkids."
    0
    Flag
  • Kristina S.
    "Halloween rocks in my neighborhood! 200 kids minimum every year 😊 Very safe, have never had any packages stolen and I get a delivery almost every other day."
    0
    Flag
  • Shianecordio
    "its very difficult to find places that except dogs. and if they do usually it is breed specific. "
    0
    Flag
  • Drfteclipse
    "good neighborhoods very kid friendly close to multiple amenities highway hospital stores very convenient "
    0
    Flag
  • Donastacia
    "Quick access to Route 2, short commute to NH cities or Worcester within 45 minutes with little traffic to work. Nearby mountain to ski wn 10 minutes. 50 miles to Boston "
    0
    Flag
  • Ajpisces30
    "I’ve lived in this neighborhood for 12 years and I just want to get away. It is a nightmare especially in the summer. A lot of drama and nonsense."
    1
    Flag
  • Ajpisces30
    "I live in my neighborhood for 12 years but I hate the drama and just want to move somewhere else. It is low income but the neighbors are trouble and I don’t want my kids here anymore."
    0
    Flag
  • Knee1
    "Friendly neighborhood of mixed ages, familes, couples and retirees."
    1
    Flag
  • Deb E.
    "Gardner is a small town which has everything, really. Town comes complete with a large park & some smaller ones; good schools, plenty of churches, shopping, an indoor & outdoor pool; a skating rink, 2 bowling alleys, some decent restaurants, a Wal-Mart, car repair shops, all major fast food type places, etc. For a little dot on the map, its got alot. If you live in town, you can walk to most of the major stuff. Public transportation is just adequate. Not a great hot spot for entertainment or nightlife; go to Worcester for that. A nice little family town; it needs to stay that way"
    3
    Flag

LGBTQ Local Legal Protections

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS.

Frequently asked questions about 3 Cross St

  • What is 3 Cross St estimated to be worth?
    Trulia's estimated value for 3 Cross St in Gardner, MA is $340,600.
  • What is the price history for 3 Cross St?
    3 Cross St in Gardner, MA last sold for $285,000 in March 2026.
  • Is Gardner a buyer's or seller's market?
    Gardner is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Gardner?
    Residents describe Gardner, MA as easy to park in, dog-friendly, and pedestrian-friendly. See recently sold homes in Gardner, MA.
  • Does 3 Cross St have a pool?
    Yes, 3 Cross St in Gardner, MA has a pool.
  • How big is the lot at 3 Cross St?
    The lot at 3 Cross St in Gardner, MA is about 0.19 acres (8,338 sq ft).

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