2944 Cottingham St, Oceanside, CA 92054
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FOR SALE
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2944 Cottingham St
Oceanside, CA 92054

Loma Alta
  • 4 Beds
  • 2.5 Baths
  • 1,943 sqft

$969,000

Original price: $990,000
Est. Mortgage $6,039/mo*
Get Pre-Qualified

$969,000

Original price: $990,000
Est. Mortgage $6,039/mo*
Get Pre-Qualified
4 Beds
2.5 Baths
1,943 sqft
We estimate this home will sell faster than 91% nearby.

Home Highlights

Parking
Garage
Climate Control
Heating & Cooling
HOA
$160/Monthly
Price/Sqft
$499
Listed
64 days ago

Local Information

  • Map ViewExplore the area around 2944 Cottingham St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

*Generous 1-0 interest rate buy-down incentive!* Enjoy a significantly lower rate and payment for the first year, boosting affordability while securing a beautiful home in the desirable Loma Alta Neighborhood! This beautifully positioned corner lot home offers the perfect blend of coastal lifestyle, neighborhood charm, and future potential. Located just moments from Buddy Todd Park, local beaches, shopping, dining, and all that coastal Oceanside has to offer, the location truly checks every box. Set on an expansive corner lot, the property features an additional triangular section of usable land creating exciting possibilities for added outdoor space, gardening, or potential ADU opportunities. Inside, the home is filled with natural light and enjoys a wonderful sense of openness throughout. On clear days, you can even catch views of the skydivers floating above the coastline, adding to the unique charm and coastal energy of the neighborhood. Additional highlights include solar, helping provide energy efficiency and long term savings while supporting an easy Southern California lifestyle. Residents of the community also enjoy access to the HOA pool and spa, perfect for relaxing after a beach day or soaking in Oceanside’s year round sunshine. Whether you’re looking for your next primary residence, investment opportunity, or a home with room to grow, this Loma Alta gem offers incredible potential in one of Oceanside’s most beloved communities.
We estimate this home will sell faster than 91% nearby.

Home Details for 2944 Cottingham St

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1943 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Solar Panels, WasherDishwasherDryerLaundry: ElectricMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air UnitAir Conditioning: N/KHeating Fuel: Forced Air Unit
Fireplace & Spa
Number of Fireplaces: 1Fireplace: FP in Living Room
Levels, Entrance, & Accessibility
Number of Stories: 2Levels: 2 Story

Exterior Features

Exterior Home Features
Roof: Spanish TileFencing: Full, Wood
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 4Parking: Attached
Pool
Pool: Community/Common
Frontage
Not on Waterfront
Water & Sewer
Sewer: Sewer Connected

Days on Market

Days on Market: 64

Property Information

Year Built
Year Built: 1979
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Mediterranean/Spanish
Building
Construction Materials: Wood/Stucco
Property Information
Parcel Number: 1462812500

Price & Status

Price
List Price: $969,000Price Per Sqft: $499

Active Status

MLS Status: ACTIVE

Media

Location

Direction & Address
City: OceansideCommunity: OCEANSIDE

Agent Information

Listing Agent
Listing ID: 260014206

Building

Building Area
Building Area: 1943 Square Feet

HOA

HOA Fee Includes: Common Area Maintenance, Exterior (Landscaping)HOA Name: Mesa PinesAssociation for this Listing: SDMLSHOA Fee: $160/Monthly

Lot Information

Lot Area: 6254 sqft

Offer

Listing Terms: Cash, Conventional, FHA, VA

Miscellaneous

Mls Number: 260014206Showing Service Name: ShowingTime

Additional Information

Source Internet Entire Listing Display
Last check for updates: about 2 hours ago
Listing courtesy of Breeana L Arellano-Krueger DRE #01940139, (858) 945-8451
Compass
Susan E Perry DRE #02309475, (858) 740-8654
Compass
Originating MLS: SDMLS
Source: SDMLS, MLS#260014206
Also Listed on SDMLS.

Market trends in Oceanside

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$872K
$6KMoM
Sale-to-List Price
100.0%
0.1%MoM
Price per sq ft
$546
$1MoM
Available listings
451
35MoM

Price and Tax history

DateEventPrice
Aug 4, 2026
Source: SDMLS #260014206
PriceChange
$969,000
Price decreased by 2%
Jul 16, 2026
Source: SDMLS #260014206
PriceChange
$990,000
Price decreased by 1%
Jun 12, 2026
Source: SDMLS #260014206
Listed For Sale
$999,000
Jun 27, 2014
Source: N/A
Sold
$450,000
Apr 16, 2014
Source: Agent Provided
Listed For Sale
$450,000

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Home Value

Trulia Estimate
$962K
Since last month
Decreased$16K (-1.6%)
Since last year
Decreased$8K (-0.8%)
Since last sale
Increased$512K (+113.7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +88% in the last 10 years
MonthEstimated value
2026
August 2026$962K
July 2026$978K
June 2026$997K
May 2026$983K
April 2026$985K
March 2026$999K
February 2026$985K
January 2026$952K
2025
2024
2023
2022
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
223 Cottingham Ct, Oceanside, CA
0.06
Single-Family Home
$1,120,000
06/08/26
4
2.5
1,943
3231 Roberta Ln, Oceanside, CA
0.17
Single-Family Home
$775,000
12/15/25
4
2
1,567
3178 Noreen Way, Oceanside, CA
0.20
Single-Family Home
$1,080,000
06/24/26
4
2.5
1,717
3243 Carolyn Cir, Oceanside, CA
0.24
Single-Family Home
$940,000
08/25/25
4
2
1,629
3247 Carolyn Cir, Oceanside, CA
0.26
Single-Family Home
$925,000
07/28/26
4
2
1,329
355 Islander St, Oceanside, CA
0.22
Single-Family Home
$1,089,000
07/15/26
3
2.5
2,021
2845 Cottingham St, Oceanside, CA
0.28
Single-Family Home
$1,099,900
09/24/25
4
3
2,094
3263 Roberta Ln, Oceanside, CA
0.30
Single-Family Home
$903,000
06/09/26
4
2
1,324
2959 Butler St, Oceanside, CA
0.31
Single-Family Home
$1,160,000
11/18/25
4
3
2,094

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
2945 Cottingham St, Oceanside, CA 92054
0.03
$929,300
2
2
1,473
Off Market
201 Todd Ct, Oceanside, CA 92054
0.05
$1,107,400
4
3
2,094
Off Market
223 Cottingham Ct, Oceanside, CA 92054
0.06
$1,120,000
4
2.5
1,943
Recently Sold
235 Cottingham Ct, Oceanside, CA 92054
0.06
$1,355,700
4
2.5
2,174
Off Market
2915 Todd St, Oceanside, CA 92054
0.07
$1,255,000
4
3
2,094
Off Market
214 Vista Montana Way, Oceanside, CA 92054
0.06
$823,800
2
2
1,292
Off Market
104 Noreen Pl, Oceanside, CA 92054
0.12
$1,085,000
4
2.5
1,965
Off Market
220 Vista Montana Way, Oceanside, CA 92054
0.08
$888,000
2
2
1,225
Recently Sold
3163 Noreen Way, Oceanside, CA 92054
0.13
$1,037,100
3
2
1,479
Off Market
201 Foussat Rd, Oceanside, CA 92054
0.14
$1,137,200
4
2.5
1,717
Off Market
3231 Roberta Ln, Oceanside, CA 92054
0.17
$775,000
4
2
1,567
Recently Sold

Around this home

Neighborhood Overview

Loma Alta
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Loma Alta

At least 88 Trulia users voted on each feature.

  • 92 % Say there are sidewalks

  • 88 % Say it's dog friendly

  • 81 % Say car is needed

  • 75 % Say there's holiday spirit

  • 64 % Say kids play outside

  • 62 % Say yards are well-kept

  • 62 % Say parking is easy

  • 59 % Say it's walkable to grocery stores

  • 55 % Say it's walkable to restaurants

  • 55 % Say neighbors are friendly

  • 54 % Say people would walk alone at night

  • 53 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 49 % Say it's quiet

  • 47 % Say streets are well-lit

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Caitlin Conboy
    "I love getting around Oceanside! Some of the roads could definitely use a little maintenance but it’s a great coastal town to get around."
    0
    Flag
  • megleckband
    "It takes me 30 mins to drive to La Jolla during the week but it’s not a bad drive because there is an ocean view most of the way!"
    0
    Flag
  • Dslarson1983
    "Most all of the neighbors have dogs, yet it’s a pretty quiet neighborhood. The neighbors are very friendly and pick up after their dogs. "
    0
    Flag
  • Vka410
    "They would like that it’s a quiet neighborhood and they would not like the fact that there is no doggy park nearby, mini walking distance"
    0
    Flag
  • Cayle
    "The entire commercial area is dog friendly. Almost every restaurant allows dogs. Some even give water and have dog menus. People know how to treat dogs and how they behave. There are a few dog parks that are well maintained. The river wall is a great dog friendly ride/walk. "
    0
    Flag
  • Maria P.
    "Friendly laid back people live here and there are pretty beaches and some nice looking newer neighborhoods "
    1
    Flag
  • Maria P.
    "It’s pretty safe and peaceful and these questions are a nuisance and the weather is lovely and it’s also pretty boring"
    0
    Flag
  • Carmen S.
    "Sunset market, great food scene, Boardwalk front and pier, lots of great outdoor activities, too many to name"
    0
    Flag
  • Maria P.
    "Moderate traffic to get around to most places. Friendly drivers on the road. It’s much nicer than LA"
    0
    Flag
  • Eallenmar
    "I’ve lived in this area my entire life, and am very glad to see the recent influx of restaurants and development while still catering to our roots."
    0
    Flag
  • Maria P.
    "Nothing goes on in this neighborhood. Oceanside has a very limited range of activities to enjoy and very few good restaurants. I travel south to Carlsbad and Encinitas for most activities and shopping"
    0
    Flag
  • Shelise777
    "Wonderful area! Everything is well maintained and people are all very nice and friendly — plenty to do and see and there’s the beach which is a huge bonus! There are plenty of restaurants and shopping and convenient locations with plenty of parking. "
    0
    Flag
  • Missi L.
    "The schools have low grades on third party rating sites. Parent involvement is one of the best/easiest ways to support our kids and schools."
    0
    Flag
  • Gracie L. F.
    "During the day there are other dogs barking. Also as you walk around the neighborhood, dogs bark at each house as you pass. "
    0
    Flag
  • Richard C.
    "It’s a pretty safe neighborhood that’s not too far to the beach. Neighbors tend to say hi and know many by name. "
    0
    Flag
  • Itisme1000
    "This is a cute neighborhood of historic homes and it keeps getting better and better. The people are nice and there are many shopping options and good schools in the area"
    1
    Flag
  • Pj E.
    "All the houses are different, many with decent sized yards and fun landscaping. We are a sleepy little neighborhood with a fun feel and many ocean views."
    0
    Flag
  • Pj E.
    "Unique homes with nice space, fun landscaping and a relaxed laidback feel. Feels safer than other Oside neighborhoods "
    0
    Flag
  • JBRILLANT
    "Frazier Farms Natural Grocery store just moved in on Oceanside Blvd. which is testament to how the area is improving. The Sprinter station is right down the street, and the City has done a lot to improve the Aesthetics of Oceanside Blvd. "
    0
    Flag
  • alamoana9
    "Close to beach, downtown Oceanside, great biking trails, great ocean and backcountry views"
    1
    Flag
  • josephmcleary
    "Close to the beach, very temperate weather"
    0
    Flag
  • sotochris
    "first of all gangs ,people walkin in all hours especially when the sun starts to go down wierd peolpe start to see what your are moving into your home ,ask you for cigarettes when your tring to unload groceries with my family , police dont help , crystal meth nieghbor with the white house with the blue tarp on the roof that belongs to jack , dont walk outside late at night theres people fighting in the streets with and without weapons, gang members walikng down the street late at night that love to walk in the darkest part of tropicana drive , im glad to be out of that nieghborhood , if you deside to live there have oceanside p.d.'s number avaliable at all times . there is church every sunday morning in the nieghbors house they are asian and are really nice peole and dont park your car in the street in a certain part of the week , they will ticket you $65.00 every time."
    5
    Flag

LGBTQ Local Legal Protections

Frequently asked questions about 2944 Cottingham St

  • What is the estimated monthly payment for 2944 Cottingham St?
    Based on a $969,000 list price with 20% down at today's rates, the estimated monthly payment for 2944 Cottingham St in Oceanside, CA is approximately $6,008 (about $4,988 principal & interest, $945 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 2944 Cottingham St compare to homes in Oceanside?
    2944 Cottingham St in Oceanside, CA is listed at $969,000, about 11% above the $872K median sale price in Oceanside.
  • What do residents say about the Loma Alta neighborhood?
    Residents describe the Loma Alta neighborhood in Oceanside, CA as pedestrian-friendly, dog-friendly, and well-kept. See homes for sale in Loma Alta, Oceanside.
  • What are the closest schools to 2944 Cottingham St?
    The closest schools to 2944 Cottingham St in Oceanside, CA are Jefferson Middle School (rated 2/10), Mission Elementary School (rated 7/10), Oceanside High School (rated 5/10).
  • Does 2944 Cottingham St have a pool?
    Yes, 2944 Cottingham St in Oceanside, CA has a pool.
  • Does 2944 Cottingham St have laundry facilities?
    Yes, 2944 Cottingham St in Oceanside, CA has in-unit laundry.
Breeana L Arellano-Krueger, Compass
Agent Phone: (858) 945-8451
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.
2944 Cottingham St, Oceanside, CA 92054 is a 4 bedroom, 3 bathroom, 1,943 sqft single-family home built in 1979. 2944 Cottingham St is located in Loma Alta, Oceanside. This property is currently available for sale and was listed by SDMLS on Jun 12, 2026. The MLS # for this home is MLS# 260014206.