286 Villa St, Elgin, IL 60120
Property image
Property image
SOLD
JUN 25, 2026

$271,500

Trulia Estimate
  • 3 Beds
  • 1 Bath
  • 1,270 sqft

286 Villa St, Elgin, IL 60120

Downtown Elgin
Est. Refi. Payment $1,927/mo*
Refinance Your Home
Currently Off Market - Sold Jun 25, 2026 for $269,000 (4% above list price)

Home Value

Trulia Estimate
$272K
Since last month
Increased$2K (+0.6%)
Since last year
Increased$38K (+16.2%)
Since last sale
Increased$3K (+0.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +115% in the last 10 years
MonthEstimated value
2026
August 2026$272K
July 2026$270K
June 2026$257K
May 2026$257K
April 2026$263K
March 2026$267K
February 2026$254K
January 2026$243K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
281 Gifford Pl, Elgin, IL
0.08
Single-Family Home
$215,000
12/22/25
2
1
961
217 Henry St, Elgin, IL
0.22
Single-Family Home
$260,000
12/30/25
3
2
1,788
262 Bartlett Pl, Elgin, IL
0.21
Single-Family Home
$202,500
03/30/26
3
1
828
501 Raymond St, Elgin, IL
0.40
Single-Family Home
$187,500
05/27/26
3
1.5
1,250
311 Ryerson Ave, Elgin, IL
0.46
Single-Family Home
$260,200
06/26/26
4
1
1,660
306 S Liberty St, Elgin, IL
0.32
Single-Family Home
$235,000
12/05/25
3
2
1,408
408 Bowen Ct, Elgin, IL
0.30
Single-Family Home
$289,100
05/06/26
2
2
1,127
457 Arlington Ave, Elgin, IL
0.42
Single-Family Home
$330,000
03/27/26
3
2
1,525
115 N Porter St, Elgin, IL
0.56
Single-Family Home
$253,000
03/17/26
2
1
924

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
270 Villa St, Elgin, IL 60120
0.04
$268,000
2
2
950
Recently Sold
281 Gifford Pl, Elgin, IL 60120
0.08
$215,000
2
1
961
Recently Sold
274 Gifford Pl, Elgin, IL 60120
0.11
$258,800
3
2
1,139
Off Market
176 S Channing St, Elgin, IL 60120
0.12
$419,000
4
3.5
2,714
For Sale
165 S Gifford St, Elgin, IL 60120
0.14
$353,400
3
1.5
1,702
Off Market
332 Saint Charles St, Elgin, IL 60120
0.12
$364,200
6
2
-
Off Market
222 Villa St, Elgin, IL 60120
0.16
$462,400
6
4.5
-
Off Market
222 W Villa St, Elgin, IL 60120
0.16
$409,400
5
4.5
-
Off Market
156 S Gifford St, Elgin, IL 60120
0.17
$329,100
3
3
1,866
Off Market
217 Michigan St, Elgin, IL 60120
0.18
$360,000
6
3
3,402
For Sale
475 Laurel St, Elgin, IL 60120
0.15
$145,400
5
2
-
Off Market

Local Information

  • Map ViewExplore the area around 286 Villa St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1900
Living Area
1,270 sqft
Price/Sqft
$212/sqft
Parking
Garage

About this House

Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.
286 Villa St, Elgin, IL 60120 is a 3 bedroom, 1 bathroom, 1,270 sqft single-family home in Downtown Elgin, built in 1900. It last sold for $269,000 on Jun 25, 2026 (4% above the $259,900 asking price). More recently, it was listed as a rental in January 2026 with an asking price of $2,600 per month. That rental listing was removed on February 24, 2026. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $271,500, with a rent estimate of $1,984/month.
Last check for updates: about 10 hours ago
Listed by Michael Savegnago, (630) 333-5547
Legacy Properties, A Sarah Leonard Company
Bought with: Jonathan Cortez, (224) 703-3638, Keller Williams Infinity
Source: MRED as distributed by MLS GRID, MLS#12579914

Home Details for 286 Villa St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Unfinished,Crawl Space,PartialNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1270 Square Feet
Appliances & Utilities
Laundry: In Unit
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Natural Gas
Gas & Electric
Electric: 100 Amp Service
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability Access
View
No View

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Garage Spaces: 1.5Number of Covered Spaces: 1.5Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 1.5Parking: Garage Door Opener,Yes,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1900Year Renovated: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Aluminum SidingNot a New Construction
Property Information
Parcel Number: 0613380009

Price & Status

Price
List Price: $259,900Price Per Sqft: $212/sqft
Status Change & Dates
Off Market Date: Wed May 20 2026Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Building

Building Area
Building Area: 150 Square Feet

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 7314 sqft

Listing Info

Special Conditions: None

Offer

Listing Terms: FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12579914

Additional Information

Source Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD AVM On IDX Display: NoMRD Address On VOW Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes

Price and Tax history

DateEventPrice
Jun 25, 2026
Source: MRED as distributed by MLS GRID #12579914
Sold
$269,000
May 20, 2026
Source: MRED as distributed by MLS GRID #12579914
Contingent
$259,900
May 11, 2026
Source: MRED as distributed by MLS GRID #12579914
PriceChange
$259,900
Price decreased by 2%
May 5, 2026
Source: MRED as distributed by MLS GRID #12579914
PriceChange
$265,000
Price decreased by 1%
Apr 20, 2026
Source: MRED as distributed by MLS GRID #12579914
PriceChange
$267,000
Price decreased by 1%

Market trends in Elgin

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$337K
$15KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$207
$2MoM
Available listings
251
12MoM

Around this home

Neighborhood Overview

Downtown Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Downtown Elgin

At least 1 Trulia users voted on each feature.

  • 100 % Say it's walkable to restaurants

  • 100 % Say streets are well-lit

  • 100 % Say it's dog friendly

  • 100 % Say it's walkable to grocery stores

  • 100 % Say there are sidewalks

  • 50 % Say they plan to stay for at least 5 years

Sourced by Trulia users. Learn more about our methodology.
  • Jay
    "Fountain Square is an excellent place. Good view, good condos, good everything. But, with the amount of people living here now, the internet is absolutely atrocious outside of viewing webpages. During "normal" internet times a person cannot even view youtube videos, play a game, or anything outside of viewing text because of all the bandwidth being sucked up by the amount of people on it. It has been brought up multiple times and they refuse to fix it as it is "A known issue and it will be fixed eventually". So i repeat, do not move here if you want use of the internet."
    2
    Flag

LGBTQ Local Legal Protections

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Frequently asked questions about 286 Villa St

  • What is 286 Villa St estimated to be worth?
    Trulia's estimated value for 286 Villa St in Elgin, IL is $271,500.
  • What is the price history for 286 Villa St?
    286 Villa St in Elgin, IL last sold for $269,000 in June 2026.
  • Is Elgin a buyer's or seller's market?
    Elgin is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Elgin?
    The median sale price in Elgin is $337K. That is up $15K from the prior month.
  • Does 286 Villa St have air conditioning?
    Yes, 286 Villa St in Elgin, IL has air conditioning.
  • Does 286 Villa St have laundry facilities?
    Yes, 286 Villa St in Elgin, IL has laundry facilities.

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