286 Villa St, Elgin, IL 60120
UNDER CONTRACT

286 Villa St
Elgin, IL 60120

Downtown Elgin
  • 3 Beds
  • 1 Bath
  • 1,270 sqft

$259,900

Est. Mortgage $1,802/mo*

$259,900

Est. Mortgage $1,802/mo*
3 Beds
1 Bath
1,270 sqft

Local Information

  • Map ViewExplore the area around 286 Villa St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Move-in ready 3-bedroom, 1-bath home just steps from Downtown Elgin! This well-maintained property features a functional layout with a first-floor bedroom and full bath, ideal for flexible living or those looking to minimize stairs. Two additional bedrooms are located upstairs for added privacy. Recent updates include a fully renovated bathroom with new tile and fixtures, new flooring throughout, fresh interior paint, a new electrical panel with 100-amp service, and newer furnace and water heater. Enjoy a spacious backyard perfect for entertaining, pets, or gardening, along with a 1.5-car garage offering additional storage. Conveniently located near downtown shops, restaurants, Metra, and riverwalk amenities. A great opportunity for first-time buyers, downsizers, or anyone seeking a move-in ready home in a prime location.

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
$205
Listed
118 days ago

Home Details for 286 Villa St

Active Status

MLS Status: Contingent

Interior Features

Interior Details
Basement: Unfinished,Crawl Space,PartialNumber of Rooms: 6Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1270 Square Feet
Appliances & Utilities
Laundry: In Unit
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Window Unit(s)Has HeatingHeating Fuel: Natural Gas
Gas & Electric
Electric: 100 Amp Service
Levels, Entrance, & Accessibility
Stories: 2Accessibility: No Disability Access
View
No View

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Garage Spaces: 1.5Number of Covered Spaces: 1.5Has a GarageNo Attached GarageHas Open ParkingParking Spaces: 1.5Parking: Garage Door Opener,Yes,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 118

Property Information

Year Built
Year Built: 1900Year Renovated: 2025
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Aluminum SidingNot a New Construction
Property Information
Parcel Number: 0613380009

Price & Status

Price
List Price: $259,900Price Per Sqft: $205
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School District: 46Jr High / Middle School District: 46High School District: 46

Agent Information

Listing Agent
Listing ID: 12579914

Building

Building Area
Building Area: 150 Square Feet

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 7314 sqft

Listing Info

Special Conditions: None

Offer

Contingencies: Attorney/Inspection

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12579914Zillow Contingency Status: Under Contract

Additional Information

Source Internet Entire Listing DisplayMRD IDX Comments Reviews: NoMRD Listing On IDX Display: YesMRD AVM On IDX Display: NoMRD Address On VOW Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes
Last check for updates: about 3 hours ago
Listing courtesy of: Michael Savegnago, (630) 333-5547
Legacy Properties, A Sarah Leonard Company
Source: MRED as distributed by MLS GRID, MLS#12579914

Market trends in Elgin

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$313K
$11.67K
MoM
Sale-to-List Price
99.6%
Price per sq ft
$206
$3
MoM
Available listings
234
30
MoM

Price History for 286 Villa St

DatePriceEventSource
05/20/2026$259,900ContingentMRED as distributed by MLS GRID #12579914
05/11/2026$259,900PriceChange
MRED as distributed by MLS GRID #12579914
05/05/2026$265,000PriceChange
MRED as distributed by MLS GRID #12579914
04/20/2026$267,000PriceChange
MRED as distributed by MLS GRID #12579914
03/12/2026$270,000PriceChange
MRED as distributed by MLS GRID #12579914
02/28/2026$285,000Listed For SaleMRED as distributed by MLS GRID #12579914
02/24/2026$2,600ListingRemovedZillow Rentals
01/24/2026$2,600Listed For RentZillow Rentals
06/12/2024$218,000Sold
MRED as distributed by MLS GRID #11994477
04/15/2024$220,000ContingentMRED as distributed by MLS GRID #11994477
04/11/2024$220,000PendingToActiveMRED as distributed by MLS GRID #11994477
04/03/2024$220,000ContingentMRED as distributed by MLS GRID #11994477
03/28/2024$220,000PendingToActiveMRED as distributed by MLS GRID #11994477
03/16/2024$220,000ContingentMRED as distributed by MLS GRID #11994477
03/08/2024$220,000Listed For SaleMRED as distributed by MLS GRID #11994477

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Property Tax and Assessment

Year2024
Tax$3,989
Assessment$173,517
Home facts updated by county records

Comparable Sales for 286 Villa St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.08
Single-Family Home
$215,000
12/22/25
2
1
961
0.21
Single-Family Home
$202,500
03/30/26
3
1
828
0.22
Single-Family Home
$260,000
12/30/25
3
2
1,788
0.23
Single-Family Home
$289,900
08/16/25
3
2
1,600
0.44
Single-Family Home
$250,500
08/14/25
2
1
1,440
0.32
Single-Family Home
$235,000
12/05/25
3
2
1,408
0.30
Single-Family Home
$289,100
05/06/26
2
2
1,127
0.42
Single-Family Home
$330,000
03/27/26
3
2
1,525
0.71
Single-Family Home
$249,900
11/21/25
3
1
1,140

Nearby homes

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Assigned Schools

These are the assigned schools for 286 Villa St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Downtown Elgin

At least 1 Trulia users voted on each feature.
  • 100 % Say it's walkable to restaurants

  • 100 % Say streets are well-lit

  • 100 % Say it's dog friendly

  • 100 % Say it's walkable to grocery stores

  • 100 % Say there are sidewalks

  • 50 % Say they plan to stay for at least 5 years

Sourced by Trulia users. Learn more about our methodology.
  • Jay
    "Fountain Square is an excellent place. Good view, good condos, good everything. But, with the amount of people living here now, the internet is absolutely atrocious outside of viewing webpages. During "normal" internet times a person cannot even view youtube videos, play a game, or anything outside of viewing text because of all the bandwidth being sucked up by the amount of people on it. It has been brought up multiple times and they refuse to fix it as it is "A known issue and it will be fixed eventually". So i repeat, do not move here if you want use of the internet."

LGBTQ Local Legal Protections

Michael Savegnago, Legacy Properties, A Sarah Leonard Company
Agent Phone: (630) 333-5547
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
286 Villa St, Elgin, IL 60120 is a 3 bedroom, 1 bathroom, 1,270 sqft single-family home built in 1900. 286 Villa St is located in Downtown Elgin, Elgin. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Feb 28, 2026. The MLS # for this home is MLS# 12579914.