2821 Bruce St
Matlacha, FL 33993
Island Harbors- 3 Beds
- 2 Baths
- 1,368 sqft
$500,000
Last Sold: Apr 24, 2026
6% below list $530K
$366/sqft
Est. Refi. Payment $3,131/mo*
$500,000
Last Sold: Apr 24, 2026
6% below list $530K
$366/sqft
Est. Refi. Payment $3,131/mo*
3 Beds
2 Baths
1,368 sqft
Local Information
-- mins to
Description
Offering sophisticated improvements that go beyond standard upgrades, here is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool under a screened enclosure and expansive deck. This versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently capped, allowing for a conversion back to a professional-grade swim lane. Also, a unique tropical outdoor shower (with hot & cold water!) under the flowering-vine covered pergola.
Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). The entire home is built for superior protection and energy efficiency. The property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Enjoy direct Gulf access with no bridges or locks, a deep water canal, and a 10,000 lb covered boat lift. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and 45 minutes to the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!
Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). The entire home is built for superior protection and energy efficiency. The property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Enjoy direct Gulf access with no bridges or locks, a deep water canal, and a 10,000 lb covered boat lift. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and 45 minutes to the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!
2821 Bruce St, Matlacha, FL 33993 is a 3 bedroom, 2 bathroom, 1,368 sqft single-family home in Island Harbors, built in 1969. It last sold for $500,000 on Apr 24, 2026 (6% below the $530,000 asking price). It is currently off market. The Trulia Estimate is $497,900, with a rent estimate of $5,798/month.
Home Highlights
Parking
1 Car Garage
Outdoor
Porch, Patio, Deck, Pool
View
Canal, Water
HOA
None
Price/Sqft
$366/sqft
Listed
164 days ago
Home Details for 2821 Bruce St
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MLS Status: Closed |
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Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1368 Square Feet |
Appliances & Utilities Utilities: Cable Available, High Speed Internet AvailableAppliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, WasherDishwasherDisposalDryerLaundry: Inside,Laundry TubMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Central,ElectricHas CoolingAir Conditioning: Ceiling Fan(s)Has HeatingHeating Fuel: Central |
Fireplace & Spa No Spa |
Windows, Doors, Floors & Walls Window: Impact Glass, Shutters, Window CoveringsFlooring: Tile |
Levels, Entrance, & Accessibility Stories: 1Number of Stories: 1Floors: Tile |
View Has a ViewView: Canal, Water |
Security Security: Smoke Detector(s) |
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Exterior Home Features Roof: MetalPatio / Porch: Deck, Lanai, Open, Patio, Porch, ScreenedExterior: Deck, Fence, Security/High Impact Doors, Outdoor Shower, PatioHas a Private Pool |
Parking & Garage Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 1Parking: Attached,Driveway,Underground,Garage,Paved,RV Access/Parking,Garage Door Opener |
Pool Pool: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, CommunityPool |
Frontage WaterfrontWaterfront: Canal Access, Navigable Water, SeawallResponsible for Road Maintenance: Public Maintained RoadOn Waterfront |
Water & Sewer Sewer: Public Sewer |
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Cumulative Days on Market: 96 |
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Year Built Year Built: 1969 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch,One Story |
Building Construction Materials: Block, Concrete, Stucco |
Property Information Condition: ResaleParcel Number: 2444221000000.2920 |
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Price List Price: $530,000Price Per Sqft: $366/sqft |
Status Change & Dates Off Market Date: Fri Apr 24 2026Possession Timing: Close Of Escrow |
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Direction & Address City: MatlachaCommunity: ISLAND HARBORS |
School Information Elementary School: SCHOOL CHOICEJr High / Middle School: SCHOOL CHOICEHigh School: SCHOOL CHOICE |
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Building Area Building Area: 1799 Square Feet |
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Community Features: Boat FacilitiesNot Senior CommunityUnits in Building: 1 |
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HOA Fee Includes: NoneAssociation for this Listing: Florida Gulf CoastNo HOA |
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Lot Area: 7405.2 sqft |
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Listing Terms: All Financing Considered, Cash |
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Business Information Ownership: Single Family |
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Partially Furnished |
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Mls Number: 2026003943Living Area Range Units: Square FeetWater ViewWater View: Canal, WaterAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12071-N-24442210000002920-R-N |
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HOA Amenities: Boat Dock,Boat Ramp,Library,Playground,Pickleball,Park,Pool,Boat Slip,Tennis Court(s)Source Internet Entire Listing Display |
Last check for updates: about 8 hours ago
Listed by Sarah Chido, (239) 940-0848
Coldwell Banker Realty
Bought with: Non-listing FGC MLS Non-Listing agent, (239) 936-3537, FGC Non-MLS Office
Originating MLS: Florida Gulf Coast
Source: Florida Gulf Coast MLS, MLS#2026003943

Price History for 2821 Bruce St
| Date | Price | Event | Source |
|---|---|---|---|
| 04/24/2026 | $500,000 | Sold | Florida Gulf Coast MLS #2026003943 |
| 03/10/2026 | $530,000 | Pending | Florida Gulf Coast MLS #2026003943 |
| 02/20/2026 | $530,000 | PriceChange | Florida Gulf Coast MLS #2026003943 |
| 01/24/2026 | $545,000 | Listed For Sale | Florida Gulf Coast MLS #2026003943 |
| 10/16/2025 | $545,000 | ListingRemoved | Florida Gulf Coast MLS #2025004158 |
| 08/04/2025 | $545,000 | PriceChange | Florida Gulf Coast MLS #2025004158 |
| 07/03/2025 | $565,000 | PriceChange | SWFLMLS #225010232 |
| 05/09/2025 | $575,000 | PriceChange | SWFLMLS #225010232 |
| 04/11/2025 | $599,000 | PriceChange | SWFLMLS #225010232 |
| 03/02/2025 | $625,000 | PriceChange | SWFLMLS #225010232 |
| 01/27/2025 | $649,900 | Listed For Sale | SWFLMLS #225010232 |
| 04/30/2010 | $250,000 | Sold | N/A |
| 06/20/2009 | $325,000 | ListingRemoved | Agent Provided |
| 05/14/2009 | $325,000 | PriceChange | Agent Provided |
| 01/22/2009 | $399,000 | PriceChange | Agent Provided |
| 09/28/2008 | $450,000 | Listed For Sale | Agent Provided |
| 09/22/2005 | $560,000 | Sold | N/A |
| 07/31/1997 | $33,800 | Sold | N/A |
Market trends in Cape Coral
Last updated May 2026
Avg. sale price
$361K
$3.37KMoM
Sale-to-List Price
96.8%
0.6%MoM
Price per sq ft
$214
$4MoM
Available listings
3068
175MoM
Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $2,627 |
| Assessment | $194,537 |
Home facts updated by county records
Comparable Sales for 2821 Bruce St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.15 | Single-Family Home | $509,000 | 01/14/26 | 2 | 2 | 1,323 | |
0.14 | Single-Family Home | $555,000 | 02/20/26 | 2 | 2 | 1,176 | |
0.11 | Single-Family Home | $410,000 | 10/03/25 | 2 | 2 | 1,403 | |
0.31 | Single-Family Home | $570,000 | 05/06/26 | 3 | 2 | 1,383 | |
0.05 | Single-Family Home | $445,000 | 06/18/26 | 2 | 3 | 1,272 | |
0.14 | Single-Family Home | $480,000 | 07/30/25 | 2 | 1 | 1,230 | |
0.13 | Single-Family Home | $355,000 | 12/31/25 | 2 | 2 | 1,334 | |
0.24 | Single-Family Home | $465,000 | 02/26/26 | 2 | 1.5 | 980 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.Assigned Schools
These are the assigned schools for 2821 Bruce St.
What Locals Say about Island Harbors
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