2697 Surf Rd, Panacea, FL 32346
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Property image
OFF MARKET

2697 Surf Rd
Panacea, FL 32346

  • 3 Beds
  • 2.5 Baths
  • 1,878 sqft (on 0.52 acres)

$749,000

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $4,675/mo*
Refinance Your Home

$749,000

Trulia Estimate
as of Jul 17, 2026
Est. Refi. Payment $4,675/mo*
Refinance Your Home
3 Beds
2.5 Baths
1,878 sqft
(on 0.52 acres)

Local Information

  • Map ViewExplore the area around 2697 Surf Rd.
  • Schools2 Preschool Schools3 Elementary Schools3 Middle Schools3 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Description

Very comfortable and well loved home on Ochlockonee Bay with a private setting and gorgeous sunsets. This three bedroom, two and one-half bathroom home has an open floor plan with lots of room for family and entertaining. Enjoy the gas fireplace in the living area and the large galley kitchen with lots of cabinets for storage, pull out shelving and oversized counter space for food preparation. The spacious Florida room has plenty of windows for the awesome views on the Bay. Pick your spot in the Florida room for your dining experience or enjoy your meal on the screened porch with great breezes. Outside amenities includes two garage bays for cars or boats along with a workshop area. Don't forget the fenced space for your dogs where they run or relax in the shade. Grab your fishing poles and fish off the dock constructed in 2020 complete with bait prep sink and cleaning station with utilities. Jump in your boat and head out for a day of deep water fishing or ride up the Bay and enjoy the scenery. What a great place to live!
2697 Surf Rd, Panacea, FL 32346 is a 3 bedroom, 3 bathroom, 1,878 sqft single-family home built in 1966. It last sold for the $629,900 asking price on Oct 24, 2023. It is currently off market. The Trulia Estimate is $749,000, with a rent estimate of $2,921/month.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio
View
Bay, River
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 2697 Surf Rd

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1878 Square Feet
Appliances & Utilities
Appliances: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Range, Refrigerator, WasherDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,Fireplace(s)Has CoolingAir Conditioning: Attic Fan,Central Air,Ceiling Fan(s),ElectricHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: GasHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Other, Tile
Levels, Entrance, & Accessibility
Stories: 1Floors: Carpet, Other, Tile
View
Has a ViewView: Bay, River
Security
Security: Security System Owned

Exterior Features

Exterior Home Features
Patio / Porch: Patio, Porch, ScreenedExterior: Sprinkler/IrrigationNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Garage,Two Car Garage
Frontage
WaterfrontWaterfront: Bay Access, River AccessResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 94

Property Information

Year Built
Year Built: 1966
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch,One Story
Building
Construction Materials: Block, ConcreteNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 12129126S02W03203892000

Price & Status

Price
List Price: $629,900
Status Change & Dates
Off Market Date: Mon Sep 11 2023

Active Status

MLS Status: Closed

Location

Direction & Address
City: Ochlockonee BayCommunity: White Beach
School Information
Elementary School: MEDARTJr High / Middle School: WAKULLAHigh School: WAKULLA

Building

Building Area
Building Area: 1878 Square Feet

HOA

HOA Fee Includes: NoneHOA Fee Frequency (second): Annually

Lot Information

Lot Area: 0.52 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: 360252Living Area Range Units: Square FeetWater ViewWater View: Bay, RiverAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12129-N-12129126S02W03203892000-R-N
Last check for updates: about 23 hours ago
Listed by Carol H Odell, (850) 524-2608
Harbor Point Realty (CV)
Bought with: Carol H Odell, (850) 524-2608, Harbor Point Realty (CV)
Source: TBR, MLS#360252

Price History for 2697 Surf Rd

DatePriceEventSource
10/24/2023$629,900Sold
TBR #360252
08/26/2023$629,900PendingToActiveTBR #360252
08/15/2023$629,900ContingentTBR #360252
07/26/2023$629,900PriceChange
TBR #360252
06/19/2023$639,900Listed For SaleTBR #360252

Market trends in Panacea

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
66
8MoM
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Property Tax and Assessment

Year2025
Tax$7,126
Assessment$548,325
Home facts updated by county records

Comparable Sales for 2697 Surf Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2501 Surf Rd, Panacea, FL
0.56
Single-Family Home
$490,000
01/13/26
3
2
1,408
2413 Surf Rd, Panacea, FL
0.83
Single-Family Home
$500,000
05/01/26
2
2
1,600
2433 Surf Rd, Panacea, FL
0.77
Single-Family Home
$725,000
03/06/26
6
5
2,502
2239 Surf Rd, Panacea, FL
1.41
Single-Family Home
$306,500
09/05/25
3
2
1,969
21 Shoreline Dr, Panacea, FL
1.48
Single-Family Home
$450,000
06/22/26
3
2
1,517
26 Riverview Rd, Panacea, FL
1.65
Single-Family Home
$299,900
07/24/25
3
2
1,560
88 Driftwood Dr, Panacea, FL
1.91
Single-Family Home
$750,000
07/02/26
3
2
1,854
562 Mashes Sands Rd, Panacea, FL
1.96
Single-Family Home
$280,000
05/15/26
2
1
1,080

Nearby homes

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Assigned Schools

These are the assigned schools for 2697 Surf Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Panacea

At least 8 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 78 % Say car is needed

  • 75 % Say it's dog friendly

  • 75 % Say it's quiet

  • 73 % Say parking is easy

  • 64 % Say there's holiday spirit

  • 58 % Say neighbors are friendly

  • 50 % Say people would walk alone at night

  • 44 % Say kids play outside

  • 43 % Say they plan to stay for at least 5 years

  • 40 % Say there are community events

  • 27 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 18 % Say there are sidewalks

  • 18 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Ronald Rueth
    "I like it because fishing is only 2 minutes away I like it because it is out in the country and life is just at the pace for my life . It’s just close enough to the city to commute for work and family outings but far enough away to keep most of the crime down "
    0
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  • Rachel Frank
    "Ok stay away from to be in body in life anywhere but here would be great stay way from drugs and stay in school "
    0
    Flag
  • Jewels20045
    "We only have two Blue crab festival and Christmas parade We have nothing here for a grocery stores d the few stores we do have have nothing to offer"
    0
    Flag
  • Jewels20045
    "Everything you can have as many as you want and no one says anything about it so go out and get as many as you want np at all"
    0
    Flag
  • Greg R.
    "A few Festivals throughout the year. Fishing and Crabing hotspots. Boat launch and Marinas. Oyster bars and summer celebrations "
    3
    Flag
  • Angel.powell999
    "It’s okay to live here I guess. Only place buy food is the Dollar General... got to find the right neighborhood because some people are known to do drugs. My neighborhood is great with good people. You just gotta look for the right place for you."
    13
    Flag
  • Trulia User
    "I lived in the area from 1998-2016 and still visit frequently to spend time with family. It’s a nice rural/coastal community where folks are quick to smile, and happy to help ! The schools are good, and I didn’t experience any crime while living there."
    5
    Flag
  • tidesoutfarm
    "I own a small second home in the area. If you are a person interested in quiet, nature, outdoor activities, etc. Then this is the place for you. If you are interested in nightlife, fine dining, and city living, don't bother. There are restaurants in the area that have good seafood but some are overpriced and others are just filling. Be prepared to cook for yourself. The fast food franchises are a good 15-20 miles away. There are farmers markets, lots of diverse entertainment and festivals going on almost every weekend. Something for almost everyone who can think outside the box. "
    1
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Off Market Homes Near 2697 Surf Rd

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