2489 Surf Rd, Panacea, FL 32346
FOR SALE
0.72 ACRES

2489 Surf Rd
Panacea, FL 32346

  • 4 Beds
  • 3.5 Baths
  • 3,228 sqft (on 0.72 acres)

$759,900

Est. Mortgage $4,671/mo*
Get Pre-Qualified

$759,900

Est. Mortgage $4,671/mo*
Get Pre-Qualified
4 Beds
3.5 Baths
3,228 sqft
(on 0.72 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

"High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If you're looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio, Deck, Pool
View
Bay, Gulf, River
HOA
None
Price/Sqft
$235
Listed
96 days ago

Home Details for 2489 Surf Rd

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Living Room, Other
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3228 Square Feet
Appliances & Utilities
Appliances: Dryer, Dishwasher, Disposal, Ice Maker, Microwave, Oven, Refrigerator, WasherDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,Heat PumpHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 2Levels: Multi/SplitFloors: Carpet, Tile
View
Has a ViewView: Bay, Gulf, River

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Deck, Patio, PorchFencing: PartialHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Garage,Two Car Garage
Pool
Pool: In Ground, Screen EnclosurePool
Frontage
WaterfrontWaterfront: Bay Access, Gulf, River AccessResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 34Days on Market: 96

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cottage,Craftsman,Two Story,Split Level
Building
Construction Materials: Block, Concrete, Stucco, Wood SidingNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 12129026S02W03303624000

Price & Status

Price
List Price: $759,900Price Per Sqft: $235

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: PanaceaCommunity: TARPON SHORES UT I
School Information
Elementary School: MEDARTJr High / Middle School: WAKULLAHigh School: WAKULLA

Agent Information

Listing Agent
Listing ID: 396513

Building

Building Area
Building Area: 3228 Square Feet

HOA

HOA Fee Frequency (second): AnnuallyHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.72 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Conventional

Miscellaneous

Mls Number: 396513Living Area Range Units: Square FeetWater ViewWater View: Bay, Gulf, RiverAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12129-N-12129026S02W03303624000-R-N

Additional Information

Days On Market Replication: 34
Last check for updates: about 3 hours ago
Listing courtesy of Joshua E Brown, (850) 528-6385
Waypoint Properties
Source: TBR, MLS#396513
Also Listed on TBR.

Price History for 2489 Surf Rd

DatePriceEventSource
02/24/2026$759,900Listed For SaleTBR #396513
01/09/2026$819,900ListingRemovedTBR #387080
07/24/2025$819,900PriceChange
TBR #387080
06/09/2025$849,900Listed For SaleTBR #387080
06/02/2025$849,900ListingRemovedTBR #382811
05/01/2025$849,900PriceChange
TBR #382811
03/11/2025$899,900Listed For SaleTBR #382811
03/18/2013$420,000Sold
N/A
06/13/2012$495,000ListingRemovedAgent Provided
04/11/2012$495,000Listed For SaleAgent Provided
02/27/2012$498,900ListingRemovedAgent Provided
02/26/2012$498,900PriceChange
Agent Provided
05/12/2011$537,000PriceChange
Agent Provided
04/23/2011$539,000Listed For SaleAgent Provided
01/06/2011$699,999ListingRemovedAgent Provided
07/03/2010$699,999Listed For SaleAgent Provided
09/21/2009$895,000ListingRemovedAgent Provided
07/11/2008$895,000Listed For SaleAgent Provided
05/29/2008$995,000ListingRemovedAgent Provided
01/31/2008$995,000Listed For SaleAgent Provided

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Property Tax and Assessment

Year2024
Tax$5,959
Assessment$447,995
Home facts updated by county records

Comparable Sales for 2489 Surf Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2433 Surf Rd, Panacea, FL
0.17
Single-Family Home
$725,000
03/06/26
6
5
2,502
2501 Surf Rd, Panacea, FL
0.05
Single-Family Home
$490,000
01/13/26
3
2
1,408
2475 Surf Rd, Panacea, FL
0.06
Single-Family Home
$425,000
07/01/25
2
2
1,117
2413 Surf Rd, Panacea, FL
0.23
Single-Family Home
$500,000
05/01/26
2
2
1,600
2239 Surf Rd, Panacea, FL
0.82
Single-Family Home
$306,500
09/05/25
3
2
1,969
26 Riverview Rd, Panacea, FL
1.08
Single-Family Home
$299,900
07/24/25
3
2
1,560
30 Riverview Rd, Panacea, FL
1.07
Single-Family Home
$335,000
06/04/25
2
1.5
994
82 Coastal Hwy, Panacea, FL
0.85
Single-Family Home
$260,000
07/01/25
1
1
1,896
302 Mashes Sands Rd, Panacea, FL
1.79
Single-Family Home
$320,000
06/16/25
4
2
1,560
14 Knotty Pine St, Panacea, FL
1.62
Single-Family Home
$334,000
02/20/26
2
2
1,040

Nearby homes

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Assigned Schools

These are the assigned schools for 2489 Surf Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Panacea

At least 8 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 78 % Say car is needed

  • 75 % Say it's dog friendly

  • 75 % Say it's quiet

  • 73 % Say parking is easy

  • 64 % Say there's holiday spirit

  • 58 % Say neighbors are friendly

  • 50 % Say people would walk alone at night

  • 44 % Say kids play outside

  • 43 % Say they plan to stay for at least 5 years

  • 40 % Say there are community events

  • 27 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 18 % Say there are sidewalks

  • 18 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Ronald Rueth
    "I like it because fishing is only 2 minutes away I like it because it is out in the country and life is just at the pace for my life . It’s just close enough to the city to commute for work and family outings but far enough away to keep most of the crime down "
    0
    Flag
  • Rachel Frank
    "Ok stay away from to be in body in life anywhere but here would be great stay way from drugs and stay in school "
    0
    Flag
  • Jewels20045
    "We only have two Blue crab festival and Christmas parade We have nothing here for a grocery stores d the few stores we do have have nothing to offer"
    0
    Flag
  • Jewels20045
    "Everything you can have as many as you want and no one says anything about it so go out and get as many as you want np at all"
    0
    Flag
  • Greg R.
    "A few Festivals throughout the year. Fishing and Crabing hotspots. Boat launch and Marinas. Oyster bars and summer celebrations "
    3
    Flag
  • Angel.powell999
    "It’s okay to live here I guess. Only place buy food is the Dollar General... got to find the right neighborhood because some people are known to do drugs. My neighborhood is great with good people. You just gotta look for the right place for you."
    13
    Flag
  • Trulia User
    "I lived in the area from 1998-2016 and still visit frequently to spend time with family. It’s a nice rural/coastal community where folks are quick to smile, and happy to help ! The schools are good, and I didn’t experience any crime while living there."
    5
    Flag
  • tidesoutfarm
    "I own a small second home in the area. If you are a person interested in quiet, nature, outdoor activities, etc. Then this is the place for you. If you are interested in nightlife, fine dining, and city living, don't bother. There are restaurants in the area that have good seafood but some are overpriced and others are just filling. Be prepared to cook for yourself. The fast food franchises are a good 15-20 miles away. There are farmers markets, lots of diverse entertainment and festivals going on almost every weekend. Something for almost everyone who can think outside the box. "
    1
    Flag

LGBTQ Local Legal Protections

Joshua E Brown, Waypoint Properties
Agent Phone: (850) 528-6385
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
2489 Surf Rd, Panacea, FL 32346 is a 4 bedroom, 4 bathroom, 3,228 sqft single-family home built in 1955. This property is currently available for sale and was listed by TBR on Feb 24, 2026. The MLS # for this home is MLS# 396513.