246 E  3rd Pl, Panama City, FL 32401
FOR SALE

246 E 3rd Pl
Panama City, FL 32401

  • 3 Beds
  • 3.5 Baths
  • 2,764 sqft

$550,000

Original price: $580,000
Est. Mortgage $3,323/mo*

$550,000

Original price: $580,000
Est. Mortgage $3,323/mo*
3 Beds
3.5 Baths
2,764 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Waterfront Living in the Heart of Panama City

Welcome to 246 E 3rd Place, where waterfront living meets timeless elegance. Perfectly positioned in the historic Cove neighborhood and just minutes from vibrant downtown Panama City, this stunning 3-story townhome offers the ultimate blend of comfort, convenience, and coastal charm.

With 3 spacious bedrooms, 3.5 bathrooms, and a 2-car garage, this home boasts breathtaking views of Massalina Bayou and direct Gulf access via your deeded deep-water boat slip—14x40 feet, wide and deep enough to accommodate both sailboats and larger dream vessels.

Step inside to find a thoughtfully designed layout that maximizes both space and privacy. A power chair lift provides easy access to the main level. The first floor features a generous bedroom with a full bath and access to a large private deck overlooking the water—perfect for guests or a serene office space.

The second floor is the heart of the home, where soaring 9-foot ceilings, Brazilian hardwood floors, and abundant natural light create a warm and welcoming atmosphere. The open-concept living and dining areas flow into a well-appointed kitchen featuring emerald black granite countertops, custom cabinetry, and an oversized pantry.

On the third floor, the luxurious primary suite offers a peaceful retreat with its own private balcony and panoramic views of the harbor. There's even space for a home office or workout area. The ensuite bathroom features double vanities, a jetted soaking tub, a walk-in shower, and a spacious walk-in closet. An additional bedroom on this level comes with its own full bathroom and could easily serve as a second primary suite.

Built with quality in mind, this home includes a 6-year-old roof, brand-new water heater, fresh interior paint, hurricane shutters, a fire sprinkler system, and 2x6 exterior framing. It's also prepped for an elevator, making it future-ready.

Whether you're an avid boater, seeking a low-maintenance waterfront escape, or looking to enjoy the lifestyle and charm of downtown living—this home has it all.

Don't miss your chance to live where every day feels like a vacation. Schedule your private tour today.

Home Highlights

Parking
Garage
Outdoor
Porch, Deck
View
Bayou
HOA
None
Price/Sqft
$199
Listed
180+ days ago

Home Details for 246 E 3rd Pl

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Master Bedroom, Bedroom, Dining Room, Garage, Kitchen, Living Room, Patio
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Appliances & Utilities
Utilities: Electricity AvailableAppliances: Electric Range
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Storm Window(s)Door: Storm Door(s)
Levels, Entrance, & Accessibility
Stories: 3Number of Stories: 3Levels: Three Or MoreAccessibility: Adaptable For Elevator, Accessible Stairway, Accessible Bedroom, Accessible Central Living Area
View
Has a ViewView: Bayou
Security
Security: Fire Sprinkler System, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Deck, Covered, Open, PorchOther Structures: RV/Boat StorageExterior: Boat Slip, Covered Patio, Deck, Dock, Outdoor Shower
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: Garage
Frontage
WaterfrontWaterfront: Bayou, SeawallRoad Frontage: Private RoadOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 374Days on Market: 180+

Property Information

Year Built
Year Built: 2003
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Contemporary
Building
Building: DumpsterConstruction Materials: StuccoAttached To Another Structure
Property Information
Parcel Number: 20169070000

Price & Status

Price
List Price: $550,000Price Per Sqft: $199

Active Status

MLS Status: Active

Location

Direction & Address
City: Panama CityCommunity: Massalina Bayou Townhouses
School Information
Elementary School: Cherry StreetJr High / Middle School: JinksHigh School: Bay

Agent Information

Listing Agent
Listing ID: 772324

Building

Building Area
Building Area: 2764 Square Feet

Community

Community Features: Dock, Fishing, Waterfront

HOA

Association for this Listing: Central Panhandle Association of REALTORSHas an HOA

Lot Information

Lot Area: 1980 sqft

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: 772324Living Area Range Units: Square FeetWater ViewWater View: BayouAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12005-N-20169070000-R-N

Additional Information

DockFishingWaterfront
Last check for updates: about 15 hours ago
Listing courtesy of Vianah Seamon, (850) 814-2070
Anchor Realty Florida
Originating MLS: Central Panhandle Association of REALTORS
Source: CPAR, MLS#772324
Also Listed on CPAR.

Price History for 246 E 3rd Pl

DatePriceEventSource
04/06/2026$550,000PriceChange
CPAR #772324
08/09/2025$580,000PriceChange
CPAR #772324
04/22/2025$605,000Listed For SaleCPAR #772324
06/02/2004$313,000Sold
N/A

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Property Tax and Assessment

Year2024
Tax
Assessment$311,826
Home facts updated by county records

Comparable Sales for 246 E 3rd Pl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.34
Single-Family Home
$300,000
03/06/26
3
2.5
1,499
0.34
Single-Family Home
$278,000
10/02/25
3
2
1,152
0.18
Single-Family Home
$207,850
09/30/25
3
2
1,260
0.23
Single-Family Home
$431,000
10/01/25
4
2
1,859
0.45
Single-Family Home
$365,000
05/04/26
3
3
1,440
0.37
Single-Family Home
$360,000
05/30/25
3
2
2,120
0.42
Single-Family Home
$438,000
09/08/25
3
3
2,076
0.35
Single-Family Home
$375,000
08/04/25
3
2
1,945
0.41
Single-Family Home
$320,000
03/06/26
3
2
1,692

Assigned Schools

These are the assigned schools for 246 E 3rd Pl.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Panama City

At least 483 Trulia users voted on each feature.
  • 87 % Say car is needed

  • 82 % Say parking is easy

  • 81 % Say it's dog friendly

  • 80 % Say yards are well-kept

  • 75 % Say there's holiday spirit

  • 67 % Say kids play outside

  • 64 % Say it's quiet

  • 61 % Say people would walk alone at night

  • 52 % Say they plan to stay for at least 5 years

  • 50 % Say neighbors are friendly

  • 46 % Say there are sidewalks

  • 45 % Say streets are well-lit

  • 38 % Say it's walkable to grocery stores

  • 38 % Say there's wildlife

  • 37 % Say it's walkable to restaurants

  • 26 % Say there are community events

Learn more about our methodology.
  • Aaliyah Beam
    "A lot of people let their dogs free roam around which can be bothersome. They will come into your yard if they want and if you have a reactive dog it can cause a lot of problems"
  • Kelliej1313
    "Annual gatherings & parades.everybody meets up for potlucks, holiday gatherings and golf cart parades. We are very close to downtown where there are often festivals and markets. There are also events for the children at Halloween."
  • Nino Maruashvili
    "It's very safe and friendly neighborhood. In college station community you can see kids walking and playing around like in our childhood. I love everything about it. It has easy access to grocery stores and shopping. "
  • Emili Turnage
    "i live in st andrews & i love it here! the area is super fun, super safe, & there is always something interesting going on. we're also very close to the water & downtown! "
  • Dana Dubose
    "Fun beach time in our backyard is our best attribute, we have sunset celebrations ceremonies every evening in the summers."
  • Albertcross37
    "My commute in and around my neighborhood is exceptional. There are no barriers or obstacles that prevents a smooth commute"
  • Trulia User
    "Traffic is too fast and dangerous it’s not safe area for children to play they drive too fast and everybody is looking at cellphones "
  • Trulia User
    "we have a rap party a couple times a month at the end of the street. block parties every other weekend "
  • Trulia User
    "dogs roaming free and never maintained. cars speeding down the roads loud noises. unruly kids the kids can be mean to animals "
  • Trulia User
    "It’s known to have high rates of crime. The schools located in this neighborhood have extreme violence. "
  • Trulia User
    "I see people walking dogs all the time and they are all very well trained dogs.Makes it nice to see them so wl behaved. "
  • Trulia User
    "Everyone pitches is when there’s a need. Holidays are always special with Easter egg hunts or Christmas progressive diners. A real sense of community. "
  • Michael A
    "Dogs seem welcomed and most people have at least one dog. The only problem I have is with people walking their dog from outside the immediate area, across the road into a different neighborhood and coming over to the area around me and not picking up behind them "
  • Kiara G.
    "To many strays running lose and some people don’t clean up behind their dogs at all i live in magnolia pointe "
  • Susan L.
    "People walk their dogs here. It's safe to to so, even at night. I've never seen dogs running loose. "
  • George B.
    "I've lived here 32 years and love it. Beach is gorgeous and in town has a nice charm.Good community "
  • Jennifer N.
    "In this neighborhood I don’t see many dog walkers because they all have a yard for their dogs so not many have to walk their dogs. When I do see a person walking their dog in this neighborhood they are friendly and always walk their dogs on a leash in this neighborhood. "
  • Kristi W.
    " several other dogs in the neighborhood, all well trained, and maintained by their owners "
  • Margarita C.
    "Best place to live, friendly and the safest place I've ever lived in and or visited. love driving through and seeing how clean the areas are from gas stations to parks, it is absolutely beautiful . The beaches are amazing, we truly love fishing from the pier and afterwards enjoying a delicious and affordable dinner along the beaches many wonderful restarunts. "
  • Lmas0602
    "great place to raise children. Schools are wonderful. Teachers really care about the students and ensure they are learning"
  • Laderriabyrden
    "It is a quiet family friendly environment that is neatly kept for the most part. The only issues I have had is people stealing from cars where doors are unlocked, but this can happen anywhere."
  • Mary F.
    "Even dough this is a pretty safe neighborhood I would say please keep an eye on there kids since the storm you never know what can happen."
  • Tim G.
    "Lived here for 11 years now and went through Hurricane Michael. Convenient to downtown and St. Andrews. Local restaurants and beach attractions. "
  • Pamelia1966
    "Neighbors are very friendly and they watch out for each other. Nothing is too far from the neighborhood "
  • Marissamarie961
    "This town was ok for the most part until hurricane micheal. Now its unlivable with high rental prices the average worker cant afford. Kindness has left this town and all that's left is snooty rich people and the average people living in tents cars or campers in front of torn apart houses."
  • Laderriabyrden
    "I've lived here for years and have never had concerns for my safety until after the hurricane. The neighborhood is quiet and clean and for the most part neighbors are courteous."
  • Peg S. J.
    "Ive lived here 18 years, neighbors are good people we respect each other’s privacy while at the same time being available to help each other if needed"
  • Laurette C.
    "Great park for kids safe area. family and pet friendly. you can ride a bike or walk to Piggly Wiggly and a couple of Dollar stores. "
  • Stephcrites
    "I have lived here for 2 years and absolutely LOVE our neighborhood. If you are in need of anything, most any of the neighbors will help you out. (Neighborhood Facebook page gives everyone access to each other). Great schools and access."
  • Randy W.
    "Easy and quick. I only live 2.3 miles from my work. Traffic is usually always really light when I’m heading into the office. So everything is perfect here! "
  • Jrblaster
    "Great neighbors and serene community. Great and quick access to amenities. I enjoy this place. "
  • JB
    "We just experienced a category 4.99 Hurricane... we are a stronger community and neighborhood for it. "
  • Shirley C.
    "My neighborhood is very nice. Well kept houses and considerate neighbors. I enjoy living here very much. "
  • Carmel
    "Prior to Hurricane Michael my commute and traffic were not really an issue for me a long commute for me was an extra 5 minutes of I had to stop for a train or there was an accident. Since Hurricane Michael I have to plan ny cross town travelers around the traffic flows. "
  • Hannah
    "I drive my car but you can take a trolley as well. I’m not sure what else to say because that really the only options I do see people walking and riding bikes"
  • Barbara A.
    "my neighborhood has a lot of traffic. its near movie theater and stores.its walking distance. Not a quite neighborhood. but I have been living here for 7 years."
  • Meloberlander
    "busy af in the morning. traffic lights haven't been updated since the 70s. busy af at night. if theres a car crash you're going to be stuck for awhile "
  • Heather W.
    "Veteran's day parade to the Veteran's Park. Every Christmas Santa rides a fire truck through the neighborhoods and waves to the children."

LGBTQ Local Legal Protections

Vianah Seamon, Anchor Realty Florida
Agent Phone: (850) 814-2070
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
246 E 3rd Pl, Panama City, FL 32401 is a 3 bedroom, 4 bathroom, 2,764 sqft single-family home built in 2003. This property is currently available for sale and was listed by CPAR on Apr 22, 2025. The MLS # for this home is MLS# 772324.