242 Surf St, Morro Bay, CA 93442
OFF MARKET
Listed by Judy Barsamian-Armstrong, Keller Williams Realty Central Coast, (805) 709-2972 . Bought with Navigators Real Estate

$1,089,400

Trulia Estimate
  • 3 Beds
  • 3 Baths
  • 1,096 sqft

242 Surf St, Morro Bay, CA 93442

Est. Refi. Payment $6,805/mo*
Refinance Your Home
Currently Off Market - Sold Feb 29, 2024 for $1,075,000

Home Value

Trulia Estimate
$1.09M
Since last month
Increased$13K (+1.2%)
Since last year
Decreased$11K (-1%)
Since last sale
Increased$14K (+1.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +164% in the last 10 years
MonthEstimated value
2026
August 2026$1.09M
August 2026$1.09M
July 2026$1.08M
June 2026$1.09M
May 2026$1.09M
April 2026$1.09M
March 2026$1.1M
February 2026$1.07M
January 2026$1.06M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1341 Clarabelle Dr, Morro Bay, CA
0.31
Single-Family Home
$950,000
12/10/25
3
2.5
1,673
1229 Hillcrest Dr, Morro Bay, CA
0.40
Single-Family Home
$1,225,000
01/09/26
3
2.5
1,612
1340 Prescott Dr, Morro Bay, CA
0.26
Single-Family Home
$815,000
11/12/25
3
2
1,291
965 Morro Ave #D, Morro Bay, CA
0.22
Single-Family Home
$782,000
11/03/25
2
2
1,491
590 Downing St, Morro Bay, CA
0.42
Single-Family Home
$965,000
12/19/25
3
2.5
1,890
1310 Hillcrest Dr, Morro Bay, CA
0.42
Single-Family Home
$1,180,000
06/08/26
3
3
2,054
369 Dunbar St, Morro Bay, CA
0.24
Single-Family Home
$720,000
05/29/26
2
1.5
1,128
240 Pacific St, Morro Bay, CA
0.39
Single-Family Home
$920,000
04/29/26
2
2
768
1130 Scott St, Morro Bay, CA
0.09
Single-Family Home
$1,407,000
11/24/25
1
1.5
2,744
435 Dunes St, Morro Bay, CA
0.26
Single-Family Home
$1,250,000
07/08/26
4
3
1,848

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1188-1196 Market Ave, Morro Bay, CA 93442
0.02
$1,572,000
8
5
3,431
Off Market
1156 Market Ave, Morro Bay, CA 93442
0.06
$1,345,500
4
3
1,877
Off Market
233 Surf St #6, Morro Bay, CA 93442
0.03
$65,000
1
1
200
For Sale
1160 West St, Morro Bay, CA 93442
0.08
$1,725,000
4
3
3,094
For Sale
1105 Morro Ave #5, Morro Bay, CA 93442
0.10
$167,900
1
1
480
Off Market
1105 Morro Ave #6, Morro Bay, CA 93442
0.10
$139,100
1
1
400
Off Market
1105 Morro Ave #7, Morro Bay, CA 93442
0.10
$92,800
1
1
-
Off Market
239 Surf St #D, Morro Bay, CA 93442
0.04
$599,000
2
2
992
Recently Sold
1170 West Ave, Morro Bay, CA 93442
0.08
$1,037,500
2
2.5
2,080
Off Market
1215 Morro Ave, Morro Bay, CA 93442
0.05
$979,700
3
2
1,526
Off Market
1130 Scott St, Morro Bay, CA 93442
0.09
$1,407,000
1
1.5
2,744
Recently Sold

Local Information

  • Map ViewExplore the area around 242 Surf St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1944
1,096 sqft
$994/sqft
Garage

About this House

Welcome to your dream home in Morro Bay. Nestled in the heart of this seaside town, and highly desirable neighborhood, this stunning three bedroom three bathroom residence offers an opportnity to experience the ultimate California coastal lifestyle! Take a leisurely stroll to the Embarcadero and enjoy the boutique shops and amazing restaurrants. This cozy beach cottage was taken down to the foundation and newly constructed in 2018. Greeted by an amazing front patio, you can enjoy watching evening sunsets over the ocean while relaxing with a glass of local wine. Upon entrance to the home is the bright and airy open floor plan filled with an abundance of natural light and breathtaking views of Morro Rock. The kitchen is equipped with stainless steel appliances, sleek quartz countrtops and ample storage. Enjoy a main floor primary with ensuite or utilize the second level bedroom with ensuite as the primary with ocean views! This incredible home comes with an amazing bonus: Approved plans for an ADU. This means that you have the unique opportunity to unlock even more value and to customize the space according to yor needs and preferences. This thoughtfully designed ADU will seamlessly blend with the existing architecture, ensuring both style and functionality, allowing for a separate living space for guests, a peaceful retreat or the ability to generate additional rental income as a studio. Embrace the enless possibilities and don't miss out on the opportunity to own a home in this remarkable coastal community.
242 Surf St, Morro Bay, CA 93442 is a 3 bedroom, 3 bathroom, 1,096 sqft single-family home built in 1944. It last sold for $1,075,000 on Feb 29, 2024 (2% above the $1,050,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $1,089,400, with a rent estimate of $3,738/month.

Home Details for 242 Surf St

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Bathroom, Great Room, Kitchen, Other
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (three quarters): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1096 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Gas Oven, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Vented Exhaust Fan, Water To Refrigerator, Dryer, WasherDishwasherDisposalDryerLaundry: Gas Dryer Hookup,InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: NoneSpa: NoneNo FireplaceNo Spa
Gas & Electric
Electric: 220 Volts in Laundry, Standard
Windows, Doors, Floors & Walls
Window: Double Pane Windows, ScreensFlooring: VinylCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoEntry Location: NWAccessibility: Safe Emergency Egress from Home, Accessible DoorsFloors: Vinyl
View
Has a ViewView: Bay, Coastline, Harbor, Ocean, Rocks
Security
Security: Security System, Carbon Monoxide Detector(s), Fire Detection System, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Open, Patio, StoneFencing: Block, WoodOther Structures: StorageExterior: Rain GuttersFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Open Parking Spaces: 3Has a GarageNo Attached GarageParking Spaces: 4Parking: Door-Single,Driveway,Garage Faces Front,Garage,Gravel
Pool
Pool: None
Frontage
Waterfront: Ocean Side Of HighwayRoad Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 140

Property Information

Year Built
Year Built: 1944
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Custom,Patio Home
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Included in Sale: Appliances, TV's, Alarm SystemParcel Number: 066022009

Price & Status

Price
List Price: $1,050,000
Status Change & Dates
Off Market Date: Tue Jan 30 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Morro BayCommunity: Town Of El Morro(830)
School Information
High School District: San Luis Coastal Unified

Community

Community Features: Biking, CurbsNot Senior Community

HOA

Association for this Listing: California Regional MLS

Lot Information

Lot Area: 2040 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: StandardListing Terms: Cash, Cash to New Loan, 1031 Exchange

Mobile R/V

RV Parking
RV Parking Area: 0

Miscellaneous

Mls Number: PI23167194Living Area Range Units: Square FeetWater ViewWater View: Bay, Coastline, Harbor, OceanAttribution Contact: 805-709-2972Activation Date: Sat Sep 09 2023Common Interest: NoneStart Showing Date: Sat Sep 09 2023Universal Property Id: US-06079-N-066022009-R-N

Additional Information

BikingCurbs

Price and Tax history

DateEventPrice
Feb 29, 2024
Source: CRMLS #PI23167194
Sold
$1,075,000
Jan 31, 2024
Source: CRMLS #PI23167194
Pending
$1,050,000
Dec 8, 2023
Source: CRMLS #PI23167194
Listed For Sale
$1,050,000
Aug 8, 2022
Source: N/A
Sold
$1,015,000
Jul 14, 2022
Source: CRMLS #SC22092995
Pending
$1,198,000

Market trends in Morro Bay

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
42
2MoM

Around this home

What Locals Say about Morro Bay

At least 68 Trulia users voted on each feature.

  • 95 % Say it's dog friendly

  • 87 % Say people would walk alone at night

  • 81 % Say yards are well-kept

  • 81 % Say parking is easy

  • 76 % Say it's walkable to restaurants

  • 76 % Say car is needed

  • 73 % Say there's holiday spirit

  • 67 % Say it's walkable to grocery stores

  • 64 % Say it's quiet

  • 54 % Say they plan to stay for at least 5 years

  • 54 % Say neighbors are friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 32 % Say there are sidewalks

  • 27 % Say streets are well-lit

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Safe and the most beautiful spot in California. It can get foggy and cold but a quick drive to SLO where the weather is always warm. Lots of wildlife and great for kids."
    0
    Flag
  • Bryson Plater
    "Farmers market, concerts, annual events happening on the Embarcadero, beach festivities, high school sports"
    0
    Flag
  • JT
    "Most employment is in nearby city of San Luis Obispo. My commute is approximately 15 minutes to work."
    0
    Flag
  • Debi
    "It is beautiful in Morro Bay, so naturally my neighbors are outside enjoying the weather and so am I. Very easy to meet neighbors walking by with their dogs. "
    0
    Flag
  • Donden2
    "Not much traffic and most dogs on leash. Most dogs also seem friendly and well trained and cared for."
    0
    Flag
  • Courtney P.
    "Lots of traffic in some areas and tourist. Schools are great and lots of activities to do with the children "
    0
    Flag
  • Breezy5110
    "There is a farmers market just down the street. It is small and only lasts for a few hours. There is a trolley during Christmas time that drives around and give stuffed animals and candy canes to all the kids."
    1
    Flag
  • Raymezz
    "Safe, quiet, and clean with that small town community feel. Great food, shopping and entertainment within walking distance."
    0
    Flag
  • Vonjoncircus
    "We have lots of hills, but the views are beautiful. There’s nothing not to like. Thank you and have a great day"
    7
    Flag
  • Trulia User
    "My commute is very easy and enjoyable. I have lived in the area all of my life and highly recommend it. Beautiful walking paths and lots of outdoor activities. It is a family friendly area."
    0
    Flag
  • Nackyann
    "Main Street is close to me and there are many places within walking distance to shop, etc. Also, there are state parks near by and lovely walking trails to explore."
    0
    Flag
  • Michelle Leicester Cadaret
    "I've lived in the Beach Trac for 10 years. Safe place to raise a family and the neighbours look out for each other."
    3
    Flag
  • Donden2
    "We walk to the store, movies, restaurants and the beach from our home. very safe place and nice neighbors."
    1
    Flag
  • Concertinab
    "We have lived in this area over 10 years. A great friendly neighborhood. The neighbors look out for each other. We have watched the little children grow up into fine young adults. It is a great place to live."
    1
    Flag
  • Joanne1091
    "It’s quiet and everyone knows everyone. We talk to each other and watch out for others belongings. We all co-operate in dog walking times and smile as we pass."
    0
    Flag
  • Rebrunning
    "People are outdoors walking and riding bikes. Many walking dogs. Everyone is friendly—they wave walking by or driving by. Sometimes we have neighborhood potlucks, such as on 4th of July. It’s common to have a friend or neighbor stop by to talk or have a glass of wine. It’s just very friendly and homey"
    1
    Flag
  • Concertinab
    "The neighbors are friendly and look out for each other. We live near the beach and enjoy the fresh sea breezes. "
    0
    Flag
  • Breanna
    "Everything is within walking distance and everything is nice and well kept. Very nice. I love this area."
    0
    Flag
  • Inapeartree
    "Everything is close by within walking distance. Unusually busy on the weekends with the influx of weekenders. Weather is always cool and tolerable even when hot inland. The area is very senior friendly. Great walking up and down the hills. "
    0
    Flag
  • Peterhendrix
    "morro bay is a great, homey beach town. prices are a little high but so is all of california. the city council has been a little more progressive than the past so some good things are afoot. "
    0
    Flag

LGBTQ Local Legal Protections

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-12 00:58:58 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Frequently asked questions about 242 Surf St

  • What is 242 Surf St estimated to be worth?
    Trulia's estimated value for 242 Surf St in Morro Bay, CA is $1,089,400.
  • What is the price history for 242 Surf St?
    242 Surf St in Morro Bay, CA last sold for $1,075,000 in February 2024.
  • Is Morro Bay a buyer's or seller's market?
    Morro Bay is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Morro Bay?
    Residents describe Morro Bay, CA as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See recently sold homes in Morro Bay, CA.
  • Does 242 Surf St have laundry facilities?
    Yes, 242 Surf St in Morro Bay, CA has in-unit laundry.
  • How big is the lot at 242 Surf St?
    The lot at 242 Surf St in Morro Bay, CA is about 0.05 acres (2,040 sq ft).

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Off Market Homes Near 242 Surf St

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