242 Surf St, Morro Bay, CA 93442
OFF MARKET
Listed by Judy Barsamian-Armstrong, Keller Williams Realty Central Coast, (805) 773-7777 . Bought with Navigators Real Estate

242 Surf St
Morro Bay, CA 93442

  • 3 Beds
  • 3 Baths
  • 1,096 sqft

$1,088,000

Trulia Estimate
as of Jun 4, 2026
Est. Refi. Payment $6,525/mo*
Refinance Your Home

$1,088,000

Trulia Estimate
as of Jun 4, 2026
Est. Refi. Payment $6,525/mo*
Refinance Your Home
3 Beds
3 Baths
1,096 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to your dream home in Morro Bay. Nestled in the heart of this seaside town, and highly desirable neighborhood, this stunning three bedroom three bathroom residence offers an opportnity to experience the ultimate California coastal lifestyle! Take a leisurely stroll to the Embarcadero and enjoy the boutique shops and amazing restaurrants. This cozy beach cottage was taken down to the foundation and newly constructed in 2018. Greeted by an amazing front patio, you can enjoy watching evening sunsets over the ocean while relaxing with a glass of local wine. Upon entrance to the home is the bright and airy open floor plan filled with an abundance of natural light and breathtaking views of Morro Rock. The kitchen is equipped with stainless steel appliances, sleek quartz countrtops and ample storage. Enjoy a main floor primary with ensuite or utilize the second level bedroom with ensuite as the primary with ocean views! This incredible home comes with an amazing bonus: Approved plans for an ADU. This means that you have the unique opportunity to unlock even more value and to customize the space according to yor needs and preferences. This thoughtfully designed ADU will seamlessly blend with the existing architecture, ensuring both style and functionality, allowing for a separate living space for guests, a peaceful retreat or the ability to generate additional rental income as a studio. Embrace the enless possibilities and don't miss out on the opportunity to own a home in this remarkable coastal community.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from February 29, 2024

Home Highlights

Parking
Garage
Outdoor
Patio
A/C
Heating only
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 242 Surf St

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Bathroom, Great Room, Kitchen, Other
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (three quarters): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1096 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Gas Oven, Microwave, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Vented Exhaust Fan, Water To Refrigerator, Dryer, WasherDishwasherDisposalDryerLaundry: Gas Dryer Hookup,InsideMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced AirNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Fireplace: NoneSpa: NoneNo FireplaceNo Spa
Gas & Electric
Electric: 220 Volts in Laundry, Standard
Windows, Doors, Floors & Walls
Window: Double Pane Windows, ScreensFlooring: VinylCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoEntry Location: NWAccessibility: Safe Emergency Egress from Home, Accessible DoorsFloors: Vinyl
View
Has a ViewView: Bay, Coastline, Harbor, Ocean, Rocks
Security
Security: Security System, Carbon Monoxide Detector(s), Fire Detection System, Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Open, Patio, StoneFencing: Block, WoodOther Structures: StorageExterior: Rain GuttersFoundation: Concrete PerimeterNo Private Pool
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1Open Parking Spaces: 3Has a GarageNo Attached GarageParking Spaces: 4Parking: Door-Single,Driveway,Garage Faces Front,Garage,Gravel
Pool
Pool: None
Frontage
Waterfront: Ocean Side Of HighwayRoad Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 140

Property Information

Year Built
Year Built: 1944
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Custom,Patio Home
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Included in Sale: Appliances, TV's, Alarm SystemParcel Number: 066022009

Price & Status

Price
List Price: $1,050,000
Status Change & Dates
Off Market Date: Tue Jan 30 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Morro BayCommunity: Town Of El Morro(830)
School Information
High School District: San Luis Coastal Unified

Community

Community Features: Biking, CurbsNot Senior Community

HOA

Association for this Listing: California Regional MLS

Lot Information

Lot Area: 2040 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: StandardListing Terms: Cash, Cash to New Loan, 1031 Exchange

Mobile R/V

RV Parking
RV Parking Area: 0

Miscellaneous

Mls Number: PI23167194Living Area Range Units: Square FeetWater ViewWater View: Bay, Coastline, Harbor, OceanAttribution Contact: 805-709-2972Activation Date: Sat Sep 09 2023Common Interest: NoneStart Showing Date: Sat Sep 09 2023Universal Property Id: US-06079-N-066022009-R-N

Additional Information

BikingCurbs
Last check for updates: about 20 hours ago
Listed by Judy Barsamian-Armstrong DRE #02083415, (805) 709-2972
Keller Williams Realty Central Coast
Bought with: Alice Frawley Bicksler DRE #00818334, Navigators Real Estate
Originating MLS: California Regional MLS
Source: CRMLS, MLS#PI23167194

Price History for 242 Surf St

DatePriceEventSource
02/29/2024$1,075,000Sold
CRMLS #PI23167194
01/31/2024$1,050,000PendingCRMLS #PI23167194
12/08/2023$1,050,000Listed For SaleCRMLS #PI23167194
08/08/2022$1,015,000Sold
N/A
07/14/2022$1,198,000PendingCRMLS #SC22092995
07/05/2022$1,198,000PriceChange
CRMLS #SC22092995
06/14/2022$1,294,000PriceChange
CRMLS #SC22092995
05/07/2022$1,399,000Listed For SaleCRMLS #SC22092995
08/21/2015$390,000Sold
N/A
07/14/2015$389,900PriceChange
Agent Provided
04/18/2015$430,000Listed For SaleAgent Provided
12/02/2004$434,000Sold
N/A
03/27/2002$249,000Sold
N/A

Market trends in Morro Bay

Last updated April 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
35
3MoM
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Property Tax and Assessment

Year2025
Tax$12,086
Assessment$1,096,500
Home facts updated by county records

Comparable Sales for 242 Surf St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1215 Morro Ave, Morro Bay, CA
0.05
Single-Family Home
$950,000
09/10/25
3
2
1,526
1295 Clarabelle Dr, Morro Bay, CA
0.30
Single-Family Home
$1,086,000
06/13/25
3
2.5
1,896
1341 Clarabelle Dr, Morro Bay, CA
0.31
Single-Family Home
$950,000
12/10/25
3
2.5
1,673
1229 Hillcrest Dr, Morro Bay, CA
0.40
Single-Family Home
$1,225,000
01/09/26
3
2.5
1,612
1340 Prescott Dr, Morro Bay, CA
0.26
Single-Family Home
$815,000
11/12/25
3
2
1,291
448 Radcliff St, Morro Bay, CA
0.30
Single-Family Home
$943,000
08/25/25
3
2
1,450
965 Morro Ave #D, Morro Bay, CA
0.22
Single-Family Home
$782,000
11/03/25
2
2
1,491
1358 Clarabelle Dr, Morro Bay, CA
0.34
Single-Family Home
$965,000
08/27/25
3
3
1,972
590 Downing St, Morro Bay, CA
0.42
Single-Family Home
$965,000
12/19/25
3
2.5
1,890
369 Dunbar St, Morro Bay, CA
0.24
Single-Family Home
$720,000
05/29/26
2
1.5
1,128

Nearby homes

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Assigned Schools

These are the assigned schools for 242 Surf St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Morro Bay

At least 68 Trulia users voted on each feature.

  • 95 % Say it's dog friendly

  • 87 % Say people would walk alone at night

  • 81 % Say yards are well-kept

  • 81 % Say parking is easy

  • 77 % Say it's walkable to restaurants

  • 76 % Say car is needed

  • 73 % Say there's holiday spirit

  • 67 % Say it's walkable to grocery stores

  • 64 % Say it's quiet

  • 54 % Say they plan to stay for at least 5 years

  • 54 % Say neighbors are friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 32 % Say there are sidewalks

  • 27 % Say streets are well-lit

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • JT
    "Most employment is in nearby city of San Luis Obispo. My commute is approximately 15 minutes to work."
    0
    Flag
  • Debi
    "It is beautiful in Morro Bay, so naturally my neighbors are outside enjoying the weather and so am I. Very easy to meet neighbors walking by with their dogs. "
    0
    Flag
  • Donden2
    "Not much traffic and most dogs on leash. Most dogs also seem friendly and well trained and cared for."
    0
    Flag
  • Courtney P.
    "Lots of traffic in some areas and tourist. Schools are great and lots of activities to do with the children "
    0
    Flag
  • Breezy5110
    "There is a farmers market just down the street. It is small and only lasts for a few hours. There is a trolley during Christmas time that drives around and give stuffed animals and candy canes to all the kids."
    1
    Flag
  • Raymezz
    "Safe, quiet, and clean with that small town community feel. Great food, shopping and entertainment within walking distance."
    0
    Flag
  • Vonjoncircus
    "We have lots of hills, but the views are beautiful. There’s nothing not to like. Thank you and have a great day"
    7
    Flag
  • Trulia User
    "My commute is very easy and enjoyable. I have lived in the area all of my life and highly recommend it. Beautiful walking paths and lots of outdoor activities. It is a family friendly area."
    0
    Flag
  • Nackyann
    "Main Street is close to me and there are many places within walking distance to shop, etc. Also, there are state parks near by and lovely walking trails to explore."
    0
    Flag
  • Michelle Leicester Cadaret
    "I've lived in the Beach Trac for 10 years. Safe place to raise a family and the neighbours look out for each other."
    3
    Flag
  • Donden2
    "We walk to the store, movies, restaurants and the beach from our home. very safe place and nice neighbors."
    1
    Flag
  • Concertinab
    "We have lived in this area over 10 years. A great friendly neighborhood. The neighbors look out for each other. We have watched the little children grow up into fine young adults. It is a great place to live."
    1
    Flag
  • Joanne1091
    "It’s quiet and everyone knows everyone. We talk to each other and watch out for others belongings. We all co-operate in dog walking times and smile as we pass."
    0
    Flag
  • Rebrunning
    "People are outdoors walking and riding bikes. Many walking dogs. Everyone is friendly—they wave walking by or driving by. Sometimes we have neighborhood potlucks, such as on 4th of July. It’s common to have a friend or neighbor stop by to talk or have a glass of wine. It’s just very friendly and homey"
    1
    Flag
  • Concertinab
    "The neighbors are friendly and look out for each other. We live near the beach and enjoy the fresh sea breezes. "
    0
    Flag
  • Breanna
    "Everything is within walking distance and everything is nice and well kept. Very nice. I love this area."
    0
    Flag
  • Inapeartree
    "Everything is close by within walking distance. Unusually busy on the weekends with the influx of weekenders. Weather is always cool and tolerable even when hot inland. The area is very senior friendly. Great walking up and down the hills. "
    0
    Flag
  • Peterhendrix
    "morro bay is a great, homey beach town. prices are a little high but so is all of california. the city council has been a little more progressive than the past so some good things are afoot. "
    0
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-02-09 09:51:42 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Homes for rent near 242 Surf St

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242 Surf St, Morro Bay, CA 93442 is a 3 bedroom, 3 bathroom, 1,096 sqft single-family home built in 1944. This property is not currently available for sale. 242 Surf St was last sold on Feb 29, 2024 for $1,075,000 (2% higher than the asking price of $1,050,000). The current Trulia Estimate for 242 Surf St is $1,088,000.