23 Cottage Avenue, Mount Vernon, NY 10550
Property image
Property image
FOR SALE

$1,100,000

  • 6 Beds
  • 4 Baths
  • 3,930 sqft

23 Cottage Avenue, Mount Vernon, NY 10550

Downtown
Est. Mortgage $7,345/mo*
Get Pre-Qualified

Home Highlights

Multi-Family
Built in 1920
$280/sqft
Garage

Local Information

  • Map ViewExplore the area around 23 Cottage Avenue.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Turnkey three-family investment property with additional studio located on Mt. Vernon’s north side. This well-maintained 1920 home showcases classic architectural charm, including original molding, high ceilings, and timeless character throughout.
Unit configuration consists of: 2-bedroom over 3-bedroom over 1-bedroom plus studio. Current gross monthly rental income is $7,000, with annual property taxes of $20,000.
Ideally situated within walking distance to the Metro-North train station, bus lines, and shopping district, this property also features a detached two-car garage and is offered in very good condition. First floor unit and basement will be delivered vacant at closing. Speak with your agent about rate reduction incentives.
An excellent opportunity for both investors and owner-occupants seeking immediate rental income from all units while enjoying the charm and craftsmanship of a well-kept Mount Vernon home. Come and take a look. You will love this property too.
Last check for updates: about 12 hours ago
Listing by: Bridge Stone of Hartsdale Real, (917) 678-0243
Claudette Mair
Reliance America Int. Realty, (914) 512-1200
Hari R Singh, (914) 439-7422
Source: OneKey® MLS as distributed by MLS GRID, MLS#999895
Also Listed on OneKey® MLS as distributed by MLS GRID.

Home Details for 23 Cottage Avenue

Interior Features

Interior Details
Basement: Finished,See Remarks
Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 4Number of Bathrooms (full): 4
Appliances & Utilities
Utilities: Electricity Connected, See Remarks, Sewer ConnectedLaundry: In Basement
Heating & Cooling
Heating: Electric,OtherHas CoolingAir Conditioning: Ductless,Electric,Separate MetersHas HeatingHeating Fuel: Electric
Gas & Electric
Gas: Separate Gas Meters: 1Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Hardwood
Levels, Entrance, & Accessibility
Floors: Hardwood

Exterior Features

Exterior Home Features
Patio / Porch: CoveredFencing: Back Yard, FullExterior: Garden, MailboxFoundation: BlockGarden
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas Open ParkingParking Spaces: 2Parking: Driveway
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 97Days on Market: 128

Property Information

Year Built
Year Built: 1920Year Renovated: 1920
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Triplex, Multi FamilyArchitecture: Colonial
Building
Construction Materials: Aluminum SidingNot Attached Property
Property Information
Condition: ActualParcel Number: 0800165063011480000015

Price & Status

Price
List Price: $1,100,000Price Per Sqft: $280

Active Status

MLS Status: Active

Location

Direction & Address
City: Mount Vernon
School Information
Elementary School: Lincoln SchoolJr High / Middle School: Lincoln SchoolHigh School: Mt Vernon High SchoolHigh School District: Mount Vernon

Agent Information

Listing Agent
Listing ID: 999895

Building

Building Area
Building Area: 3930 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 5663 sqft

Listing Info

Special Conditions: None

Offer

Listing Agreement Type: Exclusive Right To Sell

Miscellaneous

BasementMls Number: 999895Showing Requirements: Call Listing Agent, See Remarks

Around this home

Neighborhood Overview

Downtown
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Downtown

At least 139 Trulia users voted on each feature.

  • 90 % Say there are sidewalks

  • 78 % Say it's walkable to grocery stores

  • 75 % Say it's walkable to restaurants

  • 65 % Say it's dog friendly

  • 58 % Say yards are well-kept

  • 57 % Say there's holiday spirit

  • 55 % Say car is needed

  • 54 % Say streets are well-lit

  • 51 % Say kids play outside

  • 46 % Say they plan to stay for at least 5 years

  • 44 % Say neighbors are friendly

  • 42 % Say people would walk alone at night

  • 40 % Say it's quiet

  • 38 % Say parking is easy

  • 35 % Say there's wildlife

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Ronin
    "Area need a Dog Park location thur out the neighborhood "
    0
    Flag
  • Kingrozefanini
    "Great access to public transportation. Stores, doctors, dentist and parks are walking distance. Short commute to the city. Safe place to raise kids. "
    1
    Flag
  • Alicia
    "This neighborhood is quiet and clean for the most part. I enjoy the convenience of having a supermarket and other food related places nearby. "
    0
    Flag
  • Marijana Predovan
    "It’s often unpleasant. I don’t always feel safe. I wouldn’t recommend commuting at night if you can avoid it."
    1
    Flag
  • Trulia User
    "Friendly neighborhood! after living here for a while, everyone looks out for each other like directs deliveries and pick up for other neighbors when not home."
    5
    Flag
  • Trulia User
    "my commute is OK, easy access to the bus and train. the transportation schedule is on time not too much delay. the road is always busy getting to and from work. I would recommend the area to other commuters "
    1
    Flag
  • Ralph H.
    "People being able to attend their religious services throughout the weekends, quietness yet NYism in the metro areas, good school systems and peace"
    19
    Flag
  • Jessica
    "Public transit is very convenient and it’s close to the city. Not my favorite town in Westchester otherwise though to say the least."
    52
    Flag
  • Kim T.
    "I lived in the neighborhood for over a year. It’s quiet and welcoming, let’s not forget clean and when it snows the roads are actually clean "
    3
    Flag
  • Maribel E.
    "I live in this neighborhood for 20 years and I love my neighbors. There is a big mall with lots of stores to shop . We have plenty of parks to take you kids to have fun."
    76
    Flag
  • 28narzuaga
    "I only work in the neighborhood but most people are friendly here and the location has many mom and pop stores."
    0
    Flag
  • Jromeroj00
    "I have leave in my neighborhood for over 8 years never had a problem easy parking before 7pm but every building have inside parking. "
    0
    Flag
  • Chivoncaldarola
    "Public transportation and easy access to highways... local stores for almost everything. No need to travel far for things "
    1
    Flag
  • Drkems22
    "Beautiful, nice place to live in with all the amenities present. Serene with good lighting at the side work but quite noisy as the roads are always congested with traffic."
    0
    Flag

Market trends in Mount Vernon

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
117
16MoM

Home Value

Trulia Estimate
$1.09M
Since last month
Increased$33K (+3.1%)
Since last year
Increased$466K (+75.1%)
Since last sale
Increased$681K (+168.2%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +170% in the last 10 years
MonthEstimated value
2026
September 2026$1.09M
August 2026$1.05M
July 2026$1.05M
June 2026$1.06M
May 2026$1.11M
April 2026$695K
March 2026$671K
February 2026$649K
January 2026$661K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
14 Rich Avenue, Mount Vernon, NY
0.12
Multi-Family Home
$775,000
06/22/26
6
3
3,263
142 Cottage Avenue, Mount Vernon, NY
0.14
Multi-Family Home
$860,000
12/24/25
5
3
3,500
228 N 5th Avenue, Mount Vernon, NY
0.38
Multi-Family Home
$375,000
08/05/26
7
4
3,023
262 N Fulton Avenue, Mount Vernon, NY
0.43
Multi-Family Home
$949,000
03/27/26
5
4
3,965
248 Westchester Avenue, Mount Vernon, NY
0.44
Multi-Family Home
$855,000
06/18/26
6
4
2,674
71 Dell Avenue, Mount Vernon, NY
0.41
Multi-Family Home
$870,000
12/03/25
6
3
5,227
176 Elm Avenue, Mount Vernon, NY
0.33
Multi-Family Home
$675,000
11/25/25
8
2
3,850
25 Audrey Avenue, Mount Vernon, NY
0.42
Multi-Family Home
$760,000
10/02/25
5
3
3,200
130 Urban Street, Mount Vernon, NY
0.34
Multi-Family Home
$840,000
10/03/25
7
3
2,475

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
27 Cottage Avenue, Mount Vernon, NY 10550
0.01
$1,097,800
6
3
3,150
Off Market
11 Park Avenue E #6E, Mount Vernon, NY 10550
0.05
$187,900
2
1
925
Off Market
11 Park Avenue #5F, Mount Vernon, NY 10550
0.05
$130,000
1
1
703
Recently Sold
11 Park Avenue #3D, Mount Vernon, NY 10550
0.05
$275,000
3
2
1,350
For Sale
11 Park Avenue #6V, Mount Vernon, NY 10550
0.05
$222,500
2
1
936
Recently Sold
11 Park Avenue #3X, Mount Vernon, NY 10550
0.05
$110,000
Studio
1
434
Recently Sold
11 Park Avenue #3R, Mount Vernon, NY 10550
0.05
$129,500
1
1
700
Off Market
11 Park Avenue #4g, Mount Vernon, NY 10550
0.05
$125,000
1
1
703
For Sale
11 Park Avenue #4M, Mount Vernon, NY 10550
0.05
$269,000
2
2
1,176
For Sale
11 Park Avenue #1D, Mount Vernon, NY 10550
0.05
$302,300
3
2
1,457
Off Market
11 Park Avenue #3E, Mount Vernon, NY 10550
0.05
$149,900
1
1
925
For Sale

Price and Tax history

DateEventPrice
May 15, 2026
Source: OneKey® MLS as distributed by MLS GRID #999895
Listed For Sale
$1,100,000
Nov 26, 2020
Source: Agent Provided
ListingRemoved
$2,000
Nov 6, 2020
Source: Agent Provided
Listed For Rent
$2,000
Jul 1, 2019
Source: Agent Provided
ListingRemoved
$1,900
Jun 12, 2019
Source: Agent Provided
Listed For Rent
$1,900

LGBTQ Local Legal Protections

Claudette Mair, Bridge Stone of Hartsdale Real, (917) 678-0243
Based on information submitted to the MLS GRID as of 2026-09-20 05:28:09 PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 23 Cottage Avenue

Skip to last item
Skip to first item

Frequently asked questions about 23 Cottage Avenue

  • What is the estimated monthly payment for 23 Cottage Avenue?
    Based on a $1,100,000 list price with 20% down at today's rates, the estimated monthly payment for 23 Cottage Avenue in Mount Vernon, NY is approximately $7,432 (about $5,918 principal & interest, $1,439 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about the Downtown neighborhood?
    Residents describe the Downtown neighborhood in Mount Vernon, NY as pedestrian-friendly, walkable to grocery stores, and walkable to restaurants. See homes for sale in Downtown, Mount Vernon.
  • What are the closest schools to 23 Cottage Avenue?
    The closest schools to 23 Cottage Avenue in Mount Vernon, NY are Lincoln School (Elementary/Middle, rated 5/10), Mount Vernon High School (rated 3/10).
  • What is 23 Cottage Avenue estimated to be worth?
    Trulia's estimated value for 23 Cottage Avenue in Mount Vernon, NY is $1,086,400.
  • Does 23 Cottage Avenue have air conditioning?
    Yes, 23 Cottage Avenue in Mount Vernon, NY has air conditioning.
  • Does 23 Cottage Avenue have laundry facilities?
    Yes, 23 Cottage Avenue in Mount Vernon, NY has laundry facilities.
23 Cottage Avenue, Mount Vernon, NY 10550 is a 6 bedroom, 4 bathroom, 3,930 sqft multi-family built in 1920. 23 Cottage Avenue is located in Downtown, Mount Vernon. This property is currently available for sale and was listed by OneKey® MLS as distributed by MLS GRID on May 15, 2026. The MLS # for this home is MLS# 999895.