2234 Maple Ter, Saint Cloud, FL 34771
FOR SALE
3D VIEW
0.4 ACRES

2234 Maple Ter
Saint Cloud, FL 34771

  • 3 Beds
  • 2 Baths
  • 1,504 sqft (on 0.40 acres)

$429,900

Est. Mortgage $3,001/mo*

$429,900

Est. Mortgage $3,001/mo*
3 Beds
2 Baths
1,504 sqft
(on 0.40 acres)

Local Information

  • Map ViewExplore the area around 2234 Maple Ter.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

Home Highlights

Parking
Open Parking
Outdoor
Porch, Patio, Pool
View
Pool, Trees/Woods, Water
HOA
None
Price/Sqft
$286
Listed
42 days ago

Home Details for 2234 Maple Ter

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Primary Bathroom, Bathroom 2, Dining Room, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1504 Square Feet
Appliances & Utilities
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Water ConnectedAppliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer, Water SoftenerDishwasherDryerLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,PropaneHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Spa: In GroundNo FireplaceHas a Spa
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Window: Window TreatmentsDoor: French Doors, Sliding DoorsFlooring: Concrete, Tile
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneFloors: Concrete, Tile
View
Has a ViewView: Pool, Trees/Woods, Water

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Enclosed, Patio, Porch, Rear Porch, ScreenedFencing: VinylOther Structures: Shed(s)Exterior: Private Yard, StorageFoundation: SlabHas a Private Pool
Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Has a CarportNo GarageNo Attached GarageHas Open ParkingParking Spaces: 1Parking: Covered,Driveway
Pool
Pool: Deck, Gunite, Screen Enclosure, TilePool
Frontage
WaterfrontWaterfront: Canal - Freshwater, Canal Front, Lake Front, Lake - Chain of Lakes, Freshwater Canal Access, Lake Privileges, Boat Ramp - Private, Fishing PierRoad Frontage: Street Dead-End, Private RoadResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: Paved, AsphaltOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: ALLIGATOR LAKE
Farm & Range
Frontage Length: Canal: 1

Days on Market

Cumulative Days on Market: 29Days on Market: 42

Property Information

Year Built
Year Built: 1979
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Florida,Ranch
Building
Construction Materials: Wood FrameNot a New ConstructionNo Additional ParcelsDoes Not Include Home Warranty
Property Information
Parcel Number: 102631407000010110

Price & Status

Price
List Price: $429,900Price Per Sqft: $286

Active Status

MLS Status: Active

Location

Direction & Address
City: ST CLOUDCommunity: MAPLE TERRACE
School Information
Elementary School: Hickory Tree ElemJr High / Middle School: Harmony MiddleHigh School: Harmony High

Agent Information

Listing Agent
Listing ID: S5149826

Building

Building Area
Building Area: 2088 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.40 acres

Listing Info

Special Conditions: None

Offer

Listing Terms: Cash, Conventional, FHA, Other, VA Loan

Business

Business Information
Ownership: Fee Simple

Rental Terms, Policies & Fees

Partially Furnished

Miscellaneous

Mls Number: S5149826Water View: WaterShowing Requirements: Appointment Only, Call Before Showing, Call Seller DirectUniversal Property Id: US-12097-N-102631407000010110-R-N
Last check for updates: about 7 hours ago
Listing Provided by: Tommy Harris, (407) 785-9100
DALTON WADE INC, (888) 668-8283
Glenn Harris, (407) 785-9373
DALTON WADE INC, (888) 668-8283
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#S5149826
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Market trends in Saint Cloud

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$398K
$1.67K
MoM
Sale-to-List Price
98.5%
0.3%
MoM
Price per sq ft
$203
$1
MoM
Available listings
1004
35
MoM

Price History for 2234 Maple Ter

DatePriceEventSource
05/13/2026$429,900Listed For SaleStellar MLS #S5149826

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Property Tax and Assessment

Year2024
Tax$2,334
Assessment$180,300
Home facts updated by county records

Comparable Sales for 2234 Maple Ter

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.23
Single-Family Home
$359,900
05/18/26
3
2
1,388
0.29
Single-Family Home
$400,000
05/08/26
4
3
2,362
0.54
Single-Family Home
$250,000
05/28/26
2
2
1,798
0.56
Single-Family Home
$316,500
12/18/25
3
2
1,222
0.30
Single-Family Home
$442,500
04/08/26
5
2.5
2,165
0.55
Single-Family Home
$230,000
02/27/26
3
1.5
965
0.43
Single-Family Home
$262,500
09/02/25
2
1
1,098
0.54
Single-Family Home
$424,064
09/25/25
4
2
2,103
0.78
Single-Family Home
$418,000
05/14/26
3
2
2,070

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What Locals Say about Saint Cloud

At least 465 Trulia users voted on each feature.
  • 85 % Say yards are well-kept

  • 85 % Say it's dog friendly

  • 85 % Say car is needed

  • 84 % Say parking is easy

  • 80 % Say there's holiday spirit

  • 75 % Say there are sidewalks

  • 72 % Say it's quiet

  • 67 % Say people would walk alone at night

  • 66 % Say kids play outside

  • 65 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 54 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 43 % Say it's walkable to grocery stores

  • 34 % Say it's walkable to restaurants

  • 31 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Akira.kennedy
    "Halloweens are so packed with kids and adults alike, it brings a smile to my face. People decorate for all holidays!"
  • Isaiah Robison
    "Lots of parks and lots of country land. And it’s a quiet town not too crazy not too busy. It’s pretty clean of a town as well."
  • Resident
    "Fantastic safe community and fabulous schools! No where else I want to raise a family. Property taxes are over the top though. "
  • Trulia User
    "I work from home but my fiancée works in Orlando and the commute is terrible right now with the traffic it can take maybe 30/45 minutes to get to the highway "
  • Trulia User
    "Love but no privacy but everyone is really nice. You can tell a lot more people are renting and don’t care as much about the property "
  • Trulia User
    "The neighborhood is very quiet and great for families. Everyone is very pleasant. The area is always clean. "
  • Jeandiaz618
    "There are a long dog owners who walk their dogs, and there are sidewalks through the whole neighborhood. "
  • Isaiah Robison
    "There are a lot of gangs that live in St. Cloud it’s not a safe place to live. But where is nowadays? "
  • Keila Lugo
    "Many families and kid friendly activities. Low crime rates and nice neighbors. The schools are A schools with awesome staff "
  • Rich Kowalski
    "Osceola County doesn’t invest in the infrastructure (Roads). The traffic is a major issue in the Saint Cloud area!"
  • Trulia User
    "Is pretty bad due to only one access avenue and is most likely busy at some point of the day, i hope they can make another way to across town"
  • Mjeanettecarrier
    "This is a quiet peaceful neighborhood. Everyone is kind and keeps their place neat and trim. We are close enough to the lake to feel the breeze and smell the fresh air. We can walk to the lake and enjoy all of the amenities the city provides recreation, family gatherings seafood restaurant and marina "
  • Anthony A.
    "The neighborhood is great. It’s growing, but keeps that small town way of life. The community is strong and people help each other whenever possible. "
  • Roxiemc78
    "Christmas every year they do contest so a lot of houses decorate for the holiday. It’s greAt to walk around and look at the lights and decorations "
  • Richard R.
    "Just moved here and love it! Friendly neighbors, great community & easy access to everything. Come and visit us!"
  • Victoria L.
    "There are mostly families in this neighborhood and overall most people are nice and will eventually talk to you."
  • Bree p
    "Everything, all the parades and events - the schools and sports are very involved and lots of activities"
  • Batesonjillian19
    "It’s not even a commute. They all act like everyone’s not human and are rude and disrespectful to each other. "
  • Lisamarietherealtor
    "Yes I am a dog owner myself and never had any issues with my neighbors very dog friends neighborhood "
  • Perseverance
    "quiet neighborhood, no complaints except other residents do not always keep their dogs in a leash. can be very troublesome when you have to guard your dog from others attacking it bc they refuse to leash their dogs or are just lazy."
  • Alfred A.
    "Everyone seems to know each other. Nice group of people. We all help each other during emergencies. "
  • Melissa S.
    "Lived here for 5 years. It's the closest to home I've felt since moving to FL. Neighbors are friendly. "
  • Alfred A.
    "I don’t know I’m not a dog owner. If I was a dog owner I wouldn’t leave the dog out all night so it barks and keep people up from sleeping. Some do that here and it’s very inconsiderate. "
  • Mjeanettecarrier
    "St. Cloud is a very family oriented community. The lake, sandy beach, play grounds, parks, volleyball, swimming, fishing, boating, picnics, quiet community "
  • Mjeanettecarrier
    "It’s a dog friendly neighborhood. You can walk your dog along the sidewalk and at the marina pet owner can eat outside with their dogs. "
  • Gobrowngo
    "No sidewalks. Traffic is a nightmare. No one drives the speed limit. Very rapidly going down hill fast."
  • Nyla R.
    "Traffic sucks and construction never ends. The whole town is over populated . Too many people not enough roads or jobs for everyone . "
  • Mdsfinest1
    "Things are a bit far from my community. I have to drive at least 20-30 minutes to get to any stores. Gas stations are a little closer at 10 minutes away. "
  • Anthony A.
    "The commute is very good. We have buses and SunRail close by. As well as the Florida Turnpike not far. "
  • Gobrowngo
    "Most streets don’t have sidewalks. No one drives the speed limit, especially on 10th street and Hwy 192."
  • Ashley N.
    "I always see people walking their dogs in the neighborhood my boyfriend lives in. There’s a nice trail around the lake to walk/run with them and a dog park."
  • Mjeanettecarrier
    "This is a dog friendly town. People are considerate about picking up after the dogs. Dogs are on leashes and friendly. If you’re the kind of person who lets their dog run loose you won’t like it here "
  • Michelle A. C.
    "Movies at the lake front, always community actives every weekend, holiday parades, craft shows, food trucks"
  • Christine3313
    "Close knit community and kind neighbors. The community organizes several events each year for residents including fireworks and a celebration for the 4th of July, and Easter egg hunt, and a Christmas party. "
  • Angela A.
    "Great neighborhood love the quote and non nosey neighbors. Great place to live. Never any problems sometimes loose dogs but we love dogs."
  • Robert R.
    "Commute is horrible lol. It is so bad that most days I go home and just cry myself to sleep until I repeat it all the next day. "
  • Trulia User
    "Respect to each neighbors privacy and culture Enforce driving speed on the street Neighbors respect each other home and property and mailboxes. "
  • Vasselvernon90
    "It’s okay it don’t really have much to go off of but it’ll do for the time being I’m trying to find a commute I can raise my daughter in and not have to worry at night or during the day while she’s at school "
  • Kalikaperry
    "It’s nice and calm in my community. I like that is is a laid back city but still have everything that I need. "
  • David B.
    "various events at our lakefront park and downtown area. Carnival rides for adults and children. Car shows as well."

LGBTQ Local Legal Protections

Tommy Harris, DALTON WADE INC, (888) 668-8283
Agent Phone: (407) 785-9100
2234 Maple Ter, Saint Cloud, FL 34771 is a 3 bedroom, 2 bathroom, 1,504 sqft single-family home built in 1979. This property is currently available for sale and was listed by Stellar MLS on May 13, 2026. The MLS # for this home is MLS# S5149826.