220 E Elm St, Lodi, CA 95240
Property image
Property image
PENDING

220 E Elm St
Lodi, CA 95240

  • 9 Beds
  • 4 Baths
  • 4,982 sqft

$875,000

Est. Mortgage $5,280/mo*
Get Pre-Qualified

$875,000

Est. Mortgage $5,280/mo*
Get Pre-Qualified
9 Beds
4 Baths
4,982 sqft

Home Highlights

Parking
6 Open Spaces
HOA
None
Price/Sqft
$176
Listed
158 days ago
Climate Control
Wall Furnace & Ceiling Fans, Wall Units

Local Information

  • Map ViewExplore the area around 220 E Elm St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

5 Units. x4 2BD/1BA. x1 1BD/1BA. Current Cap Rate ~7.6%. Pro Forma Cap Rate ~9.2%. 100% Occupancy. This investment property is just one block from Main Street in the heart of Downtown Lodi. The property consists of four spacious two-bedroom, one-bath units of approximately 1,100 square feet each with large, condo-style layouts, plus one one-bedroom, one-bath unit w/ coin operated laundry facilities on-site. Clean, well-maintained building with long-term tenants providing stable occupancy. Rents are currently below market, creating clear upside potential through future rent adjustments. Prime walkable location near Downtown Lodi's shops, restaurants, wine bars, nightlife, and entertainment. Rent roll and expense sheets available upon request or attached to MLS listing. Income and expense figures reflect the current owner's operation of the property.
Last check for updates: about 13 hours ago
Listing courtesy of Cameron DeRuosi DRE #02165484, (209) 499-9979
Michael A. De Ruosi III
Originating MLS: MetroList Services, Inc.
Source: MetroList Services of CA, MLS#226031072

Home Details for 220 E Elm St

Active Status

MLS Status: Pending

Interior Features

Beds & Baths
Number of Bedrooms: 9Number of Bathrooms: 4Number of Bathrooms (full): 4
Dimensions and Layout
Living Area: 4982 Square Feet
Appliances & Utilities
Utilities: Cable Available, Sewer Connected, Natural Gas ConnectedLaundry: Coin Operated
Heating & Cooling
Heating: Wall FurnaceHas CoolingAir Conditioning: Ceiling Fan(s),Wall Unit(s),Window Unit(s)Has HeatingHeating Fuel: Wall Furnace
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Vinyl
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Vinyl

Exterior Features

Exterior Home Features
Foundation: Concrete
Parking & Garage
Open Parking Spaces: 6No CarportNo Attached GarageHas Open ParkingParking Spaces: 6Parking: Covered
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 158

Property Information

Year Built
Year Built: 1969
Property Type / Style
Property Type: Residential IncomeProperty Subtype: 5 or More UnitsArchitecture: Contemporary
Building
Construction Materials: Brick, Stucco, Wood

Price & Status

Price
List Price: $875,000Price Per Sqft: $176

Location

Direction & Address
City: Lodi

Agent Information

Listing Agent
Listing ID: 226031072

HOA

Association for this Listing: MetroList Services, Inc.HOA Fee: No HOA Fee

Lot Information

Lot Area: 5998.212 sqft

Listing Info

Special Conditions: Standard

Mobile R/V

Mobile Home Park
Mobile Home Units: Feet

Miscellaneous

Mls Number: 226031072

Around this home

What Locals Say about Lodi

At least 536 Trulia users voted on each feature.

  • 89 % Say there are sidewalks

  • 85 % Say it's dog friendly

  • 81 % Say yards are well-kept

  • 79 % Say car is needed

  • 78 % Say streets are well-lit

  • 76 % Say kids play outside

  • 76 % Say parking is easy

  • 71 % Say there's holiday spirit

  • 65 % Say it's walkable to grocery stores

  • 65 % Say people would walk alone at night

  • 60 % Say they plan to stay for at least 5 years

  • 59 % Say it's walkable to restaurants

  • 57 % Say it's quiet

  • 55 % Say neighbors are friendly

  • 31 % Say there are community events

  • 23 % Say there's wildlife

Sourced by Trulia users. Learn more about our methodology.
  • M
    "Peace and quiet, spacious, rural, remote, quaint, country, farm, land, agricultural, farm, highways, roads"
    0
    Flag
  • Deborah Ybarra
    "Safe, quiet and friendly neighborhood. Great shopping and restaurants. Low crime. Good schools. Happy to be here. "
    0
    Flag
  • Justnarias35
    "Traffic is nice. There’s no way not that much. It’s very calm. Usually people are really friendly. Never trying to cut in watchable for children."
    0
    Flag
  • marisa
    "Dog owners would love the many parks that Lodi has to offer. Many walk paths for your dog, and for you as well."
    1
    Flag
  • Emily_mickschl
    "I love little ol lodi! The commute isn’t bad at all, though because the city is growing, traffic seems a bit heavier than even just from a few years ago. I still love Lodi though, born and raised here! "
    15
    Flag
  • Marla
    "Lots of dogs are walked in this area. Occasionally there are two little dogs without leashes. That’s the only bad part."
    2
    Flag
  • Nicole F.
    "Lots of parks. Dog parks close by. Many in neighborhood. Sidewalks are well kept and easy for walking."
    3
    Flag
  • Anajanelyreyna
    "I've live in this neighborhood for 2 years and it's beautiful and safe. This place is a good place to be relaxing and do something you like and want like Sunday's play soccer with the family pass time with your family or friends. "
    0
    Flag
  • Jessica S.
    "good neighborhood and close to schools with a very nice vineyard surrounding the town everyone knows everyone and is safer than most towns or cities"
    1
    Flag
  • Alexandra M.
    "Yes they would love it, dog friendly but must maintain poop pickup and barking. Yards are small so they need to well behaved too"
    1
    Flag
  • Frances L. B.
    "I work in Livingston, CA which is about one hour away. The commute is fine with acceptable slowing in Stockton during rush hour. I love living in Lodi. I won’t move to be closer to work."
    0
    Flag
  • Jaderiah2
    "Thursday night Farmer's Market downtown from May to September are fun for everyone. The Lodi Street Faire downtown in May and October brings the entire community together Fourth of July fireworks at the lake!"
    1
    Flag
  • Lina B.
    "I feel safe and i’m able to go out at night and feel safe. especially with my packages. it’s nice and quiet very friendly people and lots of kids. everything is near by like food places schools grocery story. "
    0
    Flag
  • Maxwell B.
    "I commute to Stockton because lack of work In Lodi. That is the only complaint I have about Lodi. I have lived here my whole life and only worked one job in Lodi "
    2
    Flag
  • Rich H.
    "The grape festival is always a blast. The farmers market during the summer is cool. It still kinda has the small town feel."
    0
    Flag
  • Cooleycoolman
    "It is a nice Area to Be in and it is friendly place to be in that is all I have to say about that"
    0
    Flag
  • Cynthia C.
    "Wine tasting, art classes and a great educational system. I was enjoying making comments about my community until I was forced to use a 100 word minimum. It just kind of took the joy and pleasure out of contributing."
    2
    Flag
  • Patricia J.
    "it's safer than other areas of Lodi. close to Lodi Lake. restaurants in walking distance. good neighbors. "
    3
    Flag
  • Tmuelker
    "I have lived in Lodi for a little over 4 years and I have had some good and bad experiences here. But for the most part I feel safe and my kids are happy. "
    0
    Flag
  • C1ndee1961
    "There is a dog park around the corner from my house. People are very friendly and love dogs. There is another dog park across town."
    0
    Flag
  • Knorr96
    "Great community And good schools. Great shopping and community events. Lots of preschools in the area."
    1
    Flag
  • Patricia J.
    "great safe neighborhood for singles & families. walking distance to a winery & a couple restaurants."
    1
    Flag
  • Elise B.
    "It’s gorgeous being on the lake and the neighbors are really warm and friendly. It’s been incredible enjoying the breeze off the water "
    0
    Flag
  • Naeemg209
    "we celebrate national night out. we also help neighbors in time of need. we take care of each other and keep an eye out on the neighborhood kids making sure thier safe. "
    3
    Flag
  • Trulia User
    "Kids should not be out late at night, as not always safe. Wish more people would pick up after their dogs. Well maintained neighborhood with many long time families. Everyone is super nice. "
    3
    Flag
  • KSJ
    "Lodi refuses to address the homeless problem we have. And until they do it will gradually get worse "
    2
    Flag
  • Damian S.
    "that it is a nice neighborhood and it's always nice there, I like the lake myself that's in lodi, i like the people here too!! "
    1
    Flag
  • Adriana W.
    "Great school too , you would love it. Nice neighbors. The whole town of Lodi is a great place to live and raise kids. "
    0
    Flag
  • Kemartin1501
    "Roses in bloom everywhere Farmers market Horrible air quality though! Lots of parks but no one in them "
    0
    Flag
  • Cindy T
    "I’m retired so I don’t commute. Downtown isn’t far and the Bay Area is an hour away. So that’s your distance. "
    0
    Flag
  • Anthony R.
    "Sometimes there are dogs without owners, leashes or collars. Owners not picking up their dogs poop. Can be a bit loud from all the dog barking but not always"
    0
    Flag
  • Moonprogolg
    "Nice part of Lodi. Close to shopping and schools. I have lived here 16 years. Very nice neighborhood. Half way between hwy99 and I 5 "
    0
    Flag
  • Althea K.
    "It us a safe place to jet your children walk without leashes. Being in a small town Hoyas a senior is comforting and and quite. People are not always in your business and that lidi is gradually loosing its stigma of the z88’’-99’s"
    0
    Flag
  • Jessica P.
    "There's many cats, and homeless/strangers so there's a lot of barking periodically- so there's a con. But the neighbors are friendly and lookout for one another. I feel safe coming and going knowing I have people who know my family and watch out for our home and us. "
    0
    Flag
  • Althea K.
    "Fantastic easy to follow streets and easy access to the freeway. Streets are well lit safe at night. Feel safe walking alone people are very friendly that I is definitely changed."
    0
    Flag
  • Zaira
    "I've live in this area for the past 15 yrs .It's pretty quiet I just think the city should put speed bumps. "
    1
    Flag
  • Sauulochoaa
    "I have lived in this neighborhood for 15 years and it’s very peaceful. Quiet place to live and it is nearby shops and restaurants."
    0
    Flag
  • Zalabed
    "My neighborhood is unique because it’s clean and quiet and no problems or traffic is around, the road is a Circle so the only cars that enter either live in it or are visiting someone in the neighborhood"
    1
    Flag
  • HILLARDDAWN490
    "we have block parties and a great council woman Joanne Mounce who works closely with public to handle problems. "
    2
    Flag
  • Ordwaytheresa
    "Dogs are welcome all over Lodi. Cats are not as welcome though. There are sidewalks and parks for walking your dogs."
    0
    Flag

Market trends in Lodi

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$526K
$20.67KMoM
Sale-to-List Price
99.6%
0.2%MoM
Price per sq ft
$323
$3MoM
Available listings
214
12MoM

Home Value

Trulia Estimate
$866K
Since last month
Decreased$3K (-0.3%)
Since last year
Increased$84K (+10.8%)
Since last sale
Increased$81K (+10.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +5% in the last 10 years
MonthEstimated value
2026
August 2026$866K
July 2026$869K
June 2026$870K
May 2026$872K
April 2026$869K
March 2026$871K
February 2026$762K
January 2026$786K
2025
2024
2023
2022
2021
2020

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
433 Cherry St, Lodi, CA
0.77
Multi-Family Home
$710,000
03/27/26
8
3
3,240
312 Cherry St, Lodi, CA
0.78
Multi-Family Home
$610,000
04/08/26
4
3
1,931
325 Cypress St, Lodi, CA
1.12
Multi-Family Home
$565,000
02/27/26
6
3
2,684
1/2-326 E Eden St, Lodi, CA
0.51
Multi-Family Home
$309,000
12/08/25
2
3
960
390 Elgin Ave, Lodi, CA
1.43
Multi-Family Home
$772,000
06/25/26
6
6
2,625
903 S Central Ave, Lodi, CA
0.86
Multi-Family Home
$900,000
08/13/26
13
4
-

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
112 N Washington St, Lodi, CA 95240
0.07
$273,400
2
1
933
Off Market
532 E Locust 1/2 St, Lodi, CA 95240
0.11
$175,400
1
1
384
Off Market
322 E Pine St, Lodi, CA 95240
0.13
$480,300
4
4
2,076
Off Market
121 N Central Ave, Lodi, CA 95240
0.15
$230,000
1
1
664
Recently Sold
301 E Oak St, Lodi, CA 95240
0.14
$543,800
7
4
-
Off Market
1/2-516 E Elm St, Lodi, CA 95240
0.17
$285,000
2
1
784
Off Market
1/2-520 E Elm St, Lodi, CA 95240
0.17
$271,700
2
1
750
Off Market
1/2-532 E Elm St, Lodi, CA 95240
0.17
$286,600
1
1
720
Off Market
529 1/2 E Elm St #529, Lodi, CA 95240
0.17
$604,800
5
3
2,300
Off Market
1/2-405 E Elm St, Lodi, CA 95240
0.17
$205,400
1
1
468
Off Market
1/2-322 E Elm St, Lodi, CA 95240
0.17
$209,000
1
1
579
Off Market
5-532 E Elm St, Lodi, CA 95240
0.17
$206,600
1
1
720
Off Market

Price and Tax history

DateEventPrice
Jul 16, 2026
Source: MetroList Services of CA #226031072
Pending
$875,000
Jul 16, 2026
Source: MetroList Services of CA #226031072
ListingRemoved
$875,000
Mar 23, 2026
Source: MetroList Services of CA #226031072
Pending
$875,000
Mar 15, 2026
Source: MetroList Services of CA #226031072
Listed For Sale
$875,000
Jul 16, 2025
Source: MetroList Services of CA #225014591
Sold
$785,265

LGBTQ Local Legal Protections

Cameron DeRuosi, Michael A. De Ruosi III
Agent Phone: (209) 499-9979

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Frequently asked questions about 220 E Elm St

  • What is the estimated monthly payment for 220 E Elm St?
    Based on a $875,000 list price with 20% down at today's rates, the estimated monthly payment for 220 E Elm St in Lodi, CA is approximately $5,421 (about $4,529 principal & interest, $817 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 220 E Elm St compare to homes in Lodi?
    220 E Elm St in Lodi, CA is listed at $875,000, about 67% above the $526K median sale price in Lodi.
  • What do residents say about Lodi?
    Residents describe Lodi, CA as pedestrian-friendly, dog-friendly, and well-kept. See homes for sale in Lodi, CA.
  • What are the closest schools to 220 E Elm St?
    The closest schools to 220 E Elm St in Lodi, CA are George Washington Elementary School (rated 7/10), Lodi High School (rated 6/10), Millswood Middle School (rated 4/10).
  • Does 220 E Elm St have air conditioning?
    Yes, 220 E Elm St in Lodi, CA has air conditioning.
  • Does 220 E Elm St have laundry facilities?
    Yes, 220 E Elm St in Lodi, CA has laundry facilities.
220 E Elm St, Lodi, CA 95240 is a 9 bedroom, 4 bathroom, 4,982 sqft multi-family built in 1969. This property is currently available for sale and was listed by MetroList Services of CA on Mar 15, 2026. The MLS # for this home is MLS# 226031072.