2129 Montgomery Ave, Cardiff, CA 92007
OFF MARKET
Listed by Gwyn Rice, Pacific Sotheby's Int'l Realty, (858) 259-8300 . Bought with Compass

2129 Montgomery Ave
Cardiff, CA 92007

Cardiff
  • 4 Beds
  • 3.5 Baths
  • 2,894 sqft

$2,927,700

Trulia Estimate
as of Jul 7, 2026
Est. Refi. Payment $17,626/mo*
Refinance Your Home

$2,927,700

Trulia Estimate
as of Jul 7, 2026
Est. Refi. Payment $17,626/mo*
Refinance Your Home
4 Beds
3.5 Baths
2,894 sqft

Local Information

  • Map ViewExplore the area around 2129 Montgomery Ave.
  • Schools2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

The Cardiff lifestyle awaits you with this low maintenance beach home in the highly desirable walking district! Offering three bedrooms, a loft and a fully equipped one bedroom guest suite with its own kitchenette, living room, bathroom, laundry, and private entrance, this exceptional floorplan transcends versatility. The main living area is adorned with walls of windows that frame the coastal scenery, flooding the space with natural light. The kitchen, seamlessly integrated with the dining room and great room is easily accessible from the two-car garage making daily living and entertaining a breeze. With its ocean views, the loft is ideal for use as a home office and guaranteed to inspire creativity. The primary suite offers an expansive walk-in closet and for unwinding a spa-like bath area. Spacious secondary bedrooms and laundry room round out the main residence. With its pristine coastline, charming restaurants, shops and San Elijo Lagoon hiking trails the quintessential seaside community of Cardiff-by-the-Sea is unmatched in having something for everyone and the perfect community to call home. Main residence is currently living as a 3 bedroom + Office and 2.5 Bath with an additional private guest suite offering its own private entrance, full kitchen, living room, 1 bedroom + 1 bathroom, and laundry (currently rented for $3250 a month).
2129 Montgomery Ave, Cardiff, CA 92007 is a 4 bedroom, 4 bathroom, 2,894 sqft single-family home in Cardiff, built in 1991. It last sold for $2,620,000 on Feb 28, 2024 (1% below the $2,639,000 asking price). More recently, it was listed as a rental in January 2023 with an asking price of $3,250 per month. That rental listing was removed on February 15, 2023. It is currently off market. The Trulia Estimate is $2,927,700, with a rent estimate of $8,552/month.

Home Highlights

Parking
2 Car Garage
Outdoor
No Info
A/C
Cooling only
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 2129 Montgomery Ave

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Master Bathroom, Great Room, Kitchen, Laundry, Loft, Other
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2894 Square Feet
Appliances & Utilities
Appliances: Built-In Range, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Refrigerator, Water HeaterDishwasherDisposalLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Has CoolingAir Conditioning: Central AirNo Heating
Fireplace & Spa
Fireplace: NoneSpa: NoneNo FireplaceNo Spa
Windows, Doors, Floors & Walls
Flooring: Carpet, WoodCommon Walls: 1 Common Wall
Levels, Entrance, & Accessibility
Number of Stories: 3Levels: Multi/SplitEntry Location: 1Floors: Carpet, Wood
View
Has a ViewView: Coastline, Ocean, Panoramic

Exterior Features

Exterior Home Features
Roof: TileFencing: Partial, Stucco WallNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Attached
Pool
Pool: None
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Year Built
Year Built: 1991
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: See Remarks
Building
Attached To Another StructureNo Additional Parcels
Property Information
Condition: TurnkeyParcel Number: 2604033000

Price & Status

Price
List Price: $2,639,000
Status Change & Dates
Off Market Date: Thu Jan 18 2024

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Encinitas
School Information
High School District: San Dieguito Union

Community

Community Features: UrbanNot Senior Community

HOA

Association for this Listing: California Regional MLS (North San Diego County & Pacific Southwest AORs)

Lot Information

Lot Area: 2557 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: NDP2400339Living Area Range Units: Square FeetWater ViewWater View: Coastline, OceanAttribution Contact: gwyn@gwynrice.comUniversal Property Id: US-06073-N-2604033000-R-N

Additional Information

Urban
Last check for updates: about 3 hours ago
Listed by Gwyn Rice DRE #00889370
Pacific Sotheby's Int'l Realty
Kurtney Wolters Noonan DRE #01315797, (619) 508-5878
Compass
Bought with: Gina Vreeburg DRE #01413801, (760) 419-8800, Compass
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Source: CRMLS, MLS#NDP2400339

Price History for 2129 Montgomery Ave

DatePriceEventSource
02/28/2024$2,620,000Sold
CRMLS #NDP2400339
01/19/2024$2,639,000PendingCRMLS #NDP2400339
01/12/2024$2,639,000Listed For SaleCRMLS #NDP2400339
02/15/2023ListingRemovedZillow Rentals
01/28/2023$3,250Listed For RentZillow Rentals
06/09/2021ListingRemovedZillow Rental Manager
06/08/2021$2,750Listed For RentZillow Rental Manager
04/19/2021$1,945,000Sold
N/A
07/10/2020$1,565,000Sold
SDMLS #200037126
06/13/2020$1,599,000PriceChange
Agent Provided
04/10/2020$1,699,000PriceChange
Agent Provided
02/07/2020$1,749,000PriceChange
Agent Provided
01/06/2020$1,759,000PriceChange
Agent Provided
12/13/2019$1,839,000PriceChange
Agent Provided
11/07/2019$1,849,000PriceChange
Agent Provided
10/05/2019$1,899,000Listed For SaleAgent Provided
05/31/2019$1,167,000Sold
N/A
02/19/2019$1,425,000PriceChange
Agent Provided
01/23/2019$1,439,000PriceChange
Agent Provided
12/05/2018$1,449,900PriceChange
Agent Provided
11/15/2018$1,475,000PriceChange
Agent Provided
10/22/2018$1,500,000PriceChange
Agent Provided
10/12/2018$1,550,000Listed For SaleAgent Provided
04/02/1997$292,500Sold
N/A
02/01/1994$316,000Sold
N/A

Market trends in Encinitas

Last updated May 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$2M
$55KMoM
Sale-to-List Price
99.5%
0.1%MoM
Price per sq ft
$978
$65MoM
Available listings
163
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Property Tax and Assessment

Year2025
Tax$28,733
Assessment$2,672,400
Home facts updated by county records

Comparable Sales for 2129 Montgomery Ave

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2058 Montgomery Ave, Cardiff By The Sea, CA
0.09
Single-Family Home
$2,830,000
07/28/25
3
3.5
1,888
2172 Glasgow Ave, Cardiff, CA
0.18
Single-Family Home
$2,670,000
07/16/25
3
3.5
1,938
2266 Cambridge Ave, Cardiff, CA
0.18
Single-Family Home
$3,300,000
10/30/25
5
3
3,265
2313 Manchester Ave, Cardiff, CA
0.23
Single-Family Home
$3,225,000
05/01/26
4
3
2,253
1915 Montgomery Ave, Cardiff, CA
0.24
Single-Family Home
$3,700,000
01/30/26
4
3
1,883
2319-21 Newcastle Ave, Cardiff, CA
0.26
Single-Family Home
$3,050,000
01/07/26
6
4
2,792
2475 Manchester Ave, Cardiff, CA
0.42
Single-Family Home
$2,700,000
04/24/26
3
2
2,165
445 Sheffield Ave, Cardiff, CA
0.42
Single-Family Home
$3,040,000
02/02/26
4
3.5
3,508

Nearby homes

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Assigned Schools

These are the assigned schools for 2129 Montgomery Ave.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Cardiff
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Cardiff

At least 56 Trulia users voted on each feature.

  • 97 % Say it's dog friendly

  • 90 % Say people would walk alone at night

  • 88 % Say car is needed

  • 79 % Say there's holiday spirit

  • 76 % Say kids play outside

  • 73 % Say parking is easy

  • 67 % Say neighbors are friendly

  • 67 % Say they plan to stay for at least 5 years

  • 67 % Say yards are well-kept

  • 66 % Say it's walkable to grocery stores

  • 63 % Say it's walkable to restaurants

  • 59 % Say there are sidewalks

  • 57 % Say there's wildlife

  • 52 % Say there are community events

  • 49 % Say streets are well-lit

  • 48 % Say it's quiet

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Great area and great schools. Some great parks and close to the beach. Great for being outside but the hills and lack of sidewalks in areas makes it less walkable than other areas. Package theft does happen and people don’t clean up after their pets well. The rent is also really high around here. "
    1
    Flag
  • Trulia User
    "Cardiff is a great place to live for everyone. Great restaurants and seaside market is amazing. The beaches are great too. "
    0
    Flag
  • Trulia User
    "A lot of owners out here. Definetly a hot spot for pets. Not sure about pet parks however. Only see well maintained pets."
    0
    Flag
  • Trulia User
    "Cardiff-by-the-Sea is one of the greatest communities in San Diego. People watch out for one another, have a strong sense of pride for the neighborhood, and everyone is friendly. I can’t say anything bad about living here!!"
    1
    Flag
  • Trulia User
    "We moved here in November so have been here just about a year. We are absolutely in love with the neighborhood. Everyone is friendly and there is a diverse group of neighborhood residents. The sunshine, the views, the local market and restaurants - were never leaving "
    0
    Flag
  • Trulia User
    "It’s a nice place to live, being near I5 is great to get around easily. Lots of schools, shops, restaurants etc. but lots of homeless people too. "
    5
    Flag
  • Shannon T.
    "Movies at Patagonia. Cardiff Kook decorations. Camping at San elijo state beach. Bubbles and moonlight. "
    3
    Flag
  • Christina F.
    "Great neighbors - neighbors can make or break your neighborhood!! We are pretty lucky to be surrounded by good people!! Fingers crossed that it stays that way!"
    0
    Flag
  • Brian D.
    "My commute in the morning (6:15am) to Mira Mesa is easy, only 20 min. Coming home with non-pandemic traffic it can changes to a 35 to 50 min drive. "
    2
    Flag
  • Brockallmaras
    "Encinitas is almost as cool as Cardiff but not quite as cool. It never will be. However, it is the second coolest in the land"
    0
    Flag
  • Stefan
    "Lived here for 5 years, great community and great people. Surprising amount of crime though, due to easy access to the 5."
    2
    Flag
  • Jim C.
    "Great place to live, moved back from Florida and prefer over La Jolla. Can be expensive but just need to be patient when house hunting."
    0
    Flag
  • Matias
    "There are many families em my area and animals too. A lot park for kids and good schools for all ages "
    0
    Flag
  • Jaymayojr1983
    "this place was great and I enjoyed it very much. I would recommend to all. schools were great and neighbors were always friendly."
    2
    Flag
  • Farnaz J.
    "Friendly neighborhood and lovely people. Peaceful and respectful, helpful to each other. Involved in the community. "
    1
    Flag
  • William C. M.
    "Eclectic mix of income levels and some with pretentious tendencies and some without some highly educated and several who have low education levels"
    0
    Flag
  • Ellydvogt
    "A mix of families and older people. We don’t know our neighbors much but we are just renting. Encinitas has a wonderful vibe and everyone is super friendly."
    0
    Flag
  • Sasha D. C.
    "I have lived here for years and I love it, we have lots of friends in the neighborhood who have met just in the street. Our kids love the schools, we love the access to the outdoors, the ocean the mountains the trails, it’s all just minutes away"
    0
    Flag

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Apartments for Rent

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Explore by feature - Pet Friendly

72 pet-friendly rentals in Cardiff, CA

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Explore by feature - Air Conditioning

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Explore by feature - Pool

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Explore by feature - Outdoor Space

39 rentals with an outdoor space in Cardiff, CA

Homes for sale near 2129 Montgomery Ave

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Off Market Homes Near 2129 Montgomery Ave

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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-02-09 09:51:42 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information