21 Pine St, Oneonta, NY 13820
UNDER CONTRACT

21 Pine St
Oneonta, NY 13820

  • 4 Beds
  • 4,272 sqft

$169,999

Est. Mortgage $936/mo*

$169,999

Est. Mortgage $936/mo*
4 Beds
4,272 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Huge 5-unit building located in the heart of downtown Oneonta. Two 1 bedroom, Two 2 bedroom, and One studio. Centrally situated near Main Street, shopping, dining, and local colleges. Currently, 3 of the 5 units are rented, offering immediate income with value-add potential. The property needs interior and exterior improvements, making it an excellent opportunity for investors or owner-occupants looking to renovate and maximize returns. Five-unit buildings in this prime central location are a rare find. Current annual rental income $25,350.

Home Highlights

Parking
No Info
Outdoor
No Info
A/C
Heating only
HOA
None
Price/Sqft
$40
Listed
129 days ago
Last check for updates: about 10 hours ago
Listing by: Keller Williams Upstate NY Properties, (607) 431-2540
Madison Wayman, (607) 725-7830
Originating MLS: Otsego-Delaware
Source: NYSAMLSs, MLS#R1654949
Also Listed on NYSAMLSs.

Home Details for 21 Pine St

Active Status

MLS Status: Under Contract

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 4
Dimensions and Layout
Living Area: 4272 Square Feet
Appliances & Utilities
Utilities: Sewer Connected, Water ConnectedAppliances: Gas Cooktop, Gas Water Heater, Microwave, RefrigeratorMicrowaveRefrigerator
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Hardwood, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Hardwood, Varies, Vinyl

Exterior Features

Exterior Home Features
Roof: Asphalt ShingleExterior: Dirt Driveway
Parking & Garage
No GarageParking: Two Spaces,No Garage
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 23Days on Market: 129

Property Information

Year Built
Year Built: 1970
Property Type / Style
Property Type: Residential IncomeProperty Subtype: Multi Family
Building
Construction Materials: Vinyl Siding, Wood Siding
Property Information
Condition: ResaleParcel Number: 288.18532

Price & Status

Price
List Price: $169,999Price Per Sqft: $40
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: Oneonta
School Information
Elementary School District: OneontaJr High / Middle School District: OneontaHigh School District: Oneonta

Agent Information

Listing Agent
Listing ID: R1654949

Building

Building Area
Building Area: 4272 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Otsego-Delaware

Lot Information

Lot Area: 6534 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional

Business

Expense
Tenant Pays: All Utilities

Rental Terms, Policies & Fees

Rent Includes: Snow RemovalOwner Pays: Snow Removal

Miscellaneous

BasementMls Number: R1654949Living Area Range Units: Square FeetZillow Contingency Status: Under ContractAttribution Contact: 607-725-7830Universal Property Id: US-36077-N-28818532-R-N

Price History for 21 Pine St

DatePriceEventSource
01/23/2026$169,999ContingentNYSAMLSs #R1654949
12/31/2025$169,999Listed For SaleNYSAMLSs #R1654949
12/02/2020$875ListingRemovedAgent Provided
11/04/2020$875Listed For RentAgent Provided
02/28/2019$850ListingRemovedAgent Provided
10/10/2018$850PriceChange
Agent Provided
08/16/2018$875Listed For RentAgent Provided
09/19/2017$875ListingRemovedAgent Provided
07/26/2017$875Listed For RentAgent Provided
07/11/2013$189,000Sold
NYSAMLSs #OD88053

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Comparable Sales for 21 Pine St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.20
Multi-Family Home
$210,000
01/07/26
7
3.5
2,994
0.30
Multi-Family Home
$225,000
05/27/25
7
4
3,182
0.21
Multi-Family Home
$207,500
09/05/25
4
2.5
1,592
0.41
Multi-Family Home
$250,037
01/05/26
6
2
2,820
0.36
Multi-Family Home
$235,000
01/06/26
8
4
3,482
0.23
Multi-Family Home
$310,000
09/22/25
10
6
3,800
0.33
Multi-Family Home
$330,000
04/03/26
8
4
3,378

Assigned Schools

These are the assigned schools for 21 Pine St.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Oneonta

At least 83 Trulia users voted on each feature.
  • 83 % Say it's dog friendly

  • 80 % Say car is needed

  • 78 % Say yards are well-kept

  • 77 % Say there are sidewalks

  • 76 % Say it's walkable to restaurants

  • 76 % Say parking is easy

  • 73 % Say there's holiday spirit

  • 70 % Say people would walk alone at night

  • 66 % Say there's wildlife

  • 63 % Say kids play outside

  • 57 % Say streets are well-lit

  • 53 % Say neighbors are friendly

  • 52 % Say it's quiet

  • 51 % Say they plan to stay for at least 5 years

  • 37 % Say it's walkable to grocery stores

  • 31 % Say there are community events

Learn more about our methodology.
  • Akiva T.
    "Nice clean safe neighborhood, no traffic jams. You can most things at local stores in town. Winter is cold and summer is nice. Biggest issue we've had was with getting contractors to do repair work on our house, many in that field are charlatans as well as overpriced. Be prepared to do things yourself. "
  • Victoria Jade
    "It is too busy to walk your dog on the streets. You would have to drive to walk your dog. You cannot walk in the sidewalk bc there is none"
  • Lynn_lynn69
    "There’s a dog park near and a great place to raise a dog. Petcostore close by as well which is nice. "
  • Tishcs1
    "Very pet friendly neighborhood. Walking trail near by. The school property has a nice large field to let dogs run. Nearby the town has a pool and tennis courts with a smaller field to play with your dogs."
  • Lori F.
    "Oneonta and Otsego County have two great Colleges. big city type businesses with small town charm. school system is solid. near Cooperstown Baseball Hall of fame. "
  • John L.
    "It is a friendly and safe neighborhood. People obey the leash and pooper clean up law. There are no leash parks for dogs to run free."
  • Sassiemaefrass
    "Not everyone has a Leash on their dog when outside. But it’s always been fine. Things are usually pretty quiet and private."
  • Mels3oak
    "We are walking distance to down town, restaurants, the park & hospital. Neighbors are very friendly and have become like family. We have lived in this area for 10+ years & love it."
  • Alicia D.
    "Dogs are definitely all over the neighborhood all the time. Not a lot of yard space within the city, obviously but very friendly and accepting people"
  • Keenamonae
    "Oneonta sucks, if you want to move here... DON’T. There’s deer running wild at night. If you have small children, under 3, there are no dentist for them. No real career opportunities, just restaurants."
  • kdniles28
    "I have lived in this neighborhood for three years now and I love it!!! My street is centrally located but is still a very quiet residential neighborhood with no college students. Quite frankly I believe Hazel Street the best street live on in the entire city of Oneonta!"
  • astorsteven
    "I just purchased a home in Oneonta, moving from the NYC area. I was looking for a better place to raise two kids and so far, I am very happy. Very friendly, safe area with plenty of privacy. "
  • Duke
    "Excellent access, easy walk to schools and colleges."
  • estrany
    "A wonderful area bordered by protected wetlands. Enjoy the convenience of easily accessible I88 and shopping, healthcare facilities, colleges, and recreation. Public transportation is available from here with scheduling with Oneonta Public transportation. Beautiful land and gardens. "
  • Tom T.
    "Oneonta is a wonderful place to live with 2 colleges that provide a variety of cultural events and a very stable economy. Lots of things to do from sports, community activities, music, and theater. "

LGBTQ Local Legal Protections

Madison Wayman, Keller Williams Upstate NY Properties, (607) 431-2540
Agent Phone: (607) 725-7830
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-05-09 15:30:40 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
21 Pine St, Oneonta, NY 13820 is a 4 bedroom, 4,272 sqft multi-family built in 1970. This property is currently available for sale and was listed by NYSAMLSs on Dec 31, 2025. The MLS # for this home is MLS# R1654949.