$399,900
3 Beds
2.5 Baths
2,090 sqft (on 5.05 acres)
20907 Hardwood Loop, Finlayson, MN 55735
Est. Mortgage $2,461/mo*
Get Pre-QualifiedHome Highlights
Single-Family Home
Built in 2003
5.05 acre lot
$191/sqft
Garage
Local Information
- Map ViewExplore the area around 20907 Hardwood Loop.
- Schools1 Preschool School1 Elementary School1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home.
Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months.
Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.
Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months.
Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.
Last check for updates: about 8 hours ago
Listing courtesy of Rick Tedesco, (952) 769-7238
eXp Realty
Source: NorthstarMLS as distributed by MLS GRID, MLS#7133456
Also Listed on NorthstarMLS as distributed by MLS GRID, eXp Realty.
Home Details for 20907 Hardwood Loop
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MLS Status: Active |
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Interior Details Basement: NoneNumber of Rooms: 6Types of Rooms: Bedroom, Bedroom 2, Family Room, Laundry, Living Room, Office |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1 |
Dimensions and Layout Living Area: 2090 Square FeetFoundation Area: 1536 |
Appliances & Utilities Appliances: Dryer, Range, Refrigerator, WasherDryerLaundry: Main LevelRefrigeratorWasher |
Heating & Cooling Heating: Dual Fuel/Off Peak,Fireplace(s),Other,Radiant,Wood StoveHas CoolingAir Conditioning: Wall Unit(s)Has HeatingHeating Fuel: Dual Fuel Off Peak |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Free Standing, Living Room, Wood BurningHas a Fireplace |
Gas & Electric Electric: 100 Amp ServiceGas: Electric, Wood |
Levels, Entrance, & Accessibility Stories: 2Levels: TwoAccessibility: None |
View No View |
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Exterior Home Features Roof: AsphaltPatio / Porch: Deck, PatioOther Structures: Garage(s), Storage Shed |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (23x26)No CarportHas a GarageNo Attached GarageParking Spaces: 2Parking: Detached Garage,Gravel,Heated Garage |
Frontage Responsible for Road Maintenance: Public Maintained RoadNot on Waterfront |
Water & Sewer Sewer: Tank with Drainage Field |
Finished Area Finished Area (above surface): 2090 Square Feet |
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Days on Market: 5 |
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Year Built Year Built: 2003 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family |
Building Not a New ConstructionNot Attached PropertyHas Additional Parcels |
Property Information Parcel Number: 0055107000Additional Parcels Description: 0055106000 |
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Price List Price: $399,900Price Per Sqft: $191 |
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Direction & Address City: FinlaysonCommunity: Pine River Heights 2nd Add |
School Information High School District: Willow River |
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Listing Agent Listing ID: 7133456 |
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Building Area Building Area: 2090 Square Feet |
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No HOAHOA Fee: No HOA Fee |
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Lot Area: 5.05 Acres |
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Contingencies: None |
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Mls Number: 7133456Above Grade Unfinished Area: 2090 |
Around this home
What Locals Say about Finlayson
At least 1 Trulia users voted on each feature.
100 % Say parking is easy
100 % Say yards are well-kept
100 % Say streets are well-lit
100 % Say they plan to stay for at least 5 years
100 % Say there's holiday spirit
100 % Say car is needed
100 % Say it's quiet
50 % Say kids play outside
50 % Say there's wildlife
25 % Say neighbors are friendly
Sourced by Trulia users. Learn more about our methodology.
Market trends in Finlayson
Last updated July 2026
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
16
1MoM
Home Value
Trulia Estimate
$397KSince last month
Increased$39K (+10.7%)Since last year
Increased$54K (+15.6%)Since last sale
Increased$62K (+18.6%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +246% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $397K |
| August 2026 | $360K |
| July 2026 | $359K |
| June 2026 | $350K |
| May 2026 | $348K |
| April 2026 | $345K |
| March 2026 | $340K |
| February 2026 | $341K |
| January 2026 | $345K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.14 | Single-Family Home | $195,000 | 06/18/26 | 2 | 0.5 | 623 | |
0.96 | Single-Family Home | $385,000 | 12/12/25 | 5 | 3 | 3,000 | |
2.50 | Single-Family Home | $600,000 | 05/27/26 | 3 | 2 | 1,800 | |
2.39 | Single-Family Home | $405,000 | 09/26/25 | 2 | 1.5 | 960 | |
2.44 | Single-Family Home | $465,000 | 08/24/26 | 3 | 1 | 1,254 | |
2.78 | Single-Family Home | $280,000 | 10/10/25 | 2 | 1 | 1,148 | |
2.80 | Single-Family Home | $180,000 | 11/14/25 | 1 | 1 | 969 | |
2.83 | Single-Family Home | $250,000 | 10/02/25 | 1 | 1 | 952 | |
3.70 | Single-Family Home | $360,000 | 08/25/26 | 3 | 1.5 | 1,248 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.14 | $185,000 | 2 | 1 | 995 | Off Market | |
0.14 | $195,000 | 2 | 0.5 | 623 | Recently Sold | |
0.22 | - | - | - | - | Off Market | |
0.28 | - | - | - | - | Off Market | |
0.30 | - | - | - | - | Off Market | |
0.53 | $121,700 | 1 | 1 | 560 | Off Market | |
0.96 | $385,000 | 5 | 3 | 3,000 | Recently Sold | |
1.21 | $291,600 | 2 | 1 | 720 | Off Market | |
1.30 | - | - | - | - | Off Market | |
1.30 | - | - | - | - | Off Market | |
1.33 | $640,900 | 2 | 2 | 2,156 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 5, 2026 Source: NorthstarMLS as distributed by MLS GRID #7133456 | Listed For Sale | $399,900 |
Dec 17, 2024 Source: NorthstarMLS as distributed by MLS GRID #6586558 | Sold | $335,000 |
Nov 3, 2024 Source: NorthstarMLS as distributed by MLS GRID #6586558 | Pending | $299,999 |
Aug 17, 2024 Source: NorthstarMLS as distributed by MLS GRID #6586558 | Listed For Sale | $299,999 |
Aug 31, 2022 Source: NorthstarMLS as distributed by MLS GRID #6189266 | Sold | $249,900 |
Aug 11, 2022 Source: NorthstarMLS as distributed by MLS GRID #6189266 | Pending | $249,900 |
Jul 28, 2022 Source: NorthstarMLS as distributed by MLS GRID #6189266 | PriceChange | $249,900 Price decreased by 7% |
Jul 8, 2022 Source: NorthstarMLS as distributed by MLS GRID #6189266 | PriceChange | $269,900 Price decreased by 4% |
Jun 2, 2022 Source: NorthstarMLS as distributed by MLS GRID #6189266 | PriceChange | $279,900 Price decreased by 3% |
May 5, 2022 Source: NorthstarMLS as distributed by MLS GRID #6189266 | Listed For Sale | $287,900 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $2,166 | $284,200 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Rick Tedesco, eXp Realty
Agent Phone: (952) 769-7238
Based on information submitted to the MLS GRID as of 2026-09-11 01:03:49 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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Frequently asked questions about 20907 Hardwood Loop
- What is the estimated monthly payment for 20907 Hardwood Loop?Based on a $399,900 list price with 20% down at today's rates, the estimated monthly payment for 20907 Hardwood Loop in Finlayson, MN is approximately $2,529 (about $2,164 principal & interest, $290 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- What are the closest schools to 20907 Hardwood Loop?The closest schools to 20907 Hardwood Loop in Finlayson, MN are Willow River Elementary School (Pre-K, rated 5/10), Willow River Secondary (Middle/High, rated 3/10).
- What is 20907 Hardwood Loop estimated to be worth?Trulia's estimated value for 20907 Hardwood Loop in Finlayson, MN is $397,300.
- Does 20907 Hardwood Loop have air conditioning?Yes, 20907 Hardwood Loop in Finlayson, MN has air conditioning.
- Does 20907 Hardwood Loop have laundry facilities?Yes, 20907 Hardwood Loop in Finlayson, MN has in-unit laundry.
- How big is the lot at 20907 Hardwood Loop?The lot at 20907 Hardwood Loop in Finlayson, MN is about 5.1 acres.
20907 Hardwood Loop, Finlayson, MN 55735 is a 3 bedroom, 3 bathroom, 2,090 sqft single-family home built in 2003. This property is currently available for sale and was listed by NorthstarMLS as distributed by MLS GRID on Sep 5, 2026. The MLS # for this home is MLS# 7133456.