20844 4th Ave W, Summerland Key, FL 33042
UNDER CONTRACT
0.29 ACRES

20844 4th Ave W
Summerland Key, FL 33042

  • 4 Beds
  • 3 Baths
  • 2,951 sqft (on 0.29 acres)

$2,795,000

Est. Mortgage $15,541/mo*

$2,795,000

Est. Mortgage $15,541/mo*
4 Beds
3 Baths
2,951 sqft
(on 0.29 acres)
We estimate this home will sell faster than 98% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

FISHERMAN'S DREAM! BIG BOATS WELCOME! DEEP WATER! LARGE WATERFRONT HOME in the prestigious neighborhood of Cudjoe Gardens. When you first walk up you will notice the beautiful landscaping, tropical fruit trees, key limes, mangoes, lemons, bananas and avocados! This stunning and elegant concrete residence on elevated lot, offers the perfect harmony of luxury and comfort. All new impact windows & doors, framed by custom plantation shutters. Every space has been meticulously curated, brand-new AC, and more! This incredible property with almost 3,000sf offers an open and spacious floor plan. The living area blends seamlessly with the screened in lanai with full bar, concrete heated, saltwater pool and overflow hot tub, offering full sun during the day. Leave the full wall of glass doors open to allow the fresh breeze of the Florida Keys as well as the gentle sound of the pool's waterfall. The Custom Chef's Kitchen has top of the line Stainless Steel Appliances, new wine cooler, Granite Countertops, huge island, and Custom Cabinetry. The home has a large master bedroom suite with its own living room/office/exercise area, sliders to back yard, 2 closets, and wonderful bathroom with spa like shower. 2 large guest bedrooms with full bath, an incredible Mother In Law/Guest Suite set up as bedroom sleeping 4-8 people with living area, with it's own driveway and private entrance and access to lanai, gorgeous bamboo flooring with inlayed Compass Rose and ceiling made of river recovered heart cypress, walk in closet designed as storm shelter, and full bath. Other features, outdoor kitchen and bar, 1 car garage with ample storage, double boat lift 20,000lb, 5 ft draft, 2 Ace 5,500lb davits, 100x10 concrete dock, Killer Dock brand fish cleaning station, commercial ice maker, and 5 min. Ride from the Ocean or Gulf, Fuel, Marina, and Tackle store, perfect for the avid fisherman. Wide canal, flow thru canal. This property is a boat lover, fisherman, and chef's Dream Home
We estimate this home will sell faster than 98% nearby.

Home Highlights

Parking
Attached Garage
Outdoor
Porch, Patio, Pool
View
Canal
HOA
$6/Monthly
Price/Sqft
$947
Listed
38 days ago

Home Details for 20844 4th Ave W

Interior Features

Interior Details
Wet Bar
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2951 Square Feet
Appliances & Utilities
Utilities: FKAA, Propane, Cable ConnectedAppliances: Washer, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Gas Appliances, Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, DryerDishwasherDisposalDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Propane Stove,ElectricHas CoolingAir Conditioning: Central Air,Ceiling Fans(s)Has HeatingHeating Fuel: Central
Fireplace & Spa
Spa: PrivateHas a Spa
Gas & Electric
Electric: Elect Separate Meter
Windows, Doors, Floors & Walls
Window: Drapes/Blinds Incl, Window Treatments, Impact Rstnce WindowDoor: Glass Doors, Impact Rstnce Doors, Sliding Glass DoorsFlooring: Tile, Wood
Levels, Entrance, & Accessibility
Levels: Ground LevelAccessibility: Yes, Accessible Doors, Parking, Accessible KitchenFloors: Tile, Wood
View
Has a ViewView: Canal
Security
Security: Smoke Detector(s), Patrolled Area, Other

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Lanai, Open Porch/Balcony, Patio, Screened Patio, Screened P/BFencing: Privacy, FencedVegetation: Fruit Tree(s)Exterior: Bar, Water Display, Storage, Sprinkler System, Outdoor Shower, Outdoor Kitchen, Lighting, Rain Gutters, Built-in BarbecueHas a Private PoolSprinkler System
Parking & Garage
No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 4Parking: Garage,Trailer Storage,Off Street,Guest,Open,Garage Door Opener,Attached
Pool
Pool: Heated, In Ground, Screen Enclosure, Decked, Concrete, Salt WaterPool
Frontage
WaterfrontWaterfront: Canal Front, Waterfront, Seawall: Concrete, Dock: Concrete, Dock Length: 100, Dockage: Davits, Boat LiftOn Waterfront
Water & Sewer
Sewer: Municipal Sewer, Public Sewer

Days on Market

Days on Market: 38

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: CBS, ConcreteNot a New Construction
Property Information
Condition: Updated/RemodeledParcel Number: 00174635000700

Price & Status

Price
List Price: $2,795,000Price Per Sqft: $947

Active Status

MLS Status: Contingent/Show

Location

Direction & Address
City: CudjoeCommunity: Cudjoe Gardens (21.0)

Agent Information

Listing Agent
Listing ID: 619299

Community

Community Features: Community Boat Ramp, Other

HOA

HOA Fee Includes: Maintenance Grounds, OtherAssociation for this Listing: Key West AssociationHas an HOAHOA Fee: $75/Yearly

Lot Information

Lot Area: 0.29 acres

Offer

Contingencies: Contingent/ShowListing Terms: Cash, FHA, VA Loan, Conventional

Energy

Energy Efficiency Features: Thermostat

Miscellaneous

Mls Number: 619299Zillow Contingency Status: Under ContractWater ViewWater View: Canal

Additional Information

Community Boat RampOther
Last check for updates: about 4 hours ago
Listing courtesy of Stacey Nash Pillari, (305) 906-0144
Berkshire Hathaway HomeServices Knight & Gardner Realty
Originating MLS: Key West Association
Source: FLKMLS, MLS#619299

Price History for 20844 4th Ave W

DatePriceEventSource
04/11/2026$2,795,000ContingentFLKMLS #619299
04/01/2026$2,795,000Listed For SaleFLKMLS #619299
04/01/2026$2,795,000ListingRemovedFLKMLS #616783
02/12/2026$2,795,000PriceChange
Key West AOR #616783
01/01/2026$2,875,000PriceChange
Key West AOR #616783
10/08/2025$2,950,000Listed For SaleFLKMLS #616783
08/26/2022$2,599,000Sold
FLKMLS #601734
08/19/2022$2,599,000PendingFLKMLS #601734
07/11/2022$2,599,000ContingentKey West AOR #601734
07/09/2022$2,599,000Listed For SaleKey West AOR #601734
06/09/2022ListingRemovedFLKMLS #598777
05/03/2022$2,695,000PriceChange
Key West AOR #598777
02/23/2022$2,799,000PriceChange
Key West AOR #598777
12/10/2021$2,950,000Listed For SaleFLKMLS #598777
10/21/1998$364,500Sold
N/A
06/06/1995$60,000Sold
N/A

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Property Tax and Assessment

Year2025
Tax$21,894
Assessment$2,431,616
Home facts updated by county records

Comparable Sales for 20844 4th Ave W

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.26
Single-Family Home
$2,600,000
05/30/25
4
3
2,604
0.07
Single-Family Home
$1,350,000
07/24/25
3
3
2,524
0.04
Single-Family Home
$3,275,000
10/28/25
5
4
3,817
0.04
Single-Family Home
$1,900,000
06/29/25
3
2
1,702
0.10
Single-Family Home
$1,750,000
02/26/26
3
2
2,047
0.09
Single-Family Home
$1,350,000
08/18/25
3
2
1,582
0.20
Single-Family Home
$1,400,000
04/24/26
3
2
1,872
0.42
Single-Family Home
$1,550,000
02/23/26
3
2
1,645
0.41
Single-Family Home
$2,000,000
03/18/26
3
2
1,674
0.24
Single-Family Home
$1,100,000
06/27/25
3
2
1,361

Assigned Schools

These are the assigned schools for 20844 4th Ave W.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Summerland Key

At least 14 Trulia users voted on each feature.
  • 82 % Say it's dog friendly

  • 81 % Say yards are well-kept

  • 79 % Say people would walk alone at night

  • 77 % Say car is needed

  • 76 % Say parking is easy

  • 71 % Say it's quiet

  • 70 % Say there's holiday spirit

  • 60 % Say neighbors are friendly

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's walkable to restaurants

  • 47 % Say there are community events

  • 44 % Say there's wildlife

  • 29 % Say kids play outside

  • 15 % Say it's walkable to grocery stores

  • 14 % Say streets are well-lit

  • 11 % Say there are sidewalks

Learn more about our methodology.
  • Kristyharvey13
    "Very safe feel day to day. Small schools and class sizes. Lots of outdoor activities to do together "
  • Wesley.seefried
    "Not a lot of places to actually walk your dog out here a lot of rocks not grass a lot of private property"
  • Donna Pezzi
    "This is a superb community - the people who live here take great pride in their homes and canals. Phenomenal boating - snorkel at Looe Key, lobster in the Gulf, or fish on the reef. Great area for walking or paddle boarding."
  • Trulia User
    "Great neighborhood, very peaceful and quite. Fishing and diving paradise. Close to all the Key West fun! "
  • b4194
    "Outstanding Views of the Atlantic. Wonderful SUNSETS !"
  • Nate M.
    "I'm a Realtor in Sugarloaf and have lived here since 1995. I've raised 2 children here, and the schools are absolutely fantastic! Sugarloaf is the perfect place to live - offering outstanding boating, fishing, diving, etc., miles of walking paths, surrounded by ocean and nature, yet just a quick hop to the fun and excitement of Key West."
  • Jerry L.
    "near key west, but far enough away for peace and quiet. Great waterfront life!"
  • Robert K.
    "There are a few areas in the Keys in the entire Keys chain which have that private resort feel. Summerland Key is one of those Keys! Has restaurants, grocery store, gas stations, marinas, post office, hardware stores, wine store, etc... All the essentials!"
  • Jerry L.
    "right on Cudjoe Bay, perfect for boating, paddleboarding, sailing, etc"
  • Wkinseyii
    "I used to live on Cudjoe Key. It was by far the safest, most friendly place I have ever lived. Fantastic location with plenty to do."
  • billberit
    "A well organized comunity"

LGBTQ Local Legal Protections

Stacey Nash Pillari, Berkshire Hathaway HomeServices Knight & Gardner Realty
Agent Phone: (305) 906-0144
MLS Internet Data Exchange (IDX) information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Florida Keys Board of Realtors.
20844 4th Ave W, Summerland Key, FL 33042 is a 4 bedroom, 3 bathroom, 2,951 sqft single-family home built in 1997. This property is currently available for sale and was listed by FLKMLS on Apr 1, 2026. The MLS # for this home is MLS# 619299.