20644 Cutwater Pl, Sterling, VA 20165
FOR SALE

20644 Cutwater Pl
Sterling, VA 20165

  • 4 Beds
  • 3 Baths
  • 3,170 sqft

$950,000

Est. Mortgage $5,413/mo*
Get Pre-Qualified

$950,000

Est. Mortgage $5,413/mo*
Get Pre-Qualified
4 Beds
3 Baths
3,170 sqft
We estimate this home will sell faster than 99% nearby.

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Spacious and beautifully maintained, this 4-bedroom, 2 full and 2 half bath home is nestled in the sought-after Potomac Lakes section of the Cascades community. Offering the perfect blend of comfort, functionality, and style, the main level features gleaming hardwood floors and a bright, inviting layout with generous living and dining spaces, ideal for both everyday living and entertaining. The updated kitchen boasts modern finishes, ample cabinetry, and flows seamlessly into the family room. The gas fireplace complements the family room along with a lovely view and access to the rear multi-level deck and gazebo! Upstairs, you’ll find four generously sized bedrooms, including a comfortable primary suite with an updated private full bath. Additional bathrooms have also been tastefully updated. The finished lower level provides versatile living space perfect for a recreation room, home office, or gym and includes a convenient wet bar and half bath. Step outside to enjoy a large multi-level deck with a screened-in gazebo, perfect for relaxing or hosting gatherings. As part of the Cascades community, residents have access to a wide array of amenities including pools, trails, and recreational facilities. Close to Dulles Town Center, Theaters, Shopping, Restaurants, Algonkian Regional Park , Potomack Lakes Sportsplex, Golf Courses & Potomac River. With its thoughtful layout, modern updates, and inviting indoor-outdoor living, this home is a fantastic opportunity you won’t want to miss. **Some photos have been virtually staged**
We estimate this home will sell faster than 99% nearby.

Open House

Saturday, May 09
12:00 PM to 2:00 PM

Home Highlights

Parking
2 Car Garage
Outdoor
Deck
A/C
Heating & Cooling
HOA
$99/Monthly
Price/Sqft
$300
Listed
2 days ago

Home Details for 20644 Cutwater Pl

Interior Features

Interior Details
Basement: Full,Finished,Walk-Out AccessNumber of Rooms: 1Types of Rooms: Basement
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 3170 Square Feet
Appliances & Utilities
Appliances: Dryer, Washer, Dishwasher, Disposal, Ice Maker, Refrigerator, Cooktop, Gas Water HeaterDishwasherDisposalDryerRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Has a Fireplace
Windows, Doors, Floors & Walls
Window: Skylight(s)Door: French Doors, Storm Door(s)
Levels, Entrance, & Accessibility
Stories: 3Levels: ThreeAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Deck, ScreenedFencing: PartialOther Structures: Above Grade, Below GradeExterior: Play Equipment, Underground Lawn SprinklerFoundation: OtherNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Garage Faces Front,Garage Door Opener,Attached
Pool
Pool: Community
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 2540 Square FeetFinished Area (below surface): 630 Square Feet

Days on Market

Days on Market: 2

Property Information

Year Built
Year Built: 1994
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Colonial
Building
Construction Materials: Brick, Vinyl SidingNot a New Construction
Property Information
Parcel Number: 018275472000

Price & Status

Price
List Price: $950,000Price Per Sqft: $300
Status Change & Dates
Possession Timing: Close Of Escrow, Seller Rent Back

Active Status

MLS Status: ACTIVE

Media

Location

Direction & Address
City: STERLINGCommunity: Potomac Lakes
School Information
Elementary School: PotowmackElementary School District: Loudoun County Public SchoolsJr High / Middle School: River BendJr High / Middle School District: Loudoun County Public SchoolsHigh School: Potomac FallsHigh School District: Loudoun County Public Schools

Agent Information

Listing Agent
Listing ID: VALO2121114

Building

Building Area
Building Area: 3170 Square Feet

Community

Community Features: PoolNot Senior Community

HOA

Has an HOAHOA Fee: $99/Monthly

Lot Information

Lot Area: 8712 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Agreement Type: Exclusive Right To Sell

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: VALO2121114Above Grade Unfinished Area: 2540

Additional Information

HOA Amenities: Basketball Court,Bike Trail,Clubhouse,Common Grounds,Community Center,Fitness Center,Jogging Path,Soccer Field,Pool,Tennis Court(s),Tot Lots/PlaygroundSource Internet Entire Listing Display: Y
Last check for updates: about 4 hours ago
Listing courtesy of Sarah Reynolds, (703) 844-3464
Keller Williams Realty
Co-Listing Agent: Nancy Gabro, (571) 583-3948
Keller Williams Realty
Source: Bright MLS, MLS#VALO2121114
Also Listed on Bright MLS.

Price History for 20644 Cutwater Pl

DatePriceEventSource
05/07/2026$950,000Listed For SaleBright MLS #VALO2121114
08/23/2024$900,000Sold
Bright MLS #VALO2074600
07/22/2024$899,999ContingentBright MLS #VALO2074600
07/19/2024$899,999Listed For SaleBright MLS #VALO2074600
11/09/2022$779,900ListingRemovedBright MLS #VALO2034746
10/19/2022$779,900PriceChange
Bright MLS #VALO2034746
09/30/2022$799,900PriceChange
Bright MLS #VALO2034746
09/04/2022$825,000PriceChange
Bright MLS #VALO2034746
08/18/2022$849,000Listed For SaleBright MLS #VALO2034746
01/08/2018$634,000Sold
N/A
12/19/2017$638,888PendingToActiveAgent Provided
12/18/2017$638,888PendingAgent Provided
12/18/2017$638,888Listed For SaleAgent Provided
11/07/2014$562,000Sold
N/A
09/30/2014$559,000PendingAgent Provided
07/31/2014$559,000PriceChange
Agent Provided
06/10/2014$579,000PriceChange
Agent Provided
05/08/2014$597,900Listed For SaleAgent Provided
08/13/2004$608,900Sold
N/A
04/04/1994$239,840Sold
N/A

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Property Tax and Assessment

Year2025
Tax$7,188
Assessment$892,970
Home facts updated by county records

Comparable Sales for 20644 Cutwater Pl

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
20642 Fairwater Pl, Sterling, VA
0.10
Single-Family Home
$910,100
05/15/25
4
3.5
2,877
20594 Shadow Woods Ct, Sterling, VA
0.07
Single-Family Home
$850,000
11/14/25
4
2.5
2,715
20639 Cutwater Pl, Sterling, VA
0.03
Single-Family Home
$945,000
04/21/26
5
3.5
3,458
20644 Belwood Ct, Sterling, VA
0.15
Single-Family Home
$951,000
02/27/26
4
3.5
3,441
20608 Middlecreek Ct, Sterling, VA
0.34
Single-Family Home
$850,000
11/05/25
4
3
2,948
46425 Meanders Run Ct, Sterling, VA
0.33
Single-Family Home
$895,000
09/25/25
4
3.5
3,390
202 Heather Glen Rd, Sterling, VA
0.32
Single-Family Home
$830,000
05/13/25
4
3.5
3,392
20525 Brandywine Ct, Sterling, VA
0.31
Single-Family Home
$976,000
04/08/26
4
3.5
3,516
46409 Woodlake Pl, Sterling, VA
0.37
Single-Family Home
$794,000
08/25/25
4
2.5
2,316
105 Country Rd, Sterling, VA
0.36
Single-Family Home
$800,000
04/17/26
4
2.5
2,152

Assigned Schools

These are the assigned schools for 20644 Cutwater Pl.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Sterling

At least 386 Trulia users voted on each feature.

  • 89 % Say there are sidewalks

  • 88 % Say it's dog friendly

  • 86 % Say car is needed

  • 77 % Say kids play outside

  • 74 % Say there's holiday spirit

  • 73 % Say yards are well-kept

  • 72 % Say parking is easy

  • 68 % Say it's quiet

  • 66 % Say people would walk alone at night

  • 58 % Say there's wildlife

  • 55 % Say neighbors are friendly

  • 55 % Say they plan to stay for at least 5 years

  • 54 % Say streets are well-lit

  • 54 % Say it's walkable to grocery stores

  • 50 % Say it's walkable to restaurants

  • 34 % Say there are community events

Learn more about our methodology.
  • Stefanie
    "Super friendly and lots of space for dogs to play and meet other pals. Awesome area, truly awesome. "
    0
    Flag
  • Linamufti
    "We have holiday parties and coffee hours there many community centers and facilities available for use"
    0
    Flag
  • Fdevlin08
    "Great professional class neighborhood and very quiet. Neighbors are respectful and offer help if needed. Everyone maintains their yard and house."
    0
    Flag
  • Julie Carter
    "There’s good paths and baggies for dog waste. Owners are good about using leashes. It is a safe area. "
    0
    Flag
  • Julie Carter
    "It is a safe neighborhood and a good place to raise children. The schools are great and there’s a lot of activities for families. "
    0
    Flag
  • Lilovayass
    "Lowe’s island is very unique location with walking distance to the plaza and very family oriented ! "
    0
    Flag
  • Hbk_gaurav007
    "I work from home, no commute but drives are very good otherwise. A lot of people around here overspeed and jump stop signs/traffic lights. High accident prone area."
    0
    Flag
  • Kamica
    "Traffic can be heavy during peak hours . However, I left for work at 5:30am so I don’t encounter much traffic at that time of the morning. "
    0
    Flag
  • J Porter
    "They have plenty of doggie bag stations. Many people are pet friendly and they are trails/sidewalks all over the neighborhood. "
    1
    Flag
  • J Porter
    "nice neighborhood. Great neighbors. Nice schools. You feel very safe and the neighborhood is clean and well kept. "
    0
    Flag
  • Triston Smith
    "The folks that are here are pretty dog friendly. I’ve not seen people be antagonistic toward them or their owners and they have free reign. "
    0
    Flag
  • Torrance Thomas
    "I always catch my neighbor, walking the dog pooping in my front yard and walking away. Thanks to the ring cam"
    0
    Flag
  • Muzamilmukhtar6
    "Keep them safe and sound and dont move and be nice and nice to animals kind animals love animals no hate"
    2
    Flag
  • Trulia User
    "Friendly neighborhood very nice clothes to Dulles airport 45 to 40 minutes to Washington DC 20 minutes from Alexandria and more"
    0
    Flag
  • Trulia User
    "Countryside community is Safe, convenient with a good school. People in the neighborhood is very friendly. "
    0
    Flag
  • Besa N.
    "I love Sterling you can find anything you need schools are great and family oriented people! Highly recommended "
    8
    Flag
  • Nicholas R.
    "Very pet friendly. Lots of awesome dogs and their owners are always friendly. Plenty of waste baskets with bags too. "
    0
    Flag
  • Handoko S.
    "w&od trail is a fun place to exercise, casual walk and biking where you can access to the local brewey and cafe"
    1
    Flag
  • Bobbonnette
    "There are lots of families, parks and recreation centers, close to shopping, churches and schools. There are some lower income units in area where I live. "
    0
    Flag
  • Nino1031
    "pools, trails, parks, tennis courts, basketball, and playgrounds. this has it all. love my neighborhood."
    0
    Flag
  • Dmspiv7
    "It is quite and peaceful and everyone is friendly and helpful. Lots of Community things to do. The schools are great. "
    1
    Flag
  • Milleram88
    "Amazing neighborhood for raising children, great schools, and awesome for those who want a little getaway from the hustle and bustle of northern VA"
    0
    Flag
  • KIESHIA B.
    "it's nice and it is extremely close to shops, shopping mall and restaurants. it is quiet and seems pretty safe. "
    1
    Flag
  • Kevin B.
    "This is a very kid friendly neighborhood. Plenty of kids play here safely. Schools are nearby. Playgrounds as well."
    0
    Flag
  • Jinasfun
    "many families and very nice neighbors. community feel. close bars, restaurants and grocery. many parks and nature trails."
    0
    Flag
  • Kevin B.
    "Sterling doesn't have a robust public transportation system. Mainly a system for office commuters in lieu of a commuter rail system. "
    0
    Flag
  • Aaron_lawson2003
    "I've lived in the neighborhood for over a year now and found the amenities plentiful and the people in the area being very dog friendly. "
    0
    Flag
  • Jorge C.
    "Depending on the day, it can be a little longer but not horrible. With the new road construction right now it is putting more of a stress on traffic and time. "
    0
    Flag
  • Gi N.
    "Horrible if you don’t get on the highway by 5:30 am. Difference is an hour additional time if you leave at 7:00 vs 5:30 am"
    4
    Flag
  • Denise W.
    "Ok, considering I’m within a mile of a bus route. The traffic is horrible in the area. ..............."
    2
    Flag
  • Imthenachoman
    "Great suburban community for young families or grandparents. Average schools. No traffic. Diverse community. "
    0
    Flag
  • Ibrahim A. B.
    "There are many nice people here and it is mostly quiet, peaceful, tranquil and people often just mind their own lives...(:"
    0
    Flag
  • Ktiglg04
    "This neighborhood is where I grew up and it has continued to be a family friendly place throughout the years."
    0
    Flag
  • Sidselita76
    "This is a safe area, close to everything. It has safe and good schools. There is a couple of parks around but also stores! Like Walmart or costo!"
    0
    Flag
  • Gwyncan
    "We’ve live here almost 5 years, we love it here. Very well managed community with awesome maintenance team. Snow removal is especially nice. They pick up trash out our door daily. We love having a large balcony and our own garage too."
    7
    Flag
  • Kyle P.
    "Sterling used to be a real nice place live but then MS-13 moved in now they have a lot of games and your kids get in trouble I have a 15 year old son we got to a fight at school and is now on probation for it he was getting bored I stood up to the bully and the bully won "
    0
    Flag
  • Jona F.
    "I have lived for three years and I think a great place .. with much tranquility .. and areas to enjoy with family hosts"
    1
    Flag
  • Stoorai
    "Education, human values, mixed race, gender, age. Everyone is very friendly and welcome each new nighbor when they move in "
    0
    Flag
  • Mon7860
    "This community is good. People are very friendly. We have sidewalk, car parking. But less groceries.little more traffic as well, anyways I feel really good."
    0
    Flag
  • Couragesoccer
    "Nothing special right now it’s a transnational neighborhood. Nothing close expect basic chains zzzzzz"
    0
    Flag

LGBTQ Local Legal Protections

Sarah Reynolds, Keller Williams Realty
Agent Phone: (703) 844-3464
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. Click here for more information
20644 Cutwater Pl, Sterling, VA 20165 is a 4 bedroom, 4 bathroom, 3,170 sqft single-family home built in 1994. This property is currently available for sale and was listed by Bright MLS on May 4, 2026. The MLS # for this home is MLS# VALO2121114.