20528 Harbor View Dr, Cornelius, NC 28031
Property image
Property image
FOR SALE

$439,800

Original price: $439,900
  • 3 Beds
  • 2.5 Baths
  • 1,896 sqft

20528 Harbor View Dr, Cornelius, NC 28031

Est. Mortgage $3,058/mo*
Get Pre-Qualified

Home Highlights

Townhouse
Built in 2006
$232/sqft
Garage
HOA $400/mo

Local Information

  • Map ViewExplore the area around 20528 Harbor View Dr.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

SELLER WILL PAY UP TO $10,000 IN CLOSING COSTS TO QUALIFED BUYERS! This beautifully maintained 3-bedroom, 2.5 bath move- in ready townhome offers nearly 1,900 square feet of comfortable living in one of Cornelius' most desirable locations. Featuring an open concept floor plan, the main level is perfect for both everyday living and entertaining, with a spacious great room flowing seamlessly into the kitchen complete with an island, pantry and ample storage. Upstairs, you will find a generous primary suite with a walk-in closet and private bath, along with two additional bedrooms and convenient upper-level laundry. A private fenced backyard provides the perfect spot to relax or enjoy your morning coffee.
Located just minutes from Lake Norman, Jetton Park, shopping, dining and I-77, this home combines low-maintenance living with an unbeatable lifestyle. Community amenities include access to a paddle board launch area pool and beautifully maintained common spaces. A detached two-car garage and rear alley access add convenience and charm to this sought after neighborhood. This one is a must see.
Last check for updates: about 3 hours ago
Listing Provided by: Teri Smith
Newport Properties
Source: Canopy MLS as distributed by MLS GRID, MLS#4387578
Also Listed on Canopy MLS as distributed by MLS GRID.

Home Details for 20528 Harbor View Dr

Active Status

MLS Status: Active

Interior Features

Interior Details
Number of Rooms: 10Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Half, Bathroom Full, Dining Area, Dining Room, Great Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 2Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 1896 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity ConnectedAppliances: Dishwasher, Disposal, Gas Range, Microwave, RefrigeratorDishwasherDisposalLaundry: Electric Dryer Hookup,In Hall,Laundry Closet,Upper Level,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Fireplace: Gas, Great Room
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Carpet, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoEntry Location: MainFloors: Carpet, Vinyl
View
No View
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Fencing: Back Yard, Fenced, PrivacyFoundation: Slab
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage access from alley way.No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 2Parking: Detached Garage,Garage Door Opener,Garage Faces Rear,On Street,Garage on Main Level
Pool
Pool: Community
Frontage
Waterfront: Paddlesport Launch Site - CommunityResponsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Concrete, Paved
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 1896 Square Feet

Days on Market

Cumulative Days on Market: 81Days on Market: 108

Property Information

Year Built
Year Built: 2006
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse
Building
Construction Materials: VinylNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 00147434

Price & Status

Price
List Price: $439,800Price Per Sqft: $232

Location

Direction & Address
City: CorneliusCommunity: Lake Norman Cove at Jetton
School Information
Elementary School: CorneliusJr High / Middle School: BaileyHigh School: William Amos Hough

Agent Information

Listing Agent
Listing ID: 4387578

Building

Building Area
Building Area: 1896 Square Feet

Community

Community Features: Gated, Lake Access, Sidewalks, Street LightsNot Senior Community

HOA

Has an HOAHOA Fee: $400/Monthly

Lot Information

Lot Area: 0.05 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 4387578Attic: Pull Down StairsAttribution Contact: teri@teamnewport.comAbove Grade Unfinished Area: 1896

Additional Information

GatedLake AccessSidewalksStreet Lights

Around this home

What Locals Say about Cornelius

At least 238 Trulia users voted on each feature.

  • 96 % Say it's dog friendly

  • 87 % Say there are sidewalks

  • 86 % Say parking is easy

  • 85 % Say car is needed

  • 77 % Say there's holiday spirit

  • 76 % Say people would walk alone at night

  • 71 % Say it's quiet

  • 70 % Say streets are well-lit

  • 68 % Say yards are well-kept

  • 67 % Say it's walkable to restaurants

  • 65 % Say kids play outside

  • 61 % Say it's walkable to grocery stores

  • 54 % Say neighbors are friendly

  • 53 % Say they plan to stay for at least 5 years

  • 45 % Say there are community events

  • 44 % Say there's wildlife

Sourced by Trulia users. Learn more about our methodology.
  • Hunter_stolldorf
    "Been here 10 years. Very upscale lake community that is uber safe. "
    1
    Flag
  • Mwhitney51
    "The community involvement and walkability. "
    1
    Flag
  • Mariancollier
    "Grateful for a Christian neighborhood with lots of friendly friends and new neighbors. Do worry about a better place to live. This is it! "
    2
    Flag
  • Mariancollier
    "Bible studies, live singing outdoors during holiday, shop in antique stores, hanging out with neighbors, playing pickleball. "
    0
    Flag
  • Mariancollier
    "Great area easy to walk, ride, drive and close to water and fun summer activities, along with local theatre, restaurants, and more "
    1
    Flag
  • Sik5559
    "Clean parks with lots of walking trails. Everyone very friendly, lots of dining . Just say off of west Catawba road during an and pm rush hour traffic "
    2
    Flag
  • AKSANA BUTAKOVA
    "I like Cornelius. It is beautiful and friendly community. I feel good here. There are many trees and walkways here. It is great place for walking and for big families "
    1
    Flag
  • Jessica partee
    "Very friendly neighborhood a great place to raise a family everyone look out for each other kind of thing"
    0
    Flag
  • Gary Poe
    "My neighborhood is close to everything and we have public transportation within walking distance. It’s a great place to raise kids"
    0
    Flag
  • Luis M.
    "Safe area, there are plenty of parks and recreational areas. Schools are highly rated and well regarded. 20 minute drive to uptown Charlotte."
    1
    Flag
  • Rweim19
    "Sidewalks connect neighborhood to shops and restaurants. Safe to walk your dogs anywhere. Also parks and trails nearby. "
    1
    Flag
  • Laura
    "Not bad, but can get easily backed up on Catawba and 77. If you are willing to take the toll lanes, it's a big difference."
    6
    Flag
  • Erik P.
    "Love the neighborhood and love the town. Food and social scene is growing. Great place to live and highly recommend. "
    2
    Flag
  • Trulia User
    "There aren’t any community events that we participate in, except the local farmer’s market in Davidson. "
    1
    Flag
  • Maru V.
    "I love this place.. feel like home!! Alwasys clean, very good people, my kids love here and the school are amazing"
    5
    Flag
  • Erin T.
    "My apartment complex put on many different events for the neighborhood. Such as pumpkin carving, wrapping stations and bbq pool parties. "
    1
    Flag
  • Rweim19
    "Hough High School is far better than Hopewell or North Meck High. This lake town is one of a kind. "
    1
    Flag
  • Lisa B.
    "2-3 miles from local dining, entertainment and the lake. Catawba Walk in the spring and fall show off local artists creations. Birkdale Village is just 2 miles south and something is going on every weekend. "
    1
    Flag
  • Snownickj
    "A lot of friendly people, good opportunities, and facilities to use. The neighborhood feels very safe, and there are plenty of activities."
    2
    Flag
  • Dkeating03
    "Many parks in the area. Great for kids and families. Lots of indoor and outdoor activities. Close to the lake and not far from the city."
    1
    Flag
  • Catherine P.
    "It’s absolutely beautiful. Our dream town especially with being so close to Davidson. We enjoy lake living coupled with a small town environment. "
    0
    Flag
  • Trulia User
    "Quiet and near Lake Norman which allows for recreational water sports along with fine dining. Easy access to local airports for businesses and pleasure."
    0
    Flag
  • Anna R
    "Most people use cars, there are a few busses that run through but not many. It’s difficult to get around without a car, though some people bike "
    2
    Flag
  • Mildred S.
    "I've lived in this neighborhood for 11 years and like it very much. I feel safe and neighbors look out for one another. I would definitely recommend it to anyone looking to rehome. "
    0
    Flag
  • Tish
    "Great neighbors, a community pool with events, a community park and gazebo area. Well maintained. Some events at pool include history lessons on holidays, barbecues, and social get togethers. Close to A rated schools Cornelius Elementary, Bailey Middle School and Hough High School. Several bus stops very close and convenient for kids. Many neighbors involved through Next Door app so news gets through quickly. High level of police involvement on holidays like Halloween. Great fire rescue also heavily involved in the town. "
    2
    Flag
  • Tish
    "Great schools, family friendly, safe, active HOA, great amenities. Nice mix of homes and some with basements. Community park and community pool. Close to A rated schools of Cornelius Elementary, Bailey Middle School and Hough High school. Also CPCC Merancus Community college close by. "
    2
    Flag
  • lkngirlie
    "Park nearby and sidewalks. Lake nearby and trails. A lot of other dog and pet people live here and organic pet store within walking distance."
    1
    Flag
  • Etandy14
    "The area is fine. It seems to have a lot of kids and is relatively safe. There are a lot of cars though. "
    0
    Flag
  • annettelotspaih
    "My commute is very close. On my way to work We pas many conveniences, including post office, coffee, and bank. It can get a little busy during peak periods.l, but nothing too bad."
    0
    Flag
  • Jeniefer T.
    "Walkable to Shopping & Food center. Great walking trails, dog park nearby and local family friendly parks within a few miles. Lots of local breweries! "
    0
    Flag
  • Angela b. s.
    "Very safe environment for everyone. We love our neighborhood it is truly like living in paradise. We have two clubs, one is a yacht club and the other the country club. Best of both worlds."
    0
    Flag
  • Dstmassie
    "Dog-friendly Community. It seems almost every othe r home has a dog. Dog owners are always walking their dogs; morning, noon and night! Great place for dog owners!"
    2
    Flag

Market trends in Cornelius

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$649K
$40KMoM
Sale-to-List Price
—
Price per sq ft
$291
$7MoM
Available listings
276

Home Value

Trulia Estimate
$435K
Since last month
Increased$6K (+1.4%)
Since last year
Increased$7K (+1.5%)
Since last sale
Increased$189K (+76.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +71% in the last 10 years
MonthEstimated value
2026
September 2026$435K
August 2026$429K
July 2026$431K
June 2026$442K
May 2026$450K
April 2026$451K
March 2026$449K
February 2026$445K
January 2026$438K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
19241 Lake Norman Cove Dr, Cornelius, NC
0.15
Townhouse
$460,000
11/07/25
3
2.5
2,296
20441 Harbor View Dr, Cornelius, NC
0.04
Townhouse
$450,000
03/12/26
3
3.5
2,390
20523 Harbor View Dr, Cornelius, NC
0.03
Townhouse
$524,900
01/16/26
4
3.5
2,198
19560 Makayla Ln, Cornelius, NC
0.16
Townhouse
$513,000
12/19/25
3
3.5
2,376
18721 Silver Quay Dr, Cornelius, NC
0.48
Townhouse
$398,000
04/07/26
3
2.5
1,448
18727 Silver Quay Dr, Cornelius, NC
0.49
Townhouse
$397,500
04/01/26
3
2.5
1,463

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
20555 Harbor View Dr, Cornelius, NC 28031
0.04
$463,000
3
3.5
2,471
Off Market
20556 Harbor View Dr, Cornelius, NC 28031
0.03
$425,100
3
2.5
1,860
Off Market
20524 Harbor View Dr, Cornelius, NC 28031
0.00
$404,900
3
2.5
1,851
For Sale
20523 Harbor View Dr, Cornelius, NC 28031
0.03
$524,900
4
3.5
2,198
Recently Sold
20567 Harbor View Dr, Cornelius, NC 28031
0.05
$460,400
4
3.5
2,338
Off Market
20272 Amy Lee Dr, Cornelius, NC 28031
0.06
$447,100
3
2.5
1,864
Off Market
20216 Amy Lee Dr, Cornelius, NC 28031
0.05
$425,300
3
2.5
1,879
Off Market
20212 Amy Lee Dr #19C, Cornelius, NC 28031
0.05
$436,000
3
2.5
1,848
Off Market
20441 Harbor View Dr, Cornelius, NC 28031
0.04
$450,000
3
3.5
2,390
Recently Sold
20437 Harbor View Dr, Cornelius, NC 28031
0.05
$470,900
3
3.5
2,520
Off Market
20204 Amy Lee Dr, Cornelius, NC 28031
0.06
$491,000
3
2.5
2,336
Off Market

Price and Tax history

DateEventPrice
Sep 16, 2026
Source: Canopy MLS as distributed by MLS GRID #4424779
Listed For Rent
$2,450
Aug 25, 2026
Source: Canopy MLS as distributed by MLS GRID #4387578
PriceChange
$439,800
Price decreased by 0%
Jul 21, 2026
Source: Canopy MLS as distributed by MLS GRID #4387578
PriceChange
$439,900
Price decreased by 2%
Jun 5, 2026
Source: Canopy MLS as distributed by MLS GRID #4387578
Listed For Sale
$449,900
Mar 24, 2025
Source: Canopy MLS as distributed by MLS GRID #4230423
ListingRemoved
$2,425

LGBTQ Local Legal Protections

Teri Smith, Newport Properties
Based on information submitted to the MLS GRID as of 2026-09-20 23:48:58 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

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Frequently asked questions about 20528 Harbor View Dr

  • What is the estimated monthly payment for 20528 Harbor View Dr?
    Based on a $439,800 list price with 20% down at today's rates, the estimated monthly payment for 20528 Harbor View Dr in Cornelius, NC is approximately $2,709 (about $2,385 principal & interest, $249 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 20528 Harbor View Dr compare to homes in Cornelius?
    20528 Harbor View Dr in Cornelius, NC is listed at $439,800, about 32% below the $649K median sale price in Cornelius.
  • What do residents say about Cornelius?
    Residents describe Cornelius, NC as dog-friendly, pedestrian-friendly, and easy to park in. See homes for sale in Cornelius, NC.
  • What are the closest schools to 20528 Harbor View Dr?
    The closest schools to 20528 Harbor View Dr in Cornelius, NC are Bailey Middle School (rated 10/10), Cornelius Elementary (rated 6/10), William Amos Hough High (rated 7/10).
  • Does 20528 Harbor View Dr have air conditioning?
    Yes, 20528 Harbor View Dr in Cornelius, NC has air conditioning.
  • Does 20528 Harbor View Dr have a pool?
    Yes, 20528 Harbor View Dr in Cornelius, NC has a pool.
20528 Harbor View Dr, Cornelius, NC 28031 is a 3 bedroom, 3 bathroom, 1,896 sqft townhouse built in 2006. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jun 5, 2026. The MLS # for this home is MLS# 4387578.