20520 Pine Tree LN, Estero, FL 33928
Property image
Property image
PENDING
3D VIEW
0.38 ACRES

$600,000

  • 3 Beds
  • 2 Baths
  • 1,738 sqft (on 0.38 acres)

20520 Pine Tree LN, Estero, FL 33928

Est. Mortgage $3,912/mo*
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Home Highlights

Single-Family Home
Built in 1997
0.38 acre lot
$345/sqft
2 Car Garage
HOA $21/mo

Local Information

  • Map ViewExplore the area around 20520 Pine Tree LN.
  • Schools5 Preschool Schools5 Elementary Schools2 Middle Schools6 High Schools
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Storm-rated garage doorOpen floor planStunning sunsetsWasher and dryerWater heaterPrivate boat ramp
One or more photo(s) has been virtually staged, AI generated or rendered. "SALTLIFE" FISHING-BOATING-SUNSHINE! OLDE FLORIDA STYLE, UPGRADED ($100,000+/-) "COASTAL" 3 BEDROOM, DEN, 2 BATH COTTAGE (W/ NO WATER INTRUSION AFTER ANY HURRICANE)! Wake up to shimmering water views, MANATEES & DOLPHINS playing in your back yard, spend your afternoons boating & fishing, and end each day watching STUNNING sunsets!—THIS IS AFFORDABLE, LUXURY GULF-ACCESS WATERFRONT LIVING. With 10' ceilings, open floor plan, all "WOOD PLANK" vinyl flooring for total easy maintenance and plenty of glass windows and sliders, makes the home LIGHT-BRIGHT-SUNNY, all year round. ALL WINDOWS ARE "IMPACT" STORM RESISTANT, for total buyer comfort from hurricanes and storms. (flood insurance is only $1,800 and transferable). Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views and comes with a PRIVATE BOAT RAMP. Designed for those who love life on the water and provides boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park and the Gulf. Inside, the home has been thoughtfully updated, Wayne's Coating in the dining room, upgraded "Hardy Board" finished sidings, newer A/C, water heater, washer and dryer, luxury vinyl, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with the "OLD FLORIDA" Rocking Chair Front Porch, fully fenced backyard (1/3 ACRE) offering lots of open space for kids playground, a future pool, additional watercraft, or expanded entertaining areas. From the back porch, the west-facing views create a nightly SKY show that never gets old. THIS HIDDEN GEM OF A COMMUNITY IS CENTRALLY LOCATED, CLOSE TO ALL WITH NO HOA FEES AND A COMMUNITY PRIVATE BOAT RAMP FOR RESIDENTS, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from MAJOR SHOPPING, A-RATED SCHOOLS, CHURCHES, HOSPITALS, RESTAURANTS AND THE BEST OF SOUTHWEST FLORIDA ENTERTAINMENT VENUES. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT! Hurry, this home will not last long!
Last check for updates: about 6 hours ago
Listing courtesy of Steve Bacardi, LLC, (239) 272-2387
Coldwell Banker Realty
Mily Cancio, (239) 465-2126
Coldwell Banker Realty
Originating MLS: Naples
Source: SWFLMLS, MLS#226034668

Home Details for 20520 Pine Tree LN

Interior Features

Interior Details
Number of Rooms: 3Types of Rooms: Bedroom, Dining Room, Kitchen
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1738 Square Feet
Appliances & Utilities
Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment OwnedDishwasherDryerLaundry: In GarageMicrowaveWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: Window Coverings, Shutters - ManualFlooring: Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Floors: Tile, Wood
View
Has a ViewView: Canal, Landscaped Area
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Deck, Patio, Open Porch/LanaiFencing: FencedOther Structures: CabanaExterior: DockNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached
Frontage
WaterfrontWaterfront: Canal FrontResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic Tank
Farm & Range
Not Allowed to Raise Horses

Days on Market

Days on Market: 36

Property Information

Year Built
Year Built: 1997
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch
Building
Construction Materials: FrameNot a New Construction
Property Information
Parcel Number: 294625E405000.0100

Price & Status

Price
List Price: $600,000Price Per Sqft: $345

Active Status

MLS Status: Contingent Inspection

Location

Direction & Address
City: ESTEROCommunity: ESTERO RIVER HEIGHTS

Agent Information

Listing Agent
Listing ID: 226034668

Building

Building Area
Building Area: 2218 Square Feet

Community

Community Features: Park, Boating, Non-GatedNot Senior Community

HOA

Association for this Listing: NaplesNo HOAHOA Fee: $253/Annually

Lot Information

Lot Area: 0.38 acres

Offer

Contingencies: Inspection

Miscellaneous

Mls Number: 226034668Water ViewWater View: Canal

Additional Information

HOA Amenities: Barbecue,Cabana,Community Boat Ramp,ParkSource Internet Entire Listing Display

Price and Tax history

DateEventPrice
Nov 10, 2026
Source: SWFLMLS #226034668
Pending
$600,000
Oct 20, 2026
Source: SWFLMLS #226034668
PriceChange
$600,000
Price decreased by 8%
Oct 6, 2026
Source: SWFLMLS #226034668
Listed For Sale
$650,000
Sep 22, 2026
Source: Zillow Rentals
ListingRemoved
$3,550
Sep 22, 2026
Source: Zillow Rentals
PriceChange
$3,550
Price decreased by 5%

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Estero

At least 212 Trulia users voted on each feature.
  • 88 % Say it's dog friendly

  • 87 % Say car is needed

  • 82 % Say parking is easy

  • 75 % Say it's quiet

  • 75 % Say people would walk alone at night

  • 67 % Say there are sidewalks

  • 67 % Say there's holiday spirit

  • 65 % Say streets are well-lit

  • 56 % Say there's wildlife

  • 56 % Say they plan to stay for at least 5 years

  • 52 % Say kids play outside

  • 50 % Say neighbors are friendly

  • 50 % Say yards are well-kept

  • 43 % Say it's walkable to restaurants

  • 42 % Say it's walkable to grocery stores

  • 40 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Jeff Spirer
    "Great location close to shopping and beaches. Safe neighborhood "
  • Edw213
    "There are many dog owners that live in our neighborhood. All dog owners are friendly and pick up after their dogs. There are many common areas to walk your dog. All dogs must be walked on a leash and not allowed to roam freely."
  • Edw213
    "I have lived in this neighborhood now for 21 years and it is very friendly and safe. Everyone saves to each other as we walk or ride through the streets."
  • Brianm894
    "Rough commute because of road construction. Should make these roads before they allow new communities."
  • Edw213
    "Our neighborhood is a very friendly place where everyone waves to each other or checks on your property when you are away. Neighbors care for each other."
  • Edw213
    "This community is very friendly with everyone waving to each other. Neighbors picking up papers and packages for other neighbors out of town."
  • Edw213
    "Our neighborhood is very friendly . Each neighbor waves to each of us as we pass on the street driving ,walking etc."
  • Edw213
    "Everyone that lives here is very friendly and waves to each other.we all look out for each others property. All of our houses and yards are well kept and keep the entire community looking almost new."
  • Edw213
    "This is a very neighborly friendly area where everyone waves to each other. Many people walk every day, ride bikes and walk their dogs."
  • Edw213
    "Even though we don’t know ALL of our neighbors we all wave and say hi to each other. It is a VERY friendly neighborhood. Many neighbors will help out with house priorities when a neighbor isn’t home or is away for a while!"
  • Edw213
    "Our community is very friendly and acceptable. We all wave to each other, pick up neighbors trash can etc. a very nice place to live!"
  • Brendan Rake
    "There are many other dog owners in this neighborhood, the streets are walkable, there is a dog park nearby"
  • Madison Gosch
    "Estero is a beautiful neighborhood that has a lot to do- an outlet mall, many restaurants, golf courses, and right next to the I-75. I love living here!"
  • Edw213
    "EVERYTHING is super convenient to our neighborhood, from food stores , to churches, gas stations and all sorts of shopping and dinning."
  • Edw213
    "Many people walk their dogs everyday. People are very friendly and stop and pet other people’s dogs."
  • Edw213
    "Everyone is very friendly. All people wave to you when driving, walking or biking. We have many friends in our community."
  • Edw213
    "The entire neighborhood is very pet friendly. Everyone is respectful of everyone’s property and pick up after their pets."
  • Alexander
    "Growing neighborhood with many shops. Conveniently located between Fort Myers and Naples . Home value has risen. "
  • Jasmine Flores
    "People walk their dogs all the time here. There is plenty of space. The weather is often very nice and warm. It’s perfect for people with pets. "
  • Stuart Colon
    "Popular area with plenty of shopping and new developments both commercial and residential. Traffic is heavy all year around "
  • GABE T.
    "I don’t have a job yet .But the traffic doesn’t seem bad. The roads are wide and traffic flows very well even if there is an accident"
  • Robin G. B.
    "Easy access to I-75, that 2 miles away. Plenty of shopping and dining experiences within a 5 minute drive."
  • Samia A.
    "Safe and great place to raise children. I have lived here for 14 years and I love it. Great neighbors. "
  • Unspecified
    "It is dangerous to walk in my neighborhood. There are no sidewalks and drivers often are driving double the speed limit and/or do not move over to allow adequate clearance. "
  • Chris &. M. A.
    "Great family neighborhood, schools, beautiful parks, tons of shopping, and many activities. Close to airport and entertainment. "
  • Tsbrundage0510
    "The traffic is minimal in Estero. I commute to south Naples everyday for work, the commute can take anywhere from 30 minutes to 1 hour with bad traffic. "
  • Mdexter07
    "Hertz arena and Miramar outlets and gulf coast town center and coconut point are all within 3 miles of this community "
  • Edw213
    "There are many dog owners that live here. Everyone is very friendly. All of the dogs and their owners stop to say hi."
  • Edw213
    "My wife and I have lived here during the winter months for 14 years now and love it. It is safe friendly and welcoming. We have made many warm friends. "
  • Elizabeth S.
    "I guess it depends where you live but there is an older crowd in this neighborhood. I personally like in coper oaks which I don't highly recommend due to their. corrupted policies, hard to manage front gate and lack of parking. "
  • Walleyefinder
    "We love the walk ability of the neighborhood and how convenient it is to groceries and restaurants. "
  • Jim S.
    "Tennis, pickle ball, fitness center and a resort size swimming pool. Also, the neighbors are friendly and the the neighborhood is very safe. "
  • John English
    "Hertz Arena has great events as well as public parks, parades, and other activities. Always something to do at Tidewater. Concerts, card games, pickleball, tennis, bocce, community garden, and many active clubs."
  • George B.
    "I know this neighborhood for many years. It is friendly, clean and safe. The amenities like clubhouse, pool, hot tub, tennis, bocce are beautiful and great. Location is fabulous near modern shopping malls and yet quiet."
  • Floridasbeach
    "It’s a 55 and older gated community .... this place has nice sunsets and sunrises .. but the one place I own it’s only one bedroom I would luv bigger place for all my children to come down and stay "
  • Wendy12345
    "Great golf course and a wonderful clubhouse with dining capabilities. It has a great fitness club and tennis club. "

Market trends in Estero

Last updated October 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$510K
$8.37K
MoM
Sale-to-List Price
96.0%
0.2%
MoM
Price per sq ft
$250
$5
MoM
Available listings
582
52
MoM
Sourced by Trulia Market Trends

Home Value

Trulia Estimate
$575K
Since last month
Decreased$76K (-11.7%)
Since last year
Decreased$9K (-1.5%)
Since last sale
Increased$25K (+4.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +57% in the last 10 years
MonthEstimated value
2026
November 2026$575K
October 2026$579K
September 2026$651K
August 2026$651K
July 2026$654K
June 2026$666K
May 2026$667K
April 2026$669K
March 2026$692K
February 2026$701K
January 2026$723K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.08
Single-Family Home
$625,000
04/13/26
3
2
1,733
0.14
Single-Family Home
$495,000
05/08/26
3
2
1,976
0.11
Single-Family Home
$410,000
10/06/26
2
2
1,526
0.23
Single-Family Home
$650,000
08/13/26
3
2
2,240
0.36
Single-Family Home
$517,500
07/14/26
3
2
1,613
0.06
Single-Family Home
$775,000
05/18/26
4
3
2,526
0.17
Single-Family Home
$1,075,000
08/11/26
3
2
2,811
0.38
Single-Family Home
$390,000
05/08/26
3
2
1,300
0.31
Single-Family Home
$375,000
05/18/26
2
2
1,368
0.30
Single-Family Home
$399,000
05/12/26
2
2
1,530

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$861,600
2
2.5
2,235
Off Market
0.02
$486,600
3
2.5
2,072
Off Market
0.04
-
3
-
1,828
Off Market
0.04
$672,900
3
2
1,677
Off Market
0.04
$431,600
3
2
1,684
Off Market
0.04
$1,011,400
3
3
3,036
Off Market
0.05
$511,500
3
3
1,733
Off Market
0.06
$775,000
4
3
2,526
Recently Sold
0.06
$360,500
3
2
1,400
Off Market
0.06
$1,148,100
4
3
2,940
Off Market
0.07
$499,800
3
2.5
2,107
Off Market
0.08
$594,400
3
2
1,662
Off Market
0.08
$624,700
3
2
2,247
Off Market
0.08
$625,000
3
2
1,733
Recently Sold
0.08
-
-
-
-
Off Market
0.08
$354,000
3
2
1,614
Off Market
0.09
$635,900
3
2
1,858
Off Market
0.09
-
-
-
-
Off Market
0.10
$809,400
3
3
2,916
Off Market
0.10
$386,800
2
2
1,508
Off Market

LGBTQ Local Legal Protections

Steve Bacardi, LLC, Coldwell Banker Realty
Agent Phone: (239) 272-2387
The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2026 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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Frequently asked questions about 20520 Pine Tree LN

  • What is the estimated monthly payment for 20520 Pine Tree LN?
    Based on a $600,000 list price with 20% down at today's rates, the estimated monthly payment for 20520 Pine Tree LN in Estero, FL is approximately $4,055 (about $3,280 principal & interest, $700 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 20520 Pine Tree LN compare to homes in Estero?
    20520 Pine Tree LN in Estero, FL is listed at $600,000, about 18% above the $510K median sale price in Estero.
  • What do residents say about Estero?
    Residents describe Estero, FL as dog-friendly, easy to park in, and quiet. Most residents say you need a car. See homes for sale in Estero, FL.
  • What are the closest schools to 20520 Pine Tree LN?
    The closest schools to 20520 Pine Tree LN in Estero, FL are Bonita Springs Elementary School (Pre-K, rated 4/10), Bonita Springs High School (rated 4/10), Cypress Lake High School (rated 5/10).
  • Does 20520 Pine Tree LN have air conditioning?
    Yes, 20520 Pine Tree LN in Estero, FL has air conditioning.
  • Does 20520 Pine Tree LN have laundry facilities?
    Yes, 20520 Pine Tree LN in Estero, FL has in-unit laundry.
20520 Pine Tree LN, Estero, FL 33928 is a 3 bedroom, 2 bathroom, 1,738 sqft single-family home built in 1997. This property is currently available for sale and was listed by SWFLMLS on Oct 6, 2026. The MLS # for this home is MLS# 226034668.