20520 Pine Tree LN
Estero, FL 33928
- 3 Beds
- 2 Baths
- 1,738 sqft (on 0.38 acres)
3 Beds
2 Baths
1,738 sqft
(on 0.38 acres)
Local Information
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Description
One or more photo(s) has been virtually staged, AI generated or rendered. NO WATER INTRUSTION AFTER ANY HURRICANE! Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.
Home Highlights
Parking
2 Car Garage
Outdoor
Porch, Patio, Deck
View
Canal
HOA
None
Price/Sqft
$403
Listed
102 days ago
Home Details for 20520 Pine Tree LN
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Interior Details Number of Rooms: 3Types of Rooms: Bedroom, Dining Room, Kitchen |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2 |
Dimensions and Layout Living Area: 1738 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment OwnedDishwasherDryerLaundry: In GarageMicrowaveWasher |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central |
Fireplace & Spa No FireplaceNo Spa |
Windows, Doors, Floors & Walls Window: Window Coverings, Shutters - ManualFlooring: Tile, Wood |
Levels, Entrance, & Accessibility Stories: 1Number of Stories: 1Floors: Tile, Wood |
View Has a ViewView: Canal |
Security Security: Smoke Detector(s) |
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Exterior Home Features Roof: MetalPatio / Porch: Deck, Patio, Open Porch/LanaiOther Structures: Cabana, StorageExterior: Dock, StorageNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Attached |
Frontage WaterfrontWaterfront: Canal FrontOn Waterfront |
Water & Sewer Sewer: Septic Tank |
Farm & Range Not Allowed to Raise Horses |
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Days on Market: 102 |
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Year Built Year Built: 1997 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Ranch |
Building Construction Materials: FrameNot a New Construction |
Property Information Parcel Number: 294625E405000.0100 |
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Price List Price: $699,900Price Per Sqft: $403 |
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MLS Status: Active |
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Direction & Address City: ESTEROCommunity: ESTERO RIVER HEIGHTS |
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Listing Agent Listing ID: 225083687 |
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Building Area Building Area: 2457 Square Feet |
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Community Features: Park, Boating, Non-GatedNot Senior Community |
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Association for this Listing: Bonita SpringsNo HOAHOA Fee: No HOA Fee |
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Lot Area: 0.38 acres |
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Lease Term: Buyer Finance/Cash |
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Mls Number: 225083687Water ViewWater View: Canal |
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HOA Amenities: Barbecue,Cabana,Community Boat Ramp,ParkSource Internet Entire Listing Display |
Last check for updates: about 17 hours ago
Listing courtesy of Joe R Pavich, (239) 910-0304
Realty World J. PAVICH R.E.
Originating MLS: Bonita Springs
Source: SWFLMLS, MLS#225083687

Also Listed on SWFLMLS.
Price History for 20520 Pine Tree LN
| Date | Price | Event | Source |
|---|---|---|---|
| 04/24/2026 | $699,900 | PriceChange | SWFLMLS #225083687 |
| 03/01/2026 | $725,000 | PriceChange | SWFLMLS #225083687 |
| 01/26/2026 | $735,000 | Listed For Sale | SWFLMLS #225083687 |
| 09/27/2021 | $550,000 | Sold | Florida Gulf Coast MLS #221058412 |
| 08/13/2021 | $550,000 | Pending | Florida Gulf Coast MLS #221058412 |
| 08/11/2021 | $550,000 | Listed For Sale | Florida Gulf Coast MLS #221058412 |
| 05/05/2021 | ListingRemoved | SWFLMLS #221032986 | |
| 05/03/2021 | $500,000 | Pending | SWFLMLS #221032986 |
| 05/03/2021 | $500,000 | Listed For Sale | SWFLMLS #221032986 |
| 04/19/2021 | ListingRemoved | SWFLMLS #221005353 | |
| 04/01/2021 | $485,000 | PriceChange | SWFLMLS #221005353 |
| 02/01/2021 | $500,000 | Listed For Sale | SWFLMLS #221005353 |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $4,345 |
| Assessment | $347,136 |
Home facts updated by county records
Comparable Sales for 20520 Pine Tree LN
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.08 | Single-Family Home | $625,000 | 04/13/26 | 3 | 2 | 1,733 | |
0.10 | Single-Family Home | $765,000 | 08/01/25 | 3 | 2 | 1,891 | |
0.18 | Single-Family Home | $340,000 | 08/05/25 | 3 | 2 | 1,266 | |
0.20 | Single-Family Home | $437,000 | 06/27/25 | 3 | 2 | 1,713 | |
0.10 | Single-Family Home | $840,000 | 06/26/25 | 3 | 3 | 2,916 | |
0.38 | Single-Family Home | $390,000 | 05/15/25 | 3 | 2 | 1,300 | |
0.79 | Single-Family Home | $429,000 | 04/17/26 | 3 | 2 | 1,576 | |
0.60 | Single-Family Home | $1,022,500 | 10/28/25 | 2 | 2 | 1,875 | |
0.31 | Single-Family Home | $850,000 | 09/08/25 | 4 | 3 | 2,468 | |
0.90 | Single-Family Home | $595,000 | 09/10/25 | 3 | 2 | 2,016 |
Assigned Schools
These are the assigned schools for 20520 Pine Tree LN.
What Locals Say about Estero
At least 212 Trulia users voted on each feature.
88 % Say it's dog friendly
87 % Say car is needed
82 % Say parking is easy
75 % Say it's quiet
75 % Say people would walk alone at night
67 % Say there are sidewalks
67 % Say there's holiday spirit
65 % Say streets are well-lit
56 % Say there's wildlife
56 % Say they plan to stay for at least 5 years
52 % Say kids play outside
50 % Say neighbors are friendly
50 % Say yards are well-kept
43 % Say it's walkable to restaurants
42 % Say it's walkable to grocery stores
40 % Say there are community events
Learn more about our methodology.
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
Joe R Pavich, Realty World J. PAVICH R.E.
Agent Phone: (239) 910-0304

The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2026 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
20520 Pine Tree LN, Estero, FL 33928 is a 3 bedroom, 2 bathroom, 1,738 sqft single-family home built in 1997. This property is currently available for sale and was listed by SWFLMLS on Jan 26, 2026. The MLS # for this home is MLS# 225083687.

