205 Payne Rd, Perdido Key, FL 32507
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Property image
OFF MARKET

205 Payne Rd
Perdido Key, FL 32507

Navy Point
  • 3 Beds
  • 2 Baths
  • 1,008 sqft

$312,900

Trulia Estimate
as of Jul 19, 2026
Est. Refi. Payment $2,003/mo*

$312,900

Trulia Estimate
as of Jul 19, 2026
Est. Refi. Payment $2,003/mo*
3 Beds
2 Baths
1,008 sqft

Local Information

  • Map ViewExplore the area around 205 Payne Rd.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Description

Turn Key Charmer now available in Navy Point; Pensacola's highly desirable and affordable Waterfront Community. Updated Solid Brick home, 3-bedroom, 2 bathroom with large fenced in yard. Oversized detached garage (24 x 24) can be used as a workshop, studio, office, rental space; buyers choice! As you step inside this thoughtfully renovated home, you'll be immediately captivated by the modern style and functional concept. Luxury flooring throughout, brand new fixtures and appliances, sleek quartz countertops, upscale porcelain tile, central air/heat, indoor laundry and ample storage. No HOA restrictions, this home provides the perfect scenario for first time home buyers, rental investment or 2nd home. The spacious backyard boasts endless possibilities for gardening, hosting barbecues, or simply enjoying the beautiful Florida weather. Navy Point furnishes access to a wide range of amenities including two convenient boat launch ramps, swimming & fishing areas, several places to put in your kayak or SUP, park w/ playground, plus a 3 mile walking path along the shoreline all within a few blocks of the property. This neighborhood is known for its friendly community atmosphere and proximity to breathtaking beaches, Downtown Pensacola, schools, shopping, restaurants, entertainment, museums and more!
205 Payne Rd, Perdido Key, FL 32507 is a 3 bedroom, 2 bathroom, 1,008 sqft single-family home in Navy Point, built in 1944. It last sold for $305,000 on Jul 31, 2023 (2% above the $299,900 asking price). It is currently off market. The Trulia Estimate is $312,900, with a rent estimate of $1,779/month.

Home Highlights

Parking
Garage
Outdoor
No Info
View
No Info
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 205 Payne Rd

Interior Features

Interior Details
Number of Rooms: 7Types of Rooms: Master Bedroom, Bedroom, Bedroom 1, Bathroom, Bathroom 1, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1008 Square Feet
Appliances & Utilities
Appliances: Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified RefrigeratorDishwasherLaundry: Inside,W/D HookupsRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),ENERGY STAR Qualified EquipmentHas HeatingHeating Fuel: Central
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Window: Double Pane WindowsFlooring: Hardwood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Hardwood

Exterior Features

Exterior Home Features
Roof: ShingleFencing: Back YardFoundation: Off Grade
Parking & Garage
No CarportHas a GarageParking: Detached,Oversized
Pool
Pool: None
Frontage
Waterfront: BeachResponsible for Road Maintenance: Public Maintained Road
Water & Sewer
Sewer: Public Sewer
Farm & Range
Not Allowed to Raise Horses

Days on Market

Cumulative Days on Market: 2

Property Information

Year Built
Year Built: 1944
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Cottage
Building
Construction Materials: BrickNot a New ConstructionNot Attached Property
Property Information
Condition: ResaleParcel Number: 502s306090398019

Price & Status

Price
List Price: $299,900
Status Change & Dates
Off Market Date: Tue Jun 27 2023Possession Timing: Close Of Escrow

Active Status

MLS Status: Sold

Location

Direction & Address
City: PensacolaCommunity: Navy Point
School Information
Elementary School: Navy PointJr High / Middle School: BAILEYHigh School: Pensacola

Building

Building Area
Building Area: 1008 Square Feet

Community

Community Features: Picnic AreaNot Senior Community

HOA

No HOA

Lot Information

Lot Area: 0.1688 Acres

Energy

Energy Efficiency Features: Appliances

Miscellaneous

Mls Number: 629090

Additional Information

Picnic Area
Last check for updates: about 4 hours ago
Listed by Nicole Loy Bennett, (850) 525-7570
LPT Realty
Andrew Vose, (315) 651-1597
LPT Realty
Bought with: Hilary Brady, (850) 503-9345, Levin Rinke Realty
Source: PAR, MLS#629090

Price History for 205 Payne Rd

DatePriceEventSource
07/31/2023$305,000Sold
PAR #629090
06/27/2023$299,900ContingentPAR #629090
06/25/2023$299,900Listed For SalePAR #629090
03/13/2023$184,500Sold
N/A
12/25/2022$209,900ContingentPAR #617225
12/04/2022$209,900PriceChange
PAR #617225
11/04/2022$217,400PriceChange
PAR #617225
10/26/2022$219,900PriceChange
PAR #617225
10/09/2022$229,900Listed For SalePAR #617225
05/10/2022$185,000Sold
N/A
04/28/2005$46,900Sold
N/A

Market trends in Pensacola

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$270K
$3.18K
MoM
Sale-to-List Price
98.1%
0.1%
MoM
Price per sq ft
$174
$4
MoM
Available listings
1743
28
MoM
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Property Tax and Assessment

Year2024
Tax$2,688
Assessment$198,162
Home facts updated by county records

Comparable Sales for 205 Payne Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.06
Single-Family Home
$298,000
11/14/25
3
2
1,400
0.17
Single-Family Home
$249,900
01/27/26
3
2
1,112
0.14
Single-Family Home
$312,000
03/23/26
3
2
1,602
0.11
Single-Family Home
$200,000
10/06/25
3
2
1,336
0.20
Single-Family Home
$375,000
07/28/25
3
2
1,149
0.28
Single-Family Home
$330,000
06/17/26
3
2
1,145
0.08
Single-Family Home
$355,000
05/19/26
4
2
1,992
0.09
Single-Family Home
$265,000
09/15/25
3
1
1,368
0.10
Single-Family Home
$155,000
08/29/25
3
1
998

Nearby homes

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Assigned Schools

These are the assigned schools for 205 Payne Rd.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Navy Point

At least 3 Trulia users voted on each feature.
  • 100 % Say there's holiday spirit

  • 100 % Say it's dog friendly

  • 100 % Say parking is easy

  • 100 % Say car is needed

  • 88 % Say yards are well-kept

  • 83 % Say kids play outside

  • 71 % Say there are sidewalks

  • 59 % Say neighbors are friendly

  • 50 % Say streets are well-lit

  • 40 % Say it's walkable to restaurants

  • 40 % Say there's wildlife

  • 33 % Say it's quiet

  • 25 % Say people would walk alone at night

  • 20 % Say it's walkable to grocery stores

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Brittany Warren
    "Great walkways and views for dogs most people are very friendly towards animals. They are plenty of other animals to interact with."
  • Trulia User
    "Love the area it’s quiet people are nice I love too walk the dogs on the side walks near the water "
  • Mary A. C.
    " It is quiet and a safe place to live. I don’t know if any special events, however, I often see signs for events. "
  • Marie S.
    "I live in Navy Point. I found it to be the least expensive place in Florida to get a home close to water and I love the public access."
  • Joancleaver2
    "I have lived here for two years and I have had no problems. This is an older neighborhood with great neighbors and a wonderful trail along the water. "

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 205 Payne Rd

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Off Market Homes Near 205 Payne Rd

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