20495 Waterloo Ln
Coltons Point, MD 20626
5 Beds
4 Baths
3,719 sqft (on 0.44 acres)
5 Beds
4 Baths
3,719 sqft
(on 0.44 acres)
Homes for sale near 20495 Waterloo Ln
0.33 ACRESMurray Real Estate Corp.- 2.03 ACRESCentury 21 Redwood Realty
- COMING SOON 5/130.56 ACRESInfinitas Realty Group
- 1.13 ACRESCENTURY 21 New Millennium
- 1.34 ACRESFitzgerald Realty & Auctioneers
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Local Information
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Description
Breathtaking, expansive waterfront views, luxury, and premium amenities define this stunning 5-bedroom, 4-bathroom custom-built masterpiece—offering an exceptional waterfront living experience both inside and out. This waterfront oasis was TOTALLY REBUILT FROM THE SLAB UP IN 2006, all construction was permitted and documented. As you step into a beautiful ceramic tile foyer you will be immediately captivated by panoramic water views beyond. The great room is designed for both relaxation and entertaining, featuring panoramic waterfront views, an A-frame ceiling, a large granite gas fireplace, double beverage center with a wine/beverage cooler, pocket doors and recessed lighting. The gourmet kitchen is complete with granite countertops, abundant cabinetry, a separate island, an additional island bar with a sink, double gas convection ovens, a gas cooktop, and stainless steel appliances. Pella windows are installed throughout the home, complemented by Hunter Douglas window coverings—many with remote controls. Hardwood floors are featured in the main living areas and hallways, while premium wall-to-wall carpeting enhances each of the five bedrooms. For added comfort, heated ceramic floors are featured in the main foyer, kitchen, and primary bath. Each of the five bedrooms offers private access to a full bath, ensuring ultimate convenience and privacy. The expansive primary suite is a true retreat, boasting a spacious sitting area with panoramic water views, a large walk-in closet, and an additional bonus closet—ideal for storing valuables, seasonal clothing, or luggage. The luxurious ensuite bathroom includes a separate water closet, a linen closet, an oversized double vanity, a ceramic tile shower, and a large bubble tub. Outdoor living reaches new heights with a brand-new (2025) first-floor deck, extending from the primary suite to a guest bedroom, seamlessly blending indoor and outdoor spaces. A newly added upper-level deck off the water-facing bedroom provides the perfect spot to enjoy morning coffee while soaking in breathtaking views. The new stone entertaining patio, complete with built-in seating, overlooks the water, while the private 480-square-foot covered boathouse and additional 480-square-foot rooftop observation deck, enhanced with recessed lighting, offer unparalleled waterfront views and enjoyment. The property also features a private 110’ pier with an 8,000-pound remote-controlled boat lift (installed in 2017) and a rock riprap shoreline for durability and erosion protection. The detached, oversized 660 sq ft two-car garage includes a stairway leading to a fully wired, unfinished 660 sq ft space above—perfect for storage or future expansion. Additional premium features include: crawl space with concrete floor, A whole-house generator, two tankless water heaters with an immediate hot water loop for the kitchen, A high-efficiency three-zone heating and air conditioning system (2018 for the Great Room, 2024 for the upstairs and remaining downstairs) with remote app control and an Energy Return Ventilator for optimal comfort and efficiency. Don’t miss your chance to experience this exceptional waterfront dream—schedule your private showing today!
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from June 02, 2025
Home Highlights
Parking
Garage
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago
Home Details for 20495 Waterloo Ln
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Interior Details Number of Rooms: 1Types of Rooms: Basement |
Beds & Baths Number of Bedrooms: 5Main Level Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 4Number of Bathrooms (main level): 3 |
Dimensions and Layout Living Area: 3719 Square Feet |
Appliances & Utilities Utilities: Propane, Cable ConnectedAppliances: Cooktop, Dishwasher, Dryer, Microwave, Stainless Steel Appliance(s), Washer, Refrigerator, Range Hood, Oven, Double Oven, Exhaust Fan, Disposal, Water HeaterDishwasherDisposalDryerLaundry: Main LevelMicrowaveRefrigeratorWasher |
Heating & Cooling Heating: Heat Pump,PropaneHas CoolingAir Conditioning: Heat Pump,Central Air,ElectricHas HeatingHeating Fuel: Heat Pump |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Stone, Gas/PropaneSpa: BathHas a FireplaceNo Spa |
Windows, Doors, Floors & Walls Window: Palladian, Screens, Insulated Windows, Window TreatmentsFlooring: Carpet, Hardwood, Heated, Ceramic Tile, Wood |
Levels, Entrance, & Accessibility Stories: 1.5Number of Stories: 2Levels: One and One HalfAccessibility: NoneFloors: Carpet, Hardwood, Heated, Ceramic Tile, Wood |
View Has a ViewView: Water, Panoramic |
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Exterior Home Features Roof: Architectural ShinglePatio / Porch: Deck, Patio, Porch, Roof DeckOther Structures: Above Grade, Below GradeExterior: Boat Storage, BalconyFoundation: Crawl SpaceNo Private Pool |
Parking & Garage Number of Garage Spaces: 2Number of Covered Spaces: 2Open Parking Spaces: 4Other Parking: Garage Sqft: 660No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 6Parking: Storage,Garage Faces Front,Garage Faces Side,Garage Door Opener,Oversized,Detached,Driveway |
Pool Pool: None |
Frontage WaterfrontWaterfront: Private Dock Site, Rip-Rap, River, Boat - Powered, Fishing Allowed, Private Access, Canoe/KayakResponsible for Road Maintenance: Road Maintenance AgreementOn Waterfront |
Water & Sewer Sewer: Private Septic TankWater Body: Potomac |
Farm & Range Frontage Length: Water Frontage Ft: 189 |
Finished Area Finished Area (above surface): 3719 Square Feet |
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Year Built Year Built: 1974Year Renovated: 2005 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: DetachedArchitecture: Contemporary |
Building Construction Materials: HardiPlank Type, StoneNot a New ConstructionNo Additional Parcels |
Property Information Condition: ExcellentIncluded in Sale: Sound System Equipment And 4 TelevisionsParcel Number: 1907007086 |
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Price List Price: $1,275,000 |
Status Change & Dates Off Market Date: Mon May 12 2025Possession Timing: 0-30 Days CD |
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MLS Status: CLOSED |
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Direction & Address City: COLTONS POINTCommunity: Waterloo Shores |
School Information Elementary School District: St. Mary's County Public SchoolsJr High / Middle School District: St. Mary's County Public SchoolsHigh School District: St. Mary's County Public Schools |
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Building Area Building Area: 3719 Square Feet |
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Not Senior Community |
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No HOA |
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Lot Area: 0.44 acres |
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Special Conditions: Standard |
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Listing Agreement Type: Exclusive Right To SellListing Terms: Cash, Conventional, VA Loan, FHA |
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Business Information Ownership: Fee Simple |
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Mls Number: MDSM2022466Water ViewWater View: WaterAbove Grade Unfinished Area: 3719 |
Last check for updates: about 12 hours ago
Listed by Candy Meyers, (301) 848-8330
RE/MAX One
Bought with: Mr. Jonathan S Lahey, (301) 281-6981, EXP Realty, LLC
Co-Buyer's Agent: Isti Mitchell, (301) 257-4059, EXP Realty, LLC
Source: Bright MLS, MLS#MDSM2022466
Price History for 20495 Waterloo Ln
| Date | Price | Event | Source |
|---|---|---|---|
| 05/12/2025 | $1,215,000 | Sold | Bright MLS #MDSM2022466 |
| 04/30/2025 | $1,275,000 | Pending | Bright MLS #MDSM2022466 |
| 04/20/2025 | $1,275,000 | Contingent | Bright MLS #MDSM2022466 |
| 03/13/2025 | $1,275,000 | Listed For Sale | Bright MLS #MDSM2022466 |
| 04/05/2004 | $389,000 | Sold | N/A |
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Property Tax and Assessment
| Year | 2025 |
|---|---|
| Tax | $9,813 |
| Assessment | $901,937 |
Home facts updated by county records
Comparable Sales for 20495 Waterloo Ln
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.72 | Single-Family Home | $420,000 | 11/26/25 | 2 | 1.5 | 1,376 | |
1.44 | Single-Family Home | $575,000 | 04/07/26 | 3 | 2.5 | 2,288 | |
1.41 | Single-Family Home | $450,000 | 09/22/25 | 3 | 2 | 1,698 | |
1.31 | Single-Family Home | $301,000 | 08/15/25 | 3 | 1.5 | 1,704 | |
1.64 | Single-Family Home | $580,000 | 10/15/25 | 3 | 3 | 1,705 | |
1.19 | Single-Family Home | $275,000 | 02/27/26 | 2 | 1 | 1,008 | |
1.65 | Single-Family Home | $520,000 | 11/10/25 | 2 | 2 | 1,331 | |
1.86 | Single-Family Home | $655,000 | 08/21/25 | 3 | 2 | 1,494 |
Assigned Schools
These are the assigned schools for 20495 Waterloo Ln.
- Chopticon High School
- 9-12
- Public
- 1682 Students
6/10GreatSchools RatingParent Rating AveragePoor leadership! The principal is disrespectful to my child and myaelf.Parent Review6y ago - Dynard Elementary School
- PK-5
- Public
- 395 Students
8/10GreatSchools RatingParent Rating AverageMy son has been attending since the 5th grade. He loves the school, the teachers, and his friends. Only three incidents with other kids and it was resolved fast. The school has very few African American, Hispanic, and biracial kids. It is a small school, and that's what I love about it. Very loving and dedicated teachers. My son has learned so much, the librarian inspired him to become and avid reader.Parent Review2y ago - Margaret Brent Middle School
- 6-8
- Public
- 935 Students
6/10GreatSchools RatingParent Rating AverageAs a student here I have had a few problems with bullying but the right teachers have handled it. I feel like I have learned a lot here! My test scores are outstanding and I love hanging out with my friends at recess.Student Review3y ago 
Check out schools near 20495 Waterloo Ln.
What Locals Say about Coltons Point
At least 1 Trulia users voted on each feature.
100 % Say car is needed
100 % Say there are community events
100 % Say they plan to stay for at least 5 years
100 % Say there's holiday spirit
100 % Say yards are well-kept
100 % Say it's dog friendly
100 % Say there's wildlife
100 % Say kids play outside
100 % Say people would walk alone at night
100 % Say parking is easy
50 % Say neighbors are friendly
Learn more about our methodology.
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
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Homes for rent near 20495 Waterloo Ln
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Off Market Homes Near 20495 Waterloo Ln
- SOLDAPR 30, 2026
- SOLDNOV 14, 2025RE/MAX Realty Group
- SOLDAUG 21, 2025Keller Williams Preferred Properties
- See more homes for sale inColtons Point
20495 Waterloo Ln, Coltons Point, MD 20626 is a 5 bedroom, 4 bathroom, 3,719 sqft single-family home built in 1974. This property is not currently available for sale. 20495 Waterloo Ln was last sold on May 12, 2025 for $1,215,000 (5% lower than the asking price of $1,275,000). The current Trulia Estimate for 20495 Waterloo Ln is $1,268,600.