Listed by Alexis K Hicks, eXp Realty, (888) 574-9405 . Bought with Keller Williams Pinnacle
20 Richard St
Waterloo, IL 62298
- 3 Beds
- 2 Baths
- 1,582 sqft (on 0.30 acres)
3 Beds
2 Baths
1,582 sqft
(on 0.30 acres)
Local Information
-- mins to
Home Highlights
Property Type
Single-Family Home
Year Built
1994
Lot Size
0.3 acres
Living Area
1,582 sqft
Price/Sqft
$206
Parking
2 Car Garage
HOA
None
About this House
Discover the charm and warmth of this exceptional 3bed, 2bath ranch, situated on a spacious corner lot. Built in 1994, this brick residence offers 1,582 square feet of comfortable living space. The upstairs has been freshly painted & the hall bath has been recently updated. The Vaulted living room features a cozy fireplace & flows seamlessly into the kitchen, complete with slate flooring, stainless steel appliances & a breakfast bar. The primary suite is spacious, with a full bathroom & walk-in closet, while two additional bedrooms offer flexibility for guests or hobbies. The partially finished basement includes two additional spaces with closets, ideal for a home office or recreation space. Step outside to discover the tranquil oasis of the covered patio & peaceful koi pond with waterfall perfect for entertainment. The residence features ample parking space & storage including a 2 car garage & detached carport. Generator included. This home is ready for you to make it your own!
20 Richard St, Waterloo, IL 62298 is a 3 bedroom, 2 bathroom, 1,582 sqft single-family home built in 1994. It last sold for $285,000 on Jul 17, 2025 (5% below the $300,000 asking price). It is currently off market. The Trulia Estimate is $325,500, with a rent estimate of $1,844/month.
Home Details for 20 Richard St
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MLS Status: Closed |
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Interior Details Basement: Crawl Space,Partially FinishedNumber of Rooms: 3Types of Rooms: Primary Bedroom, Primary Bathroom, Bathroom, Bonus Room, Kitchen, Laundry, Living Room, Recreation Room |
Beds & Baths Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2Number of Bathrooms (main level): 2 |
Dimensions and Layout Living Area: 1582 Square Feet |
Appliances & Utilities Utilities: Natural Gas AvailableAppliances: Disposal, Dryer, Electric Range, Electric Oven, Refrigerator, Washer, Electric Water HeaterDisposalDryerRefrigeratorWasher |
Heating & Cooling Heating: Forced Air,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air |
Fireplace & Spa Number of Fireplaces: 1Fireplace: Living RoomHas a Fireplace |
Windows, Doors, Floors & Walls Flooring: Hardwood |
Levels, Entrance, & Accessibility Levels: OneFloors: Hardwood |
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Exterior Home Features Patio / Porch: PatioOther Structures: Shed(s) |
Parking & Garage Number of Garage Spaces: 2Number of Carport Spaces: 2Number of Covered Spaces: 4Has a CarportHas a GarageHas an Attached GarageParking Spaces: 4Parking: RV Access/Parking,Attached,Garage,Covered,Off Street |
Frontage Road Surface Type: ConcreteNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
Finished Area Finished Area (above surface): 1582 Square FeetFinished Area (below surface): 840 Square Feet |
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Cumulative Days on Market: 18 |
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Year Built Year Built: 1994 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch |
Building Construction Materials: Brick Veneer |
Property Information Parcel Number: 0713152004000 |
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Price List Price: $300,000 |
Status Change & Dates Off Market Date: Mon May 19 2025Possession Timing: Close Of Escrow |
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Direction & Address City: WaterlooCommunity: Lou Del Sub |
School Information Elementary School: Waterloo Dist 5Jr High / Middle School: Waterloo Dist 5High School: WaterlooHigh School District: Waterloo DIST 5 |
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Building Area Building Area: 1582 Square Feet |
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HOA Fee Includes: OtherAssociation for this Listing: Southwestern Illinois Board of REALTORS |
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Lot Area: 0.30 acres |
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Special Conditions: Standard |
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Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan |
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Business Information Ownership: Private |
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BasementMls Number: 25027724Above Grade Unfinished Area: 1582Showing Requirements: Appointment Only, Lockbox |
Last check for updates: about 9 hours ago
Listed by Alexis K Hicks, (630) 423-5891
eXp Realty
Bought with: Mandy McGuire, (618) 558-1350, Keller Williams Pinnacle
Originating MLS: Southwestern Illinois Board of REALTORS
Source: MARIS, MLS#25027724

Price History for 20 Richard St
| Date | Price | Event | Source |
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| 07/17/2025 | $285,000 | Sold | MARIS #25027724 |
| 05/20/2025 | $300,000 | Pending | MARIS #25027724 |
| 05/01/2025 | $300,000 | Listed For Sale | MARIS #25027724 |
| 10/25/2011 | $160,000 | Sold | N/A |
Market trends in Waterloo
Last updated June 2026
Avg. sale price
$301K
$30KMoM
Sale-to-List Price
—
Price per sq ft
$167
$11MoM
Available listings
59
10MoM
Property Tax and Assessment
| Year | 2024 |
|---|---|
| Tax | $3,459 |
| Assessment | $281,730 |
Home facts updated by county records
Comparable Sales for 20 Richard St
Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.15 | Single-Family Home | $259,000 | 03/05/26 | 3 | 1.5 | 1,961 | |
0.10 | Single-Family Home | $235,000 | 07/31/25 | 3 | 2 | 1,230 | |
0.15 | Single-Family Home | $285,000 | 06/26/26 | 3 | 2 | 1,104 | |
0.17 | Single-Family Home | $320,000 | 07/16/26 | 3 | 2 | 2,437 | |
0.13 | Single-Family Home | $201,000 | 01/29/26 | 2 | 2 | 1,008 | |
0.21 | Single-Family Home | $225,000 | 05/29/26 | 3 | 2.5 | 2,912 | |
0.49 | Single-Family Home | $323,760 | 10/10/25 | 3 | 2 | 1,659 | |
0.55 | Single-Family Home | $350,000 | 06/22/26 | 2 | 2 | 1,961 | |
0.55 | Single-Family Home | $366,500 | 05/22/26 | 3 | 3 | 2,571 |
Nearby homes
Get a sense of prices in the area by checking nearby homes.Assigned Schools
These are the assigned schools for 20 Richard St.
What Locals Say about Waterloo
At least 62 Trulia users voted on each feature.
94 % Say it's dog friendly
92 % Say parking is easy
92 % Say yards are well-kept
90 % Say people would walk alone at night
85 % Say there's holiday spirit
82 % Say car is needed
82 % Say kids play outside
79 % Say streets are well-lit
77 % Say it's quiet
63 % Say neighbors are friendly
62 % Say there are sidewalks
59 % Say they plan to stay for at least 5 years
49 % Say it's walkable to restaurants
45 % Say there's wildlife
42 % Say there are community events
36 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
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