20 Cactus Dr, Key West, FL 33040
Property image
Property image
OFF MARKET

20 Cactus Dr
Key West, FL 33040

  • 6 Beds
  • 3.5 Baths
  • 3,324 sqft (on 0.86 acres)

$2,864,900

Trulia Estimate
as of Jul 12, 2026
Est. Refi. Payment $16,354/mo*
Refinance Your Home

$2,864,900

Trulia Estimate
as of Jul 12, 2026
Est. Refi. Payment $16,354/mo*
Refinance Your Home
6 Beds
3.5 Baths
3,324 sqft
(on 0.86 acres)

Local Information

  • Map ViewExplore the area around 20 Cactus Dr.
  • Schools1 Preschool School2 Elementary Schools1 Middle School2 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Description

This exceptional open water point lot home, occupying a vast 37,625 SF lot, is ideally located just 10 minutes from Key West. Enjoy the luxury of a private pool and beach, offering unparalleled sunset views over the Gulf and the clear waters of the Florida Keys. The home, a concrete block structure (CBS) with 3,324 SF, provides 6 bedrooms and 3.5 bathrooms, ensuring ample space for both family and guests. Designed with a focus on entertainment, this property features expansive covered porches and balconies across two levels, complemented by inviting outdoor dining areas, even a Tiki hut. The layout includes a spacious master suite and an additional bedroom on the first floor, with four more bedrooms upstairs, each pair sharing convenient jack-and-jill bathrooms. The sizable garage offers ample space for multiple cars and boats, alongside a covered carport for three additional vehicles and plenty of storage space for recreational gear, complete with a 50 AMP RV plug. Recent enhancements include an updated pool and a new roof in 2018. Built for durability, the home is built to withstand winds up to 175 MPH and is fitted with impact-resistant doors and windows. Inside, you'll find a large great room with captivating views, a luxurious master bath featuring a jetted tub and bidet, and a gourmet kitchen equipped with dual refrigerators, stainless steel appliances and custom cabinetry. Additional highlights include a formal dining room and an impression making two story foyer. Fully gated for privacy and security, the property encompasses an additional 1.2 acres of bay bottom and includes a dock on the canal side. The 'Beach House' offers a practical boat launch making it a truly unique and desirable waterfront property near Key West.
20 Cactus Dr, Key West, FL 33040 is a 6 bedroom, 4 bathroom, 3,324 sqft single-family home built in 2004. It last sold for $2,450,000 on Mar 11, 2024 (13% below the $2,800,000 asking price). It is currently off market. The Trulia Estimate is $2,864,900, with a rent estimate of $7,688/month.

Home Highlights

Parking
Garage
Outdoor
Porch, Patio, Pool
View
Bay/Gulf View, Water, Canal
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 20 Cactus Dr

Interior Features

Beds & Baths
Number of Bedrooms: 6Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3324 Square Feet
Appliances & Utilities
Utilities: FKAA, Cable Available, Buyer to VerifyAppliances: Dishwasher, Stainless Steel Appliance(s), Microwave, Oven, Range, RefrigeratorDishwasherLaundry: Laundry RoomMicrowaveRefrigerator
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fans(s)Has HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Window: Drapes/Blinds Incl, Impact Rstnce WindowDoor: Sliding Glass Doors, Impact Rstnce DoorsFlooring: Tile, Marble
Levels, Entrance, & Accessibility
Stories: 2Levels: TwoFloors: Tile, Marble
View
Has a ViewView: Bay/Gulf View, Water, Canal
Security
Security: Smoke Detector(s), Security System, On Premises System

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Open Porch/Balcony, PatioFencing: FencedOther Structures: Chickee HutExterior: Storage, Sandy BeachHas a Private Pool
Parking & Garage
Has a CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 4Parking: Garage,Trailer Storage,Covered,RV Parking Open,Off Street,Guest,Open,Carport
Pool
Pool: In Ground, Decked, ConcretePool
Frontage
WaterfrontWaterfront: Gulf Front, Open Water, Canal Front, Waterfront, Sandy Beach, Dockage: Other DockageOn Waterfront
Water & Sewer
Sewer: Municipal Sewer, Public Sewer

Property Information

Year Built
Year Built: 2004
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: CBS, FrameNot a New Construction
Property Information
Condition: Updated/RemodeledParcel Number: 00154080000000

Price & Status

Price
List Price: $2,800,000

Active Status

MLS Status: Closed

Location

Direction & Address
City: Big CoppittCommunity: Similar Sound Sub (10.0)

HOA

HOA Fee Includes: NoneAssociation for this Listing: Key West AssociationNo HOA

Lot Information

Lot Area: 0.86 acres

Offer

Listing Terms: Cash, Conventional

Miscellaneous

Mls Number: 608206Water ViewWater View: Bay/Gulf View, Water, CanalAttribution Contact: 305-587-3407
Last check for updates: about 2 hours ago
Listed by Terri Spottswood, (305) 587-3407
Truman & Co. (KW)
John Spottswood, (305) 395-2360
Truman & Co. (KW)
Bought with: Terri Spottswood, (305) 587-3407, Truman & Co. (KW)
Co-Buyer's Agent: John Spottswood, (305) 395-2360, Truman & Co. (KW)
Originating MLS: Key West Association
Source: FLKMLS, MLS#608206

Price History for 20 Cactus Dr

DatePriceEventSource
03/11/2024$2,450,000Sold
FLKMLS #608206
02/20/2024$2,800,000ContingentKey West AOR #608206
02/12/2024$2,800,000PriceChange
Key West AOR #608206
01/16/2024$3,375,000Listed For SaleKey West AOR #608206
01/12/2024ListingRemovedFLKMLS #605449
11/28/2023$4,139,500PriceChange
Key West AOR #605449
10/04/2023$4,699,000PriceChange
MLKAR #605449
08/23/2023$4,995,000PriceChange
MLKAR #605449
07/31/2023$5,495,000PriceChange
MLKAR #605449
05/26/2023$5,895,000Listed For SaleMLKAR #605449
04/30/2015$1,480,000Sold
FLKMLS #120845
03/04/2015$1,580,000PriceChange
Agent Provided
12/25/2014$1,780,000Listed For SaleAgent Provided
10/21/2014$930,000Sold
N/A
05/11/2014$900,000PriceChange
Agent Provided
06/05/2013$650,000PendingAgent Provided
05/14/2013$650,000PriceChange
Agent Provided
05/11/2013$600,000Listed For SaleAgent Provided
09/24/2007$2,700,000Sold
N/A
10/28/1996$100,000Sold
N/A

Market trends in Big Coppitt Key

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
31
3MoM
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Property Tax and Assessment

Year2025
Tax$18,899
Assessment$2,088,585
Home facts updated by county records

Comparable Sales for 20 Cactus Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1 Emerald Dr, Key West, FL
0.25
Single-Family Home
$1,950,000
10/17/25
4
4.5
2,523
8 Jade Dr, Key West, FL
0.39
Single-Family Home
$1,250,000
03/10/26
4
3.5
2,576
24 Cannon Royal Dr, Key West, FL
0.71
Single-Family Home
$4,100,000
05/11/26
4
4
4,176
5 Emerald Dr, Key West, FL
0.21
Single-Family Home
$1,120,000
07/01/26
3
2
1,409
37 Cannon Royal Dr, Key West, FL
0.83
Single-Family Home
$4,000,000
10/24/25
4
4.5
3,750
24 Cactus Dr, Key West, FL
0.07
Single-Family Home
$910,000
06/26/26
2
2
1,158
51 Cannon Royal Dr, Key West, FL
0.84
Single-Family Home
$4,000,000
02/20/26
3
3.5
4,045
69 Cannon Royal Dr, Key West, FL
0.89
Single-Family Home
$5,000,000
07/14/25
4
4.5
5,300
530 Avenue D, Key West, FL
0.25
Single-Family Home
$735,000
05/01/26
3
2
1,404

Nearby homes

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Assigned Schools

These are the assigned schools for 20 Cactus Dr.

What Locals Say about Big Coppitt Key

At least 6 Trulia users voted on each feature.

  • 100 % Say parking is easy

  • 100 % Say people would walk alone at night

  • 92 % Say it's dog friendly

  • 89 % Say they plan to stay for at least 5 years

  • 83 % Say yards are well-kept

  • 78 % Say kids play outside

  • 73 % Say there's holiday spirit

  • 71 % Say car is needed

  • 67 % Say it's walkable to restaurants

  • 67 % Say it's quiet

  • 64 % Say neighbors are friendly

  • 64 % Say there's wildlife

  • 44 % Say it's walkable to grocery stores

  • 29 % Say there are community events

  • 13 % Say streets are well-lit

Sourced by Trulia users. Learn more about our methodology.
  • Tiffany S.
    "People aren’t in your business but if someone needs help there is always someone willing to help out"
    0
    Flag
  • Robert K.
    "My commute to Key West daily during rush hour takes about 20 minutes to drive only 6 miles due to traffic."
    0
    Flag
  • Robert K
    "Easy 15 minute commute to Key West except for rush hour in the morning. Public transportation is a 5 minute walk."
    0
    Flag
  • Diez1958
    "this is a good friendly community. it has access to public transportation. it has 2 gas stations and one is open all night. i love it here."
    0
    Flag

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Homes for sale near 20 Cactus Dr

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Off Market Homes Near 20 Cactus Dr

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MLS Internet Data Exchange (IDX) information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Florida Keys Board of Realtors.