196 SILVER REEF Lane, Saint Augustine, FL 32095
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Property image
FOR SALE
3D VIEW

$599,000

Original price: $610,000
  • 4 Beds
  • 3 Baths
  • 2,647 sqft

196 SILVER REEF Lane, Saint Augustine, FL 32095

Est. Mortgage $4,016/mo*
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Home Highlights

Single-Family Home
Built in 2020
$226/sqft
3 Car Garage
HOA $102/mo

Local Information

  • Map ViewExplore the area around 196 SILVER REEF Lane.
  • Schools1 Elementary School2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside.

SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 ¼'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras.

Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard!

Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout.

Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.
Last check for updates: about 4 hours ago
Listing courtesy of JOSHUA COTTON, (904) 982-8461
ROUND TABLE REALTY, (904) 469-7653
Source: realMLS, MLS#2138786
Also Listed on realMLS.

Home Details for 196 SILVER REEF Lane

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2647 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Gas Range, Microwave, RefrigeratorDishwasherDisposalLaundry: Electric Dryer Hookup,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Flooring: Carpet, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Carpet, Tile
View
Has a ViewView: Protected Preserve, Trees/Woods

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Patio, ScreenedFencing: Back Yard, Vinyl
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Garage
Frontage
Road Frontage: City StreetRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 168

Property Information

Year Built
Year Built: 2020
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: ConcreteNot a New ConstructionNot Attached Property
Property Information
Parcel Number: 0237133520

Price & Status

Price
List Price: $599,000Price Per Sqft: $226
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: St. AugustineCommunity: Creekside
School Information
Elementary School: Lakeside AcademyJr High / Middle School: Alice B. LandrumHigh School: Beachside

Agent Information

Listing Agent
Listing ID: 2138786

Community

Not Senior Community

HOA

Has an HOAHOA Fee: $305/Quarterly

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Miscellaneous

Mls Number: 2138786

Additional Information

HOA Amenities: Pool,Clubhouse,Fitness Center,Jogging Path,Park,Playground

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Saint Augustine

At least 670 Trulia users voted on each feature.

  • 91 % Say it's dog friendly

  • 90 % Say car is needed

  • 79 % Say there's holiday spirit

  • 79 % Say yards are well-kept

  • 74 % Say people would walk alone at night

  • 73 % Say it's quiet

  • 70 % Say parking is easy

  • 68 % Say kids play outside

  • 63 % Say there's wildlife

  • 63 % Say there are sidewalks

  • 60 % Say neighbors are friendly

  • 56 % Say they plan to stay for at least 5 years

  • 53 % Say streets are well-lit

  • 40 % Say there are community events

  • 35 % Say it's walkable to restaurants

  • 31 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Great place to raise your family. The kids are kind and friendly and the schools are awesome! Plenty of community parks."
    0
    Flag
  • Trulia User
    "Great place to raise kids "
    0
    Flag
  • Trulia User
    "My neighborhood is attractive and peaceful. It’s green and full of unique houses and friendly people. The only problem is that the traffic is loud and too fast. "
    1
    Flag
  • Trulia User
    "There are nice decorations for each holiday. Other than that it’s just a friendly neighborhood and everyone is friendly and nice. "
    0
    Flag
  • Xavier.rivera11
    "Its very safe. I like it a lot. A lot of families and friendly people. I feel that the area is growing and still needs more activities in the amenity to have a better community "
    1
    Flag
  • Tiffany Villano
    "It’s a great community. Lots of kids and amenities Both close to Jacksonville downtown and Saint Augustine Lots of shopping food commercial lots of restaurants"
    0
    Flag
  • Ilester1862
    "I’ve lived in this neighborhood for over 5 years and love it. Neighbors are great and care for their homes. Very active community. Feel safe."
    1
    Flag
  • Tiffany Villano
    "Schools are decent. Lots to do every where even though people complain that there isnt. There’s more infrastructure to come in the next couple years. Overall quiet calm communities working families Love it here "
    0
    Flag
  • Gregory McCain
    "Lots of space for walking dogs in natural surroundings including small lakes and ponds. Almost everyone uses a leash when walking their dog."
    0
    Flag
  • Trulia User
    "Fish market, veggie stand and a historical park all in walking very short distance and no HOA, intercoastal is right here too"
    0
    Flag
  • Connie Worley
    "It is quiet and off the main road. Neighbors are friendly and polite. There is a good mixture of families, middle aged and retirees. The neighborhood borders a state preserve, so no development will be allowed to the east. It’s only a ten minute drive to the beach."
    0
    Flag
  • Evan Martinez
    "It is a kid friendly neighborhood, the can play unsupervised in culdasac and neighbors watch out for them "
    0
    Flag
  • Qgsdn2x7dk
    " Nice it’s really nice to live here and grow up here very kid friendly and great for walks I love it here"
    0
    Flag
  • Lesley Plott
    "The neighborhood is car dependent but public transportation is easily accessible. The area is growing rapidly."
    0
    Flag
  • kathyafleming
    "From here it’s walkable to work eats and downtown. All the sites are within walking distance. It’s a great community for walking. There is a drawbridge off the island so traffic can back up but it clears fast. It’s a slower pace. "
    0
    Flag
  • 66alice69
    "Busy on week days commute times morning and But easy travel mid day and also weekends best on Sunday"
    0
    Flag
  • Syn2267
    "Having a Friendly dog and pick up after your dog. Master should be able to tame their dog. Not curbing your dog. "
    0
    Flag
  • Nichols
    "We have lived in our neighborhood for four years. Everything that we could want is only a 10 minute drive from us"
    0
    Flag
  • Randi Simmons
    "Trailmark is a family friendly Neighborhood and beautiful community. It is a gem of a place to live! "
    0
    Flag
  • stewart_mendenhall
    "We have many miles of walkways as well as a dog park. There are a lot of people that walk their dogs through our neighborhood and all seem very friendly for the most part. "
    0
    Flag
  • kathyafleming
    "St augustine is growing rapidly. Sometime you wait 15 or 20 minutes in traffic to get downtown. It’s friendly but be prepared to have ups and downs in traffic if you are carting children to snd from activities. "
    0
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  • Trulia User
    "Principals in downtown is shady af. Staff is smug. No counselors so be mindful of how the school handles students mental health."
    0
    Flag
  • kathyafleming
    "You can walk downtown or to restaurants and brewery’s on the boulevard. It’s got wide quiet residential streets and beautiful trees. People are friendly and everyone knows everyone else. There are amazing landmarks near by, a marina, the lighthouse and the Castillo. "
    0
    Flag
  • kathyafleming
    "Driving is easy but crowded during tourist season. Mornings are generally not bad at all. At 5 pm commute may be crowded x "
    0
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  • Elizabeth Skidmore
    "There aren’t any open areas to walk with your dog and the community areas do not have doggie bags or disposal areas. Also many of the neighbors post signs that are not dog friendly, even for something as harmless as walking on their grass "
    30
    Flag
  • Renee Hulse
    "Old town USA. You can fish, kayak, hike and swim. The amenities are wonderful and the neighbors are even better"
    6
    Flag
  • Sabena H.
    "No public transportation. Still a little remote, but is building quickly. Bartram Trail School district."
    2
    Flag
  • Adrianna H.
    "There is No dog park. Which would be nice. But plenty of walk ways and trails to walk. Most of the dogs are very friendly. "
    9
    Flag
  • Peter T.
    "Nice place to live many people very friendly it’s hot though bring sun screen and water but also bug spray because mosquitos are a plenty "
    4
    Flag
  • Adrianna H.
    "Every Friday is Food Truck Friday up at the amenity center. Also kids sporting events and certain holiday activities as well. "
    0
    Flag
  • Srrossi
    "Quiet. Plenty of Law Enforcement in the neighborhood. I trust my neighbors. I enjoy my 2 mile walk through our neighborhood."
    0
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  • Sarah K.
    "This town is growing as a dog friendly area. There is a lot of neighborhoods and local businesses that allow dogs. Most people are super excited to great your and your pup. "
    1
    Flag
  • Candice S.
    "Christmas stroll and lights display make this town special. Small town feel, fabulous food. History makes this place special."
    1
    Flag
  • Kristen K.
    "You need transportation for this community. There is no public transportation. You average about 30 minutes from most places ."
    0
    Flag
  • Richard D.
    "There are a lot of them in the neighborhood. Many people own dogs, but it is important to pick up after pets and not let them run wild."
    1
    Flag
  • Egbacro
    "Epic theatre is close by, and downtown is about a 10min drive. The beach is located in Anastasia Island which has a lot of activities. the Lighthouse is nearby, and Saint Augustine’s beach is through the 312 bridge. There is an Amphitheatre close by which has many local and international events. Loads of restaurants, wine tasting and bars, shops/boutiques, museums including the Fountain of youth ca be visited."
    1
    Flag
  • Tkendall344
    "Always an event. St Augustine people care regardless if they know you or not the community always come together during crisis or when someone need assistance. We are St. Augustine Strong"
    0
    Flag
  • Terri.degrande
    "No specific events. It’s just a nice, established, well-maintained neighborhood with a cheap home owners association that really is functional, and neighbors are friendly and range widely in age. There’s tons of sidewalks, parks, ponds, wildlife, and very easy access to all types of stores and restaurants. "
    1
    Flag
  • Melvinemccall
    "Neighbors watch out for each other and are always ready to help. Cookouts about twice a year in the neighborhood open to all "
    0
    Flag
  • Jacqueline
    "We do not have many events in our neighborhood we only have quarterly yard sales. The neighbors are friendly and the neighborhood is beautiful."
    0
    Flag

Market trends in Saint Augustine

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$429K
$2.5KMoM
Sale-to-List Price
97.4%
Price per sq ft
$228
$0MoM
Available listings
1730
61MoM

Home Value

Trulia Estimate
$591K
Since last month
Increased$6K (+1%)
Since last year
Increased$30K (+5.3%)
Since last sale
Increased$185K (+45.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +36% in the last 10 years
MonthEstimated value
2026
September 2026$591K
August 2026$585K
July 2026$596K
June 2026$605K
May 2026$614K
April 2026$616K
March 2026$570K
February 2026$568K
January 2026$563K
2025
2024
2023
2022
2021

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
392 BRYBAR Drive, Saint Augustine, FL
0.15
Single-Family Home
$620,000
07/08/26
4
3
2,647
300 SILVER REEF Lane, Saint Augustine, FL
0.10
Single-Family Home
$646,000
06/05/26
4
3
2,268
84 SILVER REEF Lane, Saint Augustine, FL
0.11
Single-Family Home
$640,000
04/14/26
4
3
2,268
75 BRYBAR Drive, Saint Augustine, FL
0.25
Single-Family Home
$405,975
12/01/25
4
2.5
1,811
25 WATERBROOK Place, Saint Augustine, FL
0.28
Single-Family Home
$539,000
03/05/26
4
3
2,268
325 VAN GOGH Circle, Ponte Vedra, FL
0.33
Single-Family Home
$405,000
05/21/26
3
2.5
2,487
145 BRYBAR Drive, Saint Augustine, FL
0.21
Single-Family Home
$380,000
10/08/25
3
2.5
1,766
82 TREE FROG Way, Saint Augustine, FL
0.22
Single-Family Home
$460,000
07/15/26
5
3.5
2,255
32 SPARROW SONG Place, Saint Augustine, FL
0.19
Single-Family Home
$578,000
06/30/26
4
2
2,276
297 DIAMONDBACK Avenue, Saint Augustine, FL
0.40
Single-Family Home
$557,500
05/18/26
4
3
2,647

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
230 SILVER REEF Lane, Saint Augustine, FL 32095
0.04
$525,200
4
2
2,276
Off Market
42 DEER Trail, Saint Augustine, FL 32095
0.05
$525,600
4
2
2,276
Off Market
268 SILVER REEF Lane, Saint Augustine, FL 32095
0.07
$536,100
4
3
2,268
Off Market
136 SILVER REEF Lane, Saint Augustine, FL 32095
0.07
$562,900
4
3
2,276
Off Market
300 SILVER REEF Lane, Saint Augustine, FL 32095
0.10
$646,000
4
3
2,268
Recently Sold
84 SILVER REEF Lane, Saint Augustine, FL 32095
0.11
$640,000
4
3
2,268
Recently Sold
116 DEER Trail, Saint Augustine, FL 32095
0.13
$425,000
3
2.5
1,766
Off Market
116 DEER TRAIL, Augustine, FL 32095
0.13
$413,200
3
2.5
1,766
Off Market
87 SILVER REEF Lane, Saint Augustine, FL 32095
0.12
$625,400
4
3
2,267
Off Market
66 SILVER REEF Lane, Saint Augustine, FL 32095
0.12
$749,600
5
4
3,153
Off Market
345 SILVER REEF Lane, Saint Augustine, FL 32095
0.14
$513,100
4
2
2,269
Off Market

Price and Tax history

DateEventPrice
Aug 8, 2026
Source: realMLS #2138786
PriceChange
$599,000
Price decreased by 2%
Jul 6, 2026
Source: realMLS #2138786
PriceChange
$610,000
Price decreased by 2%
Jun 1, 2026
Source: realMLS #2138786
PriceChange
$620,000
Price decreased by 1%
May 18, 2026
Source: realMLS #2138786
PriceChange
$627,500
Price decreased by 0%
Apr 7, 2026
Source: realMLS #2138786
Listed For Sale
$630,000

LGBTQ Local Legal Protections

JOSHUA COTTON, ROUND TABLE REALTY, (904) 469-7653
Agent Phone: (904) 982-8461
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.

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Frequently asked questions about 196 SILVER REEF Lane

  • What is the estimated monthly payment for 196 SILVER REEF Lane?
    Based on a $599,000 list price with 20% down at today's rates, the estimated monthly payment for 196 SILVER REEF Lane in Saint Augustine, FL is approximately $3,977 (about $3,248 principal & interest, $654 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 196 SILVER REEF Lane compare to homes in Saint Augustine?
    196 SILVER REEF Lane in Saint Augustine, FL is listed at $599,000, about 40% above the $429K median sale price in Saint Augustine.
  • What do residents say about Saint Augustine?
    Residents describe Saint Augustine, FL as dog-friendly, well-kept, and quiet. Most residents say you need a car. See homes for sale in Saint Augustine, FL.
  • What are the closest schools to 196 SILVER REEF Lane?
    The closest schools to 196 SILVER REEF Lane in Saint Augustine, FL are Beachside High School (Middle, rated 7/10), Lakeside Academy (Elementary/Middle, rated 9/10).
  • Does 196 SILVER REEF Lane have air conditioning?
    Yes, 196 SILVER REEF Lane in Saint Augustine, FL has air conditioning.
  • Does 196 SILVER REEF Lane have a pool?
    Yes, 196 SILVER REEF Lane in Saint Augustine, FL has a pool.
196 SILVER REEF Lane, Saint Augustine, FL 32095 is a 4 bedroom, 3 bathroom, 2,647 sqft single-family home built in 2020. This property is currently available for sale and was listed by realMLS on Apr 7, 2026. The MLS # for this home is MLS# 2138786.