$595,000
- 4 Beds
- 3 Baths
- 2,647 sqft
196 SILVER REEF Lane, Saint Augustine, FL 32095
Est. Mortgage $3,917/mo*
Get Pre-QualifiedWe estimate this home will sell faster than 84% nearby.
Home Highlights
Single-Family Home
Built in 2020
$225/sqft
Garage
HOA $102/mo
Local Information
-- mins to
About this House
What's unique:Open functional layoutSpacious single-story layoutFormal dining roomGenerous counter spaceCrown moldingRecessed lighting
Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors. The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, heated towel rack, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage with EV Charger and Epoxy Floor, and an expansive paver patio perfect for entertaining or relaxing outdoors. Enjoy reasonable power bills with seller owned solar panels! Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home! Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining. A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views. With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. Located in Creekside at Twin Creeks, residents enjoy access to community amenities and convenient connections to shopping, dining, major roadways, and Northeast Florida destinations.
Last check for updates: about 15 hours ago
Listing courtesy of DAWN MARIE COYNE, (217) 721-9272
KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE, (904) 797-7442
PATRICK RANDELL RASCOE, (770) 633-3437
(904) 606-1492
Source: realMLS, MLS#2170050

We estimate this home will sell faster than 84% nearby.
Open House
Wednesday, November 11
1:00 PM to 3:00 PM
Home Details for 196 SILVER REEF Lane
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Beds & Baths Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 2647 Square Feet |
Appliances & Utilities Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water ConnectedAppliances: Dishwasher, Disposal, Dryer, Gas Range, Microwave, WasherDishwasherDisposalDryerLaundry: Electric Dryer Hookup,Washer HookupMicrowaveWasher |
Heating & Cooling Heating: Heat PumpHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Heat Pump |
Windows, Doors, Floors & Walls Flooring: Carpet, Tile |
Levels, Entrance, & Accessibility Stories: 1Levels: OneFloors: Carpet, Tile |
View Has a ViewView: Trees/Woods |
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Exterior Home Features Patio / Porch: Covered, Front Porch, Patio, Rear Porch, ScreenedFencing: Back Yard, Full, Vinyl |
Parking & Garage Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageNo Attached GarageParking Spaces: 3Parking: Garage,Garage Door Opener,Off Street |
Frontage Road Frontage: City StreetRoad Surface Type: ConcreteNot on Waterfront |
Water & Sewer Sewer: Public Sewer |
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Days on Market: 20 |
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Year Built Year Built: 2020 |
Property Type / Style Property Type: ResidentialProperty Subtype: Single Family Residence |
Building Not a New ConstructionNot Attached Property |
Property Information Condition: Updated/RemodeledParcel Number: 0237133520 |
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Price List Price: $595,000Price Per Sqft: $225 |
Status Change & Dates Possession Timing: Close Of Escrow |
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MLS Status: Active |
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Direction & Address City: St. AugustineCommunity: Creekside |
School Information Elementary School: Lakeside AcademyJr High / Middle School: Lakeside AcademyHigh School: Beachside |
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Listing Agent Listing ID: 2170050 |
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Not Senior Community |
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HOA Name: Vesta Property ServicesHOA Phone: 904-747-0181Has an HOAHOA Fee: $305/Quarterly |
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Lot Area: 8276.4 sqft |
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Listing Terms: Cash, Conventional, FHA, VA Loan |
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Mls Number: 2170050 |
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HOA Amenities: Pool,Clubhouse,Fitness Center,Jogging Path,Playground |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Oct 20, 2026 Source: realMLS #2170050 | Listed For Sale | $595,000 |
Oct 10, 2026 Source: realMLS #2138786 | ListingRemoved | $599,000 |
Aug 8, 2026 Source: realMLS #2138786 | PriceChange | $599,000 Price decreased by 2% |
Jul 6, 2026 Source: realMLS #2138786 | PriceChange | $610,000 Price decreased by 2% |
Jun 1, 2026 Source: realMLS #2138786 | PriceChange | $620,000 Price decreased by 1% |
May 18, 2026 Source: realMLS #2138786 | PriceChange | $627,500 Price decreased by 0% |
Apr 7, 2026 Source: realMLS #2138786 | Listed For Sale | $630,000 |
Sep 23, 2020 Source: realMLS #1054330 | Sold | $405,985 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $8,692 | $505,488 |
Home facts updated by county records
Around this home
What Locals Say about Saint Augustine
At least 671 Trulia users voted on each feature.
91 % Say it's dog friendly
90 % Say car is needed
79 % Say there's holiday spirit
79 % Say yards are well-kept
74 % Say people would walk alone at night
73 % Say it's quiet
70 % Say parking is easy
68 % Say kids play outside
64 % Say there are sidewalks
63 % Say there's wildlife
60 % Say neighbors are friendly
56 % Say they plan to stay for at least 5 years
53 % Say streets are well-lit
40 % Say there are community events
35 % Say it's walkable to restaurants
31 % Say it's walkable to grocery stores
Sourced by Trulia users. Learn more about our methodology.
Market trends in Saint Augustine
Last updated September 2026
Avg. sale price
$434K
$5KMoM
Sale-to-List Price
97.6%
0.1%MoM
Price per sq ft
$227
$1MoM
Available listings
1697
39MoM
Sourced by Trulia Market Trends
Home Value
Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.15 | Single-Family Home | $620,000 | 07/08/26 | 4 | 3 | 2,647 | |
0.10 | Single-Family Home | $640,000 | 04/14/26 | 4 | 3 | 2,268 | |
0.10 | Single-Family Home | $646,000 | 06/05/26 | 4 | 3 | 2,268 | |
0.25 | Single-Family Home | $405,975 | 12/01/25 | 4 | 2.5 | 1,811 | |
0.40 | Single-Family Home | $557,500 | 05/18/26 | 4 | 3 | 2,647 | |
0.19 | Single-Family Home | $578,000 | 06/30/26 | 4 | 2 | 2,276 | |
0.28 | Single-Family Home | $539,000 | 03/05/26 | 4 | 3 | 2,268 | |
0.30 | Single-Family Home | $510,000 | 02/27/26 | 4 | 2 | 2,269 | |
0.22 | Single-Family Home | $460,000 | 07/15/26 | 5 | 3.5 | 2,255 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.01 | $506,800 | 4 | 2 | 2,682 | Off Market | |
0.01 | $518,000 | 4 | 3 | 2,644 | Off Market | |
0.01 | - | 4 | 3 | 2,267 | Off Market | |
0.02 | $502,900 | 4 | 3 | 2,267 | Off Market | |
0.03 | - | - | - | - | Off Market | |
0.03 | - | 4 | 3 | 2,268 | Off Market | |
0.04 | $513,300 | 4 | 3 | 2,642 | Off Market | |
0.04 | $520,500 | 4 | 2 | 2,276 | Off Market | |
0.04 | $489,100 | 3 | 2 | 2,268 | Off Market | |
0.04 | $496,900 | 4 | 3 | 2,267 | Off Market | |
0.04 | $509,700 | 4 | 2 | 2,681 | Off Market | |
0.04 | $583,600 | 4 | 3 | 3,060 | Off Market | |
0.04 | $543,500 | 4 | 3 | 2,642 | Off Market | |
0.05 | $526,800 | 4 | 3 | 2,268 | Off Market | |
0.05 | $523,600 | 4 | 2 | 2,276 | Off Market | |
0.05 | $491,700 | 3 | 2 | 2,268 | Off Market | |
0.05 | $532,100 | 4 | 2 | 2,682 | Off Market | |
0.06 | $562,200 | 4 | 3 | 2,657 | Off Market | |
0.06 | $515,300 | 4 | 3 | 2,642 | Off Market | |
0.06 | $611,100 | 4 | 3 | 2,267 | Off Market |
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
DAWN MARIE COYNE, KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE, (904) 797-7442
Agent Phone: (217) 721-9272

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.
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Frequently asked questions about 196 SILVER REEF Lane
- What is the estimated monthly payment for 196 SILVER REEF Lane?Based on a $595,000 list price with 20% down at today's rates, the estimated monthly payment for 196 SILVER REEF Lane in Saint Augustine, FL is approximately $3,919 (about $3,194 principal & interest, $650 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 196 SILVER REEF Lane compare to homes in Saint Augustine?196 SILVER REEF Lane in Saint Augustine, FL is listed at $595,000, about 37% above the $434K median sale price in Saint Augustine.
- What do residents say about Saint Augustine?Residents describe Saint Augustine, FL as dog-friendly, well-kept, and quiet. Most residents say you need a car. See homes for sale in Saint Augustine, FL.
- What are the closest schools to 196 SILVER REEF Lane?The closest schools to 196 SILVER REEF Lane in Saint Augustine, FL are Beachside High School (Middle, rated 8/10), Lakeside Academy (Elementary/Middle, rated 9/10).
- Does 196 SILVER REEF Lane have air conditioning?Yes, 196 SILVER REEF Lane in Saint Augustine, FL has air conditioning.
- Does 196 SILVER REEF Lane have a pool?Yes, 196 SILVER REEF Lane in Saint Augustine, FL has a pool.
196 SILVER REEF Lane, Saint Augustine, FL 32095 is a 4 bedroom, 3 bathroom, 2,647 sqft single-family home built in 2020. This property is currently available for sale and was listed by realMLS on Oct 20, 2026. The MLS # for this home is MLS# 2170050.

