176 Panay St, Morro Bay, CA 93442
OFF MARKET
Listed by Paula McMahon, Shorewood Homes and Properties . Bought with Dale Kaiser Real Estate

$1,309,400

Trulia Estimate
  • 3 Beds
  • 2 Baths
  • 1,084 sqft

176 Panay St, Morro Bay, CA 93442

Est. Refi. Payment $8,325/mo*
Refinance Your Home
Currently Off Market - Sold Jan 3, 2025 for $1,245,000

Home Value

Trulia Estimate
$1.31M
Since last month
Decreased$7K (-0.5%)
Since last year
Increased$55K (+4.4%)
Since last sale
Increased$61K (+4.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +157% in the last 10 years
MonthEstimated value
2026
September 2026$1.31M
August 2026$1.31M
July 2026$1.27M
June 2026$1.28M
May 2026$1.27M
March 2026$1.28M
February 2026$1.27M
January 2026$1.26M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
130 Mindoro St, Morro Bay, CA
0.12
Single-Family Home
$1,401,000
09/30/25
3
2
1,819
390 Panay St, Morro Bay, CA
0.12
Single-Family Home
$857,000
05/01/26
3
2
1,584
380 Trinidad St, Morro Bay, CA
0.15
Single-Family Home
$850,000
10/10/25
3
2
1,500
390 Nassau St, Morro Bay, CA
0.17
Single-Family Home
$875,000
04/10/26
3
2
1,505
300 Mindoro St, Morro Bay, CA
0.13
Single-Family Home
$995,900
08/13/26
3
2.5
1,437
165 Damar St, Morro Bay, CA
0.39
Single-Family Home
$1,228,000
02/13/26
3
2
1,560
175 Tahiti Street, Morro Bay, CA
0.15
Single-Family Home
$2,275,000
03/13/26
3
2
2,168
3219 Tide Ave, Morro Bay, CA
0.13
Single-Family Home
$750,000
10/28/25
2
2
1,005
491 Mindoro St, Morro Bay, CA
0.25
Single-Family Home
$945,000
08/20/26
3
2
1,611
371 Yerba Buena St, Morro Bay, CA
0.28
Single-Family Home
$1,175,000
10/02/25
2
2
1,324

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
130 Mindoro St, Morro Bay, CA 93442
0.12
$1,414,600
3
2
1,819
Off Market
3190 Main St, Morro Bay, CA 93442
0.11
$980,600
3
2
1,413
Off Market
175 Luzon St, Morro Bay, CA 93442
0.12
$1,548,600
3
2
1,740
Off Market
341 Oahu St, Morro Bay, CA 93442
0.10
$715,200
2
1
839
Off Market
301 Mindoro St, Morro Bay, CA 93442
0.12
$971,700
3
2
1,426
Off Market
331 Panay St, Morro Bay, CA 93442
0.08
$557,300
2
1
442
Off Market
300 Mindoro St, Morro Bay, CA 93442
0.13
$995,900
3
2.5
1,437
Recently Sold
351 Nevis St, Morro Bay, CA 93442
0.12
$709,850
2
1
1,014
Recently Sold
182 Luzon St, Morro Bay, CA 93442
0.14
$1,248,000
3
1.5
1,489
For Sale
197 Kodiak St, Morro Bay, CA 93442
0.15
$1,063,600
3
2
1,092
Off Market
330 Mindoro Street, Morro Bay, CA 93442
0.15
$699,000
2
1
800
For Sale

Local Information

  • Map ViewExplore the area around 176 Panay St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 1963
1,084 sqft
$1,208/sqft
2 Car Garage

About this House

Beautiful California Classic Beach House, ocean views, sounds and steps away from the surf and sand! One of the best beachside neighborhoods in Morro Bay. This home comes complete with new upgrades from floors to roofing, plumbing to appliances including washer, dryer and all the furnishings. This beach house has also served as a successful VRBO (must reapply) besides a second home. Room to build or add a patio and viewing deck.
Architectural plans for expansion are available upon request.

This fully upgraded, 3 bedroom 2 bathroom open floor plan home is move-in ready !
176 Panay St, Morro Bay, CA 93442 is a 3 bedroom, 2 bathroom, 1,084 sqft single-family home built in 1963. It last sold for $1,245,000 on Jan 3, 2025 (10% below the $1,386,000 asking price). More recently, it was listed as a rental in August 2020 with an asking price of $3,300 per month. That rental listing was removed on October 13, 2020. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $1,309,400, with a rent estimate of $3,650/month.

Home Details for 176 Panay St

Interior Features

Interior Details
Basement: UtilityNumber of Rooms: 9Types of Rooms: Master Bedroom, Bedroom, Master Bathroom, Bathroom, Kitchen, Laundry, Living Room, Other
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 1084 Square Feet
Appliances & Utilities
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Sewer Available, Sewer Connected, Water ConnectedAppliances: Dishwasher, Electric Oven, Free-Standing Range, Disposal, High Efficiency Water Heater, Refrigerator, Range Hood, Self Cleaning Oven, Tankless Water Heater, Water To Refrigerator, Water Heater, Dryer, WasherDishwasherDisposalDryerLaundry: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry RoomRefrigeratorWasher
Heating & Cooling
Heating: Central,Fireplace(s),Natural GasNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Electric, Gas, Living Room, Masonry, Wood BurningSpa: NoneHas a FireplaceNo Spa
Gas & Electric
Electric: Electricity - On Property, 220 Volts in Garage, 220 Volts in Laundry, 220 Volts
Windows, Doors, Floors & Walls
Window: Blinds, Double Pane Windows, Drapes, ScreensFlooring: Laminate, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: OneEntry Location: Front doorAccessibility: Safe Emergency Egress from Home, Accessible DoorsFloors: Laminate, Tile
View
Has a ViewView: Coastline, Mountain(s), Ocean, Water
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Concrete, Open, PatioFoundation: Concrete Perimeter, SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Open Parking Spaces: 2Has a GarageHas an Attached GarageParking Spaces: 4Parking: Door-Single,Driveway,Garage,Off Street,On Street
Pool
Pool: None
Frontage
Waterfront: Across the Road from Lake/Ocean, Beach Access, Ocean Access, Ocean Side Of HighwayRoad Frontage: City StreetRoad Surface Type: PavedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 176

Property Information

Year Built
Year Built: 1963
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Cottage,Ranch
Building
Not a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: Updated/Remodeled, TurnkeyParcel Number: 065106044

Price & Status

Price
List Price: $1,386,000
Status Change & Dates
Off Market Date: Thu Nov 14 2024Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Morro BayCommunity: Beach Tract(730)
School Information
Elementary School: Del MarJr High / Middle School: Los OsosHigh School: Morro BayHigh School District: San Luis Coastal UnifiedWalk Score: 24

Community

Community Features: Biking, Curbs, Dog Park, Foothills, Fishing, Hiking, Preserve/Public Land, Storm Drain(s), Suburban, Water Sports, ParkNot Senior Community

HOA

Association for this Listing: California Regional MLS

Lot Information

Lot Area: 4200 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Subject to Successful 1031 ExchangeListing Terms: 1031 Exchange

Energy

Energy Efficiency Features: Appliances, Doors, Exposure/Shade, Lighting, Thermostat, Water Heater, Windows

Rental Terms, Policies & Fees

Furnished

Miscellaneous

BasementMls Number: SC24103987Living Area Range Units: Square FeetWater ViewWater View: Coastline, Ocean, WaterAttribution Contact: shorewoodhomes@gmail.comCommon Interest: NoneUniversal Property Id: US-06079-N-065106044-R-N

Additional Information

BikingCurbsDog ParkFoothillsFishingHikingPreserve/Public LandStorm Drain(s)SuburbanWater SportsPark

Price and Tax history

DateEventPrice
Jan 3, 2025
Source: CRMLS #SC24103987
Sold
$1,245,000
Nov 20, 2024
Source: CRMLS #SC24103987
Pending
$1,386,000
Jul 26, 2024
Source: CRMLS #SC24103987
PriceChange
$1,386,000
Price decreased by 9%
May 22, 2024
Source: CRMLS #SC24103987
Listed For Sale
$1,525,000
Oct 13, 2020
Source: Agent Provided
ListingRemoved
$3,300

Market trends in Morro Bay

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
42
2MoM

Around this home

What Locals Say about Morro Bay

At least 68 Trulia users voted on each feature.

  • 95 % Say it's dog friendly

  • 87 % Say people would walk alone at night

  • 81 % Say yards are well-kept

  • 81 % Say parking is easy

  • 76 % Say it's walkable to restaurants

  • 76 % Say car is needed

  • 73 % Say there's holiday spirit

  • 67 % Say it's walkable to grocery stores

  • 64 % Say it's quiet

  • 54 % Say they plan to stay for at least 5 years

  • 54 % Say neighbors are friendly

  • 52 % Say kids play outside

  • 50 % Say there's wildlife

  • 32 % Say there are sidewalks

  • 27 % Say streets are well-lit

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Safe and the most beautiful spot in California. It can get foggy and cold but a quick drive to SLO where the weather is always warm. Lots of wildlife and great for kids."
    0
    Flag
  • Bryson Plater
    "Farmers market, concerts, annual events happening on the Embarcadero, beach festivities, high school sports"
    0
    Flag
  • JT
    "Most employment is in nearby city of San Luis Obispo. My commute is approximately 15 minutes to work."
    0
    Flag
  • Debi
    "It is beautiful in Morro Bay, so naturally my neighbors are outside enjoying the weather and so am I. Very easy to meet neighbors walking by with their dogs. "
    0
    Flag
  • Donden2
    "Not much traffic and most dogs on leash. Most dogs also seem friendly and well trained and cared for."
    0
    Flag
  • Courtney P.
    "Lots of traffic in some areas and tourist. Schools are great and lots of activities to do with the children "
    0
    Flag
  • Breezy5110
    "There is a farmers market just down the street. It is small and only lasts for a few hours. There is a trolley during Christmas time that drives around and give stuffed animals and candy canes to all the kids."
    1
    Flag
  • Raymezz
    "Safe, quiet, and clean with that small town community feel. Great food, shopping and entertainment within walking distance."
    0
    Flag
  • Vonjoncircus
    "We have lots of hills, but the views are beautiful. There’s nothing not to like. Thank you and have a great day"
    7
    Flag
  • Trulia User
    "My commute is very easy and enjoyable. I have lived in the area all of my life and highly recommend it. Beautiful walking paths and lots of outdoor activities. It is a family friendly area."
    0
    Flag
  • Nackyann
    "Main Street is close to me and there are many places within walking distance to shop, etc. Also, there are state parks near by and lovely walking trails to explore."
    0
    Flag
  • Michelle Leicester Cadaret
    "I've lived in the Beach Trac for 10 years. Safe place to raise a family and the neighbours look out for each other."
    3
    Flag
  • Donden2
    "We walk to the store, movies, restaurants and the beach from our home. very safe place and nice neighbors."
    1
    Flag
  • Concertinab
    "We have lived in this area over 10 years. A great friendly neighborhood. The neighbors look out for each other. We have watched the little children grow up into fine young adults. It is a great place to live."
    1
    Flag
  • Joanne1091
    "It’s quiet and everyone knows everyone. We talk to each other and watch out for others belongings. We all co-operate in dog walking times and smile as we pass."
    0
    Flag
  • Rebrunning
    "People are outdoors walking and riding bikes. Many walking dogs. Everyone is friendly—they wave walking by or driving by. Sometimes we have neighborhood potlucks, such as on 4th of July. It’s common to have a friend or neighbor stop by to talk or have a glass of wine. It’s just very friendly and homey"
    1
    Flag
  • Concertinab
    "The neighbors are friendly and look out for each other. We live near the beach and enjoy the fresh sea breezes. "
    0
    Flag
  • Breanna
    "Everything is within walking distance and everything is nice and well kept. Very nice. I love this area."
    0
    Flag
  • Inapeartree
    "Everything is close by within walking distance. Unusually busy on the weekends with the influx of weekenders. Weather is always cool and tolerable even when hot inland. The area is very senior friendly. Great walking up and down the hills. "
    0
    Flag
  • Peterhendrix
    "morro bay is a great, homey beach town. prices are a little high but so is all of california. the city council has been a little more progressive than the past so some good things are afoot. "
    0
    Flag

LGBTQ Local Legal Protections

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-09-25 11:16:28 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Frequently asked questions about 176 Panay St

  • What is 176 Panay St estimated to be worth?
    Trulia's estimated value for 176 Panay St in Morro Bay, CA is $1,309,400.
  • What is the price history for 176 Panay St?
    176 Panay St in Morro Bay, CA last sold for $1,245,000 in January 2025.
  • Is Morro Bay a buyer's or seller's market?
    Morro Bay is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Morro Bay?
    Residents describe Morro Bay, CA as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See recently sold homes in Morro Bay, CA.
  • Does 176 Panay St have laundry facilities?
    Yes, 176 Panay St in Morro Bay, CA has in-unit laundry.
  • How big is the lot at 176 Panay St?
    The lot at 176 Panay St in Morro Bay, CA is about 0.10 acres (4,200 sq ft).

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