16432 Cozy Cove Rd, Charlotte, NC 28278
FOR SALE
0.32 ACRES

16432 Cozy Cove Rd
Charlotte, NC 28278

Lower Palisades
  • 5 Beds
  • 5 Baths
  • 4,798 sqft (on 0.32 acres)

$940,000

Est. Mortgage $5,400/mo*

$940,000

Est. Mortgage $5,400/mo*
5 Beds
5 Baths
4,798 sqft
(on 0.32 acres)

Local Information

map showing home location
© Google
-- mins to
Commute Destination

Description

Welcome to 16432 Cozy Cove Rd, a rare multigenerational gem in Charlotte’s sought-after Palisades community. This 5BR, 5BA home offers 4700+ sq ft of flexible living across 3 finished levels. The main floor features open-concept living, a chef’s kitchen, formal dining, and a luxurious primary suite with sitting area, spa bath & walk-in closet plus 2 more bedrooms, full bath, & laundry. Upstairs boasts a second primary suite, oversized loft, and serene views, perfect for guests, home office, or hobbies. The fully finished walk-out basement (2,000+ sq ft) includes a spacious living/dining area, primary bedroom with custom walk-in closet, 2 full baths, media room, laundry, and unfinished kitchen, ideal for in-laws, teens, or guests. Enjoy a private backyard oasis and access to community pool, trails & golf. Built to meet a need rarely found, this home is a true sanctuary for every stage of life.

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Patio, Deck
A/C
Heating & Cooling
HOA
$96/Monthly
Price/Sqft
$196
Listed
54 days ago

Home Details for 16432 Cozy Cove Rd

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Exterior Entry,Finished,Interior EntryNumber of Rooms: 17Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Bonus Room, Breakfast, Den, Dining Room, Kitchen, Living Room, Recreation Room, Study
Beds & Baths
Number of Bedrooms: 5Main Level Bedrooms: 3Number of Bathrooms: 5Number of Bathrooms (full): 5
Dimensions and Layout
Living Area: 4798 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Gas Cooktop, Microwave, Wall Oven, WasherDishwasherDisposalDryerLaundry: In Basement,Laundry Room,Main LevelMicrowaveWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Fireplace: Gas Log, Living Room
Windows, Doors, Floors & Walls
Window: Insulated WindowsFlooring: Carpet, Hardwood, Tile
Levels, Entrance, & Accessibility
Stories: 1.5Levels: One and One HalfFloors: Carpet, Hardwood, Tile
View
No View
Security
Security: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Covered, Deck, Patio, Rear Porch, ScreenedFencing: Back Yard, FencedFoundation: Permanent
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
Pool
Pool: Community
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Concrete, Paved
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 2768 Square FeetFinished Area (below surface): 2030 Square Feet

Days on Market

Days on Market: 54

Property Information

Year Built
Year Built: 2019
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Transitional
Building
Construction Materials: Hardboard Siding, Stone VeneerNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 21718250

Price & Status

Price
List Price: $940,000Price Per Sqft: $196

Location

Direction & Address
City: CharlotteCommunity: The Palisades
School Information
Elementary School: UnspecifiedJr High / Middle School: UnspecifiedHigh School: Unspecified

Agent Information

Listing Agent
Listing ID: 4271074

Building

Building Area
Building Area: 2768 Square Feet
Community rooms
Fitness Center

Community

Community Features: Clubhouse, Fitness Center, Golf, Playground, Recreation Area, Sidewalks, Street Lights, Tennis Court(s), Walking TrailsNot Senior Community

HOA

Has an HOAHOA Fee: $288/Quarterly

Lot Information

Lot Area: 0.32 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, VA Loan

Miscellaneous

BasementMls Number: 4271074Attribution Contact: edaverette@theaverhomegroup.comAbove Grade Unfinished Area: 2768

Additional Information

ClubhouseGolfPlaygroundRecreation AreaSidewalksStreet LightsTennis Court(s)Walking Trails
Last check for updates: about 9 hours ago
Listing Provided by: Ed Averette
Lifestyle International Realty
Source: Canopy MLS as distributed by MLS GRID, MLS#4271074

Price History for 16432 Cozy Cove Rd

DatePriceEventSource
06/25/2025$940,000Listed For SaleCanopy MLS as distributed by MLS GRID #4271074
07/03/2019$400,000Sold
N/A
04/28/2019$399,999PriceChange
Agent Provided
04/07/2019$439,999PriceChange
Agent Provided
03/16/2019$449,999PriceChange
Agent Provided
12/27/2018$462,439PriceChange
Agent Provided
12/15/2018$482,439Listed For SaleAgent Provided

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Property Taxes and Assessment

Year2024
Tax$4,018
Assessment$577,100
Home facts updated by county records

Comparable Sales for 16432 Cozy Cove Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.14
Single-Family Home
$1,034,450
03/31/25
5
5
4,947
0.16
Single-Family Home
$765,000
10/16/24
5
3.5
3,490
0.31
Single-Family Home
$610,000
03/24/25
5
3.5
3,421
0.17
Single-Family Home
$640,000
03/18/25
4
3
2,952
0.08
Single-Family Home
$681,000
04/16/25
3
3
2,621
0.37
Single-Family Home
$630,000
08/11/25
5
3.5
3,485
0.32
Single-Family Home
$595,000
07/25/25
6
3.5
3,475
0.26
Single-Family Home
$530,000
03/27/25
4
3
2,401
0.34
Single-Family Home
$851,000
01/24/25
6
3.5
3,745
0.35
Single-Family Home
$580,000
11/25/24
4
2.5
2,839

Assigned Schools

These are the assigned schools for 16432 Cozy Cove Rd.
GreatSchools ratings are based on test scores and additional metrics when available.
Check with the applicable school district prior to making a decision based on these schools. Learn more.

What Locals Say about Lower Palisades

At least 4 Trulia users voted on each feature.
  • 100%
    Parking is easy
  • 100%
    It's dog friendly
  • 100%
    Yards are well-kept
  • 100%
    It's quiet
  • 100%
    People would walk alone at night
  • 80%
    Car is needed
  • 67%
    There are community events
  • 67%
    Streets are well-lit
  • 63%
    Kids play outside
  • 53%
    Neighbors are friendly
  • 50%
    There's holiday spirit
  • 38%
    There are sidewalks
  • 25%
    There's wildlife
  • 25%
    They plan to stay for at least 5 years
Learn more about our methodology.
  • Lamar Crenshaw
    "It’s a bit tough in the mornings. But overall you’re not far from anything you need. The city is also very close, which is nice to be able to pop in and pop back out. "
  • Land of Graham
    "We only have 1 street in our neighborhood & the houses in the culdesac are all lakefront properties. The rest of us have a gorgeous forest in our backyards. Deer come out every single evening. We have a tribe of owls that hoot back and forth to each other, wood peckers, blue jays, finches, cardinals, hummingbirds, butterflies. "

LGBTQ Local Legal Protections

Ed Averette, Lifestyle International Realty
Based on information submitted to the MLS GRID as of 2025-08-17 23:03:13 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
16432 Cozy Cove Rd, Charlotte, NC 28278 is a 5 bedroom, 5 bathroom, 4,798 sqft single-family home built in 2019. 16432 Cozy Cove Rd is located in Lower Palisades, Charlotte. This property is currently available for sale and was listed by Canopy MLS as distributed by MLS GRID on Jun 14, 2025. The MLS # for this home is MLS# 4271074.