1475 Spencer St, Cambria, CA 93428
Property image
Property image
FOR SALE
Listed by Jack Posemsky, Jack Posemsky Real Estate, (805) 235-4926

$1,275,000

Original price: $1,299,000
  • 3 Beds
  • 3 Baths
  • 2,000 sqft

1475 Spencer St, Cambria, CA 93428

Est. Mortgage $8,219/mo*
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Home Highlights

Single-Family Home
Built in 1979
$638/sqft
Garage

Local Information

  • Map ViewExplore the area around 1475 Spencer St.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Office areaWall to wall carpetBrand new deckInside laundry roomWet bar setup
You've found your forever Country Home and Spacious Guest home at 1475 Spencer Street. Not seen on market in many years its time for these owners to relocate giving you an opportunity to live life to the fullest like these owners have for the past 40 years! Located at the end of Spencer St enjoy quiet country life with views of the Santa Lucia Mountains. Built in 1979 approx. 2000+-sf (house + guest unit) on a 50'x105' lot (5250sf). Outside there are places to sit and relax under shade trees while taking in nature. Inside the main house there's a good size living room with wood T&G beamed ceiling and a gas heater on a raised hearth, full kitchen with recessed lights & amply cabinet space, 2 bedrooms with the primary bedroom on second floor with either an office area (or possible 3rd bedroom) and a custom bathroom with large walk in closet, another full bathroom and inside laundry room. The detached guest unit over an oversized garage now has a brand new deck and a new hot water heater! This extra living space affords total privacy, great for the kids, grandparents, visiting family or friends or could be a rental for added income or your business office? This comfortable unit has a large living room, wall to wall carpet, a spacious bedroom & closet space, a full bath and a wet bar setup. New Furnace in main house, new interior paint touch ups in main house. Here's your place to relax and enjoy for years to come. Per SLO county this home is eligible to obtain a vacation rental license. Don't wait..You're gonna love this home! Call your Realtor today.

Home Details for 1475 Spencer St

Interior Features

Interior Details
Number of Rooms: 8Types of Rooms: Master Bedroom, Master Bathroom, Bathroom, Kitchen, Laundry, Living Room, Other
Beds & Baths
Number of Bedrooms: 3Main Level Bedrooms: 2Number of Bathrooms: 3Number of Bathrooms (full): 3Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 2000 Square Feet
Appliances & Utilities
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water ConnectedAppliances: Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Heater, Dryer, WasherDishwasherDryerLaundry: Laundry RoomMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Forced Air,Natural GasNo CoolingAir Conditioning: NoneHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Gas, Living Room, Raised HearthSpa: NoneHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: Double Pane Windows, Skylight(s)Flooring: Carpet, Laminate, TileCommon Walls: No Common Walls
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoEntry Location: 1Floors: Carpet, Laminate, Tile
View
Has a ViewView: Hills, Mountain(s), Trees/Woods
Security
Security: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior Features

Exterior Home Features
Roof: Composition ShinglePatio / Porch: Open, Patio, StoneFencing: Average Condition, WoodOther Structures: Guest House Detached, Shed(s)Exterior: Rain GuttersFoundation: Raised, SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Carport Spaces: 1Number of Covered Spaces: 3Has a CarportHas a GarageNo Attached GarageParking Spaces: 3Parking: Asphalt,Detached Carport,Direct Access,Door-Single,Driveway,Driveway Up Slope From Street,Garage,Garage Faces Side,Workshop in Garage
Pool
Pool: None
Frontage
Road Frontage: County RoadRoad Surface Type: UnimprovedNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Surface & Elevation
Elevation Units: Feet

Days on Market

Cumulative Days on Market: 39Days on Market: 40

Property Information

Year Built
Year Built: 1979
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: Traditional
Building
Construction Materials: Cement Siding, Wood SidingNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Condition: TurnkeyNot Included in Sale: Personal property, appliances in guest unitIncluded in Sale: Frig, washer & dryer in main homeParcel Number: 024371016

Price & Status

Price
List Price: $1,275,000Price Per Sqft: $638
Status Change & Dates
Possession Timing: See Remarks

Active Status

MLS Status: Active

Location

Direction & Address
City: CambriaCommunity: Lodge Hill(430)
School Information
High School District: Coast Unified

Agent Information

Listing Agent
Listing ID: SC26192564

Community

Community Features: Biking, Hiking, Preserve/Public LandNot Senior Community

HOA

Association for this Listing: California Regional MLSHOA Fee: No HOA Fee

Lot Information

Lot Area: 5250 sqft

Listing Info

Special Conditions: Standard

Offer

Contingencies: Close of escrow contingent on sellers closing escrow on a replacement home.Listing Terms: Cash, Cash to New Loan

Miscellaneous

Mls Number: SC26192564Living Area Range Units: Square FeetAttribution Contact: 805-235-4926Common Interest: NoneUniversal Property Id: US-06079-N-024371016-R-N

Additional Information

BikingHikingPreserve/Public LandSource Internet Entire Listing Display

Around this home

What Locals Say about Cambria

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 69% say there's holiday spirit
  • 59% say neighbors are friendly
  • 42% say there are community events
Trulia Trick or TreatStart Ghost Hunt
At least 24 Trulia users voted on each feature.

  • 92 % Say it's dog friendly

  • 88 % Say it's quiet

  • 86 % Say car is needed

  • 81 % Say parking is easy

  • 80 % Say there's wildlife

  • 79 % Say yards are well-kept

  • 78 % Say people would walk alone at night

  • 69 % Say there's holiday spirit

  • 59 % Say neighbors are friendly

  • 59 % Say they plan to stay for at least 5 years

  • 43 % Say it's walkable to restaurants

  • 42 % Say it's walkable to grocery stores

  • 42 % Say there are community events

  • 39 % Say kids play outside

  • 31 % Say streets are well-lit

  • 28 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Ashton D.
    "Cambria is great, the school is small, people are friendly. It’s mostly old people around. There’s lots of great restaurants to go to and the beach is amazing."
    1
    Flag
  • Cheryl B.
    "This is a very friendly and safe neighborhood. Living amongst the trees and wildlife next to the ocean is paradise."
    0
    Flag
  • Debbie T.
    "There were a couple of very creepy guys with painted faces cruising the neighborhood in the middle of the day. "
    0
    Flag
  • Alan
    "Affordable California coastal living. Not over crowded or over priced like southern or northern parts of California coast."
    10
    Flag
  • redlee1944
    "Pines by the Sea. No rush, slow living at it's best. You can be very active or just sit and read a book on the boardwalk by the ocean."
    0
    Flag
  • Jan L. B.
    "My parents bought in Cambria in 1977 and I love this neighborhood! You are so close to the ocean, to Cambria's West Village, to Moonstone Beach boardwalk and the Fiscalini Ranch which is a great place to walk, hike or bike! Beautiful ocean and coastal views. Lovely climate!"
    1
    Flag
  • slo d.
    "locals will take your money for rent but will not do business with you unless you are 'local.' before you buy find out how many business have closed in Cambria they call it camalot and "cringe at ANY national publicity" "
    2
    Flag
  • AmericaStayFree
    "We have stayed here, vacationed here, and love it. Maybe couples in the 30's need a bigger night life, but beyond that, it's a beautiful place to live and enjoy life. Get away from it all. The best restaurants, shopping, farmer's market, car shows, wineries, NICE people because they love where they live. Seacllift Estates is a beautiful area in Cambria......open, private, and the ocean right there. Didn't know how to rate traffic above, because there is NO TRAFFIC..... "
    1
    Flag
  • Linda F.
    "the natural beauty in Cambria is truly stunning! it is a very protected environment with regard to it's wilderness, including the oceans and shorelines. it is an incredibly family friendly and community oriented. both east and west villiages, as well as Moonstone beach, are the perfect definition of quaint and lovely. and residents are welcoming to new people who move there, as long as they are conscious to be respectful of both people and the natural environment. it's good for singles who don't want a lot of nightlife and choose a more quiet, artistic, farmer's market, and charming town to call home. we lived there and loved it. we even got married there. i worked in Cambria as the managing innkeeper for a historic bed and breakfast. we are moving back as soon as we can."
    0
    Flag

Market trends in Cambria

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
59
4MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
1608 Bradford Rd, Cambria, CA
0.26
Single-Family Home
$720,000
09/14/26
3
2
1,314
2110 McCabe Dr, Cambria, CA
0.53
Single-Family Home
$825,000
08/14/26
3
2.5
2,046
2398 Ross Rd, Cambria, CA
0.49
Single-Family Home
$889,000
08/31/26
3
2
1,343
2155 Spencer St, Cambria, CA
0.51
Single-Family Home
$785,000
12/30/25
3
3
1,210
1951 Pierce Ave, Cambria, CA
0.46
Single-Family Home
$925,000
09/18/26
3
2.5
2,726
1669 Cardiff Dr, Cambria, CA
0.48
Single-Family Home
$1,484,000
05/27/26
4
3
1,617
1420 Spencer St, Cambria, CA
0.05
Single-Family Home
$515,000
02/20/26
2
1.5
1,181
2315 Adams St, Cambria, CA
0.66
Single-Family Home
$875,000
05/26/26
4
3
1,779
1730 Langton St, Cambria, CA
0.59
Single-Family Home
$900,000
03/20/26
2
2
1,476

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
1465 Spencer St, Cambria, CA 93428
0.01
$755,100
2
2
1,241
Off Market
1454 Pineridge Dr, Cambria, CA 93428
0.02
$729,100
2
3
1,110
Off Market
Spencer St, Cambria, CA 93428
0.02
-
-
-
-
Off Market
1474 Pineridge Dr, Cambria, CA 93428
0.02
-
3
2
1,388
Off Market
1474 Pineridge Dr, Cambria, CA 93428
0.02
-
3
2
-
Off Market
1235 Bradford Rd, Cambria, CA 93428
0.02
$530,000
2
1
768
Off Market
Bradford Rd, Cambria, CA 93428
0.02
-
-
-
-
Off Market
Bradford Rd, Cambria, CA 93428
0.02
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Off Market
Bradford Rd, Cambria, CA 93428
0.02
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Off Market
Bradford Rd, Cambria, CA 93428
0.02
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Bradford Rd, Cambria, CA 93428
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Price and Tax history

DateEventPrice
Oct 9, 2026
Source: CRMLS #SC26192564
PriceChange
$1,275,000
Price decreased by 2%
Sep 3, 2026
Source: CRMLS #SC26192564
Listed For Sale
$1,299,000

LGBTQ Local Legal Protections

Jack Posemsky, Jack Posemsky Real Estate
Agent Phone: (805) 235-4926
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. as of 2026-10-12 22:50:45 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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Frequently asked questions about 1475 Spencer St

  • What is the estimated monthly payment for 1475 Spencer St?
    Based on a $1,275,000 list price with 20% down at today's rates, the estimated monthly payment for 1475 Spencer St in Cambria, CA is approximately $8,302 (about $7,069 principal & interest, $1,158 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Cambria?
    Residents describe Cambria, CA as dog-friendly, quiet, and easy to park in. Most residents say you need a car. See homes for sale in Cambria, CA.
  • What are the closest schools to 1475 Spencer St?
    The closest schools to 1475 Spencer St in Cambria, CA are Cambria Grammar School (Elementary, rated 4/10), Coast Union High School (rated 6/10), Santa Lucia Middle School (rated 5/10).
  • Does 1475 Spencer St have laundry facilities?
    Yes, 1475 Spencer St in Cambria, CA has in-unit laundry.
  • How big is the lot at 1475 Spencer St?
    The lot at 1475 Spencer St in Cambria, CA is about 0.12 acres (5,250 sq ft).
  • Does 1475 Spencer St have a garage?
    Yes, 1475 Spencer St in Cambria, CA has a garage.
1475 Spencer St, Cambria, CA 93428 is a 3 bedroom, 3 bathroom, 2,000 sqft single-family home built in 1979. This property is currently available for sale and was listed by CRMLS on Sep 3, 2026. The MLS # for this home is MLS# SC26192564.