13 River Row, Ottawa, IL 61350
Property image
Property image
FOR SALE

$425,000

Original price: $429,000
  • 3 Beds
  • 3 Baths
  • 1,785 sqft

13 River Row, Ottawa, IL 61350

Est. Mortgage $3,580/mo*
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Home Highlights

Townhouse
Built in 2011
$238/sqft
2 Car Garage
HOA $425/mo

Local Information

  • Map ViewExplore the area around 13 River Row.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you'll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.
Last check for updates: about 16 hours ago
Listing courtesy of: Tammy Barry, (815) 252-3113
Homesmart Realty Group IL
Source: MRED as distributed by MLS GRID, MLS#12564920
Also Listed on MRED as distributed by MLS GRID, MRED as distributed by MLS GRID.

Home Details for 13 River Row

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Balcony Porch Lanai, Dining Room, Family Room, Kitchen, Laundry, Living Room, Screened Porch, Walk In Closet
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 1785 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)DishwasherDryerLaundry: Upper Level,Gas Dryer Hookup,Laundry ClosetMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Windows, Doors, Floors & Walls
Window: ScreensFlooring: Laminate, Carpet
Levels, Entrance, & Accessibility
Number of Stories: 3Accessibility: No Disability AccessFloors: Laminate, Carpet
View
Has a ViewView: Water, Front of Property
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Patio, ScreenedExterior: Fire PitFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Frontage
WaterfrontWaterfront: River FrontOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 2011
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse, Single Family Residence
Building
Construction Materials: Other, Fiber CementNot a New Construction
Property Information
Parcel Number: 1544301008

Price & Status

Price
List Price: $425,000Price Per Sqft: $238
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: OttawaCommunity: Heritage Harbor
School Information
Elementary School: Rutland Elementary SchoolElementary School District: 230Jr High / Middle School: Rutland Elementary SchoolJr High / Middle School District: 230High School: Ottawa Township High SchoolHigh School District: 140

Agent Information

Listing Agent
Listing ID: 12564920

Building

Building Area
Building Area: 1784 Square Feet

Community

Community Features: Sidewalks, Street Lights

HOA

HOA Fee Includes: Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, OtherHas an HOAHOA Fee: $425/Monthly

Lot Information

Lot Area: 1029 sqft

Listing Info

Special Conditions: None

Energy

Energy Efficiency Features: Water Heater

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

Mls Number: 12564920Water ViewWater View: Water, Front of Property

Additional Information

HOA Amenities: Boat Dock,On Site Manager/Engineer,Park,Pool,Restaurant,Tennis Court(s)Source Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes

Around this home

What Locals Say about Ottawa

At least 136 Trulia users voted on each feature.

  • 87 % Say car is needed

  • 87 % Say it's dog friendly

  • 82 % Say yards are well-kept

  • 81 % Say parking is easy

  • 78 % Say there's holiday spirit

  • 78 % Say people would walk alone at night

  • 71 % Say it's quiet

  • 70 % Say there are sidewalks

  • 68 % Say kids play outside

  • 58 % Say streets are well-lit

  • 55 % Say neighbors are friendly

  • 55 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 49 % Say it's walkable to restaurants

  • 46 % Say they plan to stay for at least 5 years

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Megan Tamblyn
    "One of us is 5 minutes away, the other works from home. Our home is 5-10 minutes from many restaurants and stores. "
    0
    Flag
  • Dread27
    "Need a vehicle to access most areas of Ottawa. Walking is an option, due to many sidewalks. Ottawa is limited because of only one bridge crossing the Illinois River. The Northeast side of town (where the High School located) is also limited because of only 2 ways in and out. Currently it has only 1 way due to construction. "
    0
    Flag
  • Meredith Martin Olsen
    "Small local business and lots of churches to pick from based on your religious beliefs. Neighborhood is quite "
    0
    Flag
  • Jessica W.
    "Every Christmas Eve the neighborhood lights luminaries. We are a close knit community. Neighbors are very gracious to one another."
    6
    Flag
  • Tenaisha K.
    "It’s Quiet peaceful and relaxing with vibrant ad outgoing people whom relax and never causes Trouble "
    0
    Flag
  • Lisa C.
    "we have neighborhood bbqs, the town has family friendly events most weekends, lots of parks, family restaurants"
    1
    Flag
  • Jess M.
    "Sometimes there’s a festival or an event that blocks off roads and sometimes you don’t know when they’re happening so it’s a major inconvenience when you try to get to work and there’s a lot of traffic and no one moving. "
    5
    Flag
  • Kendra S. M.
    "Close knit community. Lots of festivals throughout the year. Wonderful local restaurants. Friendly city! "
    2
    Flag
  • Jess M.
    "There’s a lot of other dogs so if your dog doesn’t like other dogs just be careful. Everyone picks up after there animals pretty well and most of the dogs are nice. A lot of them end up being aggressive with your dog but other than that it’s a lovely place for your dog. "
    5
    Flag
  • Charity P.
    "Fireworks show is the best in state of Illinois for the Fourth of July everyone pitches in for the show to be better each year "
    2
    Flag
  • Crashdummy
    "nice and quiet great place to start a family. close to schools and pharmacy friendly people in the neighbor hood"
    4
    Flag
  • Mrsjackson09
    "South bluff neighborhood. Close to river, river views & assorted wildlife that passes through the bluff. "
    1
    Flag
  • Brandi M. B.
    "i live here and everyone is nice and knows eachother and works together if needed so ive never had a problem with the current neiborhood im living in at this moment."
    1
    Flag
  • Kristine M.
    "I have been living here for the past 14 years. It is the closest thing to country living. Anything you want is nearby. Raised the kids and grandchildren out here and feel like we made the best decision by moving to this area."
    0
    Flag
  • Felix A. L. O.
    "Location cannot be beat. Lovely area filled with unique styles of homes. Not a cookie-cutter development. Quiet, peaceful and friendly. Great mix of people of all ages. Well maintained homes make the North side a sought after location. Believe it or not, there are people who actually did not know this area of Ottawa exists. Close enough to the downtown area if you choose to take a nice walk to the riverfront. Good caring neighbors. Cannot emphasize enough how nice and tranquil it is in this area. Great School District, close to all churches and Ottawa Regional Hospital and Medical Center. Definately a lovely place to live. "
    0
    Flag

Market trends in Ottawa

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
118
17MoM

Home Value

Trulia Estimate
$416K
Since last month
$200 (0%)
Since last year
Decreased$21K (-4.8%)
Since last sale
Increased$117K (+40%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +23% in the last 10 years
MonthEstimated value
2026
September 2026$408K
August 2026$408K
July 2026$414K
June 2026$431K
May 2026$431K
April 2026$431K
March 2026$425K
February 2026$423K
January 2026$407K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
41 Waterside Way #D, Ottawa, IL
0.19
Townhouse
$335,000
12/10/25
2
2.5
1,303
11 River Row, Ottawa, IL
0.01
Townhouse
$380,000
07/10/26
2
2.5
1,785
779 Colorado St, Marseilles, IL
5.16
Townhouse
$190,000
05/15/26
3
3
1,470

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
11 River Row, Ottawa, IL 61350
0.01
$380,000
2
2.5
1,785
Recently Sold
1 Pelican Lndg, Ottawa, IL 61350
0.03
$288,900
1
1
624
For Sale
5 Windward Way, Ottawa, IL 61350
0.04
$717,700
4
3
2,385
Off Market
2 Pelican Lndg, Ottawa, IL 61350
0.04
$369,900
2
2.5
1,217
For Sale
7 Windward Way, Ottawa, IL 61350
0.05
$672,300
4
3.5
2,761
Off Market
9 Windward Way, Ottawa, IL 61350
0.05
$600,700
3
3
2,160
Off Market
7 Port Pl, Ottawa, IL 61350
0.06
$513,600
4
4.5
2,496
Off Market
6 Great Loop West Dr, Ottawa, IL 61350
0.06
$725,000
3
3.5
2,504
For Sale
14 Port Pl, Ottawa, IL 61350
0.08
$323,800
2
2
1,340
Off Market
3 Port Pl, Ottawa, IL 61350
0.07
$672,400
4
4.5
3,293
Recently Sold
17 Windward Way, Ottawa, IL 61350
0.09
$727,000
3
2.5
3,114
Recently Sold

Price and Tax history

DateEventPrice
Aug 11, 2026
Source: MRED as distributed by MLS GRID #12564920
PriceChange
$425,000
Price decreased by 1%
Jul 2, 2026
Source: MRED as distributed by MLS GRID #12564920
PriceChange
$429,000
Price decreased by 4%
Feb 10, 2026
Source: MRED as distributed by MLS GRID #12564920
Listed For Sale
$449,000
Jul 17, 2012
Source: MRED as distributed by MLS GRID #08073164
Sold
$291,299

LGBTQ Local Legal Protections

Tammy Barry, Homesmart Realty Group IL
Agent Phone: (815) 252-3113
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

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Frequently asked questions about 13 River Row

  • What is the estimated monthly payment for 13 River Row?
    Based on a $425,000 list price with 20% down at today's rates, the estimated monthly payment for 13 River Row in Ottawa, IL is approximately $3,190 (about $2,315 principal & interest, $800 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Ottawa?
    Residents describe Ottawa, IL as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Ottawa, IL.
  • What are the closest schools to 13 River Row?
    The closest schools to 13 River Row in Ottawa, IL are Ottawa Township High School (rated 3/10), Rutland Elementary School (Pre-K/Middle, rated 8/10).
  • What is 13 River Row estimated to be worth?
    Trulia's estimated value for 13 River Row in Ottawa, IL is $415,600.
  • Does 13 River Row have air conditioning?
    Yes, 13 River Row in Ottawa, IL has air conditioning.
  • Does 13 River Row have a pool?
    Yes, 13 River Row in Ottawa, IL has a pool.
13 River Row, Ottawa, IL 61350 is a 3 bedroom, 4 bathroom, 1,785 sqft townhouse built in 2011. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Feb 10, 2026. The MLS # for this home is MLS# 12564920.