13 River Row, Ottawa, IL 61350
FOR SALE

13 River Row
Ottawa, IL 61350

  • 3 Beds
  • 3 Baths
  • 1,785 sqft

$449,000

Est. Mortgage $3,532/mo*

$449,000

Est. Mortgage $3,532/mo*
3 Beds
3 Baths
1,785 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

This rare three bedroom, turn-key Condo is a great investment opportunity with limited rental restrictions. Or if you choose to use it as a Summer Cottage or a full time home, it fits the bill. You will wake each morning to tranquil river views and unwind each evening as golden sunsets dance across the Illinois River, your private balconies offer the perfect front-row seat. This beautifully appointed three-story townhome is designed to help you slow down, breathe deep, and embrace the ease of life by the water. Thoughtfully laid out across every level with 9 foot ceilings on the ground and entertaining level, the home blends comfort with a natural connection to its surroundings and the effortless feel of resort-style living. With three outdoor spaces, you'll enjoy morning coffee in the fresh air, evenings entertaining friends, or quiet moments watching boats glide past. Inside, this unit has three bedrooms, two full baths, and two half baths, along with flexible living areas ideal for both gatherings and peaceful retreats. The kitchen strikes the perfect balance of style and function with stainless steel appliances, quartz countertops, a breakfast bar, and an adjacent dining area. Outdoor living is easy with a screened-in porch and covered patio, while everyday conveniences include a second-floor laundry, and a two-car garage and a community pool located within a short walk from this address. Located in the waterfront community of Heritage Harbor, residents enjoy access to outdoor pools, an on-site restaurant, boat slips, scenic golf cart paths, and a future event venue planned for 2026. Miles of walking and biking trails weave throughout the neighborhood, including the picturesque 5K Harbor Walk. Just minutes away, downtown Ottawa offers charming shops, cafes, and year-round events. Here, every day feels like a getaway, and the river is always part of the view.

Home Highlights

Parking
2 Car Garage
Outdoor
Patio, Deck
A/C
Heating & Cooling
HOA
$425/Monthly
Price/Sqft
$252
Listed
88 days ago

Home Details for 13 River Row

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: NoneNumber of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Balcony Porch Lanai, Dining Room, Family Room, Kitchen, Laundry, Living Room, Screened Porch, Walk In Closet
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2
Dimensions and Layout
Living Area: 1785 Square Feet
Appliances & Utilities
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)DishwasherDryerLaundry: Upper Level,Gas Dryer Hookup,Laundry ClosetMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
No Spa
Windows, Doors, Floors & Walls
Window: ScreensFlooring: Laminate, Carpet
Levels, Entrance, & Accessibility
Number of Stories: 3Accessibility: No Disability AccessFloors: Laminate, Carpet
View
View: Water, Front of Property
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: Deck, Patio, ScreenedExterior: Fire PitFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Frontage
WaterfrontWaterfront: River FrontOn Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Days on Market: 88

Property Information

Year Built
Year Built: 2011
Property Type / Style
Property Type: ResidentialProperty Subtype: Townhouse, Single Family Residence
Building
Construction Materials: Other, Fiber CementNot a New Construction
Property Information
Parcel Number: 1544301008

Price & Status

Price
List Price: $449,000Price Per Sqft: $252
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: OttawaCommunity: Heritage Harbor
School Information
Elementary School: Rutland Elementary SchoolElementary School District: 230Jr High / Middle School: Rutland Elementary SchoolJr High / Middle School District: 230High School: Ottawa Township High SchoolHigh School District: 140

Agent Information

Listing Agent
Listing ID: 12564920

Building

Building Area
Building Area: 1784 Square Feet

Community

Community Features: Sidewalks, Street Lights

HOA

HOA Fee Includes: Insurance, Pool, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, OtherHas an HOAHOA Fee: $425/Monthly

Lot Information

Lot Area: 1029 sqft

Listing Info

Special Conditions: None

Energy

Energy Efficiency Features: Water Heater

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

Mls Number: 12564920Water View: Water, Front of Property

Additional Information

HOA Amenities: Boat Dock,On Site Manager/Engineer,Park,Pool,Restaurant,Tennis Court(s)Source Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD Address On VOW Display: YesMRD AVM On IDX Display: YesMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesMRD REMARKSINTERNET: YesSource Internet Address DisplayMRD Remarks On VOW Display: Yes
Last check for updates: about 8 hours ago
Listing courtesy of: Tammy Barry, (815) 252-3113
Homesmart Realty Group IL
Source: MRED as distributed by MLS GRID, MLS#12564920

Price History for 13 River Row

DatePriceEventSource
02/10/2026$449,000Listed For SaleMRED as distributed by MLS GRID #12564920
07/17/2012$291,299Sold
MRED as distributed by MLS GRID #08073164

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Property Tax and Assessment

Year2024
Tax$12,427
Assessment$396,354
Home facts updated by county records

Comparable Sales for 13 River Row

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.19
Townhouse
$325,000
05/29/25
2
2.5
1,303
0.19
Townhouse
$335,000
12/10/25
2
2.5
1,303
2.90
Townhouse
$182,500
05/30/25
2
2
1,416

Assigned Schools

These are the assigned schools for 13 River Row.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Ottawa

At least 135 Trulia users voted on each feature.
  • 87 % Say it's dog friendly

  • 87 % Say car is needed

  • 82 % Say yards are well-kept

  • 81 % Say parking is easy

  • 78 % Say people would walk alone at night

  • 77 % Say there's holiday spirit

  • 71 % Say it's quiet

  • 70 % Say there are sidewalks

  • 68 % Say kids play outside

  • 59 % Say streets are well-lit

  • 56 % Say it's walkable to grocery stores

  • 55 % Say neighbors are friendly

  • 52 % Say there's wildlife

  • 48 % Say it's walkable to restaurants

  • 45 % Say they plan to stay for at least 5 years

  • 36 % Say there are community events

Learn more about our methodology.
  • Megan Tamblyn
    "One of us is 5 minutes away, the other works from home. Our home is 5-10 minutes from many restaurants and stores. "
  • Dread27
    "Need a vehicle to access most areas of Ottawa. Walking is an option, due to many sidewalks. Ottawa is limited because of only one bridge crossing the Illinois River. The Northeast side of town (where the High School located) is also limited because of only 2 ways in and out. Currently it has only 1 way due to construction. "
  • Meredith Martin Olsen
    "Small local business and lots of churches to pick from based on your religious beliefs. Neighborhood is quite "
  • Jessica W.
    "Every Christmas Eve the neighborhood lights luminaries. We are a close knit community. Neighbors are very gracious to one another."
  • Tenaisha K.
    "It’s Quiet peaceful and relaxing with vibrant ad outgoing people whom relax and never causes Trouble "
  • Lisa C.
    "we have neighborhood bbqs, the town has family friendly events most weekends, lots of parks, family restaurants"
  • Jess M.
    "Sometimes there’s a festival or an event that blocks off roads and sometimes you don’t know when they’re happening so it’s a major inconvenience when you try to get to work and there’s a lot of traffic and no one moving. "
  • Kendra S. M.
    "Close knit community. Lots of festivals throughout the year. Wonderful local restaurants. Friendly city! "
  • Jess M.
    "There’s a lot of other dogs so if your dog doesn’t like other dogs just be careful. Everyone picks up after there animals pretty well and most of the dogs are nice. A lot of them end up being aggressive with your dog but other than that it’s a lovely place for your dog. "
  • Charity P.
    "Fireworks show is the best in state of Illinois for the Fourth of July everyone pitches in for the show to be better each year "
  • Crashdummy
    "nice and quiet great place to start a family. close to schools and pharmacy friendly people in the neighbor hood"
  • Mrsjackson09
    "South bluff neighborhood. Close to river, river views & assorted wildlife that passes through the bluff. "
  • Brandi M. B.
    "i live here and everyone is nice and knows eachother and works together if needed so ive never had a problem with the current neiborhood im living in at this moment."
  • Kristine M.
    "I have been living here for the past 14 years. It is the closest thing to country living. Anything you want is nearby. Raised the kids and grandchildren out here and feel like we made the best decision by moving to this area."
  • Felix A. L. O.
    "Location cannot be beat. Lovely area filled with unique styles of homes. Not a cookie-cutter development. Quiet, peaceful and friendly. Great mix of people of all ages. Well maintained homes make the North side a sought after location. Believe it or not, there are people who actually did not know this area of Ottawa exists. Close enough to the downtown area if you choose to take a nice walk to the riverfront. Good caring neighbors. Cannot emphasize enough how nice and tranquil it is in this area. Great School District, close to all churches and Ottawa Regional Hospital and Medical Center. Definately a lovely place to live. "

LGBTQ Local Legal Protections

Tammy Barry, Homesmart Realty Group IL
Agent Phone: (815) 252-3113
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information
13 River Row, Ottawa, IL 61350 is a 3 bedroom, 4 bathroom, 1,785 sqft townhouse built in 2011. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Feb 10, 2026. The MLS # for this home is MLS# 12564920.