13 N State St, Elgin, IL 60123
Property image
Property image
FOR SALE
NEW - 8 HRS AGO
3D VIEW

$239,000

  • Studio

13 N State St, Elgin, IL 60123

Est. Mortgage $1,800/mo*
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Home Highlights

Single-Family Home
Built in 1900

Local Information

  • Map ViewExplore the area around 13 N State St.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Newer roof
Prime mixed-use property in a highly visible location along Route 31 in the heart of downtown Elgin! This versatile building offers endless possibilities-operate your business on the main level while enjoying the convenience of living above, or maximize its income potential as a rental investment. With excellent exposure to heavy daily traffic, this property is ideal for entrepreneurs and investors alike. The building is ready for updates and customization, allowing you to add your own style and value. Newer roof provides added peace of mind. Don't miss this opportunity to own a well-positioned property in a thriving commercial corridor.
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Home Details for 13 N State St

Days on Market

Days on Market: <1 day on Trulia

Property Information

Year Built
Year Built: 1900
Property Type / Style
Property Type: Single Family Home

Agent Information

Listing Agent
MLS/Source ID: 12677162

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Elgin

At least 941 Trulia users voted on each feature.

  • 87 % Say there are sidewalks

  • 87 % Say it's dog friendly

  • 82 % Say car is needed

  • 78 % Say parking is easy

  • 76 % Say yards are well-kept

  • 72 % Say there's holiday spirit

  • 70 % Say kids play outside

  • 63 % Say streets are well-lit

  • 59 % Say people would walk alone at night

  • 56 % Say it's quiet

  • 54 % Say it's walkable to restaurants

  • 52 % Say it's walkable to grocery stores

  • 52 % Say there's wildlife

  • 48 % Say neighbors are friendly

  • 48 % Say they plan to stay for at least 5 years

  • 29 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Lydiadannenberg4816
    "Homes are custom made. Large lots. Friendly neighborhood. "
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  • 86nasus
    "Looks like they did a really quick remodel with cut corners. Honestly, this house would have more charm if they would’ve left it how it was you can see bad angles, more pronounced now where they painted white to look more modern. Floors are crooked and leaning, and that would’ve been OK with original flooring."
    1
    Flag
  • Wpnhs6gnpj
    "We have a lot people walking with their door not matter what time , my neighbor is really peaceful , inkivebromoibe here for the last 30 years . If I have to choice other place in houses , I choose elgin again "
    0
    Flag
  • Juana Valencia
    "It could be better, I see a lot of ice around, scary and makes us feel uncomfortable more restaurants and lounges needed"
    0
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  • Amneey
    "Welcome to this neighborhood. Pets friendly and caring people . Safe and neat area, caring people. "
    0
    Flag
  • Charles B
    "Use the meta to get downtown. There is no public transportation here. Roads are busy sometimes so you need to be careful. "
    0
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  • NK
    "We love it here. Such a family friendly area. Amazing place to raise kids and feel safe! We are very grateful to live here."
    1
    Flag
  • Bridget Loose
    "Pace bus is great convenience for getting around town or next town over, I just think there needs to be something that notifies you if it’s being delayed or arriving early. "
    0
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  • Jokie.deguzman1251999
    "i usually walk to nearby stores,restaurants, and gas stations. otherwise i drive my car or take a uber for far locations"
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  • Erik
    "There aren’t really events but it’s just a friendly safe neighborhood to be in And has schools near by and local stores "
    1
    Flag
  • Imaadus
    "Love my neighborhood, it’s clean and save where I live! Schools are good. Nice well maintained parks"
    1
    Flag
  • Jeanette
    "I’ve lives in this neighborhood for about 3yrs and have had plenty of packages delivered with no issues and neighbors are pretty friendly around here. "
    3
    Flag
  • Jess Jessica
    "There’s always something going on in downtown Elgin for every season/holiday/event. We have a Casino boat too for entertainment. "
    2
    Flag
  • Jenjengu
    "I love Elgin! It is a friendly, diverse community with great shopping, parks, and recreation. I feel the schools offer students wonderful education opportunities. "
    3
    Flag
  • Trulia User
    "Only one entrance into the subdivision. Safe and adjacent to the Elgin Country Club. Homes well kept with beautiful landscaping. Low annual HOA with a few restrictions designed to maintain price integrity. "
    1
    Flag
  • Yvonne B.
    "Pretty safe, beautiful scenery, we have lots of entertainment. Elgin has plenty parks and great restaurants "
    1
    Flag
  • Jfairone
    "Nice neighborhood for families and pets, very walkable with sidewalks. Near library and good schools"
    11
    Flag
  • Reuben A.
    "Great Town to love in all close by for shopping food clothing etc., It’s is the city in the suburbs!"
    1
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  • Jfairone
    "Well kept for homes and friendly people. Near by shopping, restaurants good hospitals. Everything you need is close by"
    0
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  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Jordan S.
    "Certain parts of Elgin are great then small parts not so much but I give it a 8 out of 10 for also the lack of transportation."
    6
    Flag
  • Samcasey92600
    "Dogs are very common in Elgin, and you usually will see plenty of other dogs while you walk your own. It’s nice, good ways to start up conversations and meet your neighbors. "
    0
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  • Chure2002
    "i have no neighbors , quite street, closed to 24 hr Walgreens closed to 24 hr jewel osco, closed to everthing "
    4
    Flag
  • Jaclyn B.
    "Decent neighborhood, nice neighbors. Good location close to highways and major roads. Grocery stores within driving distance. Would recommend for starter home area."
    0
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  • Jaclyn B.
    "Decent neighborhood. Not walking distance to many things but driving distance is decent. Neighbors are nice and well kept grounds in my subdivision. Would recommend for family and friends. Close to expressways and major roadways. "
    0
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  • Zzarate479
    "The 4th of July parade is so much fun,it last hours but is fun to watch the people that walk and do tricks and then the horses are even fun"
    2
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  • Liz B.
    "People are always walking their dogs. The sidewalks are great and clean. People like this area for the historic district."
    0
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  • Stephanie S.
    "it's nice there are different parts of town. mostly all nice areas. high school are not the best. I like the elementary schools "
    0
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  • Nancytorres90
    "Kids are safe here.. my kids are always outside playing soccer with the kids in the neighborhood and i feel safe letting them be."
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  • Dulce R.
    "Large fancy neighborhood surrounds the area. The townhomes are nice and spacious. The neighbors keep to themselves but are great neighbors and watch for strange vehicles. "
    0
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  • Joshua D. P.
    "Lots of people have dogs. There are several dog parks in the area. There are plenty of housing options that are pet friendly. "
    0
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  • Daniel E.
    "i see neightbors walking their dogs. having family cook outs and other events. great ambients to have your children grow in."
    0
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  • Tstewy625
    "I’ve been here my whole entire life and I think the most unique part of Elgin is for the most part we get along! "
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  • Juanfyb 2.
    "They would like that it is a quiet neighborhood there’s not a lot of noise around and it’s a good place to walk around and clear your head"
    3
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  • Co_wolf
    "I have a short commute to one of the 3 Metra stations in Elgin and take the train downtown every day."
    0
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  • Austins03wrx
    "Good parts and bad parts but you will have to see the areas. Great small businesses and some great people"
    0
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  • Cousinkimkimmie
    "sexual offenders in thier area and be aware of crime light up thier homes and lock doors dont let kids walk home.alone "
    4
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  • Jessica G.
    "Nightmare on Chicago street every year for Halloween is a huge even held in downtown Elgin! There is also many events held throughout the year "
    0
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  • Tracie B. N.
    "Very nice people and quiet neighborhood. Shopping within walking distance as well as pace bus stop going into downtown Elgin"
    0
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  • Geneva R.
    "well we have things for the kids to do like play basketball and football the girls play volleyball and rope. and my sit around and just talk and play board games that's what we do in are community for are kids and young kid's."
    0
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Market trends in Elgin

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$331K
$4.67KMoM
Sale-to-List Price
100.2%
Price per sq ft
$203
$4MoM
Available listings
264
13MoM

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
4 N Jackson St, Elgin, IL
0.20
Single-Family Home
$300,000
11/13/25
6
5
4,449
468 Locust St, Elgin, IL
0.32
Single-Family Home
$242,000
06/22/26
3
2
3,060
36 Leonard St, Elgin, IL
0.33
Single-Family Home
$225,000
08/31/26
3
1.5
1,330
514 Locust St, Elgin, IL
0.36
Single-Family Home
$200,000
08/17/26
3
1.5
1,640
726 W Highland Ave, Elgin, IL
0.41
Single-Family Home
$285,000
08/06/26
3
1.5
2,072
205 Perry St, Elgin, IL
0.42
Single-Family Home
$245,000
08/28/26
4
3
1,637
110 Jewett St, Elgin, IL
0.44
Single-Family Home
$238,000
02/04/26
2
1
863
334 N Crystal St, Elgin, IL
0.45
Single-Family Home
$190,000
12/16/25
3
1
1,202
410 Standish St, Elgin, IL
0.47
Single-Family Home
$363,000
07/23/26
3
2.5
1,322
168 Villa St, Elgin, IL
0.49
Single-Family Home
$302,575
06/24/26
4
2.5
1,906

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
20 E Highland Ave, Elgin, IL 60120
0.09
-
-
-
-
Off Market
21 E Highland Ave, Elgin, IL 60120
0.10
-
-
-
-
Off Market
12 S Crystal St, Elgin, IL 60123
0.12
$266,500
5
2
1,920
Off Market
59 S Crystal St, Elgin, IL 60123
0.14
$214,900
2
1
-
Off Market
54 S Crystal St, Elgin, IL 60123
0.15
$394,700
4
4
-
Off Market
1 South St, Elgin, IL 60123
0.15
$170,000
-
-
-
Recently Sold
9 N Jackson St, Elgin, IL 60123
0.15
$210,000
3
1
-
Recently Sold
310 Mountain St, Elgin, IL 60123
0.16
$261,400
3
1
1,359
Off Market
50 S Grove Ave #510, Elgin, IL 60120
0.19
$171,900
1
1
745
Off Market
330 W Highland Ave, Elgin, IL 60123
0.17
$435,000
4
3
-
Recently Sold
50 S Grove Ave, Elgin, IL 60120
0.20
$250,000
2
2
1,186
Off Market
71 S Jackson St, Elgin, IL 60123
0.20
$356,900
4
2
1,479
Off Market

Price and Tax history

DateEventPrice
Sep 24, 2026
Source: EXIT Realty broker feed #12677162
Listed For Sale
$239,000

LGBTQ Local Legal Protections

Kinga Korpacz, EXIT REALTY REDEFINED

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Frequently asked questions about 13 N State St

  • What is the estimated monthly payment for 13 N State St?
    Based on a $239,000 list price with 20% down at today's rates, the estimated monthly payment for 13 N State St in Elgin, IL is approximately $1,845 (about $1,342 principal & interest, $428 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 13 N State St compare to homes in Elgin?
    13 N State St in Elgin, IL is listed at $239,000, about 28% below the $331K median sale price in Elgin.
  • What do residents say about Elgin?
    Residents describe Elgin, IL as pedestrian-friendly, dog-friendly, and easy to park in. See homes for sale in Elgin, IL.
  • What are the closest schools to 13 N State St?
    The closest schools to 13 N State St in Elgin, IL are Abbott Middle School (rated 3/10), Larkin High School (Pre-K, rated 3/10), Washington Elementary School (Pre-K, rated 5/10).
13 N State St, Elgin, IL 60123 is a studio single-family home built in 1900. This property is currently available for sale and was listed by EXIT Realty broker feed on Sep 24, 2026. The MLS # for this home is MLS# 12677162.