13 Cobia St, Panacea, FL 32346
Property image
Property image
OFF MARKET

$847,600

Trulia Estimate
  • 4 Beds
  • 3 Baths
  • 1,764 sqft (on 0.40 acres)

13 Cobia St, Panacea, FL 32346

Est. Refi. Payment $5,379/mo*
Refinance Your Home
Currently Off Market - Sold Aug 25, 2025 for $850,000

Home Value

Trulia Estimate
$848K
Since last month
Increased$2K (+0.2%)
Since last year
Decreased$2K (-0.2%)
Since last sale
Decreased$3K (-0.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -25% in the last 10 years
MonthEstimated value
2026
August 2026$848K
August 2026$846K
July 2026$846K
June 2026$849K
May 2026$843K
April 2026$840K
March 2026$836K
February 2026$838K
January 2026$837K
2025
2024
2023

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
604 Bald Point Rd, Alligator Pt, FL
0.42
Single-Family Home
$550,000
02/13/26
3
2
1,200
26 Lakeview Dr, Panacea, FL
0.38
Single-Family Home
$285,000
01/16/26
3
2
1,168
1037 Gulf Shore Blvd, Panacea, FL
2.33
Single-Family Home
$750,000
12/12/25
3
2
1,008
654 Mariner Cir, Alligator Pt, FL
2.23
Single-Family Home
$412,500
09/19/25
2
1.5
1,020
1195 Alligator Dr, Alligator Pt, FL
2.71
Single-Family Home
$750,000
09/08/25
3
2
1,607
768 Alligator Dr, Panacea, FL
2.09
Single-Family Home
$340,000
04/24/26
2
1
1,260
1251 Alligator Dr, Alligator Pt, FL
2.91
Single-Family Home
$479,040
06/10/26
3
2.5
1,601
64 Blue Heron Way, Panacea, FL
2.92
Single-Family Home
$1,000,050
11/19/25
5
2.5
3,060

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
3 MARLIN STREET LOT 78, Panacea, FL 32346
0.05
$97,000
-
-
-
For Sale
12 Marlin St, Panacea, FL 32346
0.02
$845,500
3
2.5
1,600
For Sale
Lot 27 Bald Point Rd, Panacea, FL 32346
0.08
$285,000
-
-
-
For Sale
7 Trout St, Panacea, FL 32346
0.05
$386,800
2
1
801
Off Market
710 Bald Point Rd, Panacea, FL 32346
0.12
$345,000
-
-
-
For Sale
8 Trout St, Panacea, FL 32346
0.08
$114,900
-
-
-
For Sale
722 Bald Point Rd, Panacea, FL 32346
0.16
$450,000
-
-
-
For Sale
2 Kingfish St #1, Panacea, FL 32346
0.12
-
-
-
-
Off Market
667 Bald Point Rd, Panacea, FL 32346
0.14
$160,000
-
-
-
For Sale
7 BASS STREET, Panacea, FL 32346
0.14
$574,900
4
3
1,800
For Sale
9 BASS STREET LOT 48, Panacea, FL 32346
0.14
-
-
-
-
Off Market

Local Information

  • Map ViewExplore the area around 13 Cobia St.
  • Schools1 Preschool School2 Elementary Schools2 Middle Schools2 High Schools
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Single-Family Home
Built in 2021
0.4 acre lot
1,764 sqft
$480/sqft
2 Carport Spaces

About this House

Welcome to Southern Dunes on Bald Point. Seller motivated, bring offers. This is a beautiful 4 bed & 3 bath home built in 2021 on a large .40-acre lot. This home comes fully furnished w/ a split bedroom floor plan & great-room style living. It features an open kitchen w/ bar & dining area, open living, spacious bedrooms, a gorgeous primary bedroom suite w/ walk-in closet, luxury bath, upper-level deck fronting the water & beautiful water views. All bedrooms have great views of the beach. This home also has an elevator lift for your convenience. Enjoy 1400 sqft of covered patio space under the home w/ tables & seating, a gathering spot w/ a firepit for evening talks & delicious smores, an outdoor shower, & a 2-story enclosed storage room that could be converted into a rec room or office.
13 Cobia St, Panacea, FL 32346 is a 4 bedroom, 3 bathroom, 1,764 sqft single-family home built in 2021. It last sold for $850,000 on Aug 25, 2025 (8% below the $920,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $847,600, with a rent estimate of $3,143/month.
Last check for updates: about 17 hours ago
Listed by Thomas J Jacobs, (850) 556-5426
Coldwell Banker Hartung
Joann Y Jacobs, (850) 556-2220
Coldwell Banker Hartung
Bought with: Debbie Brett, (850) 210-8036, Keller Williams Town & Country
Source: TBR, MLS#380197

Home Details for 13 Cobia St

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Living Room, Other
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 1764 Square Feet
Appliances & Utilities
Appliances: Dryer, Dishwasher, Ice Maker, Microwave, Oven, Range, Refrigerator, WasherDishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Central,Electric,Fireplace(s),Heat PumpHas CoolingAir Conditioning: Central Air,Ceiling Fan(s),Electric,Heat PumpHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: ElectricHas a Fireplace
Windows, Doors, Floors & Walls
Flooring: Carpet, Plank, Tile, Vinyl
Levels, Entrance, & Accessibility
Stories: 1Floors: Carpet, Plank, Tile, Vinyl
View
Has a ViewView: Gulf

Exterior Features

Exterior Home Features
Patio / Porch: Covered, Deck, Patio, PorchNo Private Pool
Parking & Garage
Number of Carport Spaces: 2Number of Covered Spaces: 2Has a CarportNo Attached GarageParking Spaces: 2Parking: Carport,Two Spaces
Frontage
WaterfrontWaterfront: GulfResponsible for Road Maintenance: Public Maintained RoadRoad Surface Type: PavedOn Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Cumulative Days on Market: 220

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: One Story,Traditional
Building
Construction Materials: Fiber CementNot Attached PropertyDoes Not Include Home Warranty
Property Information
Parcel Number: 120372806S01W105100080700

Price & Status

Price
List Price: $920,000
Status Change & Dates
Off Market Date: Mon Aug 04 2025

Active Status

MLS Status: Closed

Media

Location

Direction & Address
City: Alligator PointCommunity: Southern Dunes
School Information
Elementary School: OTHER COUNTYJr High / Middle School: OTHER COUNTYHigh School: OTHER COUNTY

Building

Building Area
Building Area: 1764 Square Feet

Community

Community Features: Street Lights

HOA

HOA Fee Includes: NoneHOA Fee Frequency (second): Annually

Lot Information

Lot Area: 0.40 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Conventional, VA Loan

Miscellaneous

Mls Number: 380197Living Area Range Units: Square FeetWater ViewWater View: GulfAbove Grade Unfinished Area Units: Square FeetBelow Grade Unfinished Area Units: Square FeetUniversal Property Id: US-12037-N-120372806S01W105100080700-R-N

Additional Information

Street Lights

Price and Tax history

DateEventPrice
Aug 25, 2025
Source: TBR #380197
Sold
$850,000
Aug 5, 2025
Source: TBR #380197
Contingent
$920,000
Jul 31, 2025
Source: TBR #380197
PriceChange
$920,000
Price decreased by 1%
May 30, 2025
Source: TBR #380197
PriceChange
$925,000
Price decreased by 5%
Mar 27, 2025
Source: TBR #380197
PriceChange
$975,000
Price decreased by 2%

Market trends in Panacea

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
68
2MoM

Around this home

What Locals Say about Panacea

At least 8 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 83 % Say there's wildlife

  • 78 % Say car is needed

  • 75 % Say it's dog friendly

  • 75 % Say it's quiet

  • 73 % Say parking is easy

  • 64 % Say there's holiday spirit

  • 58 % Say neighbors are friendly

  • 50 % Say people would walk alone at night

  • 44 % Say kids play outside

  • 43 % Say they plan to stay for at least 5 years

  • 40 % Say there are community events

  • 27 % Say streets are well-lit

  • 20 % Say it's walkable to restaurants

  • 18 % Say there are sidewalks

  • 18 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Ronald Rueth
    "I like it because fishing is only 2 minutes away I like it because it is out in the country and life is just at the pace for my life . It’s just close enough to the city to commute for work and family outings but far enough away to keep most of the crime down "
    0
    Flag
  • Rachel Frank
    "Ok stay away from to be in body in life anywhere but here would be great stay way from drugs and stay in school "
    0
    Flag
  • Jewels20045
    "We only have two Blue crab festival and Christmas parade We have nothing here for a grocery stores d the few stores we do have have nothing to offer"
    0
    Flag
  • Jewels20045
    "Everything you can have as many as you want and no one says anything about it so go out and get as many as you want np at all"
    0
    Flag
  • Greg R.
    "A few Festivals throughout the year. Fishing and Crabing hotspots. Boat launch and Marinas. Oyster bars and summer celebrations "
    3
    Flag
  • Angel.powell999
    "It’s okay to live here I guess. Only place buy food is the Dollar General... got to find the right neighborhood because some people are known to do drugs. My neighborhood is great with good people. You just gotta look for the right place for you."
    13
    Flag
  • Trulia User
    "I lived in the area from 1998-2016 and still visit frequently to spend time with family. It’s a nice rural/coastal community where folks are quick to smile, and happy to help ! The schools are good, and I didn’t experience any crime while living there."
    5
    Flag
  • tidesoutfarm
    "I own a small second home in the area. If you are a person interested in quiet, nature, outdoor activities, etc. Then this is the place for you. If you are interested in nightlife, fine dining, and city living, don't bother. There are restaurants in the area that have good seafood but some are overpriced and others are just filling. Be prepared to cook for yourself. The fast food franchises are a good 15-20 miles away. There are farmers markets, lots of diverse entertainment and festivals going on almost every weekend. Something for almost everyone who can think outside the box. "
    1
    Flag

LGBTQ Local Legal Protections

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Frequently asked questions about 13 Cobia St

  • What is 13 Cobia St estimated to be worth?
    Trulia's estimated value for 13 Cobia St in Panacea, FL is $847,600.
  • What is the price history for 13 Cobia St?
    13 Cobia St in Panacea, FL last sold for $850,000 in August 2025.
  • Is Panacea a buyer's or seller's market?
    Panacea is currently a buyer's market, based on recent for-sale activity.
  • What do residents say about Panacea?
    Residents describe Panacea, FL as well-kept, dog-friendly, and quiet. Most residents say you need a car. See recently sold homes in Panacea, FL.
  • Does 13 Cobia St have air conditioning?
    Yes, 13 Cobia St in Panacea, FL has air conditioning.
  • Does 13 Cobia St have laundry facilities?
    Yes, 13 Cobia St in Panacea, FL has in-unit laundry.

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