Are yards well-kept in Luff, Independence, MO?

As of early 2026, 96% of users say yards are well-kept

Does Luff, Independence, MO show holiday spirit?

As of early 2026, 92% of users say there's holiday spirit

Is a car needed in Luff, Independence, MO?

As of early 2026, 88% of users say car is needed

Is parking easy in Luff, Independence, MO?

As of early 2026, 87% of users say parking is easy

Is Luff, Independence, MO dog-friendly?

As of early 2026, 84% of users say it's dog friendly

Do kids play outside in Luff, Independence, MO?

As of early 2026, 78% of users say kids play outside

Would people walk alone at night in Luff, Independence, MO?

As of early 2026, 74% of users say people would walk alone at night

Is Luff, Independence, MO quiet?

As of early 2026, 72% of users say it's quiet

Does Luff, Independence, MO have sidewalks?

As of early 2026, 69% of users say there are sidewalks

Are the streets well-lit in Luff, Independence, MO?

As of early 2026, 57% of users say streets are well-lit

Do residents of Luff, Independence, MO plan to stay at least 5 years?

As of early 2026, 54% of users say they plan to stay for at least 5 years

Is Luff, Independence, MO walkable to restaurants?

As of early 2026, 50% of users say it's walkable to restaurants

Is Luff, Independence, MO walkable to grocery stores?

As of early 2026, 50% of users say it's walkable to grocery stores

Are neighbors friendly in Luff, Independence, MO?

As of early 2026, 46% of users say neighbors are friendly

Is there wildlife in Luff, Independence, MO?

As of early 2026, 38% of users say there's wildlife

Are there community events in Luff, Independence, MO?

As of early 2026, 11% of users say there are community events

What is 12909 E 40th Ter S estimated to be worth?

Trulia's estimated value for 12909 E 40th Ter S in Independence, MO is $227,300 .

What is the price history for 12909 E 40th Ter S?

12909 E 40th Ter S in Independence, MO last sold in March 2017.

Is Independence a buyer's or seller's market?

Independence is currently a seller's market, based on recent for-sale activity.

What's the median sale price in Independence?

The median sale price in Independence is $236K. That is up $7.33K from the prior month.

Does 12909 E 40th Ter S have air conditioning?

Yes, 12909 E 40th Ter S in Independence, MO has air conditioning.

Does 12909 E 40th Ter S have laundry facilities?

Yes, 12909 E 40th Ter S in Independence, MO has laundry facilities.

OFF MARKET

$227,300

Trulia Estimate

3 Beds
3 Baths
1,271 sqft

12909 E 40th Ter S, Independence, MO 64055

Luff

Est. Refi. Payment $1,569/mo*

Refinance Your Home

Home Value

Trulia Estimate

$227K

Since last month

$3K (-1.4%)

Since last year

$1K (-0.4%)

Since last sale

$99K (+77.4%)

Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +71% in the last 10 years

Month	Estimated value
2026
October 2026	$227K
September 2026	$230K
August 2026	$230K
July 2026	$232K
June 2026	$235K
May 2026	$236K
April 2026	$232K
March 2026	$227K
February 2026	$222K
January 2026	$218K
2025
December 2025	$218K
November 2025	$220K
October 2025	$224K
September 2025	$228K
August 2025	$230K
July 2025	$235K
June 2025	$236K
May 2025	$236K
April 2025	$235K
March 2025	$231K
February 2025	$224K
January 2025	$219K
2024
December 2024	$221K
November 2024	$222K
October 2024	$220K
September 2024	$220K
August 2024	$224K
July 2024	$224K
June 2024	$226K
May 2024	$225K
April 2024	$223K
March 2024	$220K
February 2024	$216K
January 2024	$211K
2023
December 2023	$212K
November 2023	$212K
October 2023	$217K
September 2023	$217K
August 2023	$221K
July 2023	$221K
June 2023	$223K
May 2023	$220K
April 2023	$216K
March 2023	$211K
February 2023	$208K
January 2023	$207K
2022
December 2022	$207K
November 2022	$209K
October 2022	$211K
September 2022	$212K
August 2022	$213K
July 2022	$214K
June 2022	$215K
May 2022	$211K
April 2022	$208K
March 2022	$203K
February 2022	$194K
January 2022	$192K
2021
December 2021	$190K
November 2021	$187K
October 2021	$187K
September 2021	$186K
August 2021	$186K
July 2021	$189K
June 2021	$187K
May 2021	$182K
April 2021	$179K
March 2021	$173K
February 2021	$171K
January 2021	$169K
2020
December 2020	$167K
November 2020	$165K
October 2020	$163K
September 2020	$156K
August 2020	$153K
July 2020	$152K
June 2020	$149K
May 2020	$148K
April 2020	$148K
March 2020	$153K
February 2020	$153K
January 2020	$153K
2019
December 2019	$149K
November 2019	$150K
October 2019	$150K
September 2019	$151K
August 2019	$150K
July 2019	$152K
June 2019	$150K
May 2019	$149K
April 2019	$149K
March 2019	$149K
February 2019	$149K
January 2019	$149K
2018
December 2018	$148K
November 2018	$146K
October 2018	$144K
September 2018	$144K
August 2018	$144K
July 2018	$144K
June 2018	$143K
May 2018	$143K
April 2018	$141K
March 2018	$140K
February 2018	$138K
January 2018	$137K
2017
December 2017	$136K
November 2017	$135K
October 2017	$134K
September 2017	$132K
August 2017	$130K
July 2017	$132K
June 2017	$131K
May 2017	$131K
April 2017	$130K
March 2017	$129K
February 2017	$127K
January 2017	$130K
2016
December 2016	$131K
November 2016	$127K
October 2016	$133K

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
12805 E 40th Ter S, Independence, MO	0.06	Single-Family Home	-	12/10/25	3	2	1,320
13021 E 40th Ter S, Independence, MO	0.10	Single-Family Home	-	09/14/26	3	2	1,440
4115 S Cottage Ave, Independence, MO	0.19	Single-Family Home	-	09/03/26	3	2.5	1,650
4008 S Pleasant St, Independence, MO	0.17	Single-Family Home	-	09/28/26	3	2	1,144
3921 S Delaware Ave, Independence, MO	0.17	Single-Family Home	-	12/23/25	3	1.5	1,008
12800 E 40th Ter S, Independence, MO	0.09	Single-Family Home	-	08/13/26	3	2	1,756
4009 S Delaware Ave, Independence, MO	0.14	Single-Family Home	-	05/12/26	3	2.5	1,950
4123 S Cottage Ave, Independence, MO	0.21	Single-Family Home	-	07/09/26	3	2.5	2,244
4200 S McCoy St, Independence, MO	0.25	Single-Family Home	-	09/22/26	3	1.5	1,412
4116 S Delaware Ave, Independence, MO	0.19	Single-Family Home	-	02/20/26	3	2	1,900

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.

Address	Distance	Price	Bed	Bath	Sqft	Status
12905 E 40th Ter S, Independence, MO 64055	0.02	$198,300	3	2	1,240	Off Market
12913 E 40th Ter S, Independence, MO 64055	0.02	$210,300	3	2	1,480	Off Market
12908 E 41st St S, Independence, MO 64055	0.02	$206,300	3	2	1,176	Off Market
12912 E 41st St S, Independence, MO 64055	0.03	$216,300	3	2	2,288	Off Market
12904 E 41st St S, Independence, MO 64055	0.03	$212,500	4	2	1,100	Off Market
13001 E 40th Ter S, Independence, MO 64055	0.03	$199,600	3	2	1,243	Off Market
12901 E 40th Ter S, Independence, MO 64055	0.03	$193,500	3	2	1,320	Off Market
12908 E 40th Ter S, Independence, MO 64055	0.03	$236,400	3	2	1,670	Off Market
12912 E 40th Ter S, Independence, MO 64055	0.04	$195,100	3	3	1,200	Off Market
12904 E 40th Ter S, Independence, MO 64055	0.04	$239,300	4	2.5	1,887	Off Market
13000 E 41st St S, Independence, MO 64055	0.04	$226,700	3	3	1,144	Off Market
12900 E 41st St S, Independence, MO 64055	0.04	$219,700	3	2	1,320	Off Market
13000 E 40th Ter S, Independence, MO 64055	0.04	$208,500	3	3	1,334	Off Market
13005 E 40th Ter S, Independence, MO 64055	0.05	$254,200	3	2	1,980	Off Market
12900 E 40th Ter S, Independence, MO 64055	0.05	$236,500	3	2	1,296	Off Market
12809 E 40th Ter S, Independence, MO 64055	0.05	$229,200	4	2	1,162	Off Market
12909 E 41st St S, Independence, MO 64055	0.05	$233,700	3	3	1,892	Off Market
13004 E 41st St S, Independence, MO 64055	0.05	$213,900	4	3	2,199	Off Market
12808 E 41st St S, Independence, MO 64055	0.05	$236,100	3	2.5	1,704	Off Market
12809 E 41st St S, Independence, MO 64055	0.05	$262,100	3	3	2,604	Off Market

Local Information

Map ViewExplore the area around 12909 E 40th Ter S.
Schools1 Preschool School2 Elementary Schools2 Middle Schools1 High School
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Single-Family Home

Built in 1960

1,271 sqft

$179/sqft

Garage

About this House

True ranch w/2 car attached garage! Spacious Living Room, Hearth Room or Dining Room w/wood burning fireplace, Kitchen has an eat on bar & eating area, tiled floors. 3 Bedrooms, 3 Full Baths, main floor utilities, full finished basement. Wood privacy fenced yard. (hot tub stays as is) Nice front porch w/Tek-wood deck & patio. Master bedroom has walk in closet. Rolox, Champion or Anderson windows (a combination), programmable thermostat. This home has so much to offer!

12909 E 40th Ter S, Independence, MO 64055 is a 3 bedroom, 3 bathroom, 1,271 sqft single-family home in Luff, built in 1960. It was last sold on Mar 13, 2017. This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $227,300, with a rent estimate of $1,781/month.

Home Details for 12909 E 40th Ter S

Interior Features
Interior Details BasementTypes of Rooms: Family Room, Laundry Room, Master Bath, Recreation RoomCeiling Fan
Heating & Cooling Heating: Forced Air, GasAir ConditioningCooling System: CentralHeating Fuel: Forced Air
Levels, Entrance, & Accessibility Stories: 1Floors: Tile, Carpet, Linoleum Vinyl
Appliances & Utilities Disposal
Fireplace & Spa FireplaceHot Tub or Spa

Exterior Features
Exterior Home Features Roof: CompositionDeckExterior: VinylLawnPorch
Parking & Garage GarageParking: Garage Attached

Property Information
Year Built Year Built: 1960
Property Type / Style Property Type: Single Family HomeArchitecture: Ranch / Rambler

Community
Units in Building: 1

Lot Information
Lot Area: 9962 sqft

Price and Tax history

Date	Event	Price
Mar 13, 2017 Source: N/A	Sold	--
Feb 2, 2017 Source: Agent Provided	PriceChange	$129,950 Price decreased by 2%
Nov 15, 2016 Source: Agent Provided	PriceChange	$132,950 Price decreased by 1%
Sep 12, 2016 Source: Agent Provided	PriceChange	$134,950 Price decreased by 4%
Jul 28, 2016 Source: Agent Provided	Listed For Sale	$139,950

Year	Property tax	Tax assessment
2025	$2,119	$156,050

Additional Cost

Market trends in Independence

Last updated August 2026

Avg. sale price

$236K

$7.33KMoM

Sale-to-List Price

100.0%

Price per sq ft

$151

$3MoM

Available listings

442

29MoM

Around this home

John W. Luff Elementary School
PK-5
Public
362 Students
Independence 30 School District
6/10
GreatSchools Rating
Parent Rating Average
This school is the worst that my son was. I do not recommend it, they do an incorrect evaluation.
Parent Review
3y ago
11 Reviews

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Luff

19 Homes For You
Buy: $130k - $459k

See Local Highlights

Neighborhood stats provided by third party data sources.

What Locals Say about Luff

This October

Trick-or-Treat Score

Built from what locals say about Luff.

92% say there's holiday spirit
69% say there are sidewalks
46% say neighbors are friendly

Trulia Trick or TreatStart Ghost Hunt

At least 23 Trulia users voted on each feature.

96 % Say yards are well-kept
92 % Say there's holiday spirit
88 % Say car is needed
87 % Say parking is easy
84 % Say it's dog friendly
78 % Say kids play outside
74 % Say people would walk alone at night
72 % Say it's quiet
69 % Say there are sidewalks
57 % Say streets are well-lit
54 % Say they plan to stay for at least 5 years
50 % Say it's walkable to restaurants
50 % Say it's walkable to grocery stores
46 % Say neighbors are friendly
38 % Say there's wildlife
11 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Trulia User
Visitor
3y ago
"looks like a real family oriented neighborhood I would like to live their I felt safe there I would plant flowers I would have a BBQ"
0
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Melanie M.
Resident
5y ago
"We bought our home last year because of the well kept homes and friendly neighbors. So far, it is quiet, peaceful, and neighbors help each other out. We love our little community!"
5
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Daniela R.
Resident
6y ago
"I’ve lived in this neighborhood for almost 13 years. The neighbors are nice. People keep their front yards clean and people clean up after their dogs when taken on walks. I love the elementary school, you can walk to it with your children. The streets are not busy and kids can play outside and ride bikes safely. "
5
Flag
Becky P.
Resident
6y ago
"I’ve lived in this neighborhood for most of my life ❤️ it’s safe and I love it here. The neighborhood is friendly as ever!! My father has lived her for 50 years. He agrees he feels safe and loves his neighborhood."
4
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Daniela R.
Resident
7y ago
"Love the neighborhood I’ve lived in the Luff area for the past 15 years. It’s quiet. Neighbors are nice. The neighborhood homes are well taken care of. "
2
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Cristy.hurtado
Resident
7y ago
"My neighborhood is a pleasant place to live, easy access to the highway, excellent elementary school and kinds neighbors "
0
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Daniela R.
Resident
7y ago
"Safe area to live. Safe for kids to play outside. The area is nice and quiet. Neighbors keep their yards clean! And dogs always on their yard... nice to go on walks anytime."
0
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Star.rhoney
Resident
7y ago
"The neighbors are very friendly and look out for each other. There are several families with children but also several with older people that are very quiet. "
0
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LGBTQ Local Legal Protections

Frequently asked questions about 12909 E 40th Ter S

What is 12909 E 40th Ter S estimated to be worth?
Trulia's estimated value for 12909 E 40th Ter S in Independence, MO is $227,300.
What is the price history for 12909 E 40th Ter S?
12909 E 40th Ter S in Independence, MO last sold in March 2017.
Is Independence a buyer's or seller's market?
Independence is currently a seller's market, based on recent for-sale activity.
What's the median sale price in Independence?
The median sale price in Independence is $236K. That is up $7.33K from the prior month.
Does 12909 E 40th Ter S have air conditioning?
Yes, 12909 E 40th Ter S in Independence, MO has air conditioning.
Does 12909 E 40th Ter S have laundry facilities?
Yes, 12909 E 40th Ter S in Independence, MO has laundry facilities.