1275 Cobia CT, Naples, FL 34102
FOR SALE

1275 Cobia CT
Naples, FL 34102

Royal Harbor
  • 3 Beds
  • 3 Baths
  • 2,651 sqft

$2,550,000

Original price: $2,795,000
Est. Mortgage $14,617/mo*

$2,550,000

Original price: $2,795,000
Est. Mortgage $14,617/mo*
3 Beds
3 Baths
2,651 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

One or more photo(s) has been virtually staged, AI generated or rendered. Exceptional waterfront opportunity in the highly sought-after Royal Harbor community, one of Naples' premier boating enclaves known for its direct gulf access and luxury new construction multi-million dollar homes. Perfectly positioned on a prime waterfront, cul-de-sac homesite, with an unbeatable location just minutes to downtown Naples. The existing residence is well-maintained and fully livable with 2,651 sq.ft, offering immediate enjoyment or strong rental potential. However, the true value lies in the land - an ideal canvas to design and build a custom home of your own. For boating enthusiasts, this property is especially compelling, featuring a newer (2023) boat lift with a 27,000 lb capacity - perfect for accommodating a substantial vessel with ease. Enjoy quick access to the Gulf with no fixed bridges. Located just minutes from 5th Ave and 3rd St, you'll enjoy world-class dining, boutique shopping, white-sand beaches and the vibrant Naples lifestyle right at your doorstep. Whether you choose to enjoy the home as-is, hold as an income producing asset, or build your dream residence, this is a rare opportunity to secure a premier Gulf-access lot in prestigious Royal Harbor.

Home Highlights

Parking
2 Car Garage
Outdoor
Porch, Pool
View
Canal
HOA
None
Price/Sqft
$962
Listed
180+ days ago

Home Details for 1275 Cobia CT

Interior Features

Interior Details
Number of Rooms: 1Types of Rooms: Dining Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2651 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, WasherDishwasherDisposalDryerLaundry: InsideMicrowaveWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Ceiling Fan(s),Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: Skylight(s)Flooring: Tile
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Tile
View
Has a ViewView: Canal
Security
Security: Smoke Detector(s)
Room & Shared Space
Shared space is furnished

Exterior Features

Exterior Home Features
Roof: TilePatio / Porch: Screened Lanai/PorchExterior: Dock, Boat Lift, Elec Avail at dock, Water Avail at DockFoundation: Pillar/Post/PierHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached
Pool
Pool: In Ground, Concrete, Equipment Stays, Electric HeatPool
Frontage
WaterfrontWaterfront: Canal FrontOn Waterfront
Farm & Range
Not Allowed to Raise Horses

Days on Market

Days on Market: 180+

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceStructure Type: HouseArchitecture: House
Building
Building: DSL/Cable AvailableConstruction Materials: Frame, StuccoNot a New Construction
Property Information
Parcel Number: 18317400000

Price & Status

Price
List Price: $2,550,000Price Per Sqft: $962

Active Status

MLS Status: Active

Location

Direction & Address
City: NAPLESCommunity: ROYAL HARBOR
School Information
Elementary School: LAKE PARK ELEMENTARYJr High / Middle School: GULF VIEW MIDDLEHigh School: NAPLES HIGH

Agent Information

Listing Agent
Listing ID: 225073056

Building

Building Area
Building Area: 3800 Square Feet

Community

Community Features: Boating, Non-GatedNot Senior Community

HOA

Association for this Listing: NaplesNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 10018.8 sqft

Rental Terms, Policies & Fees

FurnishedLease Term: Buyer Finance/Cash

Miscellaneous

Mls Number: 225073056Water ViewWater View: Canal

Additional Information

HOA Amenities: NoneSource Internet Entire Listing Display
Last check for updates: about 3 hours ago
Listing courtesy of Maria Eaton, (239) 530-8555
Compass Florida LLC
Originating MLS: Naples
Source: SWFLMLS, MLS#225073056
Also Listed on SWFLMLS.

Price History for 1275 Cobia CT

DatePriceEventSource
05/01/2026$2,550,000PriceChange
SWFLMLS #225073056
04/13/2026$2,795,000PriceChange
SWFLMLS #225073056
02/17/2026$2,895,000PriceChange
SWFLMLS #225073056
01/12/2026$2,995,000PriceChange
SWFLMLS #225073056
11/05/2025$3,100,000PriceChange
SWFLMLS #225073056
10/01/2025$3,299,000PriceChange
SWFLMLS #225073056
03/14/2025$3,449,000PriceChange
SWFLMLS #224094065
02/11/2025$3,649,000PriceChange
SWFLMLS #224094065
01/21/2025$3,750,000PriceChange
SWFLMLS #224094065
11/22/2024$3,800,000Listed For SaleSWFLMLS #224094065
06/28/2022$3,375,000Sold
N/A
05/27/2022$3,495,000PendingSWFLMLS #222039355
05/21/2022$3,495,000Listed For SaleSWFLMLS #222039355
05/16/2022ListingRemovedSWFLMLS #222024299
05/02/2022$3,700,000PriceChange
SWFLMLS #222024299
03/31/2022$3,995,000Listed For SaleSWFLMLS #222024299
03/23/2022ListingRemovedSWFLMLS #222019576
03/15/2022$4,200,000Listed For SaleSWFLMLS #222019576
12/04/2015$1,521,000Sold
N/A
10/09/2015$1,599,000PriceChange
Agent Provided
06/19/2015$1,750,000Listed For SaleAgent Provided
05/31/2014$1,699,000ListingRemovedN/A
04/03/2014$1,699,000PriceChange
N/A
03/23/2014$1,799,000Listed For SaleN/A
01/14/1998$399,000Sold
N/A

Similar Homes You May Like

Skip to last item
Skip to first item

New Listings near 1275 Cobia CT

Skip to last item
Skip to first item

Property Tax and Assessment

Year2024
Tax$16,746
Assessment$2,486,248
Home facts updated by county records

Comparable Sales for 1275 Cobia CT

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.06
Single-Family Home
$2,325,000
07/30/25
3
3
2,137
0.18
Single-Family Home
$2,503,500
02/13/26
3
3
2,450
0.24
Single-Family Home
$2,600,000
02/11/26
3
3
2,671
0.32
Single-Family Home
$3,150,000
03/24/26
3
3
2,721
0.18
Single-Family Home
$3,025,000
04/01/26
4
3
3,202
0.26
Single-Family Home
$2,662,500
05/20/25
3
3
2,066
0.11
Single-Family Home
$5,100,000
03/02/26
4
3.5
3,000
0.30
Single-Family Home
$2,750,000
11/21/25
3
3
2,393
0.26
Single-Family Home
$2,975,000
03/09/26
3
2
2,039
0.07
Single-Family Home
$2,600,000
10/02/25
2
2
2,327

Assigned Schools

These are the assigned schools for 1275 Cobia CT.
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Royal Harbor

At least 2 Trulia users voted on each feature.
  • 100 % Say it's quiet

  • 100 % Say car is needed

  • 100 % Say people would walk alone at night

  • 100 % Say parking is easy

  • 100 % Say yards are well-kept

  • 75 % Say there's holiday spirit

  • 67 % Say it's dog friendly

  • 53 % Say neighbors are friendly

  • 50 % Say kids play outside

  • 50 % Say they plan to stay for at least 5 years

  • 50 % Say there's wildlife

  • 33 % Say it's walkable to restaurants

  • 25 % Say streets are well-lit

Learn more about our methodology.
  • Trulia User
    "Super nice location ! Close to beaches, downtown, everything you might want. Friendly neighbors. Close to restaurants, groceries, cafes. Beautiful homes. Historic homes "
  • Trulia User
    "It’s a great cozy quaint historic neighborhood. Close to downtown, beaches, everything Naples has to offer. Great for walking, biking. Fantastic location!"
  • Trulia User
    "Living here, is like being on vacation 24/7. Southwest Florida is a piece of paradise. It's easy living with convenient access to everything including the pristine beaches."
  • Huckbabe
    "Live in Four Winds; beautiful feeling of community! Everyone loves being there and treats it like the do!"
  • jchdwck
    "All houses are on the water. Excellent area for those interested in boating. Also close to everything - downtown shopping, beach, dining, etc."

LGBTQ Local Legal Protections

Maria Eaton, Compass Florida LLC
Agent Phone: (239) 530-8555
The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2026 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
1275 Cobia CT, Naples, FL 34102 is a 3 bedroom, 3 bathroom, 2,651 sqft single-family home built in 1989. 1275 Cobia CT is located in Royal Harbor, Naples. This property is currently available for sale and was listed by SWFLMLS on Oct 1, 2025. The MLS # for this home is MLS# 225073056.